Road trip! Indeed, you read it right. The two words itself prompts a lot of fun, thrill and enthrals excitement. Mostly the idea is simple, there is a world outside your window and unquestionably, you ought not to miss it.
A road trip gives you an entirely different experience. Regardless of whether you are, a solo traveller or you are travelling along with your friends' road trip gives you a memory to reckon with. It is the ideal way to keep your mood uplifted and have an album of good memories.
As much as the possibility of a road trip fascinates you, imagine if something unfortunate happens while you are on the trip. Of course, inevitabilities do not come thumping. All you are planning can take a toll if you happen to meet an accident or perhaps you are robbed and so on.
Envision yourself in such a situation. Have you at any point figured what might you do if something like this occurs? Well, do not panic. We have an answer for you and that is buying car insurance before you head for your road trip.
As per the legitimate mandate, all the car owners in India need to buy third party car insurance for their vehicles.
Buying car insurance safeguards the insured from any financial expense for any loss/damage caused by an unfortunate situation.
In India, there are generally two types of car insurance plans, which are offered:
Having car insurance makes you confident while you are driving and gives you a sense of financial backup. Driving without car insurance is not only unsafe but at the same time is an offence and the consequence could be impeccable.
Though driving a car eliminates the dependence on public transport. However, driving on the roads of India has its share of perils eventually. No matter how good your driving skills might be an accident can happen with anyone, anytime and anywhere.
This is when car insurance comes to your rescue and acts as a shield from any financial expense. The following are some important reasons for buying car insurance:
While you are planning your road trip, one should not forget that even the journey you will be travelling is an integral part of your trip experience.
Find below a list of important considerations that you need to think about before you are heading for a road trip:
It is a good habit of carrying the documents when you are travelling on the road. Below is the list of important documents, which without a fail one needs to carry when on a road trip:
In the End
Each one of us deserves a break from our daily life to recharge our mind and spirits. Therefore, do not spend time on your drive calling home to find out details about documents that you should have been carrying.
Buying insurance is like setting aside cash to cover you monetarily in case of an accident. In any case, the extent of these savings increments, overall, when you have an insurance company to back you.
Therefore, before you begin your road trip, you ought to review your car insurance to ensure it gives adequate inclusions.
Car Insurance
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₹2,094*
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09 Jan 2023
Yes, your comprehensive car insurance policy may cover the damages03 Jan 2023
As per the IRDAI guidelines, all motor insurance sectors including09 Dec 2022
Roadside Assistance is an add-on cover offered with your06 Dec 2022
No, any damage to the nut bolt or any other consumable of your05 Dec 2022
Third-party car insurance is a mandatory cover as per the motorInsurance
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
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