Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Renew Your Car Insurance Policy on Time to Avoid Financial Losses

      Try not to delay your car insurance renewal. You should always renew it before the due date of your insurance expiry date. As if the car insurance policy lapses and there are damages in your car (or your car gets stolen during this period) after that, you have to bear the financial losses.

      Read more

      How to Renew Car Insurance Policy?

      Generally, all car insurance companies provide a grace period of 15 days to one month from the policy’s due date. You can pay the premium of your insurance policy during this period and get your policy renewed. However, if you do not renew your insurance policy during the grace period, you have to purchase a new car insurance policy for your car.

      Here are the steps to renew your car insurance policy online:

      • Go to the car insurance renewal section.
      • Enter the details mentioned on the page, like your policy number, date of birth, mobile number, etc., and submit all this.
      • Select the car insurance policy that you want to renew.
      • Select the add-ons or rider benefits that you want to buy or drop (if there are any).
      • The amount of premium that you have to pay will be shown on this page.
      • Pay the premium of your insurance policy online with the help of a debit card, credit card, or net banking.
      • As soon as the payment transaction completes, your car insurance policy gets renewed.

      You will get the documents of your renewed car insurance policy on your registered email id. If you wish, you can download a copy of your policy’s document and get its printout anytime you want.

      Things to Remember While Renewing a Car Insurance Policy:

      Here are a few points that you must remember at the time of renewing a car insurance policy:

      • Compare Different Options: When you are renewing your car insurance policy, you should not forget to compare all the available options online. This gives you an idea of whether some other insurance company is offering better features, insured declared value (IDV), premiums, etc. in its car insurance policy or not. If you find a better comprehensive car insurance policy with some other insurer, you can switch the insurer at the time of renewal.
      • Type of Car Insurance Plan: Buying a third-party liability insurance policy for your car is mandated by law. It covers the damages and losses incurred to a third-party person or property caused by your insured car. If you have a third-party car insurance policy, you must look for a comprehensive car insurance plan. In this type of insurance, damages to the insured vehicle as well as third-party both are covered. In this way, a comprehensive vehicle insurance plan offers double benefits.
      • Rider Benefits or Add-On Covers: At the time of renewal of your car insurance policy, you must review all the available add-on covers. As a policyholder, you must make all the required adjustments and you can as well tailor your car insurance policy as per your necessities. In which, add-on covers or rider benefits do the needful. You can add a rider benefit to your existing car insurance policy or remove an unwanted rider from it at the time of its renewal. Some of the add-on covers that are offered by most car insurance providers are – key and lock replacement, zero depreciation cover, conveyance benefit, etc.
      • You Can Change the Insurer: Some insurance companies keep on changing their terms and conditions with time. Moreover, while your comparison of different car insurance plans, if you find a better plan than your existing one, you can change the insurer. You can do this at the time of renewal of your car insurance policy.

      What Does Happen When You Do Not Renew Your Car Insurance Policy On-Time?

      As we all know that riding a car without a valid driving license in India is a punishable offense. So, you should always renew your car insurance policy on time. Moreover, if you encounter any unfortunate circumstances while your car insurance policy is not renewed, there will not be any help from your insurance company.

      Moreover, you also lose your ‘No Claim Bonus’ or NCB if you do not renew your car insurance policy before it expires. Therefore, it is always recommended to renew your car insurance policy on time to avoid any type of legal or financial issues.

      What Should You Do If Your Car Insurance Policy Expires?

      As soon as your car insurance policy expires, the first and foremost thing that you should do is to inform your insurance provider. When you inform the insurance company, it will fix a survey of your uninsured vehicle. The surveyor inspects your car and finds if any pre-existing damages could be charged to the insurer in case of any future claim. After completion of the inspection process, you can also buy a new car insurance policy because this inspection is not valid for a longer duration.

      Wrapping It Up!

      Having said all the aforementioned points, the car-renewal process can also be termed as a period wherein you can easily switch your insurance provider, in case you are not happy with your existing insurer. In case of an insurer switch, you should look for an insurance provider that offers better services and enhanced coverage for your car. As a car insurance policyholder, you can as well buy add-ons for enhancing the coverage of your car insurance policy. Therefore, compare different quotes online and opt for an insurance provider that can provide you better car insurance plans at a reasonable premium.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar
      Claim Assurance Program

      Car insurance articles

      • Recent Article
      • Popular Articles
      11 Jun 2024

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand

      Read more
      21 May 2024

      Get Faster Claim Settlement with Policybazaar...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration...

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL