Which is the Hassle-free Method of Buying a Car Insurance Policy?

Get Car Insurance starting at only ₹2,094/year #

In India, it is compulsory to have at least a third-party car insurance policy for all car owners. Having the right cover protects your insured vehicle from several unforeseen liabilities and unwanted financial burdens. There are several ways to buy a car insurance policy. Read this article to find a hassle-free method to obtain a car insurance policy.

Read more

  • Renew policy In 2 minutes*

  • 20+ Insurers to choose

  • 51 Lakh+ Vehicles Insured

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
Search city or RTO
Can’t find your RTO? Search for it
Search Car Brand
    Search model for Maruti Suzuki
      Search for variant
        View all variants
          Full Name
          Mobile No.
          View Prices
          Please wait..
          By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
          Get Updates on WhatsApp
          Select Make
          Select Model
          Fuel Type
          Select variant
          Registration year
          Registration month
          Save & update
          Please wait..

          Which is a Hassle-free Mode of Purchasing a Car Insurance Policy?

          With the advancement in technology, delivering insurance products and services has become easy. With an active internet connection and a smartphone, you can search, compare, and choose a plan that suits you the best. Therefore, buying online car insurance is the most convenient, time-saving, hassle-free process.

          Benefits of Buying Online Car Insurance Policy

          Buying online car insurance is the process of obtaining a policy through the internet via a website or a mobile app of an insurer. Here are the benefits of buying an online car insurance policy-

          1. Better Research, Better Deals

            You can easily find details about motor insurance policies and insurers by researching online. Several insurers are offering various plans on the internet. To make an informed decision, you can also visit the official website of the Policybazaar Insurance Brokers Private Limited, search online, and compare multiple plans on a single screen.

          2. Lower Premium

            Usually, car insurance policies offered by digital insurance providers are less expensive than those offered by any offline insurers. As you do not have to pay commission or agent fees to the agents or intermediaries.

          3. Easy Process

            You can easily buy an insurance policy via a website or an app without wasting your time. Moreover, it guarantees no paperwork, no agent commission, no form filling, and a hassle-free process. Hence, it is a really quick, simple, and affordable process.

          4. Excellent Customer Service

            If you ever get stuck while raising a claim or want some help while buying a car insurance policy, you can connect with the customer's support service and enjoy a seamless experience.

          5. Hassle-free Claim Settlement Process

            Claim settlement includes documentation submission, money transfer, and coordination problems. But if you opt for an online car insurance policy, you will get instant claim settlement, cashless claims, and a stress-free experience with your insurer.

          How to Buy a Best Car Insurance Policy Online?

          Several factors help in buying the best car insurance policy. Read on to find the tips to get the best car insurance online in India-

          1. Get Yourself Prepared Before Starting the Search

            Before starting the research, ensure you have the required details handy to get a correct quotation. Always remember the make, model, and variant of the car. Moreover, you must have information like the car's registration number and the vehicle's location. Always fill in all the relevant details correctly to get the best deal.

          2. Compare and Analyse Different Quotes

            Visit the official website of Policybazaar Insurance Brokers Private Limited to find the best policy which is enough to cover all the losses at affordable premiums. You may also include various add-on covers like engine protection, zero dep cover, no-claim bonus protection, consumables cover, etc.

            Before deciding on a particular add-on cover, you must consider some factors to get the best policy for your vehicle, including location, claim history, age of the car, usage of the car, etc.

          3. Choose the Adequate IDV

            IDV refers to the current market value of your car. However, it has nothing to do with the resale value of the car, and it directly affects the premium. It is simply the maximum amount that you will receive from your car insurer in case of the total loss to your car.

            If you choose higher IDV, your car insurance premium increases accordingly. However, opting for a lower IDV means inadequate coverage. Therefore, it is important to choose the right Insured Declared Value (IDV).

          4. Visit the Official Website of IRDAI

            The IRDAI (Insurance Regulatory and Development Authority of India) is an autonomous institute that is responsible for regulating all insurance companies. You must visit the official website of IRDAI to know the do's and don'ts while purchasing a policy. They also have a list of insurers, public notices, annual reports, press releases, penalties, insurance laws, etc. Therefore, it is essential to educate about the set rules and regulations set by the IRDAI and make an informed decision.

          Final Thoughts

          To enjoy a hassle-free experience, choose to buy a car insurance policy online. Moreover, you need to know your inclusions and exclusions to get an efficient deal. If you feel buying a policy online is stressful, you can skip it and choose to go with an agent or directly through the insurance website. But make sure you have at least third-party cover as it is a legal requirement.

          Find similar car insurance quotes by body type

          Hatchback Sedan SUV MUV
          Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
           Why buy from policybazaar

          Car insurance articles

          Recent Articles
          Popular Articles
          Do Older Cars Need Comprehensive Car Insurance?

          01 Jun 2023

          Owning an older car can be a unique experience. Whether it's a
          Read more
          Why New Car Insurance is so Expensive in India?

          18 Apr 2023

          One of the most critical factors affecting the car insurance price
          Read more
          Things to Know About Comprehensive Car Insurance

          30 Mar 2023

          Car insurance is a mandatory requirement for all cars plying on
          Read more
          How Long Can You Wait to File a Car Insurance Claim?

          22 Mar 2023

          When an unanticipated road accident occurs, filing a car insurance
          Read more
          How to Transfer Car Ownership Online?

          20 Mar 2023

          A car's ownership is usually transferred if the car is sold to a
          Read more
          Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
          It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
          Read more
          How to Find Car Insurance Details by Registration Number?
          As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
          Read more
          Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
          Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
          Read more
          How to Transfer Car Insurance Policy?
          An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
          Read more
          Comprehensive Insurance Vs Third Party Insurance
          A comprehensive car insurance policy offers protection against third-party liabilities and own damages sustained by
          Read more

          View Plans
          Download the Policybazaar app
          to manage all your insurance needs.