Q1. I have bought a second-hand Force Motors Commercial Vehicle. Will I receive the No Claim Bonus?

Ans: No, you are not eligible to get an NCB which was earned and accumulated by the previous owner. No Claim Bonus or NCB is the discount that the insurer provides to the policyholder for not raising any insurance claim during the policy tenure. As this discount is given to the vehicle's owner, it is non-transferable. You can only avail an NCB for a second hand vehicle if you transfer the ownership and do not raise a claim for an year.

Q2. Can I renew Force Motor insurance online?

Ans: Yes, you can easily renew your Force Motor insurance policy online on aggregator websites like policybazaar.com. The online renewal process is fast and simple and you can get the policy copy right after a successful payment.

Q3. What add-ons can I buy with Force Motors Insurance?

Ans: You can purchase add-ons like the zero depreciation cover, roadside assistance, accessories cover, IMT 23, etc with your commercial vehicle insurance policy.

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All About Force Motors Insurance

Force Motors is a multinational automobile manufacturer in India. If you own its commercial vehicle, you must have a Force Motors insurance to secure it from unforeseen events. It offers protection for damages caused by accidents, collisions, riots, natural disasters, etc. It is also mandatory to have a third-party commercial vehicle insurance under the Motor Vehicles Act, 1988 to cover third-party person and property damages.

Force Motors Insurance Price

The table below highlights the third party insurance premium for Force commercial vehicles. You can check the model details along with the gross vehicle weight and premium amount below:

Force Motors Model	Gross Vehicle Weight	Third Party Insurance Premium
Force Urbania	3625 kg	₹16,049
Force Traveller Delivery Van	3960 kg	₹16,049
Force Trax Delivery Van	2900 kg	₹16,049
Force Trax Toofan	3180 kg	₹16,049

*Disclaimer: The third-party premium mentioned above is fixed by the IRDAI based on the gross vehicle weight. The premium is subject to change if you choose a comprehensive policy and add-ons.

Reasons to Buy Force Motors Insurance Policy

Here are the reasons to buy Force Motors Insurance policy:

Legally Mandatory: Having a commercial vehicle insurance is mandatory as per the Indian Motor Vehicle Act. You must at least buy a third party commercial vehicle insurance to legally ply your Force vehicle on Indian roads.
Financial Backup: A Force Motor insurance will provide you with the necessary financial protection and cover for losses and damages caused due to third party liabilities, accidents, collisions, man-made and natural disasters, theft, fire, etc.
Comprehensive Protection: A comprehensive insurance will protect you against third party liabilities as well as damages caused to your own vehicle.

Types of Force Motors Insurance Policy

Third-Party Insurance

According to Indian Motor Vehicle Act, 1988, it is compulsory to insure commercial vehicles with at-least a third-party insurance policy. Under this type of commercial vehicle insurance policy losses or damages incurred to third-party property or person are covered. However, one does not get insurance coverage against any damage or caused to the insured vehicle.
Comprehensive Insurance

A package policy provides an enhanced coverage for both third-party liabilities and damages caused to the insured vehicle. It covers damages or losses caused to the vehicle due to any natural or man-made disasters, theft, road accidents, collisions, etc. You can also include add-ons to increase the protection such as zero depreciation, accessories cover, etc.

What Does Your Force Motor Insurance Cover?

What is Covered?
What is not Covered?

The inclusions of Force Motors Insurance policy are as follows:

Any losses or damages incurred due to an accident
Third-party liability cover in case of loss or damage to third-party property or person
Mandatory Personal Accident (PA) cover
Losses and damages incurred due to explosion or fire
Coverage in case your vehicle is stolen
Loss or damage incurred due to vandalism, riots, etc
Losses or damages incurred due to storms, floods, etc.

The exclusions of a Force Motors Insurance policy are as follows:

Electrical or mechanical breakdown
Any consequential losses
Damages or losses incurred if the driver is driving under the influence of alcohol
Damages or losses incurred if the driver is driving without a valid driving license

*Disclaimer: The exact list of coverage varies with the insurer and will be mentioned on your policy wordings.

Force Motor Insurance: Add-Ons

You can also include some add-ons to increase the coverage of your Force Motor insurance. Some of the common add-ons are given below:

IMT 23: IMT 23 provides additional coverage for parts such as tyres, tubes, lamps, mudguards, headlights, side parts, bonnet, etc, which are otherwise uninsured after deducting the depreciation costs as per the age of the vehicle.
Zero Dep Cover: Your insurer is liable to deduct the depreciation cost from your claim amount as per the age of the vehicle. However, with the zero depreciation add-on, there will be no depreciation deducted on the repaired parts such as glass, fiber glass, etc, in case of an accidental claim.
Electrical and Non Electrical Accessories: This add-on covers damages caused to the additionally-fitted accessories such as fog lights, seat covers, etc.
Personal Accident (PA) Cover: It is mandatory to buy a PA cover for the individual owner of at least ₹15 lakhs in case of disablement or death.

How to Buy Force Motor Insurance Online?

Visit the commercial vehicle insurance page from policybazaar.com homepage.
Fill out your registration number or click on 'I have a brand new vehicle'
Fill the form with all the details such as make and model, manufacturing details, RTO information, etc in case of a new vehicle.
Once you submit, all the plans will be displayed on the screen. .
Choose the insurance policy that meets your requirements and then make the payment.
The policy is then mailed to the registered email id of the policyholder.

How to Renew Force Motors Insurance Online?

The steps to renew Force Motors Insurance policy online are as follows:

Go to policybazaar.com and select 'commercial vehicle insurance' from the homepage.
Fill out your vehicle registration number and click on the submit button.
Fill all the required details and submit the form.
All the plans for your Force Motors vehicle will be displayed on the screen.
Choose the add-ons required and customize your IDV as per the previous year policy.
Select the most appropriate plan and pay the premium to get your policy renewed.
The renewed policy will be sent to your registered email address.

How to File Force Motors Insurance Claim?

Inform the insurer about the claim and file an FIR.
The insurer will send a surveyor to inspect the damages incurred.
Once the damages have been inspected and your intimation has been approved, you can send your vehicle for repair.
Submit all the required documents to the insurer
After approval your vehicle will be repaired and the insurance company will settle your claim.

Documents Required to File a Force Motors Insurance Claim

Claim form
Registration Certificate (RC) copy
Driving License copy
Copy of FIR, if applicable
Repair estimate
Fitness Certificate, if applicable
Load challan
Permit of the commercial vehicle

Force Motors Insurance Policy FAQs

Q1. I have bought a second-hand Force Motors Commercial Vehicle. Will I receive the No Claim Bonus?

Ans: No, you are not eligible to get an NCB which was earned and accumulated by the previous owner. No Claim Bonus or NCB is the discount that the insurer provides to the policyholder for not raising any insurance claim during the policy tenure. As this discount is given to the vehicle's owner, it is non-transferable. You can only avail an NCB for a second hand vehicle if you transfer the ownership and do not raise a claim for an year.
Q2. Can I renew Force Motor insurance online?

Ans: Yes, you can easily renew your Force Motor insurance policy online on aggregator websites like policybazaar.com. The online renewal process is fast and simple and you can get the policy copy right after a successful payment.
Q3. What add-ons can I buy with Force Motors Insurance?

Ans: You can purchase add-ons like the zero depreciation cover, roadside assistance, accessories cover, IMT 23, etc with your commercial vehicle insurance policy.