Mahindra DI 3200 Insurance

Mahindra DI 3200 is a lightweight commercial vehicle by Mahindra and Mahindra Group. The truck comes with some great features and is ideal for commercial businesses. A Mahindra DI 3200 insurance can be purchased to protect your truck from unanticipated liabilities such as a collision.

Read more
Buy instant insurance for Goods, Passenger & Miscellaneous vehicles
  • 18+ insurers to choose from

  • Instant renewal for expired policy

  • Cover lamp, tyre Tube & bumper

Save upto 80%* on Commercial Vehicle Insurance
View free quotes
Please wait. We Are Processing..
By clicking on ''View free quotes'' you agreed to our Privacy Policy and Terms of use

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Mahindra DI 3200 Insurance Overview

Mahindra DI 3200 is a BS6 compliant truck that comes with features like the highest payload, high mileage, and high loading span as well. Moreover, being a lightweight truck, it can be used for a variety of commercial applications. The Mahindra truck also offers a comfortable cabin space and some great safety features.

Purchasing a Mahindra DI 3200 insurance can offer financial coverage to your truck if it meets with an unforeseen incident such as a road accident, riots, etc. Moreover, it can also cover you against any third-party liabilities arising out of the insured truck.

Popular Mahindra DI 3200 Models With Insurance Price

Mahindra DI 3200 Models


(2018 Registration)

Mahindra DI 3200 Models Variant*

Mahindra DI 3200 Models Insurance Price*

(Third Party Liability Insurance)

GVW 4600


Rs. 8,238 onwards

Cabin and HSD Carrier


Rs. 8,238 onwards

GVW 4850


Rs. 8,238 onwards

Disclaimer*: The Mahindra DI 3200 insurance price for different variants depends on factors like add-on covers, NCB, IDV of the vehicle, etc.

Reasons to Buy Mahindra DI 3200 Insurance Policy

Here is why you should purchase a Mahindra DI 3200 insurance policy:

  • Legally Required: Having commercial vehicle insurance is a mandatory legal requirement as per the motor laws of India. Thus, if you want to legally drive your truck in India, you must have a truck insurance policy.
  • Personal Accident Cover: By purchasing a Mahindra DI 3200 insurance policy, you can also get a compulsory Personal Accident Cover for the owner/driver of the insured vehicle.
  • Coverage Against Theft: With a Mahindra DI 3200 insurance policy, you can also cover your truck against any loss arising out of theft or burglary.
  • NCB Reward: When you purchase a commercial vehicle insurance policy, you receive a No Claim Bonus reward for not making a claim during your policy tenure. You can use this reward to receive a discount when you renew your truck insurance policy.

Types of Mahindra DI 3200 Insurance Policy

The two major types of Mahindra DI 3200 insurance policies offered by insurers in India are:

Third-Party Mahindra DI 3200 Insurance Policy

A third party Mahindra DI 3200 insurance policy covers a policyholder against any damage arising out of third party liabilities such as third party property damage, demise or injury to the third party. A third-party commercial vehicle policy is mandatory as per The Motor Vehicles Act, 1988.

Comprehensive Mahindra DI 3200 Insurance Policy

Under a comprehensive commercial vehicle insurance policy, the policyholder is compensated against any damages sustained by the insured vehicle due to events like collisions, manmade acts, fire, earthquakes, etc. This commercial vehicle insurance policy also covers any damage or losses sustained by a third party due to the insured vehicle.

Inclusions of Mahindra DI 3200 Insurance Policy

A Mahindra DI 3200 insurance policy covers the following losses and damages:

  • Damages arising out of cyclones, hurricanes, earthquakes, and other natural calamities
  • Any damage or loss sustained by the insured truck due to strike, vandalism, or riots
  • Losses to the insured vehicle due to explosion or fire
  • Any loss to the insured commercial vehicle due to theft, housebreaking, or burglary
  • Any damage caused to the insured truck while it was in transit via railways, road, waterways, or air
  • Damages to the third party property and third-party death/injury due to the insured vehicle
  • Any external damage i.e. damages arising out of road accident or collision

Additional Covers Under Mahindra DI 3200 Insurance

The coverage of a Mahindra DI 3200 insurance policy can also be enhanced by purchasing additional covers at an extra premium amount. These add-ons are:

  • Zero Dep Cover
  • Engine Assistance Cover
  • Legal Liability to the Paid Driver
  • Roadside Assistance Cover
  • Personal Accident Cover
  • IMT 23 Cover

Exclusions of Mahindra DI 3200 Insurance Policy

Damages that are not covered under a Mahindra DI 3200 insurance policy include:

  • Losses arising out of any contractual liability of the owner
  • Any damage to the insured truck when the driver was drunk
  • Damages to the insured Mahindra DI 3200 when the driver was not carrying a driving license
  • Losses arising out of the specified geographical limits
  • Losses to the insured commercial vehicle when being used for private purposes
  • Any loss arising out of gradual wear and tear
  • Any damage to the insured vehicle due to civil war or nuclear peril

How to Buy Mahindra DI 3200 Insurance Online?

Visit and follow these steps to easily buy a Mahindra DI 3200 insurance policy:

  • From the ‘Insurance Products’ dropdown, select the ‘Commercial Vehicle Insurance’ page
  • Enter your name and mobile number in the following form
  • Select the type of vehicle such as ‘Truck’ from the given table
  • Select your truck manufacturer as ‘ Mahindra and Mahindra’
  • Enter truck’s model, RTO, registration year and variant
  • From the given Mahindra DI 3200 insurance plans, choose the plan that suits you
  • Select the desired additional cover from the given list
  • Fill in the proposal form with rest of the details
  • Proceed with premium payment via any of the online payment methods
  • After premium payment, your Mahindra DI 3200 insurance policy will be issued and the documents will be mailed to you.

How to Renew Mahindra DI 3200 Insurance?

For Mahindra DI 3200 insurance renewal, follow the steps mentioned below:

  • Visit the official website of Policybazaar Insurance Brokers Private Limited and go to the ‘Commercial Vehicle Insurance’ page from the ‘Insurance Products’ menu
  • In the given form, mention your name and mobile number and proceed forward
  • Enter vehicle type, manufacturer, model, RTO, registration year, variant etc.
  • Enter previous truck insurance policy details
  • From the given plans, select Mahindra DI 3200 insurance renewal plan along with the desired add-on covers
  • Fill in the given form and pay the premium amount of your plan
  • Once you have successfully paid the premium, your Mahindra DI 3200 insurance renewal will be complete. You will receive policy papers in your email id.

Claim Procedure Under Mahindra DI 3200 Insurance

For a Mahindra DI 3200 insurance claim procedure, follow the steps mentioned below:

  • Intimate the insurer about the damages and register a claim with them
  • A survey will be conducted to estimate the cost of damages sustained by the insured Mahindra DI 3200
  • You will also be required to submit the claim form along with certain documents for the claim to be processed
  • Now the insured vehicle will be sent for repairs to the network garage and the claim will be settled with them
  • f you have got the truck repaired in a non-network garage, the insurer will pay you the claim amount after the repairs.

You might be interested in

Tractor Insurance
Truck Insurance
Pick Up Van Insurance
School Bus Insurance
Goods Carrying Insurance
Auto-Rickshaw Insurance
E-rickshaw Insurance
Bus Insurance

Documents Required to Raise A Claim Under Insurance

Make sure to keep these documents handy while raising a Mahindra DI 3200 insurance claim:

  • Copy of driving license
  • Commercial vehicle insurance documents
  • Truck’s Registration Certificate
  • Repair bills and estimates of repair
  • Truck’s Fitness Certificate
  • Duly filled and signed claim form
  • Copy of Police FIR


Written By: PolicyBazaar

Commercial Vehicle insurance articles

Recent Articles
Popular Articles
Third Party Motor Insurance Pool

18 May 2022

Third party motor insurance pool came into existence on 1st April...
Read more
Essentials of an Accurate Smart Truck Overview in India

16 May 2022

A smart truck is heavy machinery that offers both power and...
Read more
Top 6 CNG Truck Models in India – Price and Performance

13 May 2022

With the rising air pollution, there is a rise in the demand for...
Read more
Top 5 Tata Light Commercial Vehicles In India – Price & Overview

09 May 2022

Tata Motors is one of the popular and favourite commercial vehicle...
Read more
Selling Truck Guide: Tips To Sell Your Used Truck in India

05 May 2022

Buying or selling a used truck involves a lot of effort. During...
Read more
Difference Between Commercial and Private Vehicle Insurance
Insurance is an effective tool to provide financial help in case your vehicle gets damaged. Whether it is your private...
Read more
Difference Between Light-duty Truck and Heavy-duty Truck
Trucks are the most favoured mode for moving goods because of its trustworthiness, reliability, adaptability, and...
Read more
Innovative Qualities of Top Tractor Tyres Brands in India
The Indian market has some new innovative tractor tyres with unique features. The tyre is a round part that covers...
Read more
All you need to Know about Third Party Commercial Auto Insurance
A third-party commercial vehicle insurance policy covers risks arising due to third party liabilities such as...
Read more
7 Things You Should Know About Commercial Vehicle Insurance
When you own a business, you already have a lot on your plate to think about which leads to anxiety and stress. Buying...
Read more