Mahindra e-Alfa Mini Electric Rickshaw Insurance

Mahindra e-Alfa Mini Electric Rickshaw Insurance Overview

Mahindra e-Alfa mini electric rickshaw offers an attractive exterior design, improved interior features, and large cabin space with ultimate comfort for drivers and passengers. The mini e-rickshaw is supported by a powerful battery and motor offering high performance and superior drive.

With Mahindra e-Alfa mini electric rickshaw insurance, you can get financially covered when your e-rickshaw meets with an unanticipated incident on road. It also offers financial protection against any third party liability arising out of the insured e-rickshaw.

Popular Mahindra e-Alfa Mini Electric Rickshaw Models with Insurance Price

Disclaimer*: The insurance price of different Mahindra e-Alfa mini electric rickshaw variants depends on factors like IDV, engine capacity, add-ons, coverage opted, etc.

Reasons to Buy Mahindra e-Alfa Mini Electric Rickshaw Insurance Policy

Below mentioned are some reasons to purchase a Mahindra e-Alfa mini electric rickshaw insurance policy for your commercial vehicle:

• Mandatory Requirement: Buying a commercial vehicle insurance policy for your Mahindra e-Alfa mini e-rickshaw is a mandatory requirement as per the Indian motor laws. Thus, to legally drive it on the Indian roads, you must have a Mahindra e-Alfa mini electric rickshaw insurance policy.
• Comprehensive Coverage: With a Mahindra e-Alfa mini e-rickshaw insurance policy, you can get comprehensive coverage for your e-rickshaw against multiple unanticipated damages including third party damages.
• Personal Accident Cover: By purchasing a Mahindra e-Alfa mini electric rickshaw insurance policy, you will also get a compulsory Personal Accident Cover for the owner/driver of the e-rickshaw.
• Additional Covers: Take advantage of multiple additional covers by purchasing a commercial vehicle insurance policy for your electric rickshaw.

Types of Mahindra e-Alfa Mini Electric Rickshaw Insurance Policy

The two major types of Mahindra e-Alfa mini electric rickshaw insurance policies offered in India are:

Third Party Mahindra e-Alfa Mini E-Rickshaw Insurance Policy

A third party Mahindra e-Alfa mini electric rickshaw insurance policy is the minimum insurance cover that you can buy for your vehicle. The policy covers any accidental damage caused to the third party due to the insured vehicle. These damages include third party property damages, demise and bodily injuries to the third party.

Comprehensive Mahindra e-Alfa Mini E-Rickshaw Insurance Policy

A comprehensive Mahindra e-Alfa mini electric rickshaw insurance policy is not a mandatory cover but highly recommended as it offers a wider scope of coverage that the 3rd party or a liability only policy. The policy covers own damages sustained by the insured e-rickshaw due to contingencies like collision, theft, fire, etc. This policy also covers any third party liability arising out of the insured e-rickshaw.

Inclusions of Mahindra e-Alfa Mini Electric Rickshaw Insurance Policy

A Mahindra e-Alfa mini electric rickshaw insurance policy covers the following damages:

• Any damage to the insured e-rickshaw arising out of manmade acts like riots, strikes are covered
• The policy also includes any damages caused due to natural calamities like floods, cyclones, earthquakes, etc.
• Any third party liability such as damages to the property, injury and death of the third party can also be claimed under e-rickshaw insurance policy
• Damages to the insured vehicle due to fire, or explosion are also covered
• The policy covers any loss arising out of burglary or theft of the insured vehicle
• Claims can also be made for damages caused due to external means such as a road accident
• Any damage sustained by the insured e-rickshaw while it was in transit via any mode of transport are also covered in the commercial vehicle insurance policy

Additional Covers under Mahindra e-Alfa Mini Electric Rickshaw Insurance

A Mahindra e-Alfa mini e-rickshaw insurance policy can also be extended by purchasing additional covers offered by the insurance companies. These add-ons are:

• IMT 23 Cover
• Zero Depreciation Cover
• Personal Accident Cover for Owner Driver
• Accessories Add-on Cover
• Personal Accident Cover for Paid Driver
• Legal Liability to Paid Driver

Exclusions of Mahindra e-Alfa Mini Electric Rickshaw Insurance Policy

Damages and losses that are not covered under Mahindra e-Alfa mini electric rickshaw insurance policy are:

• Any loss arising out of contractual liability of the owner is excluded from policy coverage
• Damages caused to the insured vehicle due to its mechanical or electrical breakdown are not covered under the policy
• Claims cannot be registered for damages sustained by the insured e-rickshaw when the driver was drunk driving
• Compensation for any damage cannot be availed if the driver was not carrying a driving license at the time of accident
• Any loss arising out of regular usage, depreciation of the insured vehicle is not covered
• Damages sustained by the insured e-rickshaw when it was being driven for private purposes
• The policy also excludes any damage arising out of the geographical location as specified in the Mahindra e-Alfa mini electric rickshaw insurance policy

How to Buy Mahindra e-Alfa Mini Electric Rickshaw Insurance Online?

To easily buy Mahindra e-Alfa mini electric rickshaw insurance online, follow the steps mentioned below:

• Firstly visit the official website of Policybazaar Insurance Brokers Private Limited (Policybazaar.com)
• Now, go to the ‘Commercial Vehicle Insurance’ page from the ‘Insurance Products’ menu
• Mention your name and mobile number in the mentioned form
• Now select the type of vehicle as ‘Electric Rickshaw’
• Select vehicle’s brand as ‘Mahindra and Mahindra’
• Next up select details like model, variant, RTO and registration year and proceed
• From the mentioned Mahindra e-Alfa mini e-rickshaw plans, select the desired plan
• Select the required additional covers along with you e-rickshaw insurance plan
• Now fill the proposal form with your e-rickshaw details
• Pay the premium amount via UPI, net banking or bank cards
• Once the payment is complete, your commercial vehicle insurance policy will be issued. Your policy papers will be mailed to you.

How to Renew Mahindra e-Alfa Mini Electric Rickshaw Insurance?

For Mahindra Alfa mini e-rickshaw insurance renewal, follow the steps mentioned below:

• Visit Policybazaar.com and select the ‘Commercial Vehicle Insurance’ page
• Enter your name and mobile number in the given form
• Choose the vehicle type, brand, RTO, variant and other details
• Select your previous policy expiry date and claim details
• From the mentioned renewal plans, choose the desired Mahindra e-Alfa mini electric rickshaw insurance renewal plan and additional covers
• Now pay the premium amount via desired online payment mode.
• After successful payment, your Mahindra e-Alfa mini electric rickshaw insurance policy will be renewed. You will receive your policy papers at your email id.

Claim Procedure under Mahindra e-Alfa Mini Electric Rickshaw Insurance

Here is how you can raise a Mahindra Alfa mini e-rickshaw claim with your insurer:

• Intimate your insurer soon after your vehicle has sustained any damage. Upon your intimation, the insurer will register a claim
• A surveyor will be sent to estimate the extent of damages sustained by the insured vehicle
• You will be required to submit the claim form along with the documents to the surveyor
• Upon verification, the insured vehicle will be sent to the authorized workshop for repairs
• Once the repairs are done, the insurer will settle the claim with the network garage
• In case the repairs have been done in a non-authorized network garage, the insurer will reimburse you the claim amount after the repairs.

Documents Required to Raise a Claim under Mahindra e-Alfa Mini Electric Rickshaw Insurance

Make sure to keep the below-mentioned documents with you to raise a Mahindra e-Alfa mini electric rickshaw insurance claim:

• E-rickshaw insurance papers
• Duly signed and filled claim form
• Vehicle’s Fitness Certificate copy
• Copy of Registration Certificate
• Valid driving license
• Repair bills and estimates
• Copy of Police FIR