Aditya Birla Sun Life Credit Risk Fund Direct-growth
- 3 Months
- 6 Months
- 1 Year
- 3 Years
- 5 Years
- RSI
Fund Overview
-
₹1,023.3 CrAUM
-
₹25.01NAV
-
0.67%Expense Ratio
-
DebtFund Category
Returns of Aditya Birla Sun Life Credit Risk Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.46% | NA | 1.56% |
| 6 Months | 6.21% | NA | 6.78% |
| 1 Year | 17.11% | 17.11% | 11.50% |
| 3 Years | 38.42% | 11.45% | 9.30% |
| 5 Years | 63.15% | 10.29% | 10.13% |
| 7 Years | 83.12% | 9.03% | NA |
| 10 Years | 141.01% | 9.20% | 7.32% |
Asset Allocation
debt instruments
83.80%other assets or cash equivalents
8.02%Aditya Birla Sun Life Credit Risk Fund Direct-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 17 Apr 2015, the fund aims Income with capital growth over short to medium term. Investment in portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. It manages assets worth ₹1,023.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.67%. Fund Manager Manager Education Fund Manager Manager Education
The portfolio allocation consists of 83.80% in debt instruments, 8.02% in other assets or cash equivalents. Managed by Sunaina da Cunha, it has delivered a return of 17.11% in the last year, a total return since inception of 9.19%.
-
Standard Deviation2.51%
-
Sharpe Ratio1.78%
-
Alpha8.49%
-
Beta2.18%
Fund Details
-
Fund NamesAditya Birla Sun Life Credit Risk Fund Direct-growth
-
Inception Date17 Apr 2015
-
Lock InNo Lock-in
-
SIP Minimum Investment amount₹ 100
-
SWP Minimum Investment amount₹ 500
-
STP Minimum Investment amount₹ 500
-
RiskPrincipal at moderately high risk
-
Category Average Annual Returns11.50
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Aditya Birla Sun Life Mutual Fund
growth is based on 1-month returns of the fundsMutual Fund Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 5.51% | ₹56.39 Cr |
| Reverse Repo | Unspecified | 5.44% | ₹55.70 Cr |
| Jsw Steel Limited 8.25 Ncd 23dc27 Fvrs10lac | Materials | 5.40% | ₹55.26 Cr |
| Century Textiles And Industries Limited Sr Xxi 8.10 Loa 25ap26 Fvrs1lac | Materials | 4.42% | ₹45.25 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 3.57% | ₹36.54 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 3.05% | ₹31.17 Cr |
| Narayana Hrudayalaya Limited 8.40 Ncd 15fb30 Fvrs1lac | Healthcare | 2.99% | ₹30.58 Cr |
| Jsw Energy Limited Tr I 8.75 Ncd 20mr28 Fvrs1lac | Energy & Utilities | 2.97% | ₹30.39 Cr |
| Sis Limited 8.50 Ncd 26mr28 Fvrs1lac | Industrials | 2.95% | ₹30.23 Cr |
| 360 One Prime Limited 9.40 Ncd 04mr27 Fvrs1lac | Financial | 2.95% | ₹30.21 Cr |
| Vedanta Limited Sr 1 9.40 Ncd 20fb27 Fvrs1lac | Materials | 2.95% | ₹30.21 Cr |
| Hero Housing Finance Limited Sr 11 Op Ii 8.32 Ncd 30ag27 Fvrs1lac | Financial | 2.94% | ₹30.08 Cr |
| Hinduja Housing Finance Limited 8.85 Ncd 01fb27 Fvrs1lac | Financial | 2.87% | ₹29.37 Cr |
| Sk Finance Limited 9.25 Ncd 09my27 Fvrs1lac | Financial | 2.63% | ₹26.89 Cr |
| Net Receivables | Unspecified | 2.58% | ₹26.41 Cr |
| Gmr Airports Infrastructure Limited 5 Bd 22nv26 Fvrs1lac | Industrials | 2.56% | ₹26.18 Cr |
| Indian Railway Finance Corporation Limited Sr 186 7.25 Bd 17jn35 Fvrs1lac | Financial | 2.48% | ₹25.42 Cr |
| Tata Projects Limited Sr R 8.35 Ncd 22jl27 Fvrs1lac | Industrials | 2.48% | ₹25.37 Cr |
| Avanse Financial Services Limited Sr 27 Rr Ncd 29ju26 Fvrs1lac | Financial | 2.46% | ₹25.18 Cr |
| Dlf Home Developers Limited Rr Ncd 30ap27 Fvrs1lac | Consumer Discretionary | 2.45% | ₹25.07 Cr |
| Delhi International Airport Limited Rr Ncd 22ju27 Fvrs10lac | Industrials | 2.44% | ₹25.00 Cr |
| National Bank For Financing Infrastructure And Development Sr 4 7.15 Bd 28mr35 Fvrs1lac | Financial | 2.44% | ₹24.99 Cr |
| Adani Airport Holdings Limited 9.35 Ncd 08sp28 Fvrs1lac | Industrials | 2.23% | ₹22.79 Cr |
| Nuvama Wealth Finance Limited Sr Nwfl200824/05 9.75 Ncd 16ap27 Fvrs1lac | Financial | 2.17% | ₹22.20 Cr |
| Nexus Select Trust | Industrials | 2.03% | ₹20.82 Cr |
| Bharat Highways Invit | Industrials | 2.02% | ₹20.63 Cr |
| Avanse Financial Services Limited Sr 40 9.60 Ncd 30ap27 Fvrs1lac | Financial | 1.96% | ₹20.09 Cr |
| Jm Financial Products Limited Tr Dd 8.8 Ncd 23dc25 Fvrs1lac | Financial | 1.96% | ₹20.08 Cr |
| Indian Railway Finance Corporation Limited Series 151 6.73 Loa 06jl35 Fvrs10lac | Financial | 1.92% | ₹19.62 Cr |
| Embassy Office Parks Reit | Real Estate | 1.87% | ₹19.11 Cr |
| India Grid Trust Eq | Industrials | 1.71% | ₹17.45 Cr |
| Eris Lifesciences Limited Strpp Ii 8.73 Ncd 07ju27 Fvrs1lac | Healthcare | 1.34% | ₹13.76 Cr |
| Eris Lifesciences Limited Strpp I 8.73 Ncd 07dc26 Fvrs1lac | Healthcare | 1.34% | ₹13.70 Cr |
| Pcbl Limited 8.79 Ncd 29jn29 Fvrs1lac | Materials | 1.26% | ₹12.91 Cr |
| Creditaccess Grameen Limited Sr I Tr Ii 9.10 Loa 07sp25 Fvrs1000 | Financial | 1.04% | ₹10.62 Cr |
| Power Finance Corporation Limited Sr 251b 6.59 Bd 15ot30 Fvrs1lac | Financial | 0.97% | ₹9.90 Cr |
| Irb Invit Fund Eq | Industrials | 0.56% | ₹5.69 Cr |
| Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100 | Entities | 0.51% | ₹5.21 Cr |
| Dme Development Limited Sr I Strrps X Br Bd 16mr37 Fvrs010lac | Industrials | 0.42% | ₹4.29 Cr |
| Dme Development Limited Sr I Strrps Ix Br Bd 17mr36 Fvrs10lac | Industrials | 0.42% | ₹4.25 Cr |
| Dme Development Limited Sr I Strrps Vii Br Bd 16mr34 Fvrs10lac | Industrials | 0.41% | ₹4.24 Cr |
| Dme Development Limited Sr I Strrps Viii Br Bd 16mr35 Fvrs10lac | Industrials | 0.41% | ₹4.23 Cr |
| Dme Development Limited Sr I Strrps Vi Br Bd 16mr33 Fvrs10lac | Industrials | 0.41% | ₹4.23 Cr |
| Dme Development Limited Sr I Strrps V Br Bd 16mr32 Fvrs10lac | Industrials | 0.41% | ₹4.22 Cr |
| Dme Development Limited Sr I Strrps Iv Br Bd 17mr31 Fvrs10lac | Industrials | 0.41% | ₹4.22 Cr |
| Dme Development Limited Sr I Strrps I Br Bd 16mr28 Fvrs10lac | Industrials | 0.41% | ₹4.20 Cr |
| Dme Development Limited Sr I Strrps Ii Br Bd 16mr29 Fvrs10lac | Industrials | 0.41% | ₹4.20 Cr |
| Dme Development Limited Sr I Strrps Iii Br Bd 18mr30 Fvrs10lac | Industrials | 0.41% | ₹4.20 Cr |
| Others Class A2 Aif | Unspecified | 0.33% | ₹3.39 Cr |
| Power Finance Corporation Ltd. Series 179a 8.67 Bd 18nv28 Fvrs10lac | Financial | 0.11% | ₹1.17 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Uti Credit Risk Fund Direct-flexi Idcw |
₹12.44 | 8.05% | 10.28% | - |
| Uti Credit Risk Fund Direct-growth |
₹19.59 | 8.05% | 10.28% | - |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth |
₹25.01 | 11.45% | 10.27% | - |
| Uti Credit Risk Fund Regular Plan-flexi Idcw |
₹11.24 | 7.28% | 9.48% | - |
| Uti Credit Risk Fund Regular Plan-growth |
₹17.32 | 7.28% | 9.48% | - |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth |
₹22.78 | 10.48% | 9.32% | - |
| Sbi Credit Risk Fund Direct-growth |
₹50.10 | 8.77% | 7.68% | - |
| Sbi Credit Risk Fund-growth |
₹46.33 | 8.07% | 7.00% | - |
| Kotak Credit Risk Fund Direct-growth |
₹33.85 | 8.26% | 6.81% | - |
| Kotak Credit Risk Fund Regular-growth |
₹30.03 | 7.24% | 5.78% | - |
growth is based on 5Y returns of the funds
- 3 Months: 2.46%
- 6 Months: 6.21%
- 3 Years CAGR: 11.45%
- 5 Years CAGR: 10.29%
- Since Inception: 9.19%
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 5.51% of the fund's portfolio
- Reverse Repo – 5.44% of the fund's portfolio
- JSW STEEL LIMITED 8.25 NCD 23DC27 FVRS10LAC – 5.40% of the fund's portfolio
- CENTURY TEXTILES AND INDUSTRIES LIMITED SR XXI 8.10 LOA 25AP26 FVRS1LAC – 4.42% of the fund's portfolio
- GOI Sec 7.18 24/07/2037 – 3.57% of the fund's portfolio
- Financial – 28.91% of the fund's portfolio
- Industrials – 23.11% of the fund's portfolio
- Materials – 14.04% of the fund's portfolio
- Entities – 9.59% of the fund's portfolio
- Unspecified – 8.36% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
