Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.99%
NAV: ₹13.36 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

  • ₹1,721.5 Cr
    AUM
  • ₹13.36
    NAV
  • 1.60%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.99% NA 1.56%
6 Months 3.74% NA 6.78%
1 Year 10.68% 10.68% 11.50%
2 Years 25.57% 12.06% 10.29%
3 Years 40.71% 12.06% 9.30%
5 Years 60.45% 9.92% 10.13%
7 Years 81.34% 8.87% NA
10 Years 120.52% 8.23% 7.32%
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As on Thu Nov 05, 2026

Dividend of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW : 8.10%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

debt instruments

85.34%

other assets or cash equivalents

6.59%
Top Holdings
Repo
13.50%
Reverse Repo
15.06%
Repo
10.24%
Repo
10.24%
Repo
10.24%
 
Top Sectors
Unspecified
68.41%
Entities
38.31%
Financial
37.37%
Healthcare
4.57%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

Aditya Birla Sun Life Credit Risk Fund Regular-IDCW is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 17 Apr 2015, the fund aims Income with capital growth over short to medium term. Investment in portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. It manages assets worth ₹1,721.5 crore as on Sat Oct 31, 2026. The expense ratio stands at 1.6%.
The portfolio allocation consists of 85.34% in debt instruments, 6.59% in other assets or cash equivalents.Managed by Sunaina da Cunha, it has delivered a return of 10.68% in the last year, a total return since inception of 8.45%.
The latest dividend was declared on 20 Feb 2026 at 8.10% of face value.
To take informed financial choices it is useful to explore best sip that align with long-term goals.

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  • Mohit Sharma

    Fund Manager

  • Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

    Manager Education

  • Sunaina da Cunha

    Fund Manager

  • Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

    Manager Education

Key Metrics of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

  • Standard Deviation
    3.06%
  • Mean
    11.35%
  • Sharpe Ratio
    1.89%
  • Sortino Ratio
    6.14%

Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Fund Details

Fund Names Aditya Birla Sun Life Credit Risk Fund Regular-IDCW
Inception Date 17 Apr 2015
Lock In No Lock-in
 
Risk Principal at moderately high risk
Category Average Annual Returns 11.50
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Fund Returns Comparison

Compare Aditya Birla Sun Life Credit Risk Fund Regular-IDCW with other mutual funds in the same category

Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

Bank Of India Credit Risk Fund Direct-Growth

Bank Of India Credit Risk Fund Regular-Growth

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Credit Risk Fund Direct-Growth trend ₹79 0.35% 1.38% 17.17% 10.03% 27.84%
Bank Of India Credit Risk Fund Regular-Growth trend ₹79 0.28% 1.30% 16.67% 9.61% 27.41%
DSP Credit Risk Fund Direct Plan-Growth trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Daily trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Monthly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Weekly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Regular-Growth trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
DSP Credit Risk Fund Regular-IDCW trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Aditya Birla Sun Life Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Aditya Birla Sun Life Credit Risk Fund Direct-Growth increase ₹1,721 0.46% 1.20% 4.16% 11.61% 13.03%
Aditya Birla Sun Life Credit Risk Fund Regular-Growth increase ₹1,721 0.39% 0.99% 3.74% 10.68% 12.06%
Aditya Birla Sun Life Credit Risk Fund Direct-IDCW increase ₹1,721 0.46% 1.20% 4.16% 11.61% 13.03%
increase growth is based on 1-month returns of the funds

Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
HDFC Credit Risk Fund Regular-Growth trend ₹7,574 ₹26.22 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-Growth trend ₹7,574 ₹28.53 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Direct-IDCW trend ₹7,574 ₹25.01 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Regular-IDCW trend ₹7,574 ₹24.14 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Regular-IDCW Quarterly trend ₹7,574 ₹10.50 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-IDCW Quarterly trend ₹7,574 ₹10.85 8.19% 7.16% 7.81%
ICICI Prudential Credit Risk Fund Direct Plan-Growth trend ₹6,287 ₹38.96 8.97% 8.01% 8.37%
ICICI Prudential Credit Risk Fund-Growth trend ₹6,287 ₹35.05 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund-IDCW Quarterly trend ₹6,287 ₹11.26 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹6,287 ₹11.96 8.97% 8.01% 8.37%
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Top funds are based on Fund AUM

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Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified13.50%₹232.43 Cr
Reverse RepoUnspecified15.06%₹203.74 Cr
RepoUnspecified10.24%₹169.65 Cr
RepoUnspecified10.24%₹169.65 Cr
RepoUnspecified10.24%₹169.65 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities9.00%₹154.95 Cr
Reverse RepoUnspecified9.14%₹127.15 Cr
Sk Finance Limited 9.1 Ncd 10ag29 Fvrs1lacFinancial5.53%₹91.57 Cr
Sk Finance Limited 9.1 Ncd 10ag29 Fvrs1lacFinancial5.53%₹91.57 Cr
Sk Finance Limited 9.1 Ncd 10ag29 Fvrs1lacFinancial5.53%₹91.57 Cr
Sk Finance Limited 9.1 Ncd 10ag29 Fvrs1lacFinancial5.32%₹91.56 Cr
Eris Lifesciences Limited Strpp Ii 8.73 Ncd 07ju27 Fvrs1lacHealthcare4.57%₹78.71 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities7.08%₹76.02 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities7.08%₹76.02 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities6.95%₹76.01 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities7.19%₹75.74 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities-—
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.16%₹75.36 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.16%₹75.36 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.16%₹75.36 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Bank Of India Credit Risk Fund Direct-Growth increase ₹14.99 10.03% 27.84% -
Bank Of India Credit Risk Fund Regular-Growth increase ₹14.55 9.61% 27.41% -
DSP Credit Risk Fund Direct Plan-Growth increase ₹61.18 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW increase ₹12.82 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Daily increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Monthly increase ₹11.25 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Quarterly increase ₹11.59 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Weekly increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Regular-Growth increase ₹55.45 12.90% 12.52% -
DSP Credit Risk Fund Regular-IDCW increase ₹12.71 12.90% 12.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Aditya Birla Sun Life Credit Risk Fund Regular-IDCW

What is the current AUM of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW?

As of Sat Oct 31, 2026, Aditya Birla Sun Life Credit Risk Fund Regular-IDCW manages assets worth ₹1,721.5 crore

How has Aditya Birla Sun Life Credit Risk Fund Regular-IDCW performed recently?

  • 3 Months: 0.99%
  • 6 Months: 3.74%

What is the long-term performance of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW?

  • 3 Years CAGR: 12.06%
  • 5 Years CAGR: 9.92%
  • Since Inception: 8.45%

What is the portfolio composition of Aditya Birla Sun Life Credit Risk Fund Regular-IDCW?

Debt: 85.34%, Others: 6.59%.

Who manages Aditya Birla Sun Life Credit Risk Fund Regular-IDCW?

Aditya Birla Sun Life Credit Risk Fund Regular-IDCW is managed by Sunaina da Cunha from Aditya Birla Sun Life Mutual Fund.

When was the last dividend declared by Aditya Birla Sun Life Credit Risk Fund Regular-IDCW?

Latest dividend was declared on 20 Feb 2026 at 8.10% of face value.

Which are the top companies Aditya Birla Sun Life Credit Risk Fund Regular-IDCW has invested in?

  • Repo – 13.50% of the fund's portfolio
  • Reverse Repo – 15.06% of the fund's portfolio
  • Repo – 10.24% of the fund's portfolio
  • Repo – 10.24% of the fund's portfolio
  • Repo – 10.24% of the fund's portfolio

Which are the major sectors Aditya Birla Sun Life Credit Risk Fund Regular-IDCW focuses on?

  • Unspecified – 68.41% of the fund's portfolio
  • Entities – 38.31% of the fund's portfolio
  • Financial – 37.37% of the fund's portfolio
  • Healthcare – 4.57% of the fund's portfolio
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