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Fund Overview of SBI Credit Risk Fund Direct-Growth
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₹2,174.9 CrAUM
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₹53.69NAV
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0.91%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
SBI Credit Risk Fund Direct-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 3.10% | NA | 1.56% |
| 6 Months | 4.89% | NA | 6.78% |
| 1 Year | 7.96% | 7.96% | 11.50% |
| 2 Years | 18.09% | 8.67% | 10.29% |
| 3 Years | 27.88% | 8.54% | 9.30% |
| 5 Years | 45.16% | 7.74% | 10.13% |
| 7 Years | 70.85% | 7.95% | NA |
| 10 Years | 113.58% | 7.88% | 7.32% |
Asset Allocation of SBI Credit Risk Fund Direct-Growth
debt instruments
87.91%other assets or cash equivalents
2.59%SBI Credit Risk Fund Direct-Growth is one Debt mutual fund offered by SBI Mutual Fund. the fund aims Regular income for medium term. Predominantly investment in corporate debt securities rated AA and below. It manages assets worth ₹2,174.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.91%. Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Credit Risk Fund Direct-Growth
The portfolio allocation consists of 87.91% in debt instruments, 2.59% in other assets or cash equivalents.Managed by Lokesh Mallya, it has delivered a return of 7.96% in the last year, a total return since inception of 8.64%.
While exploring wealth creation strategies individuals also compare best sip plans depending on returns.
Key Metrics of SBI Credit Risk Fund Direct-Growth
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Standard Deviation1.10%
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Mean8.23%
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Sharpe Ratio2.26%
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Sortino Ratio4.66%
SBI Credit Risk Fund Direct-Growth Fund Details
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Compare SBI Credit Risk Fund Direct-Growth with other mutual funds in the same category
SBI Credit Risk Fund Direct-Growth
Bank Of India Credit Risk Fund Direct-Growth
Bank Of India Credit Risk Fund Regular-Growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-Growth  |
₹87 | 0.43% | 1.69% | 17.50% | 10.04% | 27.76% |
| Bank Of India Credit Risk Fund Regular-Growth |
₹87 | 0.37% | 1.54% | 16.97% | 9.62% | 27.33% |
| DSP Credit Risk Fund Direct Plan-Growth |
₹275 | 0.33% | 3.13% | 11.03% | 16.89% | 13.30% |
| DSP Credit Risk Fund Direct Plan-IDCW |
₹275 | 0.33% | 3.13% | 11.03% | 16.89% | 13.30% |
| DSP Credit Risk Fund Direct Plan-IDCW Daily |
₹275 | 0.33% | 3.13% | 11.03% | 16.89% | 13.30% |
| DSP Credit Risk Fund Direct Plan-IDCW Monthly |
₹275 | 0.33% | 3.13% | 11.03% | 16.89% | 13.30% |
| DSP Credit Risk Fund Direct Plan-IDCW Quarterly |
₹275 | 0.33% | 3.13% | 11.03% | 16.89% | 13.30% |
| DSP Credit Risk Fund Direct Plan-IDCW Weekly |
₹275 | 0.33% | 3.13% | 11.03% | 16.89% | 13.30% |
| DSP Credit Risk Fund Regular-Growth |
₹275 | 0.26% | 2.92% | 10.14% | 15.99% | 12.39% |
| DSP Credit Risk Fund Regular-IDCW |
₹275 | 0.26% | 2.92% | 10.14% | 15.99% | 12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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SBI Credit Risk Fund-Growth
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₹2,175 | 0.25% | 2.92% | 4.55% | 7.26% | 7.84% |
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SBI Credit Risk Fund-IDCW Daily
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₹2,175 | 0.25% | 2.92% | 4.55% | 7.26% | 7.84% |
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SBI Credit Risk Fund Direct-IDCW Daily
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₹2,175 | 0.31% | 3.10% | 4.89% | 7.96% | 8.54% |
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SBI Credit Risk Fund-IDCW Quarterly
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₹2,175 | 0.25% | 2.92% | 4.55% | 7.26% | 7.84% |
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SBI Credit Risk Fund Direct-IDCW Quarterly
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₹2,175 | 0.31% | 3.10% | 4.89% | 7.96% | 8.54% |
growth is based on 1-month returns of the fundsSBI Credit Risk Fund Direct-Growth Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-Growth |
₹7,693 | ₹28.16 | 8.24% | 7.23% | 8.01% |
| HDFC Credit Risk Debt Fund Regular-Growth |
₹7,693 | ₹25.91 | 7.61% | 6.59% | 7.34% |
| HDFC Credit Risk Debt Fund Direct-IDCW |
₹7,693 | ₹24.69 | 8.24% | 7.23% | 8.01% |
| HDFC Credit Risk Debt Fund Regular-IDCW |
₹7,693 | ₹23.86 | 7.61% | 6.59% | 7.34% |
| HDFC Credit Risk Debt Fund Regular-IDCW Quarterly |
₹7,693 | ₹10.51 | 7.61% | 6.59% | 7.34% |
| HDFC Credit Risk Debt Fund Direct-IDCW Quarterly |
₹7,693 | ₹10.87 | 8.24% | 7.23% | 8.01% |
| ICICI Prudential Credit Risk Fund-Growth |
₹6,212 | ₹34.64 | 8.42% | 7.36% | 7.76% |
| ICICI Prudential Credit Risk Fund Direct Plan-Growth |
₹6,212 | ₹38.44 | 9.13% | 8.06% | 8.54% |
| ICICI Prudential Credit Risk Fund-IDCW Quarterly |
₹6,212 | ₹11.37 | 8.42% | 7.36% | 7.76% |
| ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly |
₹6,212 | ₹12.07 | 9.13% | 8.06% | 8.54% |
SBI Credit Risk Fund Direct-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.12% | ₹154.26 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.07% | ₹153.68 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.08% | ₹153.31 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.89% | ₹153.02 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.08% | ₹151.14 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.05% | ₹150.72 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.81% | ₹150.55 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | - | — |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.86% | ₹150.30 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.86% | ₹150.30 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.87% | ₹149.86 Cr |
| Repo | Unspecified | 5.31% | ₹115.48 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.09% | ₹112.98 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.10% | ₹112.77 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.14% | ₹112.57 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.14% | ₹112.57 Cr |
| Repo | Unspecified | 5.25% | ₹112.22 Cr |
| Nirma Limited Sr Vii Tr C 8.50 Ncd 07ap27 Fvrs1lac | Consumer Staples | 5.03% | ₹111.67 Cr |
| Repo | Unspecified | 5.14% | ₹110.02 Cr |
| Infopark Properties Limited Sr I Rr Ncd 19ju39 Fvrs1lac | Real Estate | 4.78% | ₹106.19 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-Growth |
₹14.77 | 10.04% | 27.76% | - |
| Bank Of India Credit Risk Fund Regular-Growth |
₹14.35 | 9.62% | 27.33% | - |
| DSP Credit Risk Fund Direct Plan-Growth |
₹60.55 | 16.89% | 13.30% | - |
| DSP Credit Risk Fund Direct Plan-IDCW |
₹12.69 | 16.89% | 13.30% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Daily |
₹11.12 | 16.89% | 13.30% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Monthly |
₹11.19 | 16.89% | 13.30% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Quarterly |
₹11.62 | 16.89% | 13.30% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Weekly |
₹11.14 | 16.89% | 13.30% | - |
| DSP Credit Risk Fund Regular-Growth |
₹54.99 | 15.99% | 12.39% | - |
| DSP Credit Risk Fund Regular-IDCW |
₹12.60 | 15.99% | 12.39% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
SBI Credit Risk Fund Direct-Growth
What is the current AUM of SBI Credit Risk Fund Direct-Growth?
As of Tue Jun 30, 2026, SBI Credit Risk Fund Direct-Growth manages assets worth ₹2,174.9 crore
How has SBI Credit Risk Fund Direct-Growth performed recently?
- 3 Months: 3.10%
- 6 Months: 4.89%
What is the long-term performance of SBI Credit Risk Fund Direct-Growth?
- 3 Years CAGR: 8.54%
- 5 Years CAGR: 7.74%
- Since Inception: 8.64%
What is the portfolio composition of SBI Credit Risk Fund Direct-Growth?
Debt: 87.91%, Others: 2.59%.
Who manages SBI Credit Risk Fund Direct-Growth?
SBI Credit Risk Fund Direct-Growth is managed by Lokesh Mallya from SBI Mutual Fund.
Which are the top companies SBI Credit Risk Fund Direct-Growth has invested in?
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.12% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.07% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.08% of the fund's portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – 6.89% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.08% of the fund's portfolio
Which are the major sectors SBI Credit Risk Fund Direct-Growth focuses on?
- Entities – 70.69% of the fund's portfolio
- Financial – 20.47% of the fund's portfolio
- Unspecified – 15.70% of the fund's portfolio
- Consumer Staples – 5.03% of the fund's portfolio
- Real Estate – 4.78% of the fund's portfolio
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