Aditya Birla Sun Life Income Fund Direct-growth
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Fund Overview
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₹2,056.5 CrAUM
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₹135.53NAV
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0.74%Expense Ratio
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DebtFund Category
Returns of Aditya Birla Sun Life Income Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.04% | NA | -0.79% |
| 6 Months | 2.95% | NA | 3.50% |
| 1 Year | 6.01% | 6.01% | 6.96% |
| 3 Years | 23.71% | 7.35% | 7.60% |
| 5 Years | 34.74% | 6.15% | 6.25% |
| 7 Years | 71.74% | 8.03% | NA |
| 10 Years | 108.57% | 7.63% | 7.16% |
Asset Allocation
debt instruments
96.10%other assets or cash equivalents
3.90%Aditya Birla Sun Life Income Fund Direct-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. the fund aims Income with capital growth over medium to long term. Investments in a combination of debt and money market instruments including government securities of
varying maturities. It manages assets worth ₹2,056.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.74%. Fund Manager Manager Education
The portfolio allocation consists of 96.10% in debt instruments, 3.90% in other assets or cash equivalents. Managed by Bhupesh Bameta, it has delivered a return of 6.01% in the last year, a total return since inception of 7.83%.
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Standard Deviation2.37%
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Sharpe Ratio0.22%
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Alpha0.00%
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Beta1.39%
Fund Details
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Fund NamesAditya Birla Sun Life Income Fund Direct-growth
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 1000
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at moderate risk
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Category Average Annual Returns6.96
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100 | Entities | 19.23% | ₹395.49 Cr |
| Government Of India 33002 Goi 12ju63 7.25 Fv Rs 100 | Entities | 6.14% | ₹126.23 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lac | Energy & Utilities | 4.87% | ₹100.25 Cr |
| Housing And Urban Development Corporation Limited Sr B 6.90 Ncd 06my30 Fvrs1lac | Financial | 3.66% | ₹75.30 Cr |
| Tata Capital Housing Finance Limited Sr C 7.17 Ncd 21my30 Fvrs1lac | Financial | 3.65% | ₹75.08 Cr |
| Housing And Urban Development Corporation Limited Sr A 6.9 Ncd 23ap32 Fvrs1lac | Financial | 3.64% | ₹74.85 Cr |
| State Development Loan 36124 Mh 25ju39 7.08 Fv Rs 100 | Unspecified | 3.17% | ₹65.14 Cr |
| State Development Loan 36123 Mh 25ju38 7.03 Fv Rs 100 | Unspecified | 2.78% | ₹57.21 Cr |
| Larsen And Toubro Limited 7.20 Ncd 22jn35 Fvrs1lac | Industrials | 2.70% | ₹55.45 Cr |
| Bajaj Finance Limited 7.82% Ncd 31jn34 Fvrs1lac | Financial | 2.49% | ₹51.20 Cr |
| National Bank For Agriculture And Rural Development Sr 25a 7.70 Bd 30sp27 Fvrs1lac | Financial | 2.48% | ₹51.03 Cr |
| Tata Capital Housing Finance Limited Sr D 7.7120 Ncd 14jn28 Fvrs1lac | Financial | 2.47% | ₹50.81 Cr |
| Net Receivables | Unspecified | 2.47% | ₹50.73 Cr |
| State Development Loan 36038 Ap 04ju38 6.84 Fv Rs 100 | Financial | 2.39% | ₹49.05 Cr |
| Bajaj Finance Limited 7.93 Ncd 02my34 Fvrs1lac | Financial | 2.25% | ₹46.37 Cr |
| Reverse Repo | Unspecified | 1.42% | ₹29.20 Cr |
| Lic Housing Finance Limited Sr Tranche 386 7.99 Loa 12jl29 Fvrs10lac | Financial | 1.26% | ₹25.85 Cr |
| Power Finance Corporation Limited Sr 247a 7.44 Bd 15jn30 Fvrs1lac | Financial | 1.24% | ₹25.57 Cr |
| Small Industries Development Bank Of India Sr Ix 7.39 Bd 21mr30 Fvrs1lac | Financial | 1.24% | ₹25.57 Cr |
| 7.34% Rec Ltd. ** | Financial | 1.24% | ₹25.52 Cr |
| Rec Limited Sr 243 7.28 Bd 20fb40 Fvrs1lac | Financial | 1.24% | ₹25.52 Cr |
| Tata Capital Housing Finance Limited Sr D 8.10 Ncd 19fb27 Fvrs1lac | Financial | 1.24% | ₹25.44 Cr |
| Tata Capital Housing Finance Limited Sr D Op Ii 7.8 Ncd 05ag27 Fvrs10lac | Financial | 1.24% | ₹25.43 Cr |
| Mahindra And Mahindra Financial Services Limited Sr Ac2024 8.01 Ncd 24dc27 Fvrs1lac | Financial | 1.24% | ₹25.43 Cr |
| National Bank For Financing Infrastructure And Development Sr Nabfid2023 1 7.43 Bd 16ju33 Fvrs1lac | Financial | 1.24% | ₹25.43 Cr |
| Smfg India Home Finance Company Limited Sr 27 8.07 Ncd 10sp27 Fvrs1lac | Financial | 1.23% | ₹25.37 Cr |
| Indian Railway Finance Corporation Limited Sr 188 7.17 Bd 27ap35 Fvrs1lac | Financial | 1.23% | ₹25.30 Cr |
| Bank Of Baroda Sr Xxvii 7.41 Bd 28nv39 Fvrs1cr | Financial | 1.23% | ₹25.27 Cr |
| State Development Loan 36260 Mp 30jl42 7.23 Fv Rs 100 | Unspecified | 1.23% | ₹25.24 Cr |
| Embassy Office Parks Reit Sr Xiii A 7.21 Ncd 17mr28 Fvrs1lac | Real Estate | 1.22% | ₹25.19 Cr |
| State Development Loan 36269 Ukd 30jl35 6.97 Fv Rs 100 | Unspecified | 1.22% | ₹25.10 Cr |
| Icici Home Finance Company Limited Sr Hdbmay262 7.19 Bd 22ag28 Fvrs1lac | Financial | 1.22% | ₹25.08 Cr |
| State Development Loan 36230 Up 16jl33 6.86 Fv Rs 100 | Unspecified | 1.22% | ₹25.07 Cr |
| National Bank For Financing Infrastructure And Development Sr 4 7.15 Bd 28mr35 Fvrs1lac | Financial | 1.21% | ₹24.99 Cr |
| State Development Loan 36214 Ap 16jl34 6.88 Fv Rs 100 | Financial | 1.21% | ₹24.98 Cr |
| State Development Loan 36069 Ap 11ju39 7.05 Fv Rs 100 | Financial | 1.21% | ₹24.93 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lac | Financial | 1.21% | ₹24.83 Cr |
| State Development Loan 34146 Cht 27mr34 7.47 Fv Rs 100 | Unspecified | 0.91% | ₹18.66 Cr |
| State Development Loan 34145 Cht 27mr33 7.47 Fv Rs 100 | Unspecified | 0.80% | ₹16.52 Cr |
| State Development Loan 33939 Up 07fb34 7.49 Fv Rs 100 | Unspecified | 0.76% | ₹15.58 Cr |
| Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100 | Entities | 0.51% | ₹10.42 Cr |
| Lic Housing Finance Ltd Bonds 8.43 10/07/2026 | Financial | 0.49% | ₹10.16 Cr |
| Lic Housing Finance Ltd Pvt. Placed Debts 8.47 10/06/2026 | Financial | 0.49% | ₹10.15 Cr |
| Hdb Financial Services Limited Sr 187 7.96 Ncd 17nv25 Fvrs10lac | Financial | 0.49% | ₹10.03 Cr |
| National Highways Authority Of India Sr Ix 6.94 Bd 30dc36 Fvrs10lac | Industrials | 0.48% | ₹9.93 Cr |
| National Bank For Agriculture And Rural Development Cd 27feb26 | Financial | 0.47% | ₹9.66 Cr |
| Others Class A2 Aif | Unspecified | 0.31% | ₹6.30 Cr |
| Rec Limited Sr 197 7.55 Bd 11my30 Fvrs10lac | Financial | 0.25% | ₹5.15 Cr |
| Power Finance Corporation Ltd. Sr-170 B 7.65 Bd 22nv27 Fvrs10lac | Financial | 0.25% | ₹5.11 Cr |
| Rec Limited Sr 245b 7.32 Bd 28fb35 Fvrs1lac | Financial | 0.25% | ₹5.10 Cr |
| 8.46% Secured Ncds Hdfc Bank Ltd. 2026 (24.06.2026) | Financial | 0.25% | ₹5.07 Cr |
| Central Government Loan 09001 Goi 19jan39 6.83 Fv Rs 100 | Entities | 0.15% | ₹3.04 Cr |
| Small Industries Development Bank Of India Sr Viii 7.54 Bd 12jn26 Fvrs10lac | Financial | 0.15% | ₹3.01 Cr |
| 7.09% Goi Mat 25 Nov 2074 | Entities | 0.14% | ₹2.84 Cr |
| State Development Loan 34147 Cht 27mr35 7.49 Fv Rs 100 | Unspecified | 0.13% | ₹2.62 Cr |
| National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac | Financial | 0.12% | ₹2.51 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 0.12% | ₹2.41 Cr |
| Maharashtra State Sdl 7.15 13/10/2026 | Unspecified | 0.10% | ₹2.03 Cr |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | 0.09% | ₹1.81 Cr |
| Maharashtra State Sdl 8.67 24/02/2026 | Unspecified | 0.08% | ₹1.63 Cr |
| State Development Loan 34165 Raj 27mr33 7.47 Fv Rs 100 | Unspecified | 0.07% | ₹1.42 Cr |
| Government Of India 32829 Goi 10ap28 7.06 Fv Rs 100 | Entities | 0.07% | ₹1.41 Cr |
| State Development Loan 23002 Tlg 15ap30 7.65 Fv Rs 100 | Financial | 0.06% | ₹1.16 Cr |
| State Development Loan 23003 Up 15ap30 7.65 Fv Rs 100 | Unspecified | 0.05% | ₹1.11 Cr |
| West Bengal State Sdl 8.88 24/02/2026 | Unspecified | 0.05% | ₹1.02 Cr |
| Telangana State Sdl 8.31 13/01/2026 | Financial | 0.05% | ₹1.01 Cr |
| State Development Loan 31358 Mh 09fb27 6.54 Fv Rs 100 | Unspecified | 0.04% | ₹0.89 Cr |
| State Development Loan 32804 Up 29mr34 7.81 Fv Rs 100 | Unspecified | 0.04% | ₹0.85 Cr |
| Central Government Loan 30950 Goi 15nv26 5.74 Fv Rs 100 | Entities | 0.04% | ₹0.84 Cr |
| Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100 | Entities | 0.04% | ₹0.82 Cr |
| Central Government Loan 31280 Goi 17jn32 6.54 Fv Rs 100 | Entities | 0.03% | ₹0.61 Cr |
| State Development Loan 29531 Tn 07ot27 6.72 Fv Rs 100 | Unspecified | 0.02% | ₹0.36 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 0.02% | ₹0.33 Cr |
| Chhattisgarh State Sdl 7.88 2027 | Unspecified | 0.01% | ₹0.22 Cr |
| Cash Margin | Unspecified | 0.01% | ₹0.17 Cr |
| Gsec C-strips Mat 17-dec-2027 | Entities | 0.01% | ₹0.16 Cr |
| Goi Sec 7.41 19/12/2036 | Entities | 0.00% | ₹0.00 Cr |
| Others Irs | Unspecified | -0.01% | ₹-0.12 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Uti Medium To Long Duration Fund Direct-flexi Idcw |
₹15.60 | 7.34% | 8.52% | - |
| Uti Medium To Long Duration Fund Direct-growth |
₹80.20 | 7.34% | 8.52% | - |
| Uti Medium To Long Duration Fund Regular Plan-flexi Idcw |
₹14.30 | 6.93% | 8.11% | - |
| Uti Medium To Long Duration Fund Regular Plan-growth |
₹73.55 | 6.93% | 8.11% | - |
| Sbi Magnum Income Direct Plan-growth |
₹76.65 | 7.91% | 6.63% | - |
| Kotak Bond Fund Direct-growth |
₹86.51 | 7.97% | 6.53% | - |
| Aditya Birla Sun Life Income Fund Direct-growth |
₹135.53 | 7.38% | 6.16% | - |
| Canara Robeco Income Direct-growth |
₹62.44 | 7.29% | 5.77% | - |
| Aditya Birla Sun Life Income Fund Regular-growth |
₹125.56 | 6.92% | 5.70% | - |
| Kotak Bond Fund Regular-growth |
₹76.88 | 6.85% | 5.41% | - |
growth is based on 5Y returns of the funds
- 3 Months: 0.04%
- 6 Months: 2.95%
- 3 Years CAGR: 7.35%
- 5 Years CAGR: 6.15%
- Since Inception: 7.83%
- GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 – 19.23% of the fund's portfolio
- GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100 – 6.14% of the fund's portfolio
- POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC – 4.87% of the fund's portfolio
- HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR B 6.90 NCD 06MY30 FVRS1LAC – 3.66% of the fund's portfolio
- TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.17 NCD 21MY30 FVRS1LAC – 3.65% of the fund's portfolio
- Financial – 47.37% of the fund's portfolio
- Entities – 26.48% of the fund's portfolio
- Unspecified – 16.87% of the fund's portfolio
- Energy & Utilities – 4.87% of the fund's portfolio
- Industrials – 3.18% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
