Bank Of India Conservative Hybrid Fund Direct-idcw Yearly

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.03%
Fund NAV

Fund Overview of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly

  • ₹67.8 Cr
    AUM
  • ₹16.86
    NAV
  • 1.45%
    Expense Ratio
  • Hybrid
    Fund Category
As on Fri Oct 24, 2025

Returns of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.03% NA 0.55%
6 Months 5.28% NA 5.55%
1 Year 4.43% 4.43% 5.63%
2 Years 17.60% 8.44% 10.55%
3 Years 27.84% 8.53% 10.07%
5 Years 72.44% 11.51% 10.06%
7 Years 77.61% 8.55% NA
10 Years 116.82% 8.05% 8.75%
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As on Fri Oct 24, 2025

Asset Allocation

equities

22.72%

debt instruments

64.55%

other assets or cash equivalents

12.73%
Large Cap: 62.02%
Mid Cap: 18.57%
Small Cap: 19.41%
Other: 0.00%
Top Holdings
Repo
10.23%
Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100
7.64%
Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100
7.72%
Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100
1.00%
Indian Railway Finance Corporation Limited Sr 175 7.57 Bd 18ap29 Fvrs1lac
7.59%
 
Top Sectors
Financial
112.69%
Entities
43.64%
Unspecified
18.49%
Energy & Utilities
10.54%
Industrials
6.16%
Detailed Portfolio Analysis
As on Fri Oct 24, 2025
Invest Now

About Fund

About Bank Of India Conservative Hybrid Fund Direct-idcw Yearly

Bank Of India Conservative Hybrid Fund Direct-idcw Yearly is one Hybrid mutual fund offered by Bank of India Mutual Fund. the fund aims Long term capital appreciation & regular income. Investment in equity & equity related securities(10% - 25%) as well as fixed income securities(Debt/Money markets instruments/Govt. Securities). It manages assets worth ₹67.8 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.45%.
The portfolio allocation consists of 22.72% in equities, 64.55% in debt instruments, 12.73% in other assets or cash equivalents. Managed by Alok Singh, it has delivered a return of 4.43% in the last year, a total return since inception of 8.53%.

Read more
  • Alok Singh

    Fund Manager

  • Mr. Singh is a CFA and PGDBA from ICFAI Business School.

    Manager Education

Key Metrics of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly

  • Standard Deviation
    3.85%
  • Sharpe Ratio
    0.33%
  • Alpha
    -0.90%
  • Beta
    0.87%

Fund Details

Fund Names Bank Of India Conservative Hybrid Fund Direct-idcw Yearly
Lock In No Lock-in
SIP Minimum Investment amount ₹ 1000
SWP Minimum Investment amount ₹ 1000
STP Minimum Investment amount ₹ 1000
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Conservative Hybrid Fund Direct-flexi Idcw trend ₹1,707 1.07% 0.83% 6.35% 10.81% 11.13%
Aditya Birla Sun Life Regular Savings Fund Regular-growth trend ₹1,524 1.13% 1.51% 7.76% 9.47% 10.81%
ICICI Prudential Regular Savings Fund Direct-growth trend ₹3,237 0.71% 1.89% 8.93% 11.28% 10.74%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw trend ₹1,707 1.03% 0.68% 5.70% 10.13% 10.46%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth trend ₹82 0.83% 1.65% 8.63% 12.38% 10.30%
ICICI Prudential Regular Savings Fund-growth trend ₹3,237 0.65% 1.70% 8.13% 10.44% 9.86%
Canara Robeco Conservative Hybrid Fund Direct-growth trend ₹950 0.61% 0.76% 6.72% 9.97% 9.67%
Canara Robeco Conservative Hybrid Fund Regular-growth trend ₹950 0.52% 0.46% 5.50% 8.69% 8.35%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth trend ₹26 1.02% 1.60% 7.31% 10.19% 7.11%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth trend ₹26 0.91% 1.26% 5.86% 8.74% 5.67%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bank of India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bank Of India Conservative Hybrid Fund Regular-growth increase ₹68 0.32% 0.46% 2.79% 4.22% 7.68%
Bank Of India Conservative Hybrid Fund Direct-growth increase ₹68 0.39% 0.68% 3.25% 5.20% 8.46%
Bank Of India Conservative Hybrid Fund Regular-idcw Monthly increase ₹68 0.32% 0.46% 2.79% 4.22% 7.68%
Bank Of India Conservative Hybrid Fund Direct-idcw Monthly increase ₹68 0.39% 0.68% 3.25% 5.20% 8.46%
Bank Of India Conservative Hybrid Fund Regular-idcw Quarterly increase ₹68 0.32% 0.46% 2.79% 4.22% 7.68%
Bank Of India Conservative Hybrid Fund Direct-idcw Quarterly increase ₹68 0.39% 0.68% 3.25% 5.20% 8.46%
Bank Of India Conservative Hybrid Fund Regular-idcw Yearly increase ₹68 0.32% 0.46% 2.79% 4.22% 7.68%
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increase growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Regular Savings Fund Direct-growth trend ₹3,237 ₹85.32 11.28% 10.74% 10.20%
ICICI Prudential Regular Savings Fund-growth trend ₹3,237 ₹77.39 10.44% 9.86% 9.35%
UTI Conservative Hybrid Fund Direct-flexi Idcw trend ₹1,707 ₹50.92 10.81% 11.13% 8.87%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw trend ₹1,707 ₹45.88 10.13% 10.46% 8.16%
Aditya Birla Sun Life Regular Savings Fund Regular-growth trend ₹1,524 ₹68.37 9.47% 10.81% 8.55%
Canara Robeco Conservative Hybrid Fund Regular-growth trend ₹950 ₹98.07 8.69% 8.35% 7.82%
Canara Robeco Conservative Hybrid Fund Direct-growth trend ₹950 ₹112.90 9.97% 9.67% 9.07%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth trend ₹82 ₹19.28 12.38% 10.30% -
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth trend ₹26 ₹14.79 8.74% 5.67% -
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth trend ₹26 ₹16.20 10.19% 7.11% -
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Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified10.23%₹6.85 Cr
Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100Entities7.64%₹5.18 Cr
Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100Entities7.72%₹5.17 Cr
Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100Entities-
Indian Railway Finance Corporation Limited Sr 175 7.57 Bd 18ap29 Fvrs1lacFinancial7.59%₹5.15 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial7.58%₹5.14 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial7.64%₹5.12 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial-
Indian Railway Finance Corporation Limited Sr 175 7.57 Bd 18ap29 Fvrs1lacFinancial7.64%₹5.11 Cr
Indian Railway Finance Corporation Limited Sr 175 7.57 Bd 18ap29 Fvrs1lacFinancial-
Au Small Finance Bank Limited Cd 01oct25Financial7.30%₹4.95 Cr
Axis Bank Limited Cd 04feb26Financial7.15%₹4.85 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities6.94%₹4.71 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities6.93%₹4.64 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities-
Tata Capital Housing Finance Limited Sr F 7.73 Ncd 14jn30 Fvrs1lacFinancial4.52%₹3.06 Cr
Tata Capital Housing Finance Limited Sr F 7.73 Ncd 14jn30 Fvrs1lacFinancial4.55%₹3.05 Cr
Tata Capital Housing Finance Limited Sr F 7.73 Ncd 14jn30 Fvrs1lacFinancial-
Goi Sec 7.18 14/08/2033Entities4.10%₹2.78 Cr
Goi Sec 7.18 14/08/2033Entities4.11%₹2.75 Cr
Goi Sec 7.18 14/08/2033Entities-
Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lacFinancial3.76%₹2.55 Cr
Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lacFinancial3.80%₹2.55 Cr
Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lacFinancial-
RepoUnspecified3.32%₹2.25 Cr
Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lacFinancial3.03%₹2.05 Cr
Small Industries Development Bank Of India Sr Ii 7.47 Bd 05sp29 Fvrs1lacFinancial3.02%₹2.05 Cr
Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lacFinancial3.02%₹2.05 Cr
Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lacFinancial3.05%₹2.04 Cr
Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lacFinancial-
Small Industries Development Bank Of India Sr Ii 7.47 Bd 05sp29 Fvrs1lacFinancial3.04%₹2.04 Cr
Small Industries Development Bank Of India Sr Ii 7.47 Bd 05sp29 Fvrs1lacFinancial-
Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lacFinancial3.04%₹2.04 Cr
Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lacFinancial-
Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lacFinancial3.00%₹2.03 Cr
Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lacFinancial3.03%₹2.03 Cr
Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lacFinancial-
Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lacFinancial3.02%₹2.02 Cr
Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lacFinancial-
360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lacFinancial3.00%₹2.01 Cr
360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lacFinancial-
Net ReceivablesUnspecified2.50%₹1.66 Cr
Glenmark Pharmaceuticals LtdHealthcare2.20%₹1.49 Cr
Government Of India 35943 Goi 05my35 6.33 Fv Rs 100Entities2.20%₹1.47 Cr
Government Of India 35943 Goi 05my35 6.33 Fv Rs 100Entities-
Glenmark Pharmaceuticals LtdHealthcare2.04%₹1.37 Cr
Coforge LtdTechnology2.00%₹1.36 Cr
Net ReceivablesUnspecified1.82%₹1.24 Cr
Itc LtdConsumer Staples1.70%₹1.15 Cr
Itc LtdConsumer Staples1.68%₹1.12 Cr
Siemens Energy India LtdEnergy & Utilities1.62%₹1.08 Cr
Siemens Energy India LtdEnergy & Utilities1.50%₹1.02 Cr
Ntpc Green Energy Ltd.Energy & Utilities1.46%₹0.99 Cr
Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100Financial1.47%₹0.98 Cr
Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100Financial1.44%₹0.98 Cr
Ambuja Cements LtdMaterials1.40%₹0.95 Cr
Ntpc Green Energy Ltd.Energy & Utilities1.38%₹0.92 Cr
Ambuja Cements LtdMaterials1.36%₹0.91 Cr
Td Power Systems LtdIndustrials1.24%₹0.83 Cr
S.j.s Enterprises LtdConsumer Discretionary1.17%₹0.78 Cr
Tata Steel LtdMaterials1.13%₹0.76 Cr
State Bank Of IndiaFinancial1.11%₹0.74 Cr
Td Power Systems LtdIndustrials1.05%₹0.71 Cr
Ntpc LtdEnergy & Utilities1.02%₹0.68 Cr
State Bank Of IndiaFinancial1.00%₹0.68 Cr
Power Grid Corporation Of India LtdEnergy & Utilities0.99%₹0.67 Cr
Ntpc LtdEnergy & Utilities0.99%₹0.67 Cr
Britannia Industries LtdConsumer Staples0.98%₹0.66 Cr
Bharat Electronics LtdIndustrials0.97%₹0.65 Cr
Power Grid Corporation Of India LtdEnergy & Utilities0.96%₹0.64 Cr
Creditaccess Grameen LtdFinancial0.95%₹0.63 Cr
Bharat Electronics LtdIndustrials0.90%₹0.61 Cr
S.j.s Enterprises LtdConsumer Discretionary0.83%₹0.56 Cr
Tata Steel LtdMaterials0.82%₹0.55 Cr
Pnb Housing Finance LtdFinancial0.81%₹0.55 Cr
Adani Ports And Special Economic Zone LtdIndustrials0.81%₹0.54 Cr
Steel Authority Of India LtdMaterials0.80%₹0.54 Cr
Creditaccess Grameen LtdFinancial0.68%₹0.46 Cr
Adani Ports And Special Economic Zone LtdIndustrials0.66%₹0.45 Cr
Bharti Airtel LtdTechnology0.59%₹0.40 Cr
Rec LtdFinancial0.58%₹0.40 Cr
Bharti Airtel LtdTechnology0.59%₹0.39 Cr
Rec LtdFinancial0.56%₹0.37 Cr
Icici Bank LtdFinancial0.55%₹0.37 Cr
Abb India LtdIndustrials0.53%₹0.36 Cr
Government Of India 34759 364 Days Tbill 07ag25 Fv Rs 100Financial0.52%₹0.35 Cr
Steel Authority Of India LtdMaterials0.51%₹0.35 Cr
Icici Bank LtdFinancial0.50%₹0.34 Cr
Siemens LtdDiversified0.49%₹0.33 Cr
Siemens LtdDiversified0.47%₹0.32 Cr
Sky Gold LtdConsumer Discretionary0.47%₹0.32 Cr
Sky Gold LtdConsumer Discretionary0.43%₹0.29 Cr
Others Class A2 AifUnspecified0.31%₹0.21 Cr
Reliance Industries LtdEnergy & Utilities0.31%₹0.21 Cr
Others Class A2 AifUnspecified0.31%₹0.21 Cr
Reliance Industries LtdEnergy & Utilities0.31%₹0.20 Cr
Zaggle Prepaid Ocean Services Ltd.Financial0.26%₹0.18 Cr
Laxmi Dental Ltd.Healthcare0.25%₹0.17 Cr
Hdfc Bank LtdFinancial0.24%₹0.16 Cr
Zaggle Prepaid Ocean Services Ltd.Financial0.24%₹0.16 Cr
Triveni Engineering & Industries LtdConsumer Staples0.19%₹0.13 Cr
Laxmi Dental Ltd.Healthcare0.19%₹0.13 Cr
Triveni Engineering & Industries LtdConsumer Staples0.19%₹0.13 Cr
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Frequently Asked Questions

Bank Of India Conservative Hybrid Fund Direct-idcw Yearly

What is the current AUM of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly?

As of Thu Jul 31, 2025, Bank Of India Conservative Hybrid Fund Direct-idcw Yearly manages assets worth ₹67.8 crore

How has Bank Of India Conservative Hybrid Fund Direct-idcw Yearly performed recently?

  • 3 Months: 0.03%
  • 6 Months: 5.28%

What is the long-term performance of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly?

  • 3 Years CAGR: 8.53%
  • 5 Years CAGR: 11.51%
  • Since Inception: 8.53%

What is the portfolio composition of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly?

Equity: 22.72%, Debt: 64.55%, Others: 12.73%.

Who manages Bank Of India Conservative Hybrid Fund Direct-idcw Yearly?

Bank Of India Conservative Hybrid Fund Direct-idcw Yearly is managed by Alok Singh from Bank of India Mutual Fund.

What is the market-cap allocation of Bank Of India Conservative Hybrid Fund Direct-idcw Yearly?

Large Cap: 62.02%, Mid Cap: 18.57%, Small Cap: 19.41%.

Which are the top companies Bank Of India Conservative Hybrid Fund Direct-idcw Yearly has invested in?

  • Repo – 10.23% of the fund's portfolio
  • CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 – 7.64% of the fund's portfolio
  • CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 – 7.72% of the fund's portfolio
  • CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 – 1.00% of the fund's portfolio
  • INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC – 7.59% of the fund's portfolio

Which are the major sectors Bank Of India Conservative Hybrid Fund Direct-idcw Yearly focuses on?

  • Financial – 112.69% of the fund's portfolio
  • Entities – 43.64% of the fund's portfolio
  • Unspecified – 18.49% of the fund's portfolio
  • Energy & Utilities – 10.54% of the fund's portfolio
  • Industrials – 6.16% of the fund's portfolio
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Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

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