Best SIP Plans for 15 Years

Top Performing SIP Funds for 15 Years

Choosing the right mutual fund for your SIP is crucial. While past performance is not indicative of future results, it can provide some insights. 

Details of Best SIP Plans for 15 Years

Below is a detailed overview of the best SIP plans for 15 years: 

1. Parag Parikh Flexi Cap Fund Direct-Growth

   Parameters	Details
   NAV	₹ 88.16 (as on 14th March, 2026)
   AUM	₹113,280.87 Crs
   Expense Ratio	0.63%
   Return 10 Years	18.87%
   Return Since Launch	19.74%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	24th May, 2013
   Asset Allocation	Equity: 76.47%, Debt: 14.51%, Others: 5.5%
   Top Sectors	Real Estate Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Others CBLO HDFC Bank Ltd Power Grid Corporation of India Ltd Bajaj Holdings & Investment Ltd Coal India Ltd Reverse Repo ICICI Bank Ltd ITC Ltd Alphabet Inc Forgn. Eq (GOOGL) Kotak Mahindra Bank Ltd
   Fund Managers	Rajeev Thakkar Raunak Onkar Raj Mehta Rukun Tarachandani Mansi Kariya
   Fund Type	Open-ended

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2. DSP Flexi Cap Fund Direct Plan-Growth

   Parameters	Details
   NAV	₹ 105.47 (as on 13th March, 2026)
   AUM	₹11,852.11 Crs
   Expense Ratio	0.66%
   Return 10 Years	15.45%
   Return Since Launch	15.54%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st January, 2013
   Asset Allocation	Equity: 95.68%, Others: 4.32%
   Top Sectors	Real Estate Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	ICICI Bank Ltd Bajaj Finance Ltd State Bank of India HDFC Bank Ltd Axis Bank Ltd Reverse Repo Cholamandalam Investment & Finance Company Ltd Bharti Airtel Ltd Coforge Ltd Samvardhana Motherson International Ltd
   Fund Managers	NA
   Fund Type	Open-ended

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3. PGIM India Flexi Cap Fund Direct-Growth

   Parameters	Details
   NAV	₹ 38.99 (as on 13th March, 2026)
   AUM	₹6,271.27 Crs
   Expense Ratio	0.43%
   Return 10 Years	15.51%
   Return Since Launch	14.79%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	4th March, 2015
   Asset Allocation	Equity: 96.36%, Debt: 3.87%, Others: -0.23%
   Top Sectors	Financial Healthcare Materials Real Estate Technology Consumer Discretionary Industrials Consumer Staples Energy & Utilities
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Reliance Industries Ltd Others CBLO Bharti Airtel Ltd Zomato Ltd TVS Motor Company Ltd Tata Consultancy Services Ltd Varun Beverages Ltd Multi Commodity Exchange Of India Ltd
   Fund Managers	Puneet Pal Vinay Paharia Anandha Padmanabhan Anjeneyan Vivek Sharma
   Fund Type	Open-ended

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4. Canara Robeco Large and Mid Cap Fund Direct-Growth

   Parameters	Details
   NAV	₹ 261.86 (as on 13th March, 2026)
   AUM	₹25,550.61 Crs
   Expense Ratio	0.56%
   Return 10 Years	16.66%
   Return Since Launch	20.33%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	2nd January, 2013
   Asset Allocation	Equity: 97.78%, Others: 2.22%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	ICICI Bank Ltd The Indian Hotels Company Ltd The Federal Bank Ltd TVS Motor Company Ltd UNO Minda Ltd Bharat Electronics Ltd Dixon Technologies (India) Ltd Zomato Ltd KPIT Technologies Ltd Repo
   Fund Managers	Shridatta Bhandwaldar Amit Nadekar
   Fund Type	Open-ended

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5. Quant Multi Cap Fund Direct-Growth

   Parameters	Details
   NAV	₹ 609.41 (as on 13th March, 2026)
   AUM	₹9,631.80 Crs
   Expense Ratio	0.61%
   Return 10 Years	18.37%
   Return Since Launch	19%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 88.02%, Debt: 24.05%, Others: -12.07%
   Top Sectors	Energy & Utilities Financial Materials Industrials Consumer Staples Healthcare Real Estate Technology Consumer Discretionary
   Top Holdings	Others Fixed Deposits Repo Aurobindo Pharma Ltd Reliance Industries Ltd Nifty Midcap Select index ID Adani Power Ltd MIDCAPNIFTY 30/12/2025 ICICI Bank Ltd Larsen & Toubro Ltd Britannia Industries Ltd
   Fund Managers	Sanjeev Sharma Ankit A Pande Sandeep Tandon Lokesh Garg Varun Pattani Ayusha Kumbhat Sameer Kate Yug Tibrewal
   Fund Type	Open-ended

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6. Kotak Large & Midcap Fund Direct-Growth

   Parameters	Details
   NAV	₹ 377.55 (as on 13th March, 2026)
   AUM	₹28,084.13 Crs
   Expense Ratio	0.53%
   Return 10 Years	16.84%
   Return Since Launch	17.45%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 98.9%, Debt: 0.28%, Others: 0.81%
   Top Sectors	Materials Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Real Estate Technology
   Top Holdings	HDFC Bank Ltd State Bank of India Bharat Electronics Ltd Zomato Ltd ICICI Bank Ltd Repo Infosys Ltd Coromandel International Ltd Axis Bank Ltd Larsen & Toubro Ltd
   Fund Managers	NA
   Fund Type	Open-ended

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Why Invest in the Best SIP Plan for 15 Years?

Best SIP Plan for 15 years investment horizon offers several advantages when using SIPs:

• Rupee Cost Averaging: SIPs help you buy more units when the market is down and fewer units when the market is high, averaging out your purchase cost over time. This mitigates the risk of investing a lump sum at a market peak.

• Power of Compounding: Over 15 years, the power of compounding comes into play significantly. Your earnings generate further earnings, leading to exponential growth of your investment.

• Disciplined Investing: SIPs instill financial discipline by automating your investments. You invest regularly without having to worry about timing the market.

• Long-Term Growth Potential: Equity markets have historically delivered strong returns over the long term. A 15-year horizon allows you to ride out market volatility and potentially benefit from this growth.

How Do the Best SIP Plans for 15 Years Work?

Suppose you invest ₹5,000 every month in a mutual fund SIP for 15 years. Assuming an average annual return of 12%, you can use an SIP calculator to estimate your maturity amount.

Monthly SIP Amount: ₹5,000

Investment Tenure: 15 years (180 months)

Assumed Annual Return: 12%

Based on these inputs, your total investment over 15 years would be ₹9,00,000. With the power of compounding at 12% per annum, your estimated maturity amount could be around ₹25–27 lakh.

This example shows how regular, disciplined investing through SIPs can help you build significant wealth over the long term, leveraging the power of compounding. Actual returns may vary depending on market performance.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

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I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹1.03 Cr

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

12.42%

Equity Pension

16.68%

Global Blue Chip Anchor Strategy

18.31%

High Growth Fund

18.03%

US Growth Fund

22%

Multi Cap Fund

14.09%

Accelerator Mid-Cap Fund II

15.47%

Multiplier

14.04%

Frontline Equity Fund

14.7%

Virtue II

10.58%

Equity II Fund

13.59%

US Equity Fund

14.89%

Growth Opportunities Plus Fund

11.47%

Equity Top 250 Fund

12.46%

Future Opportunity Fund

11.34%

Pension Dynamic Equity Fund

13.81%

Accelerator Fund

Conclusion

Investing in the best SIP plans for a long-term horizon like 15 years can be a rewarding way to build wealth. By investing regularly and staying disciplined, you can potentially benefit from rupee cost averaging and the power of compounding. However, it's crucial to choose the right mutual fund based on your investment goals, risk tolerance, and other factors. Remember that past performance is not indicative of future results, and it's always advisable to consult with a qualified financial advisor before making any investment decisions.