Best SIP Plans for 1,000 Per Month in 2025

Investing in the best SIP plans for ₹1,000 each month is a smart way to grow your money. This article shares some of the best Systematic Investment Plans (SIPs) to consider in 2025. These plans make it easy for anyone to invest and build wealth over time.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,928

NAV

118.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 22.19 18.4 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.23 17.63 15.14 %

Instant tax receipt
AUM (Cr)

₹2,675

NAV

74.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.82 17.74 14.98 %

Instant tax receipt
AUM (Cr)

₹37,289

NAV

78.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.19 15.94 14.81 %

Instant tax receipt
AUM (Cr)

₹5,652

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.63 13.87 14.76 %

Instant tax receipt
AUM (Cr)

₹3,581

NAV

42.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.81 14.5 14.4 %

Instant tax receipt
AUM (Cr)

₹4,348

NAV

70.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.87 16.06 14.22 %

Instant tax receipt
AUM (Cr)

₹440

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.64 14.81 13.99 %

Instant tax receipt
AUM (Cr)

₹7,189

NAV

157.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.41 14.61 13.53 %

Instant tax receipt
AUM (Cr)

₹236

NAV

50.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.1 16.12 13.52 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.23 17.63 15.14 %

AUM (Cr)

₹2,675

NAV

74.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.82 17.74 14.98 %

AUM (Cr)

₹3,581

NAV

42.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.81 14.5 14.4 %

AUM (Cr)

₹4,348

NAV

70.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.87 16.06 14.22 %

AUM (Cr)

₹440

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.64 14.81 13.99 %

AUM (Cr)

₹7,189

NAV

157.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.41 14.61 13.53 %

AUM (Cr)

₹236

NAV

50.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.1 16.12 13.52 %

AUM (Cr)

₹101

NAV

58.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.92 16.33 13.49 %

AUM (Cr)

₹2,883

NAV

70.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.18 14.29 13.24 %

AUM (Cr)

₹13,357

NAV

84.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.26 12.91 %

AUM (Cr)

₹9,928

NAV

118.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 22.19 18.4 %

AUM (Cr)

₹37,289

NAV

78.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.19 15.94 14.81 %

AUM (Cr)

₹5,652

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.63 13.87 14.76 %

AUM (Cr)

₹2,323

NAV

181.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.96 22.84 17.46 %

AUM (Cr)

₹986

NAV

75.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.07 15.89 14.6 %

AUM (Cr)

₹13,638

NAV

70.33

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.64 14.56 13.08 %

AUM (Cr)

₹155

NAV

60.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.04 14.48 12.61 %

AUM (Cr)

₹1,183

NAV

54.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.89 14.04 12.37 %

AUM (Cr)

₹539

NAV

59.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.96 13.09 11.66 %

AUM (Cr)

₹222

NAV

94.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.45 8.64 8.57 %

AUM (Cr)

₹866

NAV

40.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.18 8.02 7.93 %

AUM (Cr)

₹501

NAV

38.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 8.02 7.72 %

AUM (Cr)

₹136

NAV

34.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.58 7.54 %

AUM (Cr)

₹210

NAV

47.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.19 7.51 7.42 %

AUM (Cr)

₹75

NAV

40.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.54 7.35 7.36 %

AUM (Cr)

₹96

NAV

38.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.65 7.51 7.3 %

AUM (Cr)

₹8,009

NAV

32.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.3 7.16 7.27 %

AUM (Cr)

₹139

NAV

29.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 7.07 7.25 %

AUM (Cr)

₹19,982

NAV

49.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.72 7.34 7.23 %

AUM (Cr)

₹878

NAV

100.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.73 17.14 15.41 %

AUM (Cr)

₹369

NAV

48.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.96 11.76 10.75 %

AUM (Cr)

₹501

NAV

104.04

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.54 10.66 10.06 %

AUM (Cr)

₹5,893

NAV

40.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.28 10.78 10.06 %

AUM (Cr)

₹65

NAV

60.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.92 10.24 10.01 %

AUM (Cr)

₹858

NAV

39.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.11 10.73 9.89 %

AUM (Cr)

₹7,999

NAV

111.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.61 10.89 9.86 %

AUM (Cr)

₹295

NAV

31.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.93 10.15 9.8 %

AUM (Cr)

₹19

NAV

34.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.52 10.51 9.59 %

AUM (Cr)

₹2,021

NAV

43.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.19 10.14 9.58 %

AUM (Cr)

₹7,189

NAV

156.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.89 14.21 13.58 %

AUM (Cr)

₹1,296

NAV

79.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.76 13.58 13.41 %

AUM (Cr)

₹2,995

NAV

71.56

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.03 14.08 13.21 %

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What is a SIP Plan for 1000 per Month?

A Systematic Investment Plan (SIP) allows you to invest a small amount, such as ₹1,000 per month, in a market-linked investment option. This approach helps you to save in a disciplined manner and grow your investments over time. Choosing the best SIP plan enables wealth building through the power of compounding and rupee-cost averaging. 

Now that you know what is a SIP, you can learn the top 10 SIP plans for 1000 per month to invest in India in 2025.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
27.23% 22.19%
18.4%
View Plan
Top 200 Fund Tata AIA
Rating
30.96% 22.84%
17.46%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
23.63% 13.87%
14.76%
View Plan
Opportunities Fund HDFC Standard
Rating
25.19% 15.94%
14.81%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
19.43% 11.22%
10.39%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
23.07% 15.89%
14.6%
View Plan
Multiplier Birla Sun Life
Rating
26.07% 15.44%
15.6%
View Plan
Pension Opportunities Fund ICICI Prudential
Rating
23.04% 14.48%
12.61%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Virtue II PNB Metlife
Rating
24.23% 17.63%
15.14%
View Plan
Fund rating powered by
Last updated: Jun 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: June 2025

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Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

Best SIP Plans for 1,000 per Month

The following table lists the best investment options to invest in a SIP for Rs. 1000 only with annualised returns for 3, 5 years and Returns Since Inception (RSI): 

Best SIP Plans for 1000 Per Month Annualised 3-Year Returns Annualised 5-Year Returns RSI
Mutual Funds
Quant Active Fund 18.79% 32.48% 19.41%
Canara Robeco Emerging Equities 21.16% 26.18% 20.56%
HDFC Flexi Cap Fund 27.53% 32.79% 17.17%
Mirae Asset Large & Midcap Fund 19.31% 26.13% 21.72%
HDFC Mid-Cap Opportunities Fund 30.74% 34.66% 21.06%
Parag Parikh Flexi Cap Fund 23.92% 29.07% 20.09%
Kotak Equity Opportunities Fund 23.08% 26.87% 17.34%
Edelweiss Large & Mid Cap Fund 22.85% 27.03% 16.66%

Returns mentioned above are as of May 2025 
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer. The tax benefit is subject to changes in tax laws. *Standard T&C Apply

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.4%
High Growth Fund
Top 200 Fund
17.46%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.76%
Accelerator Mid-Cap Fund II
Opportunities Fund
14.81%
Opportunities Fund
Equity II Fund
10.39%
Equity II Fund
Accelerator Fund
13.52%
Accelerator Fund
Growth Opportunities Plus Fund
14.6%
Growth Opportunities Plus Fund
Multiplier
15.6%
Multiplier
Equity Top 250 Fund
11.66%
Equity Top 250 Fund
Future Apex Fund
13.49%
Future Apex Fund
Pension Opportunities Fund
12.61%
Pension Opportunities Fund
Frontline Equity Fund
14.22%
Frontline Equity Fund
Virtue II
15.14%
Virtue II
Pension Dynamic Equity Fund
11.01%
Pension Dynamic Equity Fund
Equity Fund
11.94%
Equity Fund
Blue-Chip Equity Fund
10.29%
Blue-Chip Equity Fund

Details of Best SIP Plans for 1000 per Month

The key details about the above-listed best SIP plans for 1000 per month are mentioned below:

  1. Quant Active Fund

    Quant Active Fund is a diversified equity mutual fund known for its dynamic investment strategy across sectors and market caps. It aims to provide long-term capital appreciation by actively managing a high-conviction portfolio based on market trends and economic conditions.

    Features of Quant Active Fund:

    • Investment Objective: The fund aims for long-term capital appreciation by investing in a diversified portfolio of large-cap, mid-cap, and small-cap companies.

    • Inception Date: 04 April 2001

    • Benchmark Index: NIFTY 500 Multicap 50:25:25 Total Return Index

    • Suitability: This fund is suitable for investors looking for long-term growth and who can tolerate high risk.

  2. Canara Robeco Emerging Equities Fund

    Canara Robeco Emerging Equities Fund is a large and mid-cap mutual fund that aims to generate capital appreciation by investing in a diversified portfolio of large and mid-cap stocks. 

    The fund follows a "Growth at Reasonable Price" (GARP) investment style, focusing on companies with strong growth potential at reasonable valuations.

    Features of Canara Robeco Emerging Equities Fund:

    • Investment Objective: To generate capital appreciation by investing in a diversified portfolio of large and mid-cap stocks. The fund seeks to identify companies with the potential to become sector leaders in the future.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: Nifty Large Midcap 250 TRI.

    • Suitability: Suitable for investors with a high-risk appetite and a long-term investment horizon (3-5 years) seeking wealth creation through exposure to both large and mid-cap companies.

  3. HDFC Flexi Cap Fund

    HDFC Flexi Cap Fund is an open-ended dynamic equity scheme that invests across large-cap, mid-cap, and small-cap stocks. The fund tactically adjusts allocations based on market outlook and valuations, aiming for long-term capital appreciation.

    Features of HDFC Flexi Cap Fund:

    • Investment Objective: To provide long-term capital appreciation by predominantly investing in high-growth companies with competitive advantages and strong financials, while diversifying across sectors to reduce volatility.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: Nifty 500 TRI.

    • Suitability: Suitable for investors seeking long-term wealth creation with moderate to high risk tolerance, and who prefer a diversified portfolio across market capitalizations.

  4. Mirae Asset Large & Midcap Fund

    Mirae Asset Large & Midcap Fund is an open-ended equity scheme that invests in both large-cap and mid-cap stocks. The fund aims to capture growth opportunities in both established and emerging companies by maintaining a balanced allocation between the two segments.

    Features of Mirae Asset Large & Midcap Fund:

    • Investment Objective: To generate long-term capital appreciation by investing at least 35% each in large-cap and mid-cap companies, providing a blend of stability and growth potential.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: Nifty Large Midcap 250 TRI.

    • Suitability: Suitable for investors with a moderate to high risk appetite, looking for a balance between stability (large caps) and higher growth potential (mid caps), and an investment horizon of at least 3-5 years.

    Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
  5. HDFC Mid-Cap Opportunities Fund

    HDFC Mid-Cap Opportunities Fund is an equity mutual fund focused on investing primarily in mid-cap companies. The fund seeks to capitalize on the growth potential of mid-sized businesses that are poised to become future leaders.

    Features of HDFC Mid-Cap Opportunities Fund:

    • Investment Objective: To provide long-term capital appreciation by investing predominantly in mid-cap companies with strong growth prospects.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: NIFTY Midcap 150 TRI

    • Suitability: Suitable for investors with a high risk appetite and a long-term investment horizon (at least 5 years), who are comfortable with the higher volatility associated with mid-cap stocks.

  6. Quant Large and Midcap Fund

    Quant Large and Midcap Fund focuses on investing in a mix of large-cap and mid-cap stocks, aiming for growth through a balanced portfolio. The fund seeks to capitalize on both stability from large companies and growth potential from mid-sized firms.

    Features of Quant Large and Midcap Fund:

    • Investment Objective: The fund aims to achieve long-term capital appreciation by investing in a diversified portfolio of large and mid-cap companies.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: Nifty Large Midcap 250 TRI

    • Suitability: Ideal for investors seeking long-term growth and who can tolerate high-risk investments in both large and mid-cap stocks.

  7. Parag Parikh Flexi Cap Fund

    Parag Parikh Flexi Cap Fund invests across large, mid, and small-cap stocks, offering flexibility to adapt to market conditions. It focuses on long-term wealth creation with a value-oriented approach and includes a mix of domestic and international equities.

    Features of Parag Parikh Flexi Cap Fund:

    • Investment Objective: The fund aims to provide long-term capital appreciation by investing primarily in equity and equity-related instruments. 

    • Inception Date: May 13, 2013

    • Benchmark Index: Nifty 500 TRI

    • Suitability: This fund is suitable for long-term investors who seek a diversified equity portfolio with exposure to large, mid, and small-cap stocks.

  8. Kotak Equity Opportunities Fund

    Kotak Equity Opportunities Fund aims to generate long-term capital appreciation by investing primarily in a diversified portfolio of large-cap and mid-cap stocks. The fund focuses on identifying growth opportunities across various sectors while maintaining a disciplined investment approach.

    Features of Kotak Equity Opportunities Fund:

    • Investment Objective: The fund aims to provide long-term capital growth by investing in a diversified portfolio of equity and equity-related instruments.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: Nifty Large Midcap 250 TRI

    • Suitability: Best suited for investors seeking long-term wealth creation and who can tolerate moderate to high risk. Ideal for those looking to invest in a mix of large and mid-cap stocks.

  9. Edelweiss Large & Mid Cap Fund

    Edelweiss Large & Mid Cap Fund seeks to achieve long-term capital growth by investing in a combination of large-cap and mid-cap stocks. The fund aims to capture growth potential from mid-sized companies while maintaining stability through established large-cap firms.

    Features of Edelweiss Large & Mid Cap Fund:

    • Investment Objective: To provide long-term capital appreciation by investing in a combination of large-cap and mid-cap stocks.

    • Inception Date: Jan 01, 2013

    • Benchmark Index: Nifty Large Midcap 250 TRI

    • Suitability: Suitable for investors seeking long-term growth with a higher risk appetite, aiming for a balanced exposure to both large and mid-sized companies. 

Advantages of Investing in the Best SIP Plans for 1000 Per Month

  1. Disciplined Investing

    SIPs require you to invest a fixed amount regularly, promoting a habit of disciplined saving and investing, which is essential for long-term wealth creation.

  2. Affordable Entry Point

    With a minimum investment as low as ₹1,000 per month, SIPs make mutual fund investing accessible to a wide range of investors, including beginners and those with limited funds.

  3. Rupee Cost Averaging

    By investing a fixed sum at regular intervals, you buy more units when prices are low and fewer when prices are high. This averages out the cost per unit over time, reducing the impact of market volatility and eliminating the need to time the market.

  4. Power of Compounding

    Best SIP plans for 1000 per month harness the power of compounding, where returns earned are reinvested to generate even more returns. Over time, this can significantly boost your wealth, especially when you stay invested for the long term.

  5. Flexibility

    SIPs offer flexibility in terms of investment, duration and frequency. You can start, pause, increase, or decrease your SIPs as your financial situation changes.

    Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow
  6. Convenience and Automation

    SIPs can be set up for automatic deduction from your bank account, making investing convenient and ensuring you never miss an installment. This saves time and effort, as you don’t need to monitor the markets or remember to invest each month.

  7. Diversification

    SIPs typically invest in diversified mutual funds, spreading your investment across various asset classes and sectors. This helps manage risk and reduces the impact of poor performance in any single investment.

  8. Professional Fund Management

    Your money is managed by experienced fund managers who make investment decisions based on in-depth research and analysis, potentially improving your returns compared to self-managed investments.

  9. No Need to Time the Market

    Regular investments through SIPs remove the stress of trying to predict market highs and lows, which is especially helpful for new or busy investors.

  10. Long-Term Wealth Creation

    SIPs are designed to help you accumulate wealth gradually, making them ideal for achieving long-term financial goals such as retirement, children’s education, or buying a home.

Conclusion

Selecting the best SIP plans for Rs. 1,000 per month involves carefully considering various factors such as fund performance, risk tolerance, and investment goals. It is essential to conduct thorough research to make informed decisions tailored to your individual preferences and financial objectives. By choosing wisely, you can optimize your returns and build a solid financial foundation through planned SIP investment.

SIP Hub

FAQs

  • Can I do a SIP of 1000 per month?

    Yes, you can easily start a Systematic Investment Plan (SIP) with ₹1000 per month. Most fund houses allow this minimum amount for SIP investments.
  • Can I do a monthly SIP of 1000 twice in a month?

    SIP is typically a fixed monthly instalment. If you want to invest twice in a month, you can set up two separate SIPs of ₹1000 each, as most fund houses allow flexible SIP frequencies.
  • Which SIP is best for 1000 per month?

    Some of the best SIPs for 1000 per month are listed below:
    • HDFC Life- Discovery Fund

    • Kotak Life – Frontline Equity Fund

    • Bajaj Life – Pure Stock Fund

    • Quant Active Fund

    • Parag Parikh Flexi Cap Fund

  • What is the best way to invest Rs. 1000 per month?

    The best way to invest Rs. 1000 per month depends on your individual circumstances and goals. However, here are a few general tips:
    • Start early

    • Invest regularly

    • Diversify your investments

    • Consider your risk tolerance

  • How to double 1000 rupees?

    Doubling your 1000 rupees can be achieved through various methods: 
    • Unit Linked Insurance Plans (ULIP)

    • Child Plans

    • Pension Plans

    • Mutual Funds

    • Real Estate

  • What is the SIP of 1000 for 5 years?

    A SIP of ₹1000 for 5 years means you will invest ₹1000 every month for a total period of 60 months. Over 5 years, you will have invested ₹60,000, and your returns will depend on the performance of the fund you choose. However, you can estimate your SIP returns from your chosen fund using a SIP Calculator; for example, if you invest in the Tata Flexi Growth Fund at an expected rate of 18%, you will earn Rs. 97,658 at the end of your maturity period.
  • Which cap is best for a SIP of 1000 per month?

    For a ₹1000 per month SIP, large-cap funds are a safer choice as they invest in stable, well-established companies. You can also consider multi-cap or balanced funds for a mix of large, mid, and small-cap exposure, depending on your risk tolerance.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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