SIP Plans for 1,000 Investment Per Month

SIPs are an excellent way for people on a budget to invest in market-linked markets and enjoy high returns. These investments require people to invest a certain amount periodically instead of a lump sum payment, which is then pooled and invested in the equity market. Now, you can invest in SIPs with as low as Rs. 1,000 per month and enjoy good returns per your risk profile and investment objective.

Read more
Best Investment Plans
  • Guaranteed Tax Savings

    Under sec 80C & 10(10D)
  • ₹ 1 Crore

    Invest 10k Per Month*
  • Zero LTCG Tax

    Unlike 10% in Mutual Funds

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Top Performing SIP's with Zero Commission
Invest ₹10k/month & Get Rs 1 Cr Tax free*
+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

What Is SIP?

SIP stands for Systematic Investment Plan. It represents a type of investment, wherein you can invest a fixed sum weekly, monthly, or quarterly in high-performing market-linked financial instruments. These may include equities, stocks, bonds, debt securities, or a balanced mix of different funds per the risk profile of the investor. 

A major advantage of SIPs over lump sum investment is that it allows you to mitigate the risk of fluctuating market performance through rupee cost averaging. Since you are investing small amounts periodically, you have the option to see how your chosen fund is performing, based on which you can either choose to increase, decrease, stop your investment. 

Best SIP Plans For 1,000 Per Month

New and budding investors tend to wait until they have amassed a certain sum to start investing. This reduces their chances of capitalizing on the current market. With SIPs now starting at as low as Rs. 1000 per month, you should ideally start investing as soon as possible and then increase the investment amount as and when you earn more. 

The following table lists the best SIP Plans that require an investment of Rs. 1,000 per month along with a depiction of the type of fund and the risk profile. 

Fund Name Fund Type Risk Profile
Nippon India Large Cap Fund SIP Equity Fund Very High Risk
ICICI Prudential Blue Chip Fund SIP Equity Fund Very High Risk
Nippon India Liquid Fund SIP Liquid Fund Low interest rate risk and moderate Credit Risk
ICICI Prudential Liquid Fund SIP Liquid Fund Low to Moderate Risk
Motilal Oswal Focused 25 Fund SIP Equity Fund Very High Risk
Invesco India Liquid Fund SIP Liquid Fund Low to Moderate Risk
SBI Flexicap Fund SIP Equity Fund Very High Risk
Mirae Asset Tax Saver Fund SIP ELSS Fund Moderately High Risk
Aditya Birla Sun Life Digital India Fund SIP Equity Fund Very High Risk
Kotak Opportunities Fund SIP Equity Fund Very High Risk

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

How Much Corpus Can A Monthly SIP Of 1,000 Generate?

You can easily calculate returns from your SIP using Policybazaar’s simplified SIP Calculator. Here is an example of the total returns you can expect on investing in the best SIP plans for 1,000 per month. The rate of return is assumed to be 8% against the investment periods indicated. 

Investment Period Investment Amount (Rs. 1000/month) Assumed Rate of Return (Yearly) Total Returns Maturity Amount
5 years Rs. 60,000 8% Rs. 13,414 Rs. 73,414
10 years Rs. 1,20,000 8% Rs. 61,283 Rs. 1,81,283
15 years Rs. 1,80,000 8% Rs. 1,59,778 Rs. 3,39,778
20 years Rs. 2,40,000 8% Rs. 3,32,660 Rs. 5,72,660

How To Invest In The Best SIP Plans With Rs. 1000/Month?

Given that the amount of investment is low, you should ideally look at multiple metrics to pick the best plan. It is important to factor in your goals, risk appetite, investment objective, current financial situation, and investment horizon. Here is how you should go about selecting the best SIP plan for just Rs. 1,000 per month. 

  • The investment horizon should be sufficient for the power of compounding to work and show increased returns. 

  • Consider investing in stocks of companies that have been doing to keep the risk factor lower. As and when you understand how the equity market works, start diversifying your profile between companies of varying market capitalization. 

  • If you are a beginner, investing in blue-chip stocks may offer you the desired returns. These stocks belong to companies that have maintained a financial stronghold and shown consistent returns. 

  • Avoid investing in small-cap equity funds or penny stocks that are traded at low market prices. While the returns may be high for such investments, there is usually a high degree of risk involved. 

However, since Rs. 1000 per month is not a significant sum and if your goal is to learn while gradually getting into investments, you should take your chance on riskier stocks. 

Summing Up!

SIPs can be the gateway to market-linked investments for young investors. These plans are ideal if you want to mitigate the risk of market fluctuations while enjoying high returns. You can also choose to diversify your investments to balance out the risks. With SIPs available at just Rs. 1,000 per month, you can take advantage of the high returns from investing in market-linked financial instruments.

Smart Investment Pack
100% Capital Guarantee
Average Rating
(Based on 0 Reviews)
100% Capital Guarantee
SIP Calculator
  • SIP
  • Lumpsum

Monthly Investment

₹500 ₹1L
Enter Monthly Investment

Total Investment

₹500 ₹10L
Enter Total Investment

Expected Rate of Return (Yearly)

1% 20%
Expected Rate of Return (Yearly)

Time Period

1 Year 30 Years
Enter Time Period
Total Investment
Interest Earned
Maturity Amount

SIP plans articles

Recent Articles
Popular Articles
Yes Bank SIP Plans

15 Jun 2022

Yes-Bank is the fourth largest private commercial bank operating...
Read more
SIP Plans for 5000 Monthly

06 Jun 2022

SIPs help you lower the risk of market fluctuations while making...
Read more
HSBC SIP Calculator

02 Jun 2022

Investment in funds provides many advantages making your...
Read more
10,000 Monthly SIP Plans

30 May 2022

SIPs (Systematic Investment Plans) attract a large majority of...
Read more
SIP Plans to Invest 2,000 Monthly

30 May 2022

Systematic Investment Plans method of Mutual Fund investment has...
Read more
Best SIP Plans: Top SIP Plans to Invest in India
A Systematic Investment Plan (SIP) is a process of investing in mutual funds. It is a substitute for the...
Read more
Best SIP Plan for 5 Years Investment 2021
SIPs make a great way of investing in mutual funds. It is an excellent investment method to accomplish your short...
Read more
Best SIP Plans for 15 Years
Systematic Investment Plans are the new emerging investment options in India gaining huge popularity these days...
Read more
Best SIP to Invest for 10 Years
The Systematic Investment Plan or SIP allows you to choose a mutual fund plan and invest a fixed amount...
Read more
Best SIP for Long Term
Under a SIP, you invest a small sum of money at regular intervals in your selected mutual fund scheme. Investment...
Read more
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL