ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 2.30%
NAV: ₹17.56 as on Mon Oct 06, 2025
Fund NAV

Fund Overview of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw

  • ₹82.5 Cr
    AUM
  • ₹17.56
    NAV
  • 2.12%
    Expense Ratio
  • Hybrid
    Fund Category
As on Mon Oct 06, 2025

Returns of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 2.30% NA 0.55%
6 Months 8.44% NA 5.55%
1 Year 6.31% 6.31% 5.63%
2 Year NA 10.60% 10.55%
3 Years 35.69% 10.71% 10.07%
5 Years 55.10% 9.17% 10.06%
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As on Mon Oct 06, 2025

Asset Allocation

equities

27.52%

debt instruments

62.77%

other assets or cash equivalents

9.71%
Large Cap: 31.86%
Mid Cap: 20.93%
Small Cap: 7.08%
Other: 40.12%
Top Holdings
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
10.56%
Repo
8.35%
4.45% Government Of India (30/10/2034)
8.22%
Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100
7.49%
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100
6.32%
Top Sectors
Entities
32.59%
Financial
16.25%
Unspecified
14.35%
Materials
14.04%
Technology
10.84%
Detailed Portfolio Analysis
As on Mon Oct 06, 2025
Invest Now

About Fund

About ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw

ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw is one Hybrid mutual fund offered by ICICI Prudential Mutual Fund. Launched on 27 Feb 2019, the fund aims Medium to long term regular income. A hybrid scheme that aims to generate regular income through investments primarily in debt and money market instruments and long term capital appreciation by investing a portion in equity. It manages assets worth ₹82.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 2.12%.
The portfolio allocation consists of 27.52% in equities, 62.77% in debt instruments, 9.71% in other assets or cash equivalents. Managed by Lalit Kumar, it has delivered a return of 6.31% in the last year, a total return since inception of 8.95%.

Read more
  • Darshil Dedhia

    Fund Manager

  • Mr. Dedhia has done CA and CFA.

    Manager Education

  • Rohit Lakhotia

    Fund Manager

  • Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering

    Manager Education

  • Sharmila D'Silva

    Fund Manager

  • Ms. D'Silva is CA and BAF

    Manager Education

  • Lalit Kumar

    Fund Manager

  • Mr. Kumar is a PGDM (IIM) and B.Tech in Electrical Engineering (IIT).

    Manager Education

Key Metrics of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw

  • Standard Deviation
    4.28%
  • Sharpe Ratio
    0.79%
  • Alpha
    0.86%
  • Beta
    1.01%

Fund Details

  • Fund Names
    ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw
  • Inception Date
    27 Feb 2019
  • Lock In
    1825
  • SIP Minimum Investment amount
    ₹ 100
  • SWP Minimum Investment amount
    ₹ 1
  • STP Minimum Investment amount
    ₹ 250
  • Risk
    Principal at moderately high risk
  • Category Average Annual Returns
    5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Magnum Children's Benefit Fund - Savings Plan Direct trend ₹129 0.33% 0.18% 4.04% 12.51% 13.76%
Aditya Birla Sun Life Regular Savings Fund Direct-growth trend ₹1,524 0.93% 1.24% 7.95% 10.29% 11.92%
UTI Conservative Hybrid Fund Direct-flexi Idcw trend ₹1,707 0.83% 0.11% 5.17% 10.62% 11.29%
Kotak Debt Hybrid Fund Regular-growth trend ₹3,130 1.53% 0.60% 4.02% 10.41% 10.95%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw trend ₹1,707 0.78% -0.04% 4.52% 9.95% 10.63%
Nippon India Conservative Hybrid Fund Direct-growth trend ₹899 1.21% 1.84% 8.91% 9.94% 9.76%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth trend ₹82 0.59% 0.90% 6.36% 10.86% 9.22%
Franklin India Conservative Hybrid Fund A Regular-growth trend ₹204 0.79% 0.25% 5.74% 9.74% 9.06%
DSP Regular Savings Fund Regular-growth trend ₹178 0.67% 0.37% 5.83% 10.21% 8.98%
Canara Robeco Conservative Hybrid Fund Regular-growth trend ₹950 0.32% 0.51% 4.80% 8.61% 8.47%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from ICICI Prudential Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
ICICI Prudential Regular Savings Fund-growth increase ₹3,237 0.81% 1.50% 5.91% 7.02% 10.35%
ICICI Prudential Regular Savings Fund Direct-growth increase ₹3,237 0.87% 1.70% 6.31% 7.82% 11.19%
ICICI Prudential Regular Savings Fund Direct-idcw Half Yearly increase ₹3,237 0.87% 1.70% 6.31% 7.82% 11.19%
ICICI Prudential Regular Savings Fund-idcw Half Yearly increase ₹3,237 0.81% 1.50% 5.91% 7.02% 10.35%
ICICI Prudential Regular Savings Fund-idcw Monthly increase ₹3,237 0.81% 1.50% 5.91% 7.02% 10.35%
ICICI Prudential Regular Savings Fund Direct-idcw Monthly increase ₹3,237 0.87% 1.70% 6.31% 7.82% 11.19%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth increase ₹82 0.69% 1.21% 8.01% 7.70% 12.11%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth increase ₹82 0.59% 0.90% 7.31% 6.36% 10.86%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-idcw increase ₹82 0.69% 1.21% 8.01% 7.70% 12.11%
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increase growth is based on 1-month returns of the funds

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Tax Information

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

More Details
You can also get Tax Free Maturity/ Returns? You can also get Tax Free Maturity/ Returns?

Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Kotak Debt Hybrid Fund Regular-growth trend ₹3,130 ₹59.05 10.41% 10.95% 9.38%
UTI Conservative Hybrid Fund Direct-flexi Idcw trend ₹1,707 ₹50.57 10.62% 11.29% 8.84%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw trend ₹1,707 ₹45.57 9.95% 10.63% 8.13%
Aditya Birla Sun Life Regular Savings Fund Direct-growth trend ₹1,524 ₹75.93 10.29% 11.92% 9.50%
Canara Robeco Conservative Hybrid Fund Regular-growth trend ₹950 ₹97.65 8.61% 8.47% 7.83%
Nippon India Conservative Hybrid Fund Direct-growth trend ₹899 ₹65.15 9.94% 9.76% 6.37%
Franklin India Conservative Hybrid Fund A Regular-growth trend ₹204 ₹91.55 9.74% 9.06% 7.47%
DSP Regular Savings Fund Regular-growth trend ₹178 ₹59.15 10.21% 8.98% 7.15%
SBI Magnum Children's Benefit Fund - Savings Plan Direct trend ₹129 ₹120.02 12.51% 13.76% 12.24%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth trend ₹82 ₹17.56 10.86% 9.22% -
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Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities10.56%₹8.71 Cr
RepoUnspecified8.35%₹6.89 Cr
4.45% Government Of India (30/10/2034)Entities8.22%₹6.78 Cr
Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100Entities7.49%₹6.18 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities6.32%₹5.21 Cr
National Bank For Agriculture And Rural Development Sr 23i 7.62 Loa 31jn28 Fvrs1lacFinancial6.19%₹5.10 Cr
Summit Digitel Infrastructure Private Limited 6.59 Ncd 16ju26 Fvrs10lacTechnology6.07%₹5.01 Cr
Nirma Limited Sr Vii Tr C 8.50 Ncd 07ap27 Fvrs1lacConsumer Staples4.31%₹3.55 Cr
Interglobe Aviation LtdIndustrials3.01%₹2.49 Cr
Ultratech Cement LtdMaterials2.91%₹2.40 Cr
Power Finance Corporation Ltd. Sr Bs226b 7.70 Bd 15ap33 Fvrs1lacFinancial2.52%₹2.08 Cr
Vedanta Limited Sr I 9.31 Ncd 03dc27 Fvrs1lacMaterials2.44%₹2.01 Cr
Yes Bank Ltd Bonds 8.00 30/09/2026Financial2.42%₹1.99 Cr
India Universal Trust Al1 Sec. Debt 8.20 20/09/2030Unspecified2.33%₹1.92 Cr
Bharti Hexacom Ltd.Technology2.24%₹1.85 Cr
Mahindra & Mahindra LtdConsumer Discretionary1.94%₹1.60 Cr
Sagar Cements LtdMaterials1.80%₹1.48 Cr
Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027Financial1.60%₹1.32 Cr
Muthoot Finance LtdFinancial1.58%₹1.31 Cr
National Aluminium Company LtdMaterials1.57%₹1.30 Cr
Multi Commodity Exchange Of India LtdFinancial1.45%₹1.20 Cr
Jsw Steel LtdMaterials1.43%₹1.18 Cr
Net Current AssetsUnspecified1.36%₹1.12 Cr
Tech Mahindra LtdTechnology1.33%₹1.10 Cr
India Universal Trust Al1 Series A1 Ptc 25sep24Unspecified1.23%₹1.02 Cr
Info Edge (india) LtdTechnology1.10%₹0.91 Cr
India Universal Trust Al1 Series A2 Ptc 25sep24Unspecified1.08%₹0.89 Cr
Vedanta LtdMaterials1.03%₹0.85 Cr
Jindal Steel & Power LtdMaterials0.94%₹0.77 Cr
Ambuja Cements LtdMaterials0.79%₹0.65 Cr
Hindalco Industries LtdMaterials0.72%₹0.59 Cr
Samvardhana Motherson International LtdConsumer Discretionary0.71%₹0.58 Cr
Bharat Forge LtdConsumer Discretionary0.64%₹0.53 Cr
Uno Minda LtdConsumer Discretionary0.63%₹0.52 Cr
Gland Pharma LtdHealthcare0.56%₹0.46 Cr
Indusind Bank LtdFinancial0.48%₹0.40 Cr
Jindal Stainless LtdMaterials0.42%₹0.35 Cr
Rategain Travel Technologies LtdTechnology0.10%₹0.08 Cr
Zee Entertainment Enterprises LtdConsumer Discretionary0.05%₹0.04 Cr
Siemens Energy India LtdEnergy & Utilities0.05%₹0.04 Cr
Siemens LtdDiversified0.04%₹0.04 Cr
View More

Top Hybrid Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
SBI Magnum Children's Benefit Fund - Savings Plan Direct increase ₹120.02 12.51% 13.76% 120.77
Aditya Birla Sun Life Regular Savings Fund Direct-growth increase ₹75.93 10.29% 11.92% -
UTI Conservative Hybrid Fund Direct-flexi Idcw increase ₹50.57 10.62% 11.29% -
Kotak Debt Hybrid Fund Regular-growth increase ₹59.05 10.41% 10.95% -
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw increase ₹45.57 9.95% 10.63% -
Nippon India Conservative Hybrid Fund Direct-growth increase ₹65.15 9.94% 9.76% -
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth increase ₹17.56 10.86% 9.22% -
Franklin India Conservative Hybrid Fund A Regular-growth increase ₹91.55 9.74% 9.06% 91.59
DSP Regular Savings Fund Regular-growth increase ₹59.15 10.21% 8.98% -
Canara Robeco Conservative Hybrid Fund Regular-growth increase ₹97.65 8.61% 8.47% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw

What is the current AUM of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw?

As of Thu Jul 31, 2025, ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw manages assets worth ₹82.5 crore

How has ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw performed recently?

  • 3 Months: 2.30%
  • 6 Months: 8.44%

What is the long-term performance of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw?

  • 3 Years CAGR: 10.71%
  • 5 Years CAGR: 9.17%
  • Since Inception: 8.95%

What is the portfolio composition of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw?

Equity: 27.52%, Debt: 62.77%, Others: 9.71%.

Who manages ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw?

ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw is managed by Lalit Kumar from ICICI Prudential Mutual Fund.

What is the market-cap allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw?

Large Cap: 31.86%, Mid Cap: 20.93%, Small Cap: 7.08%.

Which are the top companies ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw has invested in?

  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 10.56% of the fund's portfolio
  • Repo – 8.35% of the fund's portfolio
  • 4.45% Government of India (30/10/2034) – 8.22% of the fund's portfolio
  • GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 – 7.49% of the fund's portfolio
  • GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 6.32% of the fund's portfolio

Which are the major sectors ICICI Prudential Retirement Fund - Hybrid Conservative Plan-idcw focuses on?

  • Entities – 32.59% of the fund's portfolio
  • Financial – 16.25% of the fund's portfolio
  • Unspecified – 14.35% of the fund's portfolio
  • Materials – 14.04% of the fund's portfolio
  • Technology – 10.84% of the fund's portfolio
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Past performance may not be indicative of future results.

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Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

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