Fund Overview of SBI Banking & Financial Services Fund Direct-idcw
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₹8,450.1 CrAUM
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₹42.94NAV
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0.76%Expense Ratio
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EquityFund Category
Returns of SBI Banking & Financial Services Fund Direct-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.61% | NA | 2.31% |
| 6 Months | 18.87% | NA | 15.50% |
| 1 Year | 12.32% | 12.32% | 10.43% |
| 2 Year | NA | 22.08% | 18.38% |
| 3 Years | 68.48% | 18.99% | 17.78% |
| 5 Years | 182.48% | 23.08% | 22.24% |
| 7 Years | 173.61% | 15.46% | NA |
| 10 Years | 426.94% | 18.08% | 13.92% |
Asset Allocation
equities
92.51%debt instruments
0.06%other assets or cash equivalents
7.43%SBI Banking & Financial Services Fund Direct-idcw is one Equity mutual fund offered by SBI Mutual Fund. Launched on 26 Feb 2015, the fund aims Long term capital appreciation. Investment predominantly in a portfolio of equity & equity related instruments of companies engaged in banking & financial services sector. It manages assets worth ₹8,450.1 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.76%. Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Banking & Financial Services Fund Direct-idcw
The portfolio allocation consists of 92.51% in equities, 0.06% in debt instruments, 7.43% in other assets or cash equivalents. Managed by Milind Agrawal, it has delivered a return of 12.32% in the last year, a total return since inception of 15.97%.
Key Metrics of SBI Banking & Financial Services Fund Direct-idcw
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Standard Deviation11.90%
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Sharpe Ratio0.96%
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Alpha7.55%
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Beta0.81%
Fund Details
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Fund NamesSBI Banking & Financial Services Fund Direct-idcw
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Inception Date26 Feb 2015
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at very high risk
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Category Average Annual Returns10.43
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
SBI Banking & Financial Services Fund Regular-growth
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₹8,450 | 2.80% | -2.14% | 9.79% | 8.88% | 19.18% |
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SBI Banking & Financial Services Fund Direct-growth
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₹8,450 | 2.89% | -1.89% | 10.36% | 10.02% | 20.50% |
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SBI Nifty Private Bank Etf - Growth
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₹502 | 1.54% | -6.06% | 3.35% | 0.26% | 10.47% |
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SBI Bse Psu Bank Etf-growth
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₹480 | 11.67% | 4.27% | 21.21% | - | - |
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SBI Nifty Bank Index Fund Direct-growth
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₹121 | 1.80% | -4.41% | 6.66% | - | - |
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SBI Nifty Bank Index Fund Regular-growth
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₹121 | 1.76% | -4.53% | 6.40% | - | - |
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SBI Bse Psu Bank Index Fund Direct - Growth
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₹38 | 11.65% | 4.20% | 20.71% | - | - |
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SBI Bse Psu Bank Index Fund Regular - Growth
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₹38 | 11.61% | 4.07% | 20.40% | - | - |
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SBI Bse Psu Bank Index Fund Direct - Idcw
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₹38 | 11.65% | 4.20% | 20.71% | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Mirae Asset Nifty Financial Services Etf - Growth |
₹431 | ₹27.26 | 15.09% | - | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 20.34% | ₹1,718.44 Cr |
| State Bank Of India | Financial | 8.23% | ₹695.42 Cr |
| Kotak Mahindra Bank Ltd | Financial | 8.18% | ₹690.84 Cr |
| Icici Bank Ltd | Financial | 7.78% | ₹657.12 Cr |
| Axis Bank Ltd | Financial | 4.98% | ₹420.46 Cr |
| Sbi Life Insurance Company Ltd | Financial | 3.54% | ₹299.15 Cr |
| Max Financial Services Ltd | Financial | 3.52% | ₹297.60 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 3.33% | ₹281.11 Cr |
| Net Receivables | Unspecified | 3.22% | ₹276.38 Cr |
| Bajaj Finserv Ltd | Financial | 3.23% | ₹272.72 Cr |
| Aptus Value Housing Finance India Ltd | Financial | 2.88% | ₹243.64 Cr |
| Bank Of Baroda | Financial | 2.81% | ₹237.53 Cr |
| Aditya Birla Capital Ltd | Financial | 2.76% | ₹233.14 Cr |
| Rbl Bank Ltd | Financial | 2.73% | ₹230.42 Cr |
| Repo | Unspecified | 2.43% | ₹205.20 Cr |
| Bank Of India | Financial | 2.40% | ₹202.61 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 2.04% | ₹172.27 Cr |
| Power Finance Corporation Ltd | Financial | 2.02% | ₹170.37 Cr |
| Cash Margin | Unspecified | 1.78% | ₹150.00 Cr |
| City Union Bank Ltd | Financial | 1.34% | ₹113.17 Cr |
| Star Health & Allied Insurance Co. Ltd | Financial | 1.28% | ₹107.99 Cr |
| Icra Ltd | Industrials | 1.21% | ₹101.91 Cr |
| Care Ratings Ltd | Industrials | 1.13% | ₹95.26 Cr |
| Muthoot Finance Ltd | Financial | 1.05% | ₹88.62 Cr |
| Nippon Life India Asset Management Ltd | Financial | 0.95% | ₹80.21 Cr |
| Niva Bupa Health Insurance Company Ltd. | Financial | 0.94% | ₹79.67 Cr |
| Cholamandalam Financial Holdings Ltd | Financial | 0.90% | ₹76.46 Cr |
| Crisil Ltd | Industrials | 0.77% | ₹64.83 Cr |
| National Securities Depository Limited Eq | Financial | 0.58% | ₹48.60 Cr |
| Hdb Financial Services Limited Eq | Financial | 0.48% | ₹40.60 Cr |
| Sbfc Finance Ltd | Financial | 0.38% | ₹31.76 Cr |
| Aditya Birla Sun Life Amc Ltd | Financial | 0.31% | ₹26.43 Cr |
| Icici Prudential Life Insurance Company Ltd | Financial | 0.29% | ₹24.64 Cr |
| Mahindra & Mahindra Financial Services Ltd | Financial | 0.13% | ₹10.59 Cr |
| Government Of India 36005 182 Days Tbill 20nv25 Fv Rs 100 | Financial | 0.06% | ₹4.92 Cr |
SBI Banking & Financial Services Fund Direct-idcw
What is the current AUM of SBI Banking & Financial Services Fund Direct-idcw?
As of Thu Jul 31, 2025, SBI Banking & Financial Services Fund Direct-idcw manages assets worth ₹8,450.1 crore
How has SBI Banking & Financial Services Fund Direct-idcw performed recently?
- 3 Months: 1.61%
- 6 Months: 18.87%
What is the long-term performance of SBI Banking & Financial Services Fund Direct-idcw?
- 3 Years CAGR: 18.99%
- 5 Years CAGR: 23.08%
- Since Inception: 15.97%
What is the portfolio composition of SBI Banking & Financial Services Fund Direct-idcw?
Equity: 92.51%, Debt: 0.06%, Others: 7.43%.
Who manages SBI Banking & Financial Services Fund Direct-idcw?
SBI Banking & Financial Services Fund Direct-idcw is managed by Milind Agrawal from SBI Mutual Fund.
What is the market-cap allocation of SBI Banking & Financial Services Fund Direct-idcw?
Large Cap: 11.93%, Mid Cap: 20.27%, Small Cap: 2.96%.
Which are the top companies SBI Banking & Financial Services Fund Direct-idcw has invested in?
- HDFC Bank Ltd – 20.34% of the fund's portfolio
- State Bank of India – 8.23% of the fund's portfolio
- Kotak Mahindra Bank Ltd – 8.18% of the fund's portfolio
- ICICI Bank Ltd – 7.78% of the fund's portfolio
- Axis Bank Ltd – 4.98% of the fund's portfolio
Which are the major sectors SBI Banking & Financial Services Fund Direct-idcw focuses on?
- Financial – 89.46% of the fund's portfolio
- Unspecified – 7.43% of the fund's portfolio
- Industrials – 3.11% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
