Tata Retirement Savings Fund Progressive Plan Regular-growth
- 3 Months
- 6 Months
- 1 Year
- 3 Years
- 5 Years
- RSI
Fund Overview
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₹2,084.5 CrAUM
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₹64.18NAV
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2.00%Expense Ratio
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EquityFund Category
Returns of Tata Retirement Savings Fund Progressive Plan Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | -1.15% | NA | 3.06% |
| 6 Months | 16.91% | NA | 12.13% |
| 1 Year | -3.45% | -3.45% | 0.23% |
| 3 Years | 52.67% | 15.15% | 17.87% |
| 5 Years | 107.58% | 15.73% | 20.71% |
| 7 Years | 121.33% | 12.02% | NA |
| 10 Years | 257.78% | 13.60% | 14.09% |
Asset Allocation
equities
93.00%other assets or cash equivalents
7.00%Tata Retirement Savings Fund Progressive Plan Regular-growth is one Equity mutual fund offered by Tata Mutual Fund. Launched on 01 Nov 2011, the fund aims Long Term Capital Appreciation. A predominantly equity oriented savings
scheme which provides tool for retirement
planning to individual investors. It manages assets worth ₹2,084.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 2%. Fund Manager Manager Education Fund Manager Manager Education
The portfolio allocation consists of 93.00% in equities, 7.00% in other assets or cash equivalents. Managed by Sonam Udasi, it has delivered a return of -3.45% in the last year, a total return since inception of 14.53%.
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Standard Deviation13.39%
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Sharpe Ratio0.58%
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Alpha0.32%
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Beta0.92%
Fund Details
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Fund NamesTata Retirement Savings Fund Progressive Plan Regular-growth
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Inception Date01 Nov 2011
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Lock In1825
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SIP Minimum Investment amount₹ 150
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at very high risk
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Category Average Annual Returns0.23
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Dynamic Bond Fund Direct-flexi Idcw  |
₹481.67 Cr | 0.90% | 0.45% | 6.84% | 7.88% | 9.23% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | 0.48% | 1.50% | 7.80% | 7.43% | 7.08% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | 0.68% | 0.95% | 7.73% | 8.02% | 6.67% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | 0.47% | 1.54% | 7.92% | 7.66% | 6.22% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.38% | -0.15% | 4.39% | 7.66% | 5.93% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | 1.38% | -0.15% | 4.39% | 7.66% | 5.93% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | 0.47% | 1.44% | 6.91% | 7.09% | 5.73% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | 0.47% | 1.49% | 7.29% | 7.13% | 5.72% |
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | 0.46% | 1.42% | 6.83% | 7.00% | 5.63% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.32% | -0.35% | 3.59% | 6.80% | 5.02% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Tata Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Tata Money Market Fund Regular-growth
|
₹41,235 Cr | 0.45% | 1.51% | 3.90% | 7.77% | 7.53% |
Tata Balanced Advantage Fund Regular - Growth
|
₹10,031 Cr | -0.39% | -0.32% | 4.13% | -1.21% | 10.86% |
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Tata Multicap Fund Direct - Growth
|
₹3,124 Cr | -0.08% | 0.25% | 10.72% | -7.28% | - |
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Tata Retirement Savings Fund Moderate Plan Regular-growth
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₹2,150 Cr | -1.09% | -2.87% | 7.69% | -3.81% | 13.86% |
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Tata Bse Select Business Groups Index Fund Direct - Growth
|
₹203 Cr | 0.11% | -0.75% | 7.31% | - | - |
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Tata Bse Select Business Groups Index Fund Regular - Growth
|
₹203 Cr | 0.04% | -0.96% | 6.89% | - | - |
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Tata Nifty G-sec Dec 2029 Index Fund Direct - Growth
|
₹162 Cr | 1.05% | 1.33% | 4.72% | 8.78% | - |
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Tata Bse Quality Index Fund Direct - Growth
|
₹47 Cr | 0.42% | -1.47% | - | - | - |
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Tata Bse Quality Index Fund Regular - Growth
|
₹47 Cr | 0.36% | -1.65% | - | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,577.51 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.91 | 7.09% | 5.73% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.82 | 8.02% | 6.67% | 7.86% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,626.77 | 7.66% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,265.89 | 7.13% | 5.72% | 6.55% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,013.26 | 7.43% | 7.08% | 6.19% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹23.13 | 7.66% | 5.93% | 8.46% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹31.73 | 6.80% | 5.02% | 7.44% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | ₹42.85 | 7.66% | 5.93% | 8.46% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹17.00 | 7.88% | 9.23% | 7.46% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Cash/net Current Assets | Unspecified | 6.90% | ₹142.45 Cr |
| Hdfc Bank Ltd | Financial | 6.78% | ₹141.27 Cr |
| Reliance Industries Ltd | Energy & Utilities | 4.38% | ₹91.34 Cr |
| Zomato Ltd | Technology | 4.01% | ₹83.66 Cr |
| Solar Industries India Ltd | Materials | 3.97% | ₹82.67 Cr |
| Bse Ltd | Financial | 3.77% | ₹78.65 Cr |
| Itc Ltd | Consumer Staples | 3.66% | ₹76.33 Cr |
| Tata Consultancy Services Ltd | Technology | 3.54% | ₹73.79 Cr |
| Radico Khaitan Ltd | Consumer Staples | 3.27% | ₹68.25 Cr |
| Mahanagar Gas Ltd | Energy & Utilities | 2.46% | ₹51.34 Cr |
| Nippon Life India Asset Management Ltd | Financial | 2.35% | ₹48.98 Cr |
| Karur Vysya Bank Ltd | Financial | 2.32% | ₹48.40 Cr |
| Icici Bank Ltd | Financial | 2.13% | ₹44.44 Cr |
| Iifl Wealth Management Ltd | Financial | 2.07% | ₹43.07 Cr |
| Polycab India Ltd | Industrials | 2.06% | ₹42.97 Cr |
| Tata Consumer Products Ltd | Consumer Staples | 1.97% | ₹41.10 Cr |
| Bikaji Foods International Ltd | Consumer Staples | 1.94% | ₹40.50 Cr |
| Exide Industries Ltd | Consumer Discretionary | 1.92% | ₹40.12 Cr |
| Doms Industries Ltd. | Industrials | 1.89% | ₹39.47 Cr |
| Multi Commodity Exchange Of India Ltd | Financial | 1.89% | ₹39.47 Cr |
| Muthoot Finance Ltd | Financial | 1.89% | ₹39.45 Cr |
| Godrej Properties Ltd | Real Estate | 1.81% | ₹37.78 Cr |
| Hcl Technologies Ltd | Technology | 1.77% | ₹36.99 Cr |
| Gail (india) Ltd | Energy & Utilities | 1.76% | ₹36.78 Cr |
| Kirloskar Pneumatic Company Ltd | Industrials | 1.74% | ₹36.28 Cr |
| Metro Brands Ltd | Consumer Discretionary | 1.70% | ₹35.46 Cr |
| Havells India Ltd | Consumer Discretionary | 1.68% | ₹35.11 Cr |
| Bajaj Finserv Ltd | Financial | 1.64% | ₹34.09 Cr |
| Dixon Technologies (india) Ltd | Consumer Discretionary | 1.62% | ₹33.83 Cr |
| Oil India Ltd | Energy & Utilities | 1.61% | ₹33.65 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 1.50% | ₹31.35 Cr |
| Godrej Industries Ltd | Diversified | 1.40% | ₹29.09 Cr |
| Trent Ltd | Consumer Discretionary | 1.30% | ₹27.15 Cr |
| Uti Asset Management Company Ltd | Financial | 1.28% | ₹26.68 Cr |
| Adani Ports And Special Economic Zone Ltd | Industrials | 1.25% | ₹26.09 Cr |
| Godrej Agrovet Ltd | Consumer Staples | 1.19% | ₹24.74 Cr |
| Jupiter Wagons Ltd | Industrials | 1.18% | ₹24.70 Cr |
| Manappuram Finance Ltd | Financial | 1.09% | ₹22.77 Cr |
| Zensar Technologies Ltd | Technology | 1.08% | ₹22.49 Cr |
| Campus Activewear Ltd | Consumer Discretionary | 1.04% | ₹21.66 Cr |
| Fine Organic Industries Ltd | Materials | 1.03% | ₹21.40 Cr |
| Titan Company Ltd | Consumer Discretionary | 1.01% | ₹21.09 Cr |
| Sunteck Realty Ltd | Real Estate | 0.92% | ₹19.21 Cr |
| United Spirits Ltd | Consumer Staples | 0.91% | ₹19.00 Cr |
| Astec Lifesciences Ltd | Materials | 0.86% | ₹18.01 Cr |
| Mastek Ltd | Technology | 0.83% | ₹17.37 Cr |
| Kpit Technologies Ltd | Technology | 0.82% | ₹17.07 Cr |
| Nestle India Ltd | Consumer Staples | 0.71% | ₹14.83 Cr |
| Repo | Unspecified | 0.10% | ₹2.12 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Quant Flexi Cap Fund Direct-growth |
₹108.07 | 17.29% | 27.91% | 123.24 |
| Quant Flexi Cap Fund-growth |
₹97.03 | 15.80% | 26.69% | 111.94 |
| Tata Retirement Savings Fund Progressive Plan Regular-growth |
₹64.18 | 14.56% | 15.90% | - |
growth is based on 5Y returns of the funds
- 3 Months: -1.15%
- 6 Months: 16.91%
- 3 Years CAGR: 15.15%
- 5 Years CAGR: 15.73%
- Since Inception: 14.53%
- Cash/Net Current Assets – 6.90% of the fund's portfolio
- HDFC Bank Ltd – 6.78% of the fund's portfolio
- Reliance Industries Ltd – 4.38% of the fund's portfolio
- Zomato Ltd – 4.01% of the fund's portfolio
- Solar Industries India Ltd – 3.97% of the fund's portfolio
- Financial – 28.71% of the fund's portfolio
- Consumer Staples – 13.65% of the fund's portfolio
- Technology – 12.05% of the fund's portfolio
- Consumer Discretionary – 10.27% of the fund's portfolio
- Energy & Utilities – 10.21% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
