Fund Overview of UTI Banking & Psu Fund Direct-growth
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₹810.3 CrAUM
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₹22.76NAV
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0.28%Expense Ratio
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DebtFund Category
Returns of UTI Banking & Psu Fund Direct-growth
Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
---|---|---|---|
3 Months | 1.32% | NA | 0.71% |
6 Months | 4.75% | NA | 4.51% |
1 Year | 8.28% | 8.28% | 8.39% |
2 Years | 16.71% | 8.03% | 8.14% |
3 Years | 24.44% | 7.56% | 7.57% |
5 Years | 42.25% | 7.30% | 6.29% |
7 Years | 54.85% | 6.45% | NA |
10 Years | 96.26% | 6.98% | 7.57% |
Asset Allocation
debt instruments
94.51%other assets or cash equivalents
5.49%UTI Banking & Psu Fund Direct-growth is one Debt mutual fund offered by UTI Mutual Fund. Launched on 03 Feb 2014, the fund aims Reasonable income, with low risk and high level of liquidity over short to medium term. Investment predominantly in Debt & Money Market Securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹810.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.28%. Fund Manager Manager EducationAbout UTI Banking & Psu Fund Direct-growth
The portfolio allocation consists of 94.51% in debt instruments, 5.49% in other assets or cash equivalents. Managed by Anurag Mittal, it has delivered a return of 8.28% in the last year, a total return since inception of 7.28%.
Key Metrics of UTI Banking & Psu Fund Direct-growth
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Standard Deviation1.25%
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Sharpe Ratio0.65%
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Alpha6.48%
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Beta3.06%
Fund Details
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Top Performing Mutual Funds
Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw |
₹810 | 0.78% | 1.41% | 8.40% | 7.91% | 7.32% |
UTI Banking & Psu Fund Regular-flexi Idcw |
₹810 | 0.75% | 1.34% | 8.18% | 7.62% | 7.08% |
Kotak Banking And Psu Debt Fund Direct-growth |
₹5,983 | 0.91% | 1.21% | 8.31% | 8.03% | 6.65% |
Nippon India Banking And Psu Fund Direct-growth |
₹5,684 | 0.95% | 1.18% | 8.39% | 8.02% | 6.48% |
Kotak Banking And Psu Debt Fund Regular-growth |
₹5,983 | 0.88% | 1.12% | 7.92% | 7.60% | 6.22% |
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth |
₹9,143 | 0.90% | 1.15% | 7.94% | 7.56% | 6.13% |
Mirae Asset Banking And Psu Fund Direct - Growth |
₹48 | 0.83% | 1.07% | 8.24% | 7.73% | 6.07% |
Nippon India Banking And Psu Fund-growth |
₹5,684 | 0.91% | 1.08% | 7.98% | 7.58% | 6.02% |
Lic Mf Banking & Psu Fund-growth |
₹1,851 | 0.86% | 1.07% | 8.04% | 7.45% | 5.59% |
HSBC Banking And Psu Debt Fund-growth |
₹4,676 | 0.87% | 1.27% | 8.12% | 7.36% | 5.36% |
More funds from UTI Mutual Fund
Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw
|
₹810 | 0.78% | 1.41% | 4.05% | 8.40% | 7.91% |
UTI Banking & Psu Fund Regular-flexi Idcw
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₹810 | 0.75% | 1.34% | 3.93% | 8.18% | 7.62% |
UTI Banking & Psu Fund Regular-growth
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₹810 | 0.75% | 1.34% | 3.93% | 8.18% | 7.62% |
UTI Banking & Psu Fund Direct-idcw Half Yearly
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₹810 | 0.78% | 1.41% | 4.05% | 8.40% | 7.91% |
UTI Banking & Psu Fund Regular-idcw Half Yearly
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₹810 | 0.75% | 1.34% | 3.93% | 8.18% | 7.62% |
UTI Banking & Psu Fund Direct-idcw Monthly
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₹810 | 0.78% | 1.41% | 4.05% | 8.40% | 7.91% |
UTI Banking & Psu Fund Regular-idcw Monthly
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₹810 | 0.75% | 1.34% | 3.93% | 8.18% | 7.62% |
UTI Banking & Psu Fund Regular-idcw Quarterly
|
₹810 | 0.75% | 1.34% | 3.93% | 8.18% | 7.62% |
UTI Banking & Psu Fund Direct-idcw Quarterly
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₹810 | 0.78% | 1.41% | 4.05% | 8.40% | 7.91% |
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
---|---|---|---|---|---|
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth |
₹9,143 | ₹373.29 | 7.56% | 6.13% | 7.45% |
Kotak Banking And Psu Debt Fund Regular-growth |
₹5,983 | ₹66.57 | 7.60% | 6.22% | 7.41% |
Kotak Banking And Psu Debt Fund Direct-growth |
₹5,983 | ₹69.43 | 8.03% | 6.65% | 7.82% |
Nippon India Banking And Psu Fund Direct-growth |
₹5,684 | ₹21.95 | 8.02% | 6.48% | 7.73% |
Nippon India Banking And Psu Fund-growth |
₹5,684 | ₹21.13 | 7.58% | 6.02% | 7.33% |
HSBC Banking And Psu Debt Fund-growth |
₹4,676 | ₹24.72 | 7.36% | 5.36% | 6.80% |
Lic Mf Banking & Psu Fund-growth |
₹1,851 | ₹35.45 | 7.45% | 5.59% | 6.72% |
UTI Banking & Psu Fund Direct-flexi Idcw |
₹810 | ₹19.62 | 7.91% | 7.32% | 6.98% |
UTI Banking & Psu Fund Regular-flexi Idcw |
₹810 | ₹15.00 | 7.62% | 7.08% | 6.81% |
Mirae Asset Banking And Psu Fund Direct - Growth |
₹48 | ₹13.48 | 7.73% | 6.07% | - |
Detailed Portfolio
Stocks | Sector | % of Holding | Value |
---|---|---|---|
Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.43% | ₹92.65 Cr |
Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.32% | ₹92.39 Cr |
Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | - | — |
Axis Bank Limited Sr 5 7.65 Ncd 30jn27 Fvrs10lac | Financial | 6.87% | ₹55.66 Cr |
Axis Bank Limited Sr 5 7.65 Ncd 30jn27 Fvrs10lac | Financial | - | — |
Axis Bank Limited Sr 5 7.65 Ncd 30jn27 Fvrs10lac | Financial | 6.80% | ₹55.51 Cr |
Export Import Bank Of India Sr Z01 7.45 Bd 12ap28 Fvrs1lac | Financial | 6.31% | ₹51.12 Cr |
Small Industries Development Bank Of India Sr Vi 7.79 Bd 14my27 Fvrs1lac | Financial | 6.29% | ₹51.00 Cr |
Export Import Bank Of India Sr Z01 7.45 Bd 12ap28 Fvrs1lac | Financial | - | — |
Export Import Bank Of India Sr Z01 7.45 Bd 12ap28 Fvrs1lac | Financial | 6.24% | ₹50.94 Cr |
Small Industries Development Bank Of India Sr Vi 7.79 Bd 14my27 Fvrs1lac | Financial | - | — |
Small Industries Development Bank Of India Sr Vi 7.79 Bd 14my27 Fvrs1lac | Financial | 6.23% | ₹50.81 Cr |
Net Current Assets | Unspecified | 5.49% | ₹44.82 Cr |
Power Finance Corporation Ltd. Sr-172 7.74 Bd 29jn28 Fvrs10lac | Financial | 5.05% | ₹40.94 Cr |
Power Finance Corporation Ltd. Sr-172 7.74 Bd 29jn28 Fvrs10lac | Financial | - | — |
Power Finance Corporation Ltd. Sr-172 7.74 Bd 29jn28 Fvrs10lac | Financial | 5.00% | ₹40.82 Cr |
Net Current Assets | Unspecified | 4.55% | ₹36.84 Cr |
Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 4.44% | ₹35.95 Cr |
Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 4.39% | ₹35.81 Cr |
Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | - | — |
National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 4.41% | ₹35.74 Cr |
National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 4.36% | ₹35.57 Cr |
National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | - | — |
Hdfc Bank Ltd Bonds/deb 7.95 21/09/2026 | Financial | 4.38% | ₹35.45 Cr |
Hdfc Bank Ltd Bonds/deb 7.95 21/09/2026 | Financial | - | — |
Hdfc Bank Ltd Bonds/deb 7.95 21/09/2026 | Financial | 4.34% | ₹35.39 Cr |
Indian Railway Finance Corporation Ltd Sr-118 Bonds 7.83 21/03/2027 | Financial | 3.78% | ₹30.63 Cr |
National Bank For Agriculture And Rural Development Sr 23i 7.62 Loa 31jn28 Fvrs1lac | Financial | 3.78% | ₹30.62 Cr |
Indian Railway Finance Corporation Ltd Sr-118 Bonds 7.83 21/03/2027 | Financial | - | — |
Indian Railway Finance Corporation Ltd Sr-118 Bonds 7.83 21/03/2027 | Financial | 3.74% | ₹30.51 Cr |
National Bank For Agriculture And Rural Development Sr 23i 7.62 Loa 31jn28 Fvrs1lac | Financial | - | — |
National Bank For Agriculture And Rural Development Sr 23i 7.62 Loa 31jn28 Fvrs1lac | Financial | 3.74% | ₹30.49 Cr |
National Bank For Agriculture And Rural Development Sr-1 8.22 Bd 25fb28 Fvrs10lac | Financial | 3.21% | ₹25.98 Cr |
National Bank For Agriculture And Rural Development Sr-1 8.22 Bd 25fb28 Fvrs10lac | Financial | - | — |
National Bank For Agriculture And Rural Development Sr-1 8.22 Bd 25fb28 Fvrs10lac | Financial | 3.17% | ₹25.85 Cr |
Indian Railway Finance Corporation Limited Sr 172b 7.45 Bd 13ot28 Fvrs1lac | Financial | 3.16% | ₹25.64 Cr |
Power Finance Corporation Ltd. Sr Bs221b 7.59 Bd 17jn28 Fvrs10lac | Financial | 3.15% | ₹25.50 Cr |
Indian Railway Finance Corporation Limited Sr 172b 7.45 Bd 13ot28 Fvrs1lac | Financial | - | — |
Indian Railway Finance Corporation Limited Sr 172b 7.45 Bd 13ot28 Fvrs1lac | Financial | 3.12% | ₹25.50 Cr |
National Housing Bank 7.59 Bd 14jl27 Fvrs1lac | Financial | 3.15% | ₹25.49 Cr |
Power Finance Corporation Ltd. Sr Bs221b 7.59 Bd 17jn28 Fvrs10lac | Financial | 3.12% | ₹25.44 Cr |
Power Finance Corporation Ltd. Sr Bs221b 7.59 Bd 17jn28 Fvrs10lac | Financial | - | — |
Aditya Birla Housing Finance Limited Sr K1 8.20 Ncd 26fb27 Fvrs1lac | Financial | 3.13% | ₹25.39 Cr |
National Housing Bank 7.59 Bd 14jl27 Fvrs1lac | Financial | 3.11% | ₹25.37 Cr |
National Housing Bank 7.59 Bd 14jl27 Fvrs1lac | Financial | - | — |
Aditya Birla Housing Finance Limited Sr K1 8.20 Ncd 26fb27 Fvrs1lac | Financial | 3.11% | ₹25.35 Cr |
Aditya Birla Housing Finance Limited Sr K1 8.20 Ncd 26fb27 Fvrs1lac | Financial | - | — |
Export-import Bank Of India Sr-t-06 Bonds 7.62 01/09/2026 | Financial | 3.12% | ₹25.30 Cr |
Export-import Bank Of India Sr-t-06 Bonds 7.62 01/09/2026 | Financial | - | — |
Export-import Bank Of India Sr-t-06 Bonds 7.62 01/09/2026 | Financial | 3.09% | ₹25.23 Cr |
Indian Oil Corporation Limited Sr Xx 5.60loa 23jn26 Fvrs10lac | Energy & Utilities | 3.06% | ₹24.94 Cr |
Indian Oil Corporation Limited Sr Xx 5.60loa 23jn26 Fvrs10lac | Energy & Utilities | - | — |
Indian Oil Corporation Limited Sr Xx 5.60loa 23jn26 Fvrs10lac | Energy & Utilities | 3.08% | ₹24.92 Cr |
Icici Bank Limited Sr Dju21lb 6.45 Bd 15ju28 Fvrs10lac | Financial | 3.05% | ₹24.73 Cr |
Icici Bank Limited Sr Dju21lb 6.45 Bd 15ju28 Fvrs10lac | Financial | - | — |
Icici Bank Limited Sr Dju21lb 6.45 Bd 15ju28 Fvrs10lac | Financial | 3.03% | ₹24.72 Cr |
Rec Limited Sr 216a 7.55 Bd 31mr28 Fvrs10lac | Financial | 1.89% | ₹15.33 Cr |
Rec Limited Sr 216a 7.55 Bd 31mr28 Fvrs10lac | Financial | 1.87% | ₹15.28 Cr |
Rec Limited Sr 216a 7.55 Bd 31mr28 Fvrs10lac | Financial | - | — |
National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 1.88% | ₹15.27 Cr |
National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 1.86% | ₹15.21 Cr |
National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | - | — |
Icici Bank Ltd Bonds 7.47 25/06/2027 | Financial | 1.87% | ₹15.18 Cr |
Nhpc Limited Aa Series Strpp C 7.13 Loa 11fb28 Fvrs2lac | Energy & Utilities | 1.87% | ₹15.17 Cr |
Nhpc Limited Aa Series Strpp C 7.13 Loa 11fb28 Fvrs2lac | Energy & Utilities | 1.86% | ₹15.15 Cr |
Nhpc Limited Aa Series Strpp C 7.13 Loa 11fb28 Fvrs2lac | Energy & Utilities | - | — |
Icici Bank Ltd Bonds 7.47 25/06/2027 | Financial | 1.86% | ₹15.15 Cr |
Icici Bank Ltd Bonds 7.47 25/06/2027 | Financial | - | — |
Government Of India 32829 Goi 10ap28 7.06 Fv Rs 100 | Entities | 1.27% | ₹10.29 Cr |
Government Of India 32829 Goi 10ap28 7.06 Fv Rs 100 | Entities | 1.26% | ₹10.27 Cr |
Government Of India 32829 Goi 10ap28 7.06 Fv Rs 100 | Entities | - | — |
Power Finance Corporation Ltd. Sr Bs227b 7.77 Bd 15ap28 Fvrs1lac | Financial | 1.27% | ₹10.26 Cr |
Power Finance Corporation Ltd. Sr Bs227b 7.77 Bd 15ap28 Fvrs1lac | Financial | 1.25% | ₹10.22 Cr |
Power Finance Corporation Ltd. Sr Bs227b 7.77 Bd 15ap28 Fvrs1lac | Financial | - | — |
Nhpc Limited Sr-y1 Strpp C 7.38 Loa 03jn28 Fvrs2lac | Energy & Utilities | 1.25% | ₹10.16 Cr |
Nhpc Limited Sr-y1 Strpp C 7.38 Loa 03jn28 Fvrs2lac | Energy & Utilities | 1.24% | ₹10.15 Cr |
Nhpc Limited Sr-y1 Strpp C 7.38 Loa 03jn28 Fvrs2lac | Energy & Utilities | - | — |
Gsec C-strips Mat 15-dec-2027 | Entities | 0.75% | ₹6.15 Cr |
Gsec C-strips Mat 15-dec-2027 | Entities | - | — |
Gsec C-strips Mat 15-dec-2027 | Entities | 0.75% | ₹6.09 Cr |
7.37% Goi Cg 23-10-2028 | Entities | 0.64% | ₹5.21 Cr |
7.37% Goi Cg 23-10-2028 | Entities | - | — |
7.37% Goi Cg 23-10-2028 | Entities | 0.64% | ₹5.20 Cr |
Tamilnadu State Sdl 7.85 15/03/2027 | Unspecified | 0.63% | ₹5.14 Cr |
Tamilnadu State Sdl 7.85 15/03/2027 | Unspecified | 0.63% | ₹5.12 Cr |
Tamilnadu State Sdl 7.85 15/03/2027 | Unspecified | - | — |
Others Class A2 Aif | Unspecified | 0.33% | ₹2.68 Cr |
Others Class A2 Aif | Unspecified | 0.33% | ₹2.65 Cr |
Top Debt Funds
Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw |
₹19.62 | 7.91% | 7.32% | - |
UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.00 | 7.62% | 7.08% | - |
Kotak Banking And Psu Debt Fund Direct-growth |
₹69.43 | 8.03% | 6.65% | - |
Nippon India Banking And Psu Fund Direct-growth |
₹21.95 | 8.02% | 6.48% | - |
Kotak Banking And Psu Debt Fund Regular-growth |
₹66.57 | 7.60% | 6.22% | - |
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth |
₹373.29 | 7.56% | 6.13% | - |
Mirae Asset Banking And Psu Fund Direct - Growth |
₹13.48 | 7.73% | 6.07% | - |
Nippon India Banking And Psu Fund-growth |
₹21.13 | 7.58% | 6.02% | - |
Lic Mf Banking & Psu Fund-growth |
₹35.45 | 7.45% | 5.59% | - |
HSBC Banking And Psu Debt Fund-growth |
₹24.72 | 7.36% | 5.36% | - |
UTI Banking & Psu Fund Direct-growth
What is the current AUM of UTI Banking & Psu Fund Direct-growth?
As of Thu Jul 31, 2025, UTI Banking & Psu Fund Direct-growth manages assets worth ₹810.3 crore
How has UTI Banking & Psu Fund Direct-growth performed recently?
- 3 Months: 1.32%
- 6 Months: 4.75%
What is the long-term performance of UTI Banking & Psu Fund Direct-growth?
- 3 Years CAGR: 7.56%
- 5 Years CAGR: 7.30%
- Since Inception: 7.28%
What is the portfolio composition of UTI Banking & Psu Fund Direct-growth?
Debt: 94.51%, Others: 5.49%.
Who manages UTI Banking & Psu Fund Direct-growth?
UTI Banking & Psu Fund Direct-growth is managed by Anurag Mittal from UTI Mutual Fund.
Which are the top companies UTI Banking & Psu Fund Direct-growth has invested in?
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – 11.43% of the fund's portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – 11.32% of the fund's portfolio
- GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – 1.00% of the fund's portfolio
- AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC – 6.87% of the fund's portfolio
- AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC – 1.00% of the fund's portfolio
Which are the major sectors UTI Banking & Psu Fund Direct-growth focuses on?
- Financial – 167.62% of the fund's portfolio
- Entities – 32.07% of the fund's portfolio
- Energy & Utilities – 15.36% of the fund's portfolio
- Unspecified – 12.96% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.