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Fund Overview of UTI Banking & PSU Fund Regular-IDCW Half Yearly
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₹1,100.6 CrAUM
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₹15.61NAV
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0.47%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
UTI Banking & PSU Fund Regular-IDCW Half Yearly Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.84% | NA | 0.71% |
| 6 Months | 3.13% | NA | 4.51% |
| 1 Year | 5.57% | 5.57% | 8.39% |
| 2 Years | 14.68% | 7.09% | 8.14% |
| 3 Years | 22.94% | 7.13% | 7.57% |
| 5 Years | 42.77% | 7.38% | 6.29% |
| 7 Years | 59.48% | 6.90% | NA |
| 10 Years | 86.05% | 6.41% | 7.57% |
Asset Allocation of UTI Banking & PSU Fund Regular-IDCW Half Yearly
debt instruments
108.50%UTI Banking & PSU Fund Regular-IDCW Half Yearly is one Debt mutual fund offered by UTI Mutual Fund. Launched on 15 Sep 2014, the fund aims Reasonable income, with low risk and high level of liquidity over short to medium term. Investment predominantly in Debt & Money Market Securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹1,100.6 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.47%. Fund Manager Manager EducationAbout UTI Banking & PSU Fund Regular-IDCW Half Yearly
The portfolio allocation consists of 108.50% in debt instruments.Managed by Anurag Mittal, it has delivered a return of 5.57% in the last year, a total return since inception of 7.03%.
Long-term investors frequently compare the best sip investment in order to strengthen sustainable wealth.
Key Metrics of UTI Banking & PSU Fund Regular-IDCW Half Yearly
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Standard Deviation0.98%
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Mean6.90%
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Sharpe Ratio1.18%
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Sortino Ratio2.24%
UTI Banking & PSU Fund Regular-IDCW Half Yearly Fund Details
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Compare UTI Banking & PSU Fund Regular-IDCW Half Yearly with other mutual funds in the same category
UTI Banking & PSU Fund Regular-IDCW Half Yearly
UTI Banking & PSU Fund Direct-flexi IDCW
UTI Banking & PSU Fund Direct-Growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & PSU Fund Direct-flexi IDCW  |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-Growth |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Half Yearly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Monthly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Quarterly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Yearly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Regular-flexi IDCW |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
| UTI Banking & PSU Fund Regular-Growth |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
| UTI Banking & PSU Fund Regular-IDCW Half Yearly |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
| UTI Banking & PSU Fund Regular-IDCW Monthly |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
UTI Banking & PSU Fund Regular-flexi IDCW
|
₹1,101 | 0.41% | 1.84% | 3.13% | 5.57% | 7.13% |
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UTI Banking & PSU Fund Direct-flexi IDCW
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₹1,101 | 0.43% | 1.91% | 3.25% | 5.84% | 7.40% |
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UTI Banking & PSU Fund Regular-Growth
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₹1,101 | 0.41% | 1.84% | 3.13% | 5.57% | 7.13% |
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UTI Banking & PSU Fund Direct-Growth
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₹1,101 | 0.43% | 1.91% | 3.25% | 5.84% | 7.40% |
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UTI Banking & PSU Fund Direct-IDCW Half Yearly
|
₹1,101 | 0.43% | 1.91% | 3.25% | 5.84% | 7.40% |
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UTI Banking & PSU Fund Regular-IDCW Monthly
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₹1,101 | 0.41% | 1.84% | 3.13% | 5.57% | 7.13% |
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UTI Banking & PSU Fund Direct-IDCW Monthly
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₹1,101 | 0.43% | 1.91% | 3.25% | 5.84% | 7.40% |
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UTI Banking & PSU Fund Regular-IDCW Quarterly
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₹1,101 | 0.41% | 1.84% | 3.13% | 5.57% | 7.13% |
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UTI Banking & PSU Fund Direct-IDCW Quarterly
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₹1,101 | 0.43% | 1.91% | 3.25% | 5.84% | 7.40% |
growth is based on 1-month returns of the fundsUTI Banking & PSU Fund Regular-IDCW Half Yearly Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & PSU Debt Direct Plan-Growth |
₹12,270 | ₹2,892.54 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Fund-Growth |
₹12,270 | ₹2,796.47 | 6.90% | 5.94% | 6.97% |
| Axis Banking & PSU Debt Fund-IDCW Daily |
₹12,270 | ₹1,039.13 | 6.90% | 5.94% | 6.97% |
| Axis Banking & PSU Debt Direct Plan-IDCW Daily |
₹12,270 | ₹1,039.13 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Fund-IDCW Monthly |
₹12,270 | ₹1,033.74 | 6.90% | 5.94% | 6.97% |
| Axis Banking & PSU Debt Direct Plan-IDCW Monthly |
₹12,270 | ₹1,033.80 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Direct Plan-IDCW Weekly |
₹12,270 | ₹1,038.20 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Fund-IDCW Weekly |
₹12,270 | ₹1,038.20 | 6.90% | 5.94% | 6.97% |
| Bandhan Banking And PSU Fund Direct-Growth |
₹12,172 | ₹27.04 | 7.27% | 6.28% | 7.27% |
| Bandhan Banking And PSU Fund Regular-Growth |
₹12,172 | ₹26.19 | 6.95% | 5.96% | 6.96% |
UTI Banking & PSU Fund Regular-IDCW Half Yearly Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Canara Bank Cd 28jan27 | Financial | 10.05% | ₹110.65 Cr |
| Canara Bank Cd 28jan27 | Financial | 10.05% | ₹110.65 Cr |
| Canara Bank Cd 28jan27 | Financial | 10.05% | ₹110.65 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 8.76% | ₹96.39 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 8.76% | ₹96.39 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 8.76% | ₹96.39 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.43% | ₹92.65 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.32% | ₹92.39 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | - | — |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.38% | ₹92.37 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.48% | ₹92.30 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 11.48% | ₹92.30 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 8.57% | ₹87.02 Cr |
| Government Of India 31719 Goi 20ju27 7.38 Fv Rs 100 | Entities | 7.89% | ₹86.87 Cr |
| Canara Bank Cd 28jan27 | Financial | 6.98% | ₹85.61 Cr |
| Canara Bank Cd 28jan27 | Financial | 7.08% | ₹85.42 Cr |
| Kotak Mahindra Bank Limited Cd 18dec26 | Financial | 5.87% | ₹71.96 Cr |
| Kotak Mahindra Bank Limited Cd 18dec26 | Financial | 5.95% | ₹71.83 Cr |
| Icici Bank Limited Cd 25mar27 | Financial | 6.49% | ₹71.46 Cr |
| Union Bank Of India Cd 19jan27 | Financial | 5.82% | ₹71.44 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & PSU Fund Direct-flexi IDCW |
₹20.54 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-Growth |
₹23.84 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Half Yearly |
₹15.82 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Monthly |
₹13.72 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Quarterly |
₹17.74 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Yearly |
₹13.65 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Regular-flexi IDCW |
₹15.68 | 7.13% | 7.38% | - |
| UTI Banking & PSU Fund Regular-Growth |
₹23.38 | 7.13% | 7.38% | - |
| UTI Banking & PSU Fund Regular-IDCW Half Yearly |
₹15.61 | 7.13% | 7.38% | - |
| UTI Banking & PSU Fund Regular-IDCW Monthly |
₹13.44 | 7.13% | 7.38% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
UTI Banking & PSU Fund Regular-IDCW Half Yearly
What is the current AUM of UTI Banking & PSU Fund Regular-IDCW Half Yearly?
As of Tue Jun 30, 2026, UTI Banking & PSU Fund Regular-IDCW Half Yearly manages assets worth ₹1,100.6 crore
How has UTI Banking & PSU Fund Regular-IDCW Half Yearly performed recently?
- 3 Months: 1.84%
- 6 Months: 3.13%
What is the long-term performance of UTI Banking & PSU Fund Regular-IDCW Half Yearly?
- 3 Years CAGR: 7.13%
- 5 Years CAGR: 7.38%
- Since Inception: 7.03%
What is the portfolio composition of UTI Banking & PSU Fund Regular-IDCW Half Yearly?
Debt: 108.50%, Others: -8.50%.
Who manages UTI Banking & PSU Fund Regular-IDCW Half Yearly?
UTI Banking & PSU Fund Regular-IDCW Half Yearly is managed by Anurag Mittal from UTI Mutual Fund.
Which are the top companies UTI Banking & PSU Fund Regular-IDCW Half Yearly has invested in?
- CANARA BANK CD 28JAN27 – 10.05% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 10.05% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 10.05% of the fund's portfolio
- UNION BANK OF INDIA CD 19JAN27 – 8.76% of the fund's portfolio
- UNION BANK OF INDIA CD 19JAN27 – 8.76% of the fund's portfolio
Which are the major sectors UTI Banking & PSU Fund Regular-IDCW Half Yearly focuses on?
- Financial – 94.63% of the fund's portfolio
- Entities – 74.55% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
