Comprehensive General Liability Insurance for Manufacturing Industry

Comprehensive General Liability Insurance for Manufacturing Industry: Inclusions

The comprehensive general liability insurance for the manufacturing industry offers coverage for the following risks.

• The comprehensive general liability policy offers coverage against any liability arising within the premises of a company or organization.
• It indemnifies the insured or policyholder against any liability arising due to defect in the manufactured product.
• The policy protects the policyholder for a bodily injury suffered by a third party due to operation of manufacturing work.
• The insurance policy offers coverage against medical expenses incurred by a third party.
• The policy offers coverage for the personal or reputational injury suffered by a third party due to advertisement of the product.
• The trademark breaches are covered under comprehensive general liability policy.
• Any legal suit instituted by a third party is covered under comprehensive general liability policy.
• A case filed by an employee on the ground of segregation or discrimination is dealt under comprehensive general liability policy.

Comprehensive General Liability Insurance for Manufacturing Industry: Exclusions

The following risks are not covered under comprehensive general liability insurance for the manufacturing industry.

• Intentionally causing harm to someone with the aim of seeking compensation is typically not covered by a comprehensive general liability policy.
• A deliberate attempt made by the policyholder to cause harm is not covered under comprehensive general liability policy.
• War-related damage to a third party on business premises is typically not covered by a comprehensive general liability policy.
• Losses arising due to nuclear explosion is not covered under comprehensive general liability policy.
• The comprehensive general liability policy does not cover any loss or injury or disease arising due to pollution.

Comprehensive General Liability Insurance for Manufacturing Industry: Add-ons

The policyholder may extend the coverage of Comprehensive general liability policy.

• The policyholder may add the coverage against loss or damage arises due to pollution issue.
• Any loss or damage caused due to act of God can be added in the existing comprehensive general liability policy.
• The coverage for the reputation injury suffered by a third party can be covered under comprehensive general liability policy.

Comprehensive General Liability Insurance for Manufacturing Industry: Claiming Process

The policyholder may follow the below mentioned steps in order to file a coverage against comprehensive general liability policy.

• Notify the Insurance Company
• Gather Information
• Provide Notice to Third Parties
• Cooperate with the Insurance Company
• Document the Claim
• Investigation and Evaluation
• Settlement or Litigation
• Appeal or Legal Action

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