FD Interest Rates for NRO Rupee Term Deposits For Less Than 2 Cr And 2 Cr And Above But Less Than 10 Cr
| Tenure | Regular Rates Current Rates | Senior Citizen |
| 7 Days to 14 Days | 3.00% | 3.00% |
| 15 Days to 1 Month | 3.00% | 3.00% |
| 1 Month to 2 Months | 3.00% | 3.00% |
| 2 Months to 3 Months | 4.50% | 4.50% |
| 3 Months to 6 Months | 4.25% | 4.25% |
| 6 Months to 7 Months | 5.50% | 6.00% |
| 7 Months to 9 Months | 5.50% | 6.00% |
| 9 Months to 12 Months | 5.50% | 6.00% |
| 1 Year | 6.25% | 6.75% |
| 1.2 Years | 6.45% | 6.95% |
| 1 Year to 2 Years | 6.30% | 6.80% |
| 2.1 Years | 6.60% | 7.10% |
| 2 Years to 3 Years | 6.30% | 6.80% |
| 3 Years to 5 Years | 6.25% | 7.00% |
| 5 Years to 8 Years | 6.00% | 6.75% |
| 8 Years to 10 Years | 6.00% | 6.75% |
FD Interest Rates for Deposits of Rs.10 Cr & Above
Please contact the nearest Branch for the rate of interest on deposits of Rs.10 cr & above
Below are the annualised rates for:
| Maturity |
Rate Of Interest % (P.A.)
For Deposits Less Than Rs.2 Cr |
Annualized Rate Of Return At Minimum Of The Maturity Bucket %
For Deposits Less Than Rs.2 Cr |
Rate Of Interest % (P.A.)
For Deposits Of Rs.2 Cr & Above But Less Than Rs.10 Cr |
Annualized Rate Of Return At Minimum Of The Maturity Bucket %
For Deposits Of Rs.2 Cr & Above But Less Than Rs.10 Cr |
| 180 days to 210 days |
5.50 |
5.54 |
6.25 |
6.30 |
| 211 days to 269 days |
5.50 |
5.54 |
6.50 |
6.61 |
| 270 days to less than 1 Year |
5.75 |
5.83 |
6.50 |
6.61 |
| 1 Year |
6.80 |
6.98 |
7.25 |
7.45 |
| Above 1 Year to less than 2 Years |
6.80 |
6.98 |
6.75 |
6.92 |
| 2 Years |
7.25 |
7.73 |
6.50 |
6.88 |
| Above 2 Years to less than 3 Years |
6.75 |
7.16 |
6.50 |
6.88 |
| 3 Years to less than 5 Years |
6.50 |
7.11 |
6.00 |
6.52 |
| 5 Years to less than 8 Years |
6.00 |
6.94 |
6.00 |
6.94 |
| 8 Years & above to 10 Years |
6.00 |
7.63 |
6.00 |
7.63 |
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Rupee Term Deposit Rate - Penalty Details
| Category Of The Deposits |
Penalty On Premature Withdrawal Of The Deposit |
| Deposits less than Rs. 5 Lacs withdrawn on or after completion of 12 months |
NIL |
| Deposits less than Rs. 5 Lacs withdrawn prematurely before completion of 12 months |
0.50% |
| Deposits of Rs. 5 Lacs & above withdrawn prematurely |
1.00% |
Early Closure:
-
No penalty if the deposit is prematurely closed for renewal for a longer term than the remaining original term.
-
No penalty for withdrawal due to the depositor's death.
-
No penalty for withdrawal by bank staff, ex-staff, senior staff/ex-staff, or spouse of deceased staff (if first account holder).
-
Penalty applies for premature closure of Capital Gain Account Scheme deposits.
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Interest Earned
Maturity Amount
