IndusInd Bank loan against FD lets you borrow up to 90% of your fixed deposit amount without closing your FD. It’s a simple and convenient way to meet short-term money needs while your deposit continues to earn interest.
6.9%*
Guaranteed Plan
(by insurance companies)
(10 Years)
6.5%**
Fixed Deposits
(by SBI bank)
(5-10 Years)
6.9%***
Public Provident Fund
(other popular options)
(15 Years)
IndusInd Bank loan against fixed deposit is a secured overdraft facility that allows you to use your FD as security for an overdraft facility. With a loan against FD, you do not need to withdraw your fixed deposit, and it continues to earn interest while you access funds when needed. This helps you handle urgent expenses without affecting your savings. The process is quick, simple, and requires minimal paperwork.
Here are the main features that make the IndusInd Bank loan against FD a convenient and flexible financial option:
You can apply for a loan against FD with IndusInd Bank through a quick online process or by visiting the nearest branch. Here’s how to get started:
You can apply easily through IndusInd Bank’s NetBanking or mobile app.
If you prefer in-person assistance for the loan against FD IndusInd Bank, visit the nearest IndusInd Bank branch.
Loan on FD facility from IndusInd Bank is a suitable option for the following groups who need short-term funds without closing their fixed deposits:
Repaying the loan against FD with IndusInd Bank is simple and flexible. Here are the available options:
IndusInd Bank Loan against FD lets you borrow money using your fixed deposit without closing it. You can get up to 90% of your FD amount while it continues to earn interest. This is a simple and cost-effective way to manage urgent financial needs without touching your long-term savings. The process is easy and can be done online or by visiting a branch. If you want to explore another option, check out the IndusInd Bank credit card against FD with quick approval and minimal documents.
*All savings are provided by the insurer as per the IRDAI approved
insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per
applicable tax slabs post 31st march 2023
#Discount offered by insurance company
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in