UCO Bank FD KYC

How to Update UCO Bank FD KYC?

UCO Bank FD KYC can be updated both in online and offline mode. Upon completion, you become eligible to get the best UCO Bank FD interest rates.

1. For New Customers

   Online Process

   Step 1: Visit UCO Bank’s official website and navigate to the “Fixed Deposit” section under Deposits.

   Step 2: Click on “Apply Now” for Fixed Deposit and begin by filling in personal details (name, address, branch preference, deposit amount).

   Step 3: Verify mobile number via OTP-authentication as prompted.

   Step 4: When prompted for KYC, upload valid identity and address proof (such as Aadhaar, PAN) through the portal.

   Step 5: If video KYC is required, schedule the video call through the mobile/app interface and present original documents during the call.

   Step 6: Fund the Fixed Deposit via the online approved modes (e.g., NEFT, UPI) once KYC verification is accepted.

   Step 7: On successful verification and funding, your FD account is activated and the up-to-date KYC profile is linked.

   Offline Process

   Step 1: Visit your nearest UCO Bank branch and request the Fixed Deposit application form along with the KYC / Re-KYC form.

   Step 2: Fill in the form in block letters.

   Step 3: Attach self-attested copies of your identity proof and address proof (as per valid KYC document list).

   Step 4: Submit recent passport-size photographs along with the filled forms.

   Step 5: Present original documents for verification by branch staff.

   Step 6: Once the branch verifies your documents, make the FD deposit at the branch or through your linked account.

   Step 7: After verification and deposit, your FD account becomes active with an updated KYC record.

2. For Existing Customers (Re-KYC)

   Online Process

   Step 1: On your registered mobile number log into your UCO Bank digital platform (mobile banking app or internet banking).

   Step 2: Go to the “Re-KYC / Update KYC” section under Services/Profile.

   Step 3: If there is no change in previously submitted KYC details:

   • From your registered mobile number send an SMS:
   • REKYC SAME DD/MM/YYYY to 09222200799
   • You will receive an acknowledgement SMS if the update is successful and no further action is needed.

   Step 4: If there is a change in your KYC details (e.g., address, identity proof):

   • Upload a signed Self-Declaration (Annexure-2 for address change, Annexure-3 for other KYC change) along with latest Officially Valid Documents.

   Step 5: Submit the form and documents via the digital portal (or as indicated).

   Step 6: On approval, your updated KYC profile gets linked with your FD and other banking services.

   Step 7: Once completed, you’ll receive a confirmation (SMS/e-mail) and your FD operations (renewals, interest payouts) continue uninterrupted.

   Offline Process

   Step 1: Visit your home branch of UCO Bank with original and self-attested copies of updated documents.

   Step 2: Ask for the Customer Information Updation (Re-KYC) form.

   Step 3: If no change has occurred, submit the Annexure-1 & 4 “no change” declaration form.

   Step 4: If details have changed, complete Annexure-2/3 as applicable, attach latest identity/address proofs.

   Step 5: Submit the forms and documents at the branch; originals will be verified by the branch official.

   Step 6: The bank updates your KYC records; you will be notified once the update is complete.

   Step 7: Your FD account remains active and compliant; interest payouts and renewal options proceed normally.

Eligibility Criteria for UCO Bank FD KYC

Eligibility for undergoing UCO Bank FD KYC checks is as follows:

• Resident Individuals
• Hindu Undivided Families (HUFs)
• Proprietorships, Partnerships, Limited Companies, Trusts, etc.

Documents Required for UCO Bank FD KYC

The documents required for UCO Bank FD KYC are:

• Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID, Driving Licence)
• Address Proof (Aadhaar, Utility Bill, Bank Statement, Voter ID, etc.)
• Recent passport‑size photograph
• Completed FD Application & KYC Form

For Existing Customers (Re‑KYC or updates)

• Aadhaar‑linked mobile number for OTP‑based authentication
• Self‑declaration form if no change in details (Annexure‑1 & 4)
• Updated address proof or identity proof if there has been a change (Annexure‑2/3)

Benefits of UCO Bank FD KYC

The benefits of UCO Bank FD KYC are:

• Account Activation & Eligibility: UCO Bank FD KYC ensures your FD account remains active and eligible for prevailing FD rates.
• Smooth Transactions: Enables smooth transactions, including FD renewals, interest payouts and linked services.
• Enhanced Security: The process provides enhanced security by keeping your identity and address information verified and up‑to‑date.
• Digital Access & Convenience: FD KYC at UCO Bank facilitates access to digital banking features, such as mobile updates and online KYC channels, for seamless management.

Conclusion

Keeping your KYC updated with UCO Bank is a crucial step for all bank account holders. Whether you are opening a new fixed deposit or you’re an existing depositor due for Re‑KYC, KYC ensures that your FD remains compliant. By providing the required information and documents, you get uninterrupted access to FD benefits.