DIGIT Health Insurance vs HDFC ERGO Health Insurance

DIGIT and HDFC ERGO offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While DIGIT offers cashless hospitalization at 9726 network hospitals, HDFC ERGO comes with 14415 network hospitals.

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      DIGIT Health Insurance
      Starting ₹276/month
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      HDFC ERGO Health Insurance
      Starting ₹523/month
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      Average rating
      4.1/5 (21 Reviews)
      5/5 (3 Reviews)
      Number of health insurance plans and add-ons
      1 plans
      3 plans
      Sum insured
      Up to ₹3 Cr
      Up to ₹2 Cr
      Network hospitals
      9726+
      14415+
      Claim ratio
      NA
      NA
      Preventive health check-up
      Free health checkup
      Not Covered
      Room rent limit
      Single Private AC Room
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 3 years
      No claim bonus
      Not Covered
      Max
      Online discount
      OPD coverage
      Not Covered
      Available as an optional cover
      Maternity
      Available as an optional cover
      Day care treatment
      All day-care treatments are covered
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Not Covered
      Waiting period
      Covered after 3 years
      Discount on renewal
      Global coverage
      Top selling plans
      Untimate Option, Super Care
      View plans
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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      Go Digit vs HDFC ERGO plan comparisons
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