Health insurance is a necessity for individuals and families. People of all ages can face medical emergencies resulting in major expenses. A health insurance policy can help your family to deal with medical inflation and get financial assistance if anyone in your family gets sick or accidentally injured.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Insurance companies in India offer customized health insurance plans for families, which are known as family health insurance plans. It provides health insurance coverage to all the members of your family under a single plan. Under this policy, your insurance company will pay for your medical expenses if you or one of your family members face a medical emergency.
Family health insurance plans offer a sum insured on an individual and family floater basis. Under family floater plans, the sum insured amount can be utilized by all your family members on payment of a single premium amount. Moreover, family health plans usually cover up to six family members comprising of the policyholder, spouse, dependent children and dependent parents.
The premium of a Rs 10 lakh health insurance policy for a family of four members can range from Rs 858 per month to Rs 2769 per month depending on factors, such as age, medical history, no claim bonus, etc. For instance, if you are 30 years old and want to buy Rs 10 lakh health insurance for your family of 4, the premium will cost you Rs 1389/month from Insurer A and Rs 2058/month from Insurer B. You can check the cost of various Rs 10 lakh health insurance plans for a family of four members by visiting the family health insurance page on Policybazaar.com.
The exact cost of buying a health insurance policy with Rs 10 lakh coverage for your family of four members can be estimated with the help of a family health insurance premium calculator. It is an online tool that will calculate the premium for your family health insurance plan by considering your personal details and opted coverage. You can also use a family health insurance calculator on Policybazaar.com to calculate the premium of a Rs 10 lakh health policy for your family of four members.
The premium of a health insurance plan depends on a variety of factors, such as age, medical history, sum insured, no claim bonus, etc. Therefore, the cost of buying a health insurance policy with Rs 10 lakh coverage for a family of four members can be estimated with the help of a family health insurance premium calculator.
The family health insurance premium calculator is an online tool that calculates the premium for a family health insurance plan. It takes into consideration the specifications of the plan along with the details of the applicant to estimate the premium for a policy. You can use a family health insurance calculator on Policybazaar.com to calculate the premium of a Rs 10 lakh policy for a family of four members.
A family health insurance premium calculator is an easy to use tool, which is available online. Just follow the steps given below to use the health insurance premium calculator online:
Once you have chosen the most suitable plan, you can purchase it by paying the premium online. Your family health insurance policy will be issued within a few minutes.
The following factors are considered while estimating the premium for a family health insurance policy:
Family health insurance plans are ideal for people who want insurance coverage for their entire family without buying individual plans for each member. If you are a family of four members who wish to buy a health policy with Rs 10 lakh coverage, you must use a health insurance premium calculator to know its cost. Just remember to compare various family health insurance plans online before buying a policy.
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