Reliance Health Insurance vs Tata AIG Health Insurance

Reliance and Tata AIG offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Reliance offers cashless hospitalization at 10807 network hospitals, Tata AIG comes with 12046 network hospitals.

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      Reliance Health Insurance
      Starting ₹355/month
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      Tata AIG Health Insurance
      Starting ₹350/month
      View plans
      Average rating
      4.5/5 (45 Reviews)
      4.6/5 (39 Reviews)
      Number of health insurance plans and add-ons
      7 plans
      7 plans
      Sum insured
      Up to ₹2 Cr
      Up to ₹2 Cr
      Network hospitals
      10807+
      12046+
      Claim ratio
      98.70%
      100.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      Upto Rs 20,000 for general treatment and upto Rs 25,000 for dental treatment; After 2 years
      Maternity
      Upto ₹2 lakh
      Upto ₹50,000; upto ₹60,000 in case of girl child birth
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      5% discount on renewal premium
      Not Covered
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      5% discount on renewal premium
      Global coverage
      Covered upto ₹1 cr per year
      Covered upto ₹50 lakh per year
      Top selling plans
      Health Gain, Arogya Sanjeevani. Health Wise
      Medicare, Medicare Premier
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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