Care Health Insurance vs Royal Sundaram Health Insurance

Care and Royal Sundaram offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Care offers cashless hospitalization at 11622 network hospitals, Royal Sundaram comes with 12730 network hospitals.

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      Care Health Insurance
      Starting ₹329/month
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      Royal Sundaram Health Insurance
      Starting ₹280/month
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      Average rating
      4.4/5 (87 Reviews)
      4.3/5 (71 Reviews)
      Number of health insurance plans and add-ons
      24 plans
      5 plans
      Sum insured
      Up to ₹6 Cr
      Up to ₹1.5 Cr
      Network hospitals
      11622+
      12730+
      Claim ratio
      100.00%
      96.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category up to Rs 10 lakh; Single Private Room (up to SI) for next 90 lacs
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,500 per year for OPD and ₹2,500 for dental treatment
      Available as an optional cover
      Maternity
      Upto ₹50,000
      Available as an optional cover
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 10% discount on renewal premium
      Not Covered
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 10% discount on renewal premium
      Global coverage
      Covered upto ₹6 Cr per year
      Covered upto ₹20 lakh per year excluding us and canada
      Top selling plans
      Care, Care Classic, Care Advantage
      Arogya Sanjeevani, Lifeline Supreme
      View plans
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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      Care Health vs Royal Sundaram plan comparisons
      Care Freedom vs Lifeline SupremeCare Freedom vs Next GenCare Heart vs Lifeline SupremeCare Heart vs Next GenCare Freedom for Diabetes vs Lifeline SupremeCare Freedom for Diabetes vs Next GenCare Advantage vs Lifeline SupremeCare Advantage vs Next GenCare plus vs Lifeline SupremeCare plus vs Next GenCare Classic vs Lifeline SupremeCare Classic vs Next GenCare Supreme vs Lifeline SupremeCare Supreme vs Next GenSenior Health Advantage vs Lifeline SupremeSenior Health Advantage vs Next GenCare Supreme - Value vs Lifeline SupremeCare Supreme - Value vs Next GenCare Supreme Senior Premium vs Lifeline SupremeCare Supreme Senior Premium vs Next GenCare Supreme Combo vs Lifeline SupremeCare Supreme Combo vs Next GenCare Supreme - Vikas vs Lifeline SupremeCare Supreme - Vikas vs Next GenUltimate Care vs Lifeline SupremeUltimate Care vs Next Gen
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