Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Compare Star Comprehensive vs Niva Bupa (Formerly known as Max Bupa) Health Pulse Enhanced

    Star Health
    Star Comprehensive
    Starting from
    Niva Bupa (formerly known as Max Bupa)
    Health Pulse Enhanced
    Starting from
    PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
    Top Features
    Covid-19 Coverage
    Hospitalization due to omicron and all other variants of covid-19 are covered
    Hospitalization due to omicron and all other variants of covid-19 are covered
    Room rent limit
    Single Private A/C Room
    Single Private A/C Room
    Restoration of cover
    Instant addition of 100% of Sum Insured which can be used again for the same illness and same member also, if the original sum insured gets exhausted in a year. This is practically Double Sum Insured at no extra cost. Read More...
    Reinstatement of 1.5 time the Sum Insured for a non-related illness if the original sum insured + no claim bonus exhausted once in policy year Read More...
    No claim bonus
    Your Health cover increases by 50% for every claim free year up to maximum of 100%
    Under this policy, your accumulated bonus will not be reduced, even in the scenerio of a claim.
    Free health checkup
    Up to Rs 2,000 once in a block of every claim free years of continous renewal
    Health Check up allowed from 2nd policy year onwards as per the defined list
    Co-pay
    Full claim paid by the insurer; 10% Copayment for Entry Age>60
    Full claim paid by Insurer
    Existing Illness cover
    Covered after 3 years but can be reduced to 1 year by purchasing Rider
    Covered after 4 years
    Maternity cover
    Up to 15K (Normal) 20K (Ceserian) ; After 2 years
    Not covered
    Covid-19 Patient Eligibility
    After 1 month of covid negative report date
    Same day in case of home quarantine suggested by doctor; after 1 month from covid-19 negative report in case of hospitalisation; after 15 days in case of portability. Read More...
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