ManipalCigna Health Insurance vs Niva Bupa Health Insurance

ManipalCigna and Niva Bupa offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While ManipalCigna offers cashless hospitalization at 10804 network hospitals, Niva Bupa comes with 10895 network hospitals.

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      ManipalCigna Health Insurance
      Starting ₹537/month
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      Niva Bupa Health Insurance
      Starting ₹322/month
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      Average rating
      4.2/5 (67 Reviews)
      4.7/5 (159 Reviews)
      Number of health insurance plans and add-ons
      7 plans
      40 plans
      Sum insured
      Up to ₹3 Cr
      Up to ₹100 Cr
      Network hospitals
      10804+
      10895+
      Claim ratio
      NA
      NA
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      Covered upto ₹50,000
      Maternity
      Available as an optional cover
      Up to ₹ 25,000 for deliveries, IVF, adoption, surrogacy and more.
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Covered
      Upto 30% discount on renewal premium for base policy
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Covered
      Upto 30% discount on renewal premium for base policy
      Global coverage
      Emergency Evacuation world-wide are Covered upto ₹1 Cr per year
      Covered upto ₹30 lakh per insured person
      Top selling plans
      Prime Protect, Prime Advantage, Lifetime Health
      Health ReAssure, Health Recharge, Health Companion
      View plans
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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      Niva Bupa vs Go DigitNiva Bupa vs HDFC ERGONiva Bupa vs Liberty GeneralNiva Bupa vs Magma HDINiva Bupa vs New India AssuranceNiva Bupa vs OrientalNiva Bupa vs Raheja QBENiva Bupa vs IndusIndNiva Bupa vs Royal SundaramNiva Bupa vs SBI GeneralNiva Bupa vs Star HealthNiva Bupa vs TATA AIG
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      ManipalCigna vs Niva Bupa plan comparisons
      Lifetime vs Go ActiveLifetime vs Health Pulse EnhancedLifetime vs Health PremiaLifetime vs Health ReAssureLifetime vs Senior First goldLifetime vs Senior First PlatinumLifetime vs Health CompanionLifetime vs ReAssure 2.0 Platinum+Lifetime vs ReAssure 2.0 Bronze+Lifetime vs Max Saver 2.0Lifetime vs Aspire Gold+Lifetime vs Aspire Diamond+Lifetime vs Aspire Titanium+Lifetime vs Aspire Platinum+Lifetime vs ReAssure 2.0 Titanium+Lifetime vs Aspire Gold+ ComboLifetime vs RiseLifetime vs ReAssure 3.0 ClassicLifetime vs ReAssure 3.0 SelectLifetime vs ReAssure 3.0 EliteLifetime vs ReAssure 3.0 BlackPrime – Protect vs Go ActivePrime – Protect vs Health Pulse EnhancedPrime – Protect vs Health PremiaPrime – Protect vs Health ReAssurePrime – Protect vs Senior First goldPrime – Protect vs Senior First PlatinumPrime – Protect vs Health CompanionPrime – Protect vs ReAssure 2.0 Platinum+Prime – Protect vs ReAssure 2.0 Bronze+Prime – Protect vs Max Saver 2.0Prime – Protect vs Aspire Gold+Prime – Protect vs Aspire Diamond+Prime – Protect vs Aspire Titanium+Prime – Protect vs Aspire Platinum+Prime – Protect vs ReAssure 2.0 Titanium+Prime – Protect vs Aspire Gold+ ComboPrime – Protect vs RisePrime – Protect vs ReAssure 3.0 ClassicPrime – Protect vs ReAssure 3.0 SelectPrime – Protect vs ReAssure 3.0 ElitePrime – Protect vs ReAssure 3.0 BlackPrime Active (Diabetes/ BP/ Asthma) vs Go ActivePrime Active (Diabetes/ BP/ Asthma) vs Health Pulse EnhancedPrime Active (Diabetes/ BP/ Asthma) vs Health PremiaPrime Active (Diabetes/ BP/ Asthma) vs Health ReAssurePrime Active (Diabetes/ BP/ Asthma) vs Senior First goldPrime Active (Diabetes/ BP/ Asthma) vs Senior First PlatinumPrime Active (Diabetes/ BP/ Asthma) vs Health CompanionPrime Active (Diabetes/ BP/ Asthma) vs ReAssure 2.0 Platinum+Prime Active (Diabetes/ BP/ Asthma) vs ReAssure 2.0 Bronze+Prime Active (Diabetes/ BP/ Asthma) vs Max Saver 2.0Prime Active (Diabetes/ BP/ Asthma) vs Aspire Gold+Prime Active (Diabetes/ BP/ Asthma) vs Aspire Diamond+Prime Active (Diabetes/ BP/ Asthma) vs Aspire Titanium+Prime Active (Diabetes/ BP/ Asthma) vs Aspire Platinum+Prime Active (Diabetes/ BP/ Asthma) vs ReAssure 2.0 Titanium+Prime Active (Diabetes/ BP/ Asthma) vs Aspire Gold+ ComboPrime Active (Diabetes/ BP/ Asthma) vs RisePrime Active (Diabetes/ BP/ Asthma) vs ReAssure 3.0 ClassicPrime Active (Diabetes/ BP/ Asthma) vs ReAssure 3.0 SelectPrime Active (Diabetes/ BP/ Asthma) vs ReAssure 3.0 ElitePrime Active (Diabetes/ BP/ Asthma) vs ReAssure 3.0 BlackPrime – Advantage vs Go ActivePrime – Advantage vs Health Pulse EnhancedPrime – Advantage vs Health PremiaPrime – Advantage vs Health ReAssurePrime – Advantage vs Senior First goldPrime – Advantage vs Senior First PlatinumPrime – Advantage vs Health CompanionPrime – Advantage vs ReAssure 2.0 Platinum+Prime – Advantage vs ReAssure 2.0 Bronze+Prime – Advantage vs Max Saver 2.0Prime – Advantage vs Aspire Gold+Prime – Advantage vs Aspire Diamond+Prime – Advantage vs Aspire Titanium+Prime – Advantage vs Aspire Platinum+Prime – Advantage vs ReAssure 2.0 Titanium+Prime – Advantage vs Aspire Gold+ ComboPrime – Advantage vs RisePrime – Advantage vs ReAssure 3.0 ClassicPrime – Advantage vs ReAssure 3.0 SelectPrime – Advantage vs ReAssure 3.0 ElitePrime – Advantage vs ReAssure 3.0 BlackPrime Senior Classic Plan vs Go ActivePrime Senior Classic Plan vs Health Pulse EnhancedPrime Senior Classic Plan vs Health PremiaPrime Senior Classic Plan vs Health ReAssurePrime Senior Classic Plan vs Senior First goldPrime Senior Classic Plan vs Senior First PlatinumPrime Senior Classic Plan vs Health CompanionPrime Senior Classic Plan vs ReAssure 2.0 Platinum+Prime Senior Classic Plan vs ReAssure 2.0 Bronze+Prime Senior Classic Plan vs Max Saver 2.0Prime Senior Classic Plan vs Aspire Gold+Prime Senior Classic Plan vs Aspire Diamond+Prime Senior Classic Plan vs Aspire Titanium+Prime Senior Classic Plan vs Aspire Platinum+Prime Senior Classic Plan vs ReAssure 2.0 Titanium+Prime Senior Classic Plan vs Aspire Gold+ ComboPrime Senior Classic Plan vs RisePrime Senior Classic Plan vs ReAssure 3.0 ClassicPrime Senior Classic Plan vs ReAssure 3.0 SelectPrime Senior Classic Plan vs ReAssure 3.0 ElitePrime Senior Classic Plan vs ReAssure 3.0 BlackPrime Senior Elite Plan vs Go ActivePrime Senior Elite Plan vs Health Pulse EnhancedPrime Senior Elite Plan vs Health PremiaPrime Senior Elite Plan vs Health ReAssurePrime Senior Elite Plan vs Senior First goldPrime Senior Elite Plan vs Senior First PlatinumPrime Senior Elite Plan vs Health CompanionPrime Senior Elite Plan vs ReAssure 2.0 Platinum+Prime Senior Elite Plan vs ReAssure 2.0 Bronze+Prime Senior Elite Plan vs Max Saver 2.0Prime Senior Elite Plan vs Aspire Gold+Prime Senior Elite Plan vs Aspire Diamond+Prime Senior Elite Plan vs Aspire Titanium+Prime Senior Elite Plan vs Aspire Platinum+Prime Senior Elite Plan vs ReAssure 2.0 Titanium+Prime Senior Elite Plan vs Aspire Gold+ ComboPrime Senior Elite Plan vs RisePrime Senior Elite Plan vs ReAssure 3.0 ClassicPrime Senior Elite Plan vs ReAssure 3.0 SelectPrime Senior Elite Plan vs ReAssure 3.0 ElitePrime Senior Elite Plan vs ReAssure 3.0 BlackSarvah - Uttam vs Go ActiveSarvah - Uttam vs Health Pulse EnhancedSarvah - Uttam vs Health PremiaSarvah - Uttam vs Health ReAssureSarvah - Uttam vs Senior First goldSarvah - Uttam vs Senior First PlatinumSarvah - Uttam vs Health CompanionSarvah - Uttam vs ReAssure 2.0 Platinum+Sarvah - Uttam vs ReAssure 2.0 Bronze+Sarvah - Uttam vs Max Saver 2.0Sarvah - Uttam vs Aspire Gold+Sarvah - Uttam vs Aspire Diamond+Sarvah - Uttam vs Aspire Titanium+Sarvah - Uttam vs Aspire Platinum+Sarvah - Uttam vs ReAssure 2.0 Titanium+Sarvah - Uttam vs Aspire Gold+ ComboSarvah - Uttam vs RiseSarvah - Uttam vs ReAssure 3.0 ClassicSarvah - Uttam vs ReAssure 3.0 SelectSarvah - Uttam vs ReAssure 3.0 EliteSarvah - Uttam vs ReAssure 3.0 BlackSarvah - Param vs Go ActiveSarvah - Param vs Health Pulse EnhancedSarvah - Param vs Health PremiaSarvah - Param vs Health ReAssureSarvah - Param vs Senior First goldSarvah - Param vs Senior First PlatinumSarvah - Param vs Health CompanionSarvah - Param vs ReAssure 2.0 Platinum+Sarvah - Param vs ReAssure 2.0 Bronze+Sarvah - Param vs Max Saver 2.0Sarvah - Param vs Aspire Gold+Sarvah - Param vs Aspire Diamond+Sarvah - Param vs Aspire Titanium+Sarvah - Param vs Aspire Platinum+Sarvah - Param vs ReAssure 2.0 Titanium+Sarvah - Param vs Aspire Gold+ ComboSarvah - Param vs RiseSarvah - Param vs ReAssure 3.0 ClassicSarvah - Param vs ReAssure 3.0 SelectSarvah - Param vs ReAssure 3.0 EliteSarvah - Param vs ReAssure 3.0 Black
      View more comparisons

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