HDFC LIFE Click 2 Protect Plus

HDFC LIFE Click 2 Protect Plus is a comprehensive insurance plan, which provides financial coverage to the policyholder and his/her family at a reasonable cost. The plan is customisable and comes with a range of riders and benefits that helps in securing the future of the life assured along with their loved ones. Moreover, as per the HDFC LIFE Click 2 Protect Plus reviews, one can also offer attractive tax benefits on paid premiums that would prove worthwhile.

Benefits of HDFC LIFE Click 2 Protect Plus Policy

HDFC Life Click2Protect Plus Policy comes packed with a wide array of benefits to offer to its buyers. The key benefits offered by HDFC Life Click2Protect Plus policy are as follows:

• Death Benefit: A death benefit is payable to the beneficiary of the plan in all four plan options offered by HDFC LIFE Click 2 Protect Plus. This benefit is payable only if the death of the life assured occurs during the active HDFC LIFE Click 2 Protect Plus policy status.
• Surrender Benefits: A surrender value is payable under HDFC LIFE Click 2 Protect Plus policy if the policyholder decides to surrender his/her policy. In the case of the Single Premium option, the surrender value is accrued immediately after the payment of the premium. For the Limited Pay option, the value is accrued after the completion of payment of premiums for two full consecutive policy years.
• Tax Benefits: Tax benefits may be availed by the life assured on the paid premiums as per the Income Tax Act, 1961. Consult a tax advisor to know more.

* Tax benefit is subject to changes in tax laws

The Premiums for HDFC LIFE Click 2 Protect Plus Policy

The HDFC LIFE Click 2 Protect Plus premium is available to be paid in various modes like Yearly, Half-Yearly, Quarterly, Monthly, and Single. The premium depends on the sum assured chosen by the policyholder, and the minimum annualised premium must be Rs. 2,376. There is no upper ceiling set on the annualised premium. The life assured can pay this premium in any frequencies available, like Single Pay, Regular Pay, and Limited Pay.

To calculate future premiums, one can use the HDFC LIFE Click 2 Protect Plus calculator.

Additional Riders for HDFC LIFE Click 2 Protect Plus

The HDFC LIFE Click 2 Protect Plus plan offers the following additional riders to enhance the base policy coverage:

• HDFC Life Income Benefit on Accidental Life Critical Illness Plus Rider
• HDFC Life Critical Illness Plus Rider.

Eligibility for HDFC LIFE Click 2 Protect Plus

The following eligibility criteria must be followed to buy this plan:

• The minimum entry age of the policyholder must be 18 years
• The maximum entry age of the policyholder must be 65 years

What are the Documents Required to Buy this Policy?

To know about the details regarding documents required to buy online HDFC LIFE Click 2 Protect Plus, download the official brochure of the plan or directly do any of the given steps:

• Visit the official website of the insurer
• Call on 1800-266-9777 (toll-free)

How to Buy this Plan Online?

One can easily buy HDFC LIFE Click 2 Protect Plus plan from the official website of the insurer by following any of the given ways:

• Speak to certified insurance experts on 1800-258-5970
• Opt for instant call back/ give a missed call on 1800-208-8787
• Email at This email address is being protected from spambots. You need JavaScript enabled to view it.

Exclusions of HDFC LIFE Click 2 Protect Plus

In case the life assured’s death occurs due to suicide within 12 months from the inception/revival of the policy, then the beneficiary is entitled to receive 80% of the total paid HDFC LIFE Click 2 Protect Plus premium or the accrued surrender value, whichever applicable, as available on the date of death.

FAQs