HDFC LIFE Click 2 Protect Plus is a comprehensive insurance plan, which provides financial coverage to the policyholder and his/her family at a reasonable cost. The plan is customisable and comes with a range of riders and benefits that helps in securing the future of the life assured along with their loved ones. Moreover, as per the HDFC LIFE Click 2 Protect Plus reviews, one can also offer attractive tax benefits on paid premiums that would prove worthwhile.
Parameters |
Details |
Policy Tenure |
Minimum: 5 – 85 years (for Life Option & Extra Life Option) Maximum: 10 – 85 years (for other options)
|
Premium Paying Term |
|
Premium Paying Mode |
Single, Yearly, Half-Yearly, Quarterly & Monthly |
Entry Age |
18 years (min.) 65 years (max.) |
Maturity Age |
85 years (max.) |
Grace Period |
30 days (Annual) 15 days (Monthly) |
Sum Assured |
Rs. 25,00,000 (min.) No maximum limit, subject to underwriting |
Liquidity |
NA |
HDFC Life Click2Protect Plus Policy comes packed with a wide array of benefits to offer to its buyers. The key benefits offered by HDFC Life Click2Protect Plus policy are as follows:
* Tax benefit is subject to changes in tax laws
The HDFC LIFE Click 2 Protect Plus premium is available to be paid in various modes like Yearly, Half-Yearly, Quarterly, Monthly, and Single. The premium depends on the sum assured chosen by the policyholder, and the minimum annualised premium must be Rs. 2,376. There is no upper ceiling set on the annualised premium. The life assured can pay this premium in any frequencies available, like Single Pay, Regular Pay, and Limited Pay.
To calculate future premiums, one can use the HDFC LIFE Click 2 Protect Plus calculator.
The HDFC LIFE Click 2 Protect Plus plan offers the following additional riders to enhance the base policy coverage:
The following eligibility criteria must be followed to buy this plan:
To know about the details regarding documents required to buy online HDFC LIFE Click 2 Protect Plus, download the official brochure of the plan or directly do any of the given steps:
One can easily buy HDFC LIFE Click 2 Protect Plus plan from the official website of the insurer by following any of the given ways:
In case the life assured’s death occurs due to suicide within 12 months from the inception/revival of the policy, then the beneficiary is entitled to receive 80% of the total paid HDFC LIFE Click 2 Protect Plus premium or the accrued surrender value, whichever applicable, as available on the date of death.
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