SBI SIP Calculator
The SBI SIP Calculator is a useful tool that helps you, and other investors estimate the potential growth of their monthly SBI SIP investments in Mutual Funds. By entering the investment amount, tenor and expected rate of return, it provides an estimate of the mutual fund corpus you could accumulate over time. The calculator simplifies financial planning, allowing for informed investment decisions.
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- 10.5 Crore Registered Consumer
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SIP Benefits
- Start SIP with as low as ₹1000
- No hidden charges
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- Disciplined & worry-free investing
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SIP Calculator
- SBI SIP Calculator
SBI SIP Calculator
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How Can SBI Mutual Fund SIP Return Calculator Help You?
SIP is one of the methods of investing in mutual funds, the other being the lump sum. The SBI Mutual Fund SIP Return Calculator helps you estimate the returns from your Systematic Investment Plan (SIP) investments, where you invest a fixed amount regularly in mutual funds.
The SBI Mutual Fund SIP Return Calculator helps:
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Provide accurate results for complex calculations
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Shows the power of compounding as to how much of your invested money has grown over the years
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Helps tailor your investments to meet specific financial goals efficiently
How Does the SBI SIP Calculator Work?
The SBI SIP Calculator is a simple online tool that helps you calculate your SIP returns using a formula based on the inputs you enter. Enter basic information like how much you'll invest regularly, for how long, and your expected returns, and it will show you the potential final amount you could have.
Formula to Calculate SBI SIP Returns
The following four variables are taken into account by the SIP calculator to project the potential future value of SIPs.
Understanding SIP Calculation with Example
Let's look at the following example to understand how the SBI SIP Calculator works.
Let’s say that you have decided to start investing, keeping in mind the goal of being financially secured at the time of retirement. You begin by investing ₹ 5,000 every month with a 10% annual rate of return for a period of 25 years. What will be the future value of your investments?
Best SIP Funds
Large Cap Equity Fund
₹2,675
₹
After 5 years+ 23.91 %
Opportunities Fund
₹37,289
₹
After 5 years+ 24.85 %
Accelerator Mid-Cap Fund II
₹5,652
₹
After 5 years+ 23.2 %
Diversified Equity Fund
₹3,581
₹
After 5 years+ 19.85 %
Frontline Equity Fund
₹4,348
₹
After 5 years+ 22.82 %
Grow Money Plus Fund
₹440
₹
After 5 years+ 19.65 %
Large Cap Equity Fund
₹2,675
₹
After 5 years+ 23.91 %
Diversified Equity Fund
₹3,581
₹
After 5 years+ 19.85 %
Frontline Equity Fund
₹4,348
₹
After 5 years+ 22.82 %
Grow Money Plus Fund
₹440
₹
After 5 years+ 19.65 %
Growth Super Fund
₹13,357
₹
After 5 years+ 19.2 %
Maximize India Fund
₹849
₹
After 5 years+ 19.94 %
Opportunities Fund
₹37,289
₹
After 5 years+ 24.85 %
Accelerator Mid-Cap Fund II
₹5,652
₹
After 5 years+ 23.2 %
Growth Opportunities Plus Fund
₹986
₹
After 5 years+ 22.23 %
Classic Opportunities Fund
₹13,638
₹
After 5 years+ 20.57 %
Opportunities Fund
₹3,368
₹
After 5 years+ 21.88 %
Equity Top 250 Fund
₹539
₹
After 5 years+ 19.05 %
Whole Life Income Fund
₹866
₹
After 5 years+ 6.04 %
Individual Preserver Pension Fund
₹136
₹
After 5 years+ 5.52 %
Whole Life Aggressive Growth Fund
₹878
₹
After 5 years+ 22.02 %
Save N Grow Money Fund
₹65
₹
After 5 years+ 11.51 %
Asset Allocation Fund II
₹295
₹
After 5 years+ 13.31 %
Multi Cap Balanced Fund
₹2,021
₹
After 5 years+ 13.76 %
Super Select Equity Fund
₹1,296
₹
After 5 years+ 20.79 %
Based on the given information, we get:
| Input Parameter | Provided Value |
| Interest rate (i) | 10% p.a. |
| Total number of installments (n) | 25 years x 12 = 300 months |
| Fixed Amount of SIP Installment (p) | ₹5,000 |
By converting the annual interest rate to monthly and solving the equation based on the formula given above, we get:
| Result Category | Calculated Amount |
| Total Investment | ₹ 15,00,000 |
| Wealth Gained | ₹ 47,20,000 |
| Total Wealth | ₹ 62,20,000 |
So, you come to know that due to the power of compounding, your invested amount of ₹15,00,000 grows in the future to ₹ 62,20,000 . The longer it stays invested, the more it grows on its own growth – that's compounding!
How to Use Policybazaar’s SBI Mutual Fund SIP Calculator?
Policybazaar SBI SIP calculator provides you with the future value of your SIP investments in no time. Follow the given steps to use Policybazaar’s SIP mutual fund calculator provided above:
If You Know Your Investment Amount:
The steps below will help you calculate your monthly, yearly, or lump sum investment returns.
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Monthly Return Calculation
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Mention the amount you plan to invest each month.
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Enter your expected annual rate of return.
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Specify your investment duration in years.
The calculator will show you the estimated compounded amount and the total accumulated amount at the end of your investment period.
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Yearly Return Calculation
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Specify your yearly Investment Amount.
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Enter your expected annual rate of return.
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Enter your investment duration in years.
The Policybazaar SBI mutual fund SIP calculator will show you the wealth you will gain on your investments and the total accumulated amount.
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Lump Sum Return Calculation
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Specify the one-time amount you plan to invest.
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Enter your anticipated annual return rate.
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Indicate the duration of your investment in years.
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The SIP calculator will show your estimated lump sum returns and the total amount you'll have at the end of your investment.
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| High Growth Fund Max Life | 30.5% | 22.12% |
18.46%
View Plan
|
|
| Top 200 Fund Tata AIA | 30.5% | 22.56% |
19.2%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Allianz | 23.2% | 13.5% |
14.56%
View Plan
|
|
| Opportunities Fund HDFC Standard | 24.85% | 15.7% |
14.7%
View Plan
|
|
| Equity II Fund Canara HSBC Oriental Bank | 18.37% | 10.87% |
10.4%
View Plan
|
|
| Growth Opportunities Plus Fund Bharti AXA | 22.23% | 15.46% |
14.51%
View Plan
|
|
| Multiplier Birla Sun Life | 25.47% | 15.29% |
15.46%
View Plan
|
|
| Equity Top 250 Fund Edelwiess Tokio | 19.05% | 12.68% |
11.48%
View Plan
|
|
| Opportunities Fund ICICI Prudential | 21.88% | 14.05% |
12.5%
View Plan
|
|
| Flexi Growth Fund LIC | - | - |
-
View Plan
|
|
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
|
Last updated: May 2025
If You Know Your Goal Amount:
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Enter your target savings or the amount you want to generate from your investments.
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Specify your planned investment timeframe.
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Input the expected rate of return.
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The Policybazaar SBI SIP calculator will instantly show you the required monthly investment, helping you determine your ideal monthly SIP amount to reach your financial goal.
What are the Advantages of the Policybazaar SBI SIP Calculator?
The Policybazaar SBI SIP calculator offered by Policybazaar streamlines financial planning for you with the following key advantages:
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Accurate Planning for Financial Goals: The Policybazaar SBI SIP calculator helps you calculate the monthly investment required to achieve your financial goals, ensuring you stay on track with your targets.
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Informed Decision Making: The calculator provides precise return estimates for your SIP investment, enabling you to make well-informed choices about which mutual funds to invest in.
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Effective Financial Planning: This tool helps you plan your finances better by showing the expected corpus value from your investments at the end of your SIP tenure.
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Comparison of SBI Mutual Funds: The results of the Policybazaar SBI SIP calculator let you easily view and compare different SBI SIP plans, such as SBI Contra Fund or SBI Long Term Equity Fund, helping you select the best one according to your investment strategy.
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Suitable Investment Plan Choice: Policybazaar’s SBI SIP calculator changes the expected returns outcome with changing inputs such as investment tenor, amount or expected rate of return, so that you select the best SIP plans as per your individual financial goals.
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Accurate Return Estimates: The Policybazaar SBI SIP calculator provides precise projections of returns based on your SIP investment in mutual funds.
In Conclusion
The SBI SIP Calculator is a valuable tool for planning and tracking your SIP Mutual Fund Investments. It helps estimate the potential returns on your SIP, making it easier to understand how your monthly contributions can grow over time. With this calculator, you can fine-tune your investment strategy, ensuring your financial goals are met with precision.
FAQs
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What is an SBI SIP Calculator?
The SBI SIP Calculator is an online tool that helps estimate the future value of your SIP investments based on your investment amount, tenure, and expected SIP interest rates. -
Why should I use the SBI SIP Calculator?
You should use the SBI SIP Calculator to get an estimate of your future returns and make informed decisions about your SIP investments in Mutual Funds. -
Can I change my SIP amount using the SBI SIP Calculator?
Yes, you can experiment with different SIP amounts using the SBI SIP Calculator to see how changes in investment affect your future returns. -
How accurate is the SBI SIP Calculator for future returns?
The SBI SIP Calculator provides an estimate based on assumptions, but actual returns can differ depending on market performance and other factors.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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