Can I enter the monthly deposit amount in the ICICI Bank SSY calculator?

No. You cannot enter the monthly investment amount directly in the SSY calculator. You first need to convert it to the annual investment amount and then enter it in the calculator to estimate the maturity value.

Do I need to enter the interest rate manually in the ICICI Bank SSY calculator?

No, you don’t need to enter the SSY interest rate manually in the calculator. The calculator automatically applies the latest interest rate while estimating the maturity amount.

Does changing the investment starting year in the calculator affect the final maturity amount?

No, if you change the investment starting year in the SSY calculator, it will not affect the maturity amount.

Sukanya Samriddhi Yojana (SSY)

ICICI Bank Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana is a small savings scheme launched by the Government of India under the Beti Bachao Beti Padhao Scheme to help parents save for their child’s future. The ICICI Bank Sukanya Samriddhi Yojana Calculator is an online tool which can be used by parents to plan the investment in the SSY scheme.

Current interest rate

8.2_%

Highest among all small savings schemes

Tax Benefit

₹1.5_L

Annual deduction under Section 123 (formerly 80C)

Maturity At

21_yrs

Or on her marriage after age 18

Flexible contribution

Start with ₹250 and invest up to ₹1.5L per year.

Sovereign guarantee

Backed by Government of India - zero default risk.

Triple tax benefit

EEE status - exempt on deposit, interest & maturity.

Partial withdrawal

Withdraw up to 50% after age 18 for higher education.

In-Built life cover

One Step Toward Your Daughter's Future

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By continuing you agree to receive assistance and agree to our Privacy Policy, Terms of Use & +Disclaimers

How to Use the ICICI Bank Sukanya Samriddhi Yojana Calculator?

ICICI Bank does not provide an SSY calculator to estimate the maturity amount in the scheme. You can use Policybazaar’s ICICI Bank SSY calculator by following the steps given below:

Step 1: Find the SSY calculator on this page
Step 2: Enter the following details in the calculator:

Annual investment amount
Girl child’s age
Year you want to start your investment in

Step 3: The SSY calculator applies the interest rate and provides the following results:

Maturity amount and maturity year
Total investment
Total interest earned

How Does the ICICI Bank Sukanya Samriddhi Yojana Calculator Work?

To estimate the maturity amount for the given details, the Sukanya Samriddhi Yojana Calculator ICICI uses the formula for the Compound Interest, A = P(1 + r/ n)^nt

Where variables are defined as follows:

Variables	Term
P	Principal amount
n	Number of times the interest compounds in a year
A	Amount at maturity
r	Rate of return
t	Time (number of years)

Invest More Get More

Invest ₹10K/Month YOU GET ₹1 Crores^* For Your Child View Plans

Invest ₹8K/Month YOU GET ₹80 Lakhs^* For Your Child View Plans

Invest ₹5K/Month YOU GET ₹50 Lakhs^* For Your Child View Plans

Standard T&C Apply *

Maximize your investments with our SIP Calculator.

ICICI Bank Sukanya Samriddhi Yojana Calculator Example Calculations

Here are two example calculations carried out by changing the investment amount, child’s age and investment year:

Example 1:
- Annual investment amount: ₹70,000
- Girl child’s age: 3 years
- Year in which the investment starts: 2026
For the above details, the ICICI SSY calculator will show the following results:
- Total investment amount: ₹10.5 lakhs
- Total interest earned: ₹23 lakhs
- Maturity amount: ₹33.5 lakhs
- Maturity year: 2047
Example 2:
- Annual investment amount: ₹1 lakh
- Girl child’s age: 2 years
- Year in which the investment starts: 2030
For the above details, the SSY calculator will show these results:
- Total investment amount: ₹15 lakhs
- Total interest earned: ₹32.9 lakhs
- Maturity amount: ₹47.9 lakhs
- Maturity year: 2051

Who Can Use the ICICI Bank Sukanya Samriddhi Yojana Calculator?

Here are the people who can use the Sukanya Samriddhi Yojana Calculator ICICI:

Parents or guardians planning for their child’s higher education abroad
An existing investor in the SSY scheme adjusting the contribution amount
Anyone looking to explore the benefits of the scheme

What are the Benefits of Using the ICICI Bank Sukanya Samriddhi Calculator?

Here are some benefits of using the Sukanya Samriddhi Yojana calculator ICICI Bank:

The SSY calculator has a simple and easy to understand user interface.
You can use it as many times as you want to achieve the desired results and plan your investment accordingly.
You can easily access the calculator on your smartphone, tablet or computer anytime.
The calculator can be used to compare different investment options by varying the details.

Banks Offering SSY

SSY Calculators

Indian Overseas Bank Sukanya Samriddhi Yojana

IndusInd Bank Sukanya Samriddhi Yojana

Yes Bank Sukanya Samriddhi Yojana

Bank of India Sukanya Samriddhi Yojana

Kotak Bank Sukanya Samriddhi Account

Andhra Bank Sukanya Samriddhi Account

UCO Bank Sukanya Samriddhi Yojana

IDBI Bank Sukanya Samriddhi Yojana

Expand

Indian Bank- Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana- Central Bank of India Calculator

Canara Bank- Sukanya Samriddhi Yojana Calculator

Bank of Maharashtra- Sukanya Yojana Calculator

Sukanya Samriddhi Yojana Calculator Bank of India

Sukanya Samriddhi Yojana Calculator - Union Bank

Sukanya Samriddhi Yojana Calculator-UCO Bank

Sukanya Samriddhi Yojana Calculator - State Bank of India

Expand

Overview of the Sukanya Samriddhi Yojana

The Sukanya Samriddhi Yojana is one of the best child plans for a girl child in India. Here is an overview of the Sukanya Samriddhi Yojana:

Particulars	Details
Launched by	Government of India
Eligibility	Girl child below 10 years of age
Account opening	Parent or legal guardian
Interest rate	8.2% per annum as of October 2026
Minimum deposit	₹250 per financial year
Maximum deposit	₹1.5 lakh per financial year
Maturity period	21 years from the date of account opening
Tax benefits	Eligible contributions qualify for deduction under Section 80C; interest earned and maturity are also tax-free.
Where to apply?	Post offices or authorised banks

FAQs

Can I enter the monthly deposit amount in the ICICI Bank SSY calculator?

No. You cannot enter the monthly investment amount directly in the SSY calculator. You first need to convert it to the annual investment amount and then enter it in the calculator to estimate the maturity value.
Do I need to enter the interest rate manually in the ICICI Bank SSY calculator?

No, you don’t need to enter the SSY interest rate manually in the calculator. The calculator automatically applies the latest interest rate while estimating the maturity amount.
Does changing the investment starting year in the calculator affect the final maturity amount?

No, if you change the investment starting year in the SSY calculator, it will not affect the maturity amount.

Investment

Secure

Secure your Child’s
Career Goal

Start Investing ₹10,000/Month

& Get ₹1 Crore*

*Standard T & C Apply

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar Insurance Brokers Private Limited does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.