How to Deposit Money Online in Post Office Sukanya Samriddhi Account

Sukanya Samriddhi Yojana Account Highlights

*All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C Apply

“Tax benefit is subject to changes in tax laws. Standard T&C apply.”

How to Deposit Money Online into Your Sukanya Samriddhi Account?

The Indian Postal Department allows for the Sukanya Samriddhi Yojana online payment through two key methods depending on whether you own a Post Office Savings Account.

• India Post Payments Bank: Use if you do not own a post office savings account and wish to use the IPPB mobile app or the Dak Pay mobile app.
• Department of Posts e-Banking Portal: Use if you own a post office savings account and wish to use the online portal to make the payments.
  Investment

  Secure

  

  Secure your child’s future with or without you

  Start Investing

  ₹10,000/Month

  & Get

  ₹1 Crore^*

  VIEW PLANS

  *Standard T & C Apply

What is India Post Payments Bank (IPPB)?

IPPB stands for India Post Payments Bank. It's a payments bank launched by the Indian government in 2018 with the aim of making banking services accessible to everyone in the country, especially those in rural and underbanked areas. It's not a separate social security scheme but a banking service offered by the Indian Post that allows you to manage some existing social security schemes, like the Sukanya Samriddhi Yojana (SSY).

Under the IPPB (Indian Post Payment Bank), all your post office transactions, including Post Office Sukanya Samriddhi Yojana online payment, can be done online, just like any other regular bank. All you need to do for IPPB is visit your nearest post office once for basic registration. After that, you can easily carry out all your post-office-related transactions online.

The IPPB route can be used to transfer money into your SSY account using two channels.

Steps to Deposit Money In Post Office SSY Online Payment Account

1. DakPay

   Dakpay is a government-launched online application which supports Post Office Sukanya Samriddhi Yojana online account payments and IPPB payments as well. The services provided by Dakpay include UPI money transfers, multi-bank account management, account balance enquiries, Aadhaar-enabled services and utility bill payments. To make an online deposit in your SSY account through Dakpay, follow these steps:

   • Step 1: Download the Dakpay app, complete SMS verification and link your bank account to the app.
   • Step 2: Transfer the funds from your bank account into your IPPB savings account
   • Step 3: Navigate to the DOP services menu and choose Sukanya Samriddhi Account as your option.
   • Step 4: Enter your SSY account number and your DOP customer ID
   • Step 5: Enter your deposit amount and the duration of your instalment.
   • Step 6: Once you confirm the transfer, the app will notify you when the payment is completed.

2. IPPB Mobile App

   The IPPB mobile app is the primary gateway to manage your IPPB account. You can use it to make your DOP transactions across various schemes and accounts. You can also use it to make your Sukanya Samriddhi Yojana post office online payment.

   To make a transaction from the IPPB mobile app, follow these steps:

   • Step 1: Use any bank account to transfer money into your IPPB account
   • Step 2: Go to the IPPB mobile app and navigate to DOP products
   • Step 3: Choose the Sukanya Samriddhi Account
   • Step 4: Enter your SSY account number and your DOP customer ID
   • Step 5: Enter the amount you wish to transfer along with the duration of the instalment
   • Step 6: Once the payment is made, you will be notified by IPPB.

How to Make Online Deposit in Your Sukanya Samriddhi Account Using the India Post E- Banking Portal?

You can use the India Post e-banking to transfer money from your Post Office savings account into your SSA account, provided that both accounts are held at core banking solution post offices.

• Step 1- Enable E Banking: To start using the e-banking/mobile banking facility on your SSA account, submit a prescribed form at your local post office.
• Step 2-Activate your Account: You will get an activation code within 48 hours of the post office enabling the facility. Use this code to set up online access to your SSA at the e-banking portal of the Indian Postal Services.
• Step 3- Deposit money: After activating your account, you can log in and deposit money directly into your SSA account.

Banks Offering SSY

SSY Calculators

Indian Overseas Bank Sukanya Samriddhi Yojana

IndusInd Bank Sukanya Samriddhi Yojana

Yes Bank Sukanya Samriddhi Yojana

Bank of India Sukanya Samriddhi Yojana

Kotak Bank Sukanya Samriddhi Account

Andhra Bank Sukanya Samriddhi Account

UCO Bank Sukanya Samriddhi Yojana

IDBI Bank Sukanya Samriddhi Yojana

Allahabad Bank Sukanya Samriddhi Yojana

Central Bank of India Sukanya Samriddhi Yojana

Indian Bank Sukanya Samriddhi Yojana

Union Bank of India Sukanya Samriddhi Yojana

Axis Bank SSY (Sukanya Samriddhi Yojana)

PNB Bank SSY (Sukanya Samriddhi Yojana)

Bank of Baroda Sukanya Samriddhi Yojana

ICICI Bank Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana HDFC

SBI Sukanya Samriddhi Yojana

Expand

Indian Bank- Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana- Central Bank of India Calculator

Canara Bank- Sukanya Samriddhi Yojana Calculator

Bank of Maharashtra- Sukanya Yojana Calculator

Sukanya Samriddhi Yojana Calculator Bank of India

Sukanya Samriddhi Yojana Calculator - Union Bank

Sukanya Samriddhi Yojana Calculator-UCO Bank

Sukanya Samriddhi Yojana Calculator - State Bank of India

Sukanya Samriddhi Yojana Calculator – Punjab National Bank

Sukanya Samriddhi Yojana Calculator - Indian Overseas Bank

Sukanya Samriddhi Yojana Calculator - Bank of Baroda

Sukanya Samriddhi Yojana Calculator ICICI

Expand

Open a New Post Office Sukanya Samriddhi Yojana Online Payment Account

1. Offline

   • There are two ways to open a Sukanya Samriddhi Yojana account offline, that is, with the bank or at the post office.
   • Visit the post office/bank.
   • Fill in the SSY application form with the details of your daughter.
   • Take her birth certificate, Aadhaar card, PAN card, and all other necessary documents of the child with you.
   • After verification, your account will be opened, and the passbook will be handed over to you.

2. Online

   Consider a much easier option than visiting the bank branch. Buying online is the way to go if you want to save time. To open your Post Office SSY online payment account, all you have to do is:

   • Check the official website of the bank you wish to have an account with.
   • Fill in all the required information of the child and the parents in the form as required.
   • Attach scanned copies of all the mentioned certificates and address proofs.
   • Click the submit button, and your SSY account is ready.

Wrapping It Up

The two avenues supporting Sukanya Samriddhi Yojana online payment have made the process much faster and more convenient. You can use these methods to access your daughter’s SSY account from anywhere, at any point in time. The accessibility of SSY online payments makes it one of the best child plans to invest in. However, it is important to note that you will have to visit the post office once to either open an IPPB account or to link your Post Office savings account to the Department of Posts e-banking portal. After that, you can freely deposit the money as per the terms and conditions of your SSY account.