John Deere Insurance

India is a country where 70% of its land is used in agriculture. By this, we can say that it is the primary source of livelihood here. In farming and agriculture many types of equipment are needed and one of which is tractors. The tractor is the component that helps the farmers in the harvesting and cultivating process. There are many tractor manufacturers and one of which is John Deere.

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The brand name of John Deere is Deere & Company. It is an American corporation that manufactures construction, agricultural, diesel engines, etc. Since the tractors are used for farmers and land-owners largely for cultivation, they are prone to damages. Any damage or loss to a tractor can cause a huge financial loss to its owner. This is the reason, tractor insurance policies become important. A tractor insurance policy like John Deere tractor insurance is recommended for John Deere tractors.

Apart from this, as per the Motor Vehicle Act of India, it is necessary to insure your tractor. A tractor insurance policy falls under the commercial vehicle insurance policy as they offer insurance to tractors that are used for commercial purposes.

Popular John Deere Tractor Models with Insurance Price

John Deere Tractor Model (2019 Registration)

John Deere Model Variant

Insured Declared Value (IDV)

John Deere Insurance Premium (Third-Party Insurance)

John Deere – 5310

Tractor – Diesel

Rs.5,19,091

Rs. 7,843

John Deere – 5050 D – 4WD

Tractor – Diesel

Rs. 4,52,970

Rs. 7,843

John Deere – 5105

Tractor – Diesel

Rs. 3,13,740

Rs. 7,843

John Deere – 5050 D

Tractor – Diesel

Rs. 4,34,700

Rs. 7,843

John Deere – 3028 EN – 4WD

Tractor – Diesel

Rs. 3,76,211

Rs. 7,843

John Deere – 5045 D

Tractor – Diesel

Rs. 3,17,520

Rs. 7,843

John Deere – 5045 D 4WD

Tractor – Diesel

Rs. 4,15,800

Rs. 7,843

John Deere – 5036 D

Tractor – Diesel

Rs. 3,48,890

Rs. 7,843

John Deere – 5310 4WD

Tractor – Diesel

Rs. 4,66,200

Rs. 7,843

John Deere – 5075E – 4WD

Tractor – Diesel

Rs. 8,15,392

Rs. 7,843

John Deere – 5042 D

Tractor – Diesel

Rs. 3,96,900

Rs. 7,843

Disclaimer: The John Deere Insurance Price for various Commercial Vehicle models may vary as per the engine capacity, IDV, RTO, type of fuel, registration year, etc.

Reasons to Buy John Deere Insurance Policy

Here are the reasons to purchase a John Deere Insurance policy:

  • Purchasing John Deere Insurance online is hassle-free and quick.
  • A cashless claim facility is available.
  • John Deere insurance renewal and simple and fast.
  • A John Deere insurance policy protects the commercial vehicle against any damage or loss.
  • The facility of 'No Claim Bonus' is also offered.
  • John Deere insurance claim settlement is quick and easy.

Types of John Deere Insurance Policy

John Deere Third-Party Insurance: According to the Motor Vehicle Act, 1988, it is compulsory to have at least a third-party insurance policy for a commercial vehicle like a truck. In this type of insurance policy, any damage or loss incurred to third-party property or person from the insured vehicle is covered. John Deere Insurance policy for third-party does not offer coverage for own damage instead it provides loss or damage to third-party only.

John Deere Comprehensive Insurance: As mentioned above, a third-party insurance policy is mandatory by law, but a comprehensive insurance policy is not. It is an optional cover that a John Deere commercial vehicle owner can buy for his/her commercial vehicle for providing additional coverage. A comprehensive John Deere insurance policy provides coverage against loss or damage incurred to own vehicle because of some man-made disasters or natural calamities. This type of insurance policy as well offers insurance cover for third-party liabilities.

Inclusions of John Deere Insurance Policy

A John Deere Insurance policy covers:

  • All the external damages were caused to the insured tractor.
  • All man-made disasters like theft, burglary, accidental external damages, etc.
  • All third-party liabilities like any damage to property, death, injury, etc.
  • Various natural disasters like storms, floods, earthquakes, landslides, lightning, etc.
  • All the electrical accessories and paid drivers.
  • Cashless services at network garages.

Additional Covers in John Deere Insurance Policy

Additional covers offer add-on benefits over basic John Deere Insurance policy. To get additional cover, one has to pay an extra premium. The John Deere Insurance policy details for add-on covers are mentioned below:

  • Personal accident cover for paid drivers is offered.
  • Legal liabilities for employees and paid drivers.
  • Covers are available for tractor’s electrical accessories.
  • Additional covers are available for the bi-fuel kit.
  • Protection of the 'No Claim Bonus’ add-on is also provided by some commercial vehicle insurance

Exclusions of John Deere Insurance Policy

The exclusions of John Deere insurance are as follows:

  • Normal wear and tear and depreciation of the tractor (commercial vehicle) and parts because of usage are not covered.
  • Damage or loss due to violation of limitations of the John Deere insurance policy is not covered.
  • Any type of mechanical and electrical breakdowns is not covered.
  • Consequential losses incurred after the damage are also not covered.
  • Damages and losses incurred because of driving the tractor under the influence of alcohol.
  • Damages are incurred when the tractor driver is driving it without a valid driving license.
  • All the losses incurred due to rebellion, war, mutiny, etc.

How to Buy John Deere Insurance Online

Today when needle to car everything is available online, it is obvious that one can purchase John Deere Insurance online easily by following the below-mentioned steps:

  • Visit the commercial vehicle insurance page and click buy commercial vehicle insurance.
  • Provide all the details like make and model of the John Deere truck, like manufacturing details, RTO information, type of insurance like comprehensive or third-party insurance, claim details, etc.
  • After filling in all these details, one can select the quote from the list of insurance providers for John Deere commercial vehicle.
  • After this one has to select a policy that meets his/her needs and then make the payment.
  • The John Deere Insurance policy is then mailed to the email id of the policyholder that is registered or one can download it.

How to Renew John Deere Insurance Online

The steps to renew the John Deere Insurance policy online are as follows:

One has to provide the renewal form of John Deere Insurance with the following information and a representative of the insurance provider will get in touch with him/her:

  • Policyholder’s name
  • His/her email-id
  • His/her mobile number
  • John Deere vehicle model
  • Insured’s landline number (if applicable)
  • Place of registration of the truck
  • Year of registration
  • Whether the previous John Deere Insurance policy was expired or not
  • Type of John Deere Truck insurance policy:
    • Purchase a policy for a brand new truck
    • Renew an existing John Deere Insurance policy
    • Renew an existing John Deere Insurance policy from a different insurance provider

John Deere Insurance Policy Claim Procedure

  • When one wants to file a John Deere Insurance claim, the very first step is to inform the insurer at its toll-free number.
  • For John Deere insurance cashless claim settlement, one has to fix an appointment with the surveyor of the insurer. After the survey, the truck is taken to any of the network garages of the insurer to repair.
  • One should provide all the required documents to the surveyor.
  • After this, the insurance company can confirm the liability.
  • If one goes for the cashless service, the John Deere insurance provider will directly settle the claim with the network workshop.
  • However, if one goes for reimbursement, then he/she needs to settle the claim cost first by self. Later, the insured can submit all the original bills along with the claim form to the insurer for settling the claim.

Documents Required for John Deere Insurance Claims

  • Duly filled and signed claim form
  • Copy of driving license
  • Copy of registration certificate
  • Estimate of repair
  • FIR copy
  • Commercial vehicle permit

John Deere Insurance Policy FAQs

Written By: PolicyBazaar

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