Kubota Tractor Insurance

Being one of the major players in the Indian agricultural sector, Kubota Agricultural Machinery India Pvt. Ltd manufactures vehicles like Kubota tractors to contribute to the agricultural economy of India. A Kubota tractor insurance can help a tractor owner protect his/her vehicle against unforeseen incidents like accidents.

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Kubota Tractor Insurance Overview

Kubota India offers a wide range of agricultural machinery with the aim to bring modernization to the agriculture sector in India. Some of their products include Kubota tractors, combine harvester, transplanter, power tiller, etc. If you have purchased a Kubota tractor, it is compulsory to have a Kubota tractor insurance policy for your commercial vehicle.

A Kubota tractor insurance policy covers commercial Kubota tractors from many unpredictable incidents like road accidents, theft, fire, etc. The commercial vehicle insurance policy also covers a policyholder against any third party liability arising due to the insured tractor.

Popular Kubota Tractor Models with Insurance Price

Kubota Tractor Model

(2018 Registration)

Kubota Tractor Fuel Variant*

Kubota Tractor Insurance Price*

(Third Party Insurance)



Rs. 6,647 onwards

B 2441


Rs. 6,647 onwards

L 3408


Rs. 6,647 onwards

L 4508


Rs. 6,647 onwards

MU 4501


Rs. 6,647 onwards

MU 4501 4WD


Rs. 6,647 onwards

MU 5501 2WD


Rs. 6,647 onwards

MU 5501 4WD


Rs. 6,647 onwards

*Disclaimer: The Kubota tractor insurance cost of different variants depend on multiple factors like model type, fuel variant, IDV of the vehicle, coverage opted and more.

Reasons to Buy a Kubota Tractor Insurance Policy

Here are some essential reasons to buy KTAC insurance for your Kubota tractor:

  • Overall Protection: Purchasing a Kubota tractor insurance policy will ensure the overall protection of your tractor from unexpected events like natural calamities, riots, theft, fire, etc.
  • Compulsory Purchase: A commercial tractor insurance policy is a compulsory purchase as per the motor laws of India. In order to legally ply on the roads of India, every vehicle owner must have valid commercial vehicle insurance.
  • Increased Coverage: A policyholder can also increase the coverage of Kubota tractor insurance by purchasing additional covers by paying some extra premium.
  • Easy Purchase: Purchasing a Kubota tractor insurance is an easy and convenient process.

Types of Kubota Tractor Insurance Policy

Two types of commercial tractor insurance policies are offered under Kubota tractor insurance. These are:

1. Kubota Third Party Liability Tractor Insurance Policy

This type of tractor insurance policy covers the accidental legal liabilities of the tractor owner to the third party. Third-party liabilities include damages to third party property, death, or bodily injury of a third party. However, this policy excludes covering its own damages sustained by the insured tractor.

2. Kubota Comprehensive Tractor Insurance Policy

The comprehensive commercial vehicle insurance policy provides coverage against the damages incurred by the insured tractor due to events like a road accident, fire, theft, earthquakes, etc. This policy also covers third party liabilities caused due to the insured tractor during an accident.

Inclusions of Kubota Tractor Insurance

The Kubota tractor insurance policy provides coverage for the following damages:

  • Damages due to natural disasters like earthquakes, cyclones, rockslides, hurricanes, etc.
  • Manmade damages, such as riots, strikes, terrorist activities, etc.
  • Theft, burglary, or housebreaking of the insured commercial tractor
  • In-transit damages sustained by the insured Kubota tractor while on the road, rail, air, etc.
  • Legal liabilities arising due to third party bodily injury, death or property damage
  • Damages sustained by the insured vehicle due to fire, self-ignition, explosion or lightning
  • Accidental loss or damages to the insured vehicle

Additional Covers Under Kubota Tractor Insurance

A Kubota tractor insurance policy can also be enhanced by purchasing some add-ons for an additional premium amount. Some of these add-ons are:

  • Depreciation Reimbursement Cover
  • NCB Protect Cover
  • PA Cover for Owner Driver
  • Return to Invoice Cover
  • Legal Liability to Paid Driver
  • PA Cover for Paid Driver

Exclusions of Kubota Tractor Insurance

A Kubota tractor insurance excludes covering certain damages. They are:

  • Damages arising when the driver was drunk or under the influence of drugs
  • Damages outside the geographical location mentioned in the commercial vehicle policy
  • Damages sustained by the insured vehicle when the driver was driving without having a valid driving license
  • Damages caused to the insured commercial tractor if it was being driven for private purposes
  • Damages or loss due to natural ageing, wear and tear of the insured vehicle
  • Any type of mechanical or electrical breakdown suffered by the insured tractor
  • Any damage to the insured tractor that was caused due to overloading

How to Buy Kubota Tractor Insurance Online?

To purchase a Kubota tractor insurance policy, visit Policybazaar.com and follow the steps mentioned below:

  • Visit the ‘Commercial Insurance’ page from the ‘Insurance Products’ menu
  • Enter your name, mobile number and select ‘View Free Quotes’
  • Choose the type of commercial vehicle as ‘Agricultural Tractor’
  • Select your tractor’s manufacturer as ‘Kubota’. You must also choose your vehicle model, variant to proceed forward.
  • Select your vehicle registration year and RTO details. If the tractor is brand new, select ‘Brand New Vehicle’.
  • From the given Kubota tractor insurance plans, select the plans that you want to buy along with additional covers.
  • Confirm your details and proceed with ‘Secure Payment’
  • You can now pay the premium amount for your KTAC insurance policy.
  • Once the payment is complete, you will receive your Kubota tractor insurance policy papers at your registered email address.

How to Renew Kubota Tractor Insurance?

For renewing your Kubota commercial tractor insurance policy, follow these steps:

  • Visit Policybazaar.com and select the ‘Commercial Vehicle’ page from the ‘Insurance Products’ tab
  • Enter your name, number and proceed with viewing tractor insurance quotes
  • Choose your type of vehicle, manufacturer, vehicle model, and variant
  • Select the registration year of the insured tractor
  • Select policy expiry date and previous claim details
  • Find the Kubota tractor insurance renewal plan and select the required add-ons
  • Proceed with premium payment via your desired payment mode
  • After payment completion, your Kubota tractor insurance renewal will be successful. You will receive your renewal policy papers at your registered email address.

Claim Procedure for Kubota Tractor Insurance

For the Kubota tractor insurance claim process, follow the steps mentioned below:

  • Notify your insurance company soon after the incident to register the claim
  • A surveyor will be appointed to assess the damages sustained by the insured tractor.
  • The surveyor will also require some documents for the claim to be processed.
  • The insured tractor will be sent to the network garage for repairs.
  • Once the repair is complete, the insurance company will settle the claim directly with the network garage.
  • For reimbursement claims, the insurer will reimburse you the claim amount after the repair will have been paid by you.

Document Required for Claim Under Kubota Tractor Insurance

For a successful Kubota tractor insurance claim registration, you must have the following documents:

  • Duly signed claim form
  • Copy of vehicle's registration certificate
  • Copy of driving license
  • Copy of Police FIR
  • Original repair estimates, repair bills
  • Fitness certificate of the insured tractor
  • Discharge voucher from the garage


Written By: PolicyBazaar

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