Bike Insurance Policy Download

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What is Bike Insurance?

Bike Insurance Policy Download

As per the Indian Motor Vehicle Act, carrying a valid bike insurance policy is mandatory in India, whiling riding a two-wheeler. With the digitalization in the insurance industry, you can now easily download bike insurance and store it in your smartphone or device. Learn all about bike insurance policy downloadand how to get your bike insurance copy download through different modes below.

What is Bike Insurance?

What is the Need for Downloading a Bike Insurance Policy?

Here is a list of pointers explaining why should download bike insurance copy online:

  1. Instant Access to Policy Documents

    A downloaded version of the two wheeler insurance policy means you can access it anytime, anywhere, especially during emergencies.
  2. Act as a Legal Proof

    A downloaded two wheeler insurance policy serves as proof of insurance, particularly required during traffic police checks or while filing bike insurance claims.
  3. Paperless Facility

    A digital copy of your bike insurance policy helps reduce the use of paper and further helps in conversing with the environment.
  4. Enhanced Safety and Security

    A digital bike insurance policy PDF is secure and less likely to get misplaced or damaged as compared to paper copies. These are usually downloaded in PDF format on your smartphone, laptop, or tablet. Additionally, you can download two wheeler insurance anywhere as per your convenience.
  5. Convenient

    The bike insurance copy download process is simple and easy to share your share the details of your policies with traffic authorities or when reselling the vehicle.

How to Download Bike Insurance Copy?

Below are the three types of modes through which you can download bike insurance policy:



Download From Policybazaar.com

Policybazaar Insurance Brokers Private Limited allows you to compare and buy bike insurance online. Existing customers can easily perform a Policybazaar bike insurance download in just a few steps:
At Policybazaar.com, you have two options to raise bike insurance claims: cashless and reimbursement claims.
  1. Visit the Website: Go to Policybazaar.com and click on the 'Sign In' button at the top of the page.
  2. Login/Register: For existing customers, enter the registered mobile number or email to log in. If you don't have an account, create one using your details.
  3. Access Your Insurance Policies: Once logged into your account, click on the 'Policies' button, and you will find a list of all your purchased policies with your registered email.
  4. Download the Policy: Find your bike insurance policy and download it to your device in PDF format.

Download From the Insurer's Official Website

Generally, insurers allow you to download two wheeler insurance to download your policy directly from their official website by following the below steps:

  1. Visit the Insurer's Website: Visit the insurance company's official website from which you bought the policy.
  2. Login/Register: Log in to your account using your registered mobile number or email ID. If you don't have an account, create one.
  3. Find Your Policy: Find your bike insurance policy copy in your account.
  4. Download the Policy: Click on the 'Download' button to save the PDF file on your device.

Get it From the Insurer's Office (Offline Mode)

If you face any difficulty downloading bike insurance policy online, you can visit the insurer's office physically to obtain it. Follow the below procedure to get a bike policy offline:

  1. Visit the Nearest Branch Office: Find your insurance provider's nearest branch office.
  2. Fill in the Pre-printed Form: Fill in the pre-printed form proposal form, which includes details like policy number, ID proof, etc., and submit it to the customer service representative.
  3. Receive the Policy Documents: Get the printout of your bike insurance copy and keep it safe.

Documents Required to Download Bike Insurance Policy

Typically, you may need one or more of the following to request your policy documents:

Registered mobile number
Email ID
Vehicle registration number
Policy number
Government ID (for offline request)
Note: The insurer may ask for other documents depending on their requirements.

How to Store and Show Bike Insurance Policy Digitally?

You can store and show your digital two wheeler insurance downloaded policy via:

DigiLocker
DigiLocker: A government-approved app for Android and iOS users to securely store all your documents.
mParivahan App
mParivahan App: A government-approved app connected to RTO records for easy access to your vehicle documents.
Email and Mobile Storage
Email/Mobile: You can also save your documents in your email inbox, phone storage, or cloud drives like Google Drive.

These digital versions are legally valid and accepted by traffic authorities under Indian Motor Law.

Do You Need a Hard Copy of Your Bike Insurance Policy?

In India, having at least a third-party bike insurance policy for your two-wheeler is mandatory as per the Indian Motor Law. While digital bike insurance copies are self-sufficient and convenient, there are certain circumstances where having a hard copy can be beneficial. Here are some popular situations when you need it:

Legal Requirements

Legal Requirements

While in some cases, you can save a digital copy of your policy in an IRDAI-approved app to keep it safe, there are some cases when a hard copy might still be mandatory.
For Verification Purposes

For Verification Purposes

Certain authorities or service centres might request a physical two wheeler insurance policy copy for verification purposes.
For Backup

For Backup

A hard copy of your two wheeler insurance policy is a backup in case your electronic device fails to save them.

However, with apps like DigiLocker and mParivahan, the need for hard copies of your third-party or comprehensive bike insurance policy is diminishing.

FAQs Bike Insurance Policy Download

  • Q. How can I download my bike insurance policy online?

    Ans: You can download bike insurance policy online either directly through your insurer's official website or by logging into your account and accessing your policy details at Policybazaar.com.
  • Q. What if I forget my login credentials?

    Ans: Most insurance providers, like Policybazaar.com, offer an option to recover login credentials through your registered email ID or mobile number. All you have to do is follow the instructions on your device's screen to reset your password.
  • Q. Is a digital copy of my bike insurance policy valid?

    Ans: Yes, a bike insurance download PDF or digital copy is legally valid and can be used as proof of insurance during traffic police checks and when filing bike insurance claims.
  • Q. Can I request a hard copy after downloading the digital policy?

    Ans: Yes, you can easily take the printout of your digital bike insurance policy or physically visit your insurer's nearest branch office to get a hard copy.
  • Q. What details do I need to download my 2 wheeler insurance policy?

    Ans: Usually, you need to provide a registered mobile, policy number, or email address to download the policy copy.
  • Q. What should I do if there is an error in my downloaded policy?

    Ans: For bike insurance endorsement or modifications, you can contact the insurance provider and ask them to rectify any document errors. You can change the name, gender, address, contact number, etc.
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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in