HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth with Today's NAV of ₹24.84

Fund Overview
Returns
Historical NAV
Asset Allocation
About Fund
Key Metrics
Fund Details
Top Performing Mutual Funds
More funds from HDFC Mutual
Detailed Portfolio
Top Hybrid Funds
FAQ

Fund Overview of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth

₹162.3 Cr

AUM
₹24.84

NAV
1.06%

Expense Ratio
Hybrid

Fund Category

As on Wed Nov 19, 2025

Returns of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth

Tenure	Absolute(%)	Annualised(%)	Category Average(%)
3 Months	0.51%	NA	0.55%
6 Months	4.78%	NA	5.55%
1 Year	4.80%	4.80%	5.63%
2 Years	21.39%	10.18%	10.55%
3 Years	34.82%	10.47%	10.07%
5 Years	59.66%	9.81%	10.06%
7 Years	89.79%	9.59%	NA

As on Wed Nov 19, 2025

Historical NAV of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth

Date	NAV
19 Nov 2025	₹ 24.84
18 Nov 2025	₹ 24.81
17 Nov 2025	₹ 24.82
14 Nov 2025	₹ 24.79
13 Nov 2025	₹ 24.79
12 Nov 2025	₹ 24.78
11 Nov 2025	₹ 24.75
10 Nov 2025	₹ 24.72
07 Nov 2025	₹ 24.69
06 Nov 2025	₹ 24.70
04 Nov 2025	₹ 24.72
03 Nov 2025	₹ 24.72
31 Oct 2025	₹ 24.69
30 Oct 2025	₹ 24.72
29 Oct 2025	₹ 24.77
28 Oct 2025	₹ 24.73
27 Oct 2025	₹ 24.73
24 Oct 2025	₹ 24.69
23 Oct 2025	₹ 24.71
20 Oct 2025	₹ 24.71
17 Oct 2025	₹ 24.68
16 Oct 2025	₹ 24.67
15 Oct 2025	₹ 24.62
14 Oct 2025	₹ 24.57
13 Oct 2025	₹ 24.59
10 Oct 2025	₹ 24.58
09 Oct 2025	₹ 24.56
08 Oct 2025	₹ 24.56
07 Oct 2025	₹ 24.56
06 Oct 2025	₹ 24.55

Asset Allocation

equities

22.61%

debt instruments

42.74%

other assets or cash equivalents

34.65%

Large Cap: 81.85%

Mid Cap: 2.47%

Small Cap: 15.69%

Other: 0.00%

Top Holdings

Cash Margin

17.29%

Cash Margin

17.29%

Cash Margin

16.14%

Cash Margin

16.03%

Cash Margin

16.03%

Top Sectors

Unspecified

165.76%

Entities

134.97%

Financial

133.82%

Industrials

17.35%

Technology

13.11%

Detailed Portfolio Analysis

As on Wed Nov 19, 2025

Invest Now

About Fund

About HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth

HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth is one Hybrid mutual fund offered by HDFC Mutual Fund. Launched on 26 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in debt and money market instruments & balance in equity and equity related instruments. It manages assets worth ₹162.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.06%.
The portfolio allocation consists of 22.61% in equities, 42.74% in debt instruments, 34.65% in other assets or cash equivalents. Managed by Shobhit Mehrotra, it has delivered a return of 4.80% in the last year, a total return since inception of 9.79%.

Arun Agarwal

Fund Manager
Mr. Agarwal is a B.Com. and Chartered Accountant

Manager Education

Nandita Menezes

Fund Manager
CA (ICAI, INDIA), B.Com (University of Mumbai)

Manager Education

Dhruv Muchhal

Fund Manager
Mr. Dhruv has done B.Com, CA and CFA

Manager Education

Srinivasan Ramamurthy

Fund Manager
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Manager Education

Shobhit Mehrotra

Fund Manager
He is an MBA from Clemson University, USA.

Manager Education

Key Metrics of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth

Standard Deviation

3.60%
Sharpe Ratio

0.83%
Alpha

0.79%
Beta

0.88%

Fund Details

Fund Names	HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth
Inception Date	26 Feb 2016
Lock In	1825
SIP Minimum Investment amount	₹ 100
SWP Minimum Investment amount	₹ 500
STP Minimum Investment amount	₹ 500

Risk	Principal at moderately high risk
Category Average Annual Returns	5.63

More Details

Top Performing Mutual Funds

Fund Names	AUM (Cr)	1M	3M	1Yr	3Yr	5Yr
Aditya Birla Sun Life Regular Savings Fund Direct-growth	₹1,524	0.45%	2.36%	9.39%	10.25%	11.30%
UTI Conservative Hybrid Fund Direct-flexi Idcw	₹1,707	0.32%	1.95%	7.42%	10.44%	10.43%
Aditya Birla Sun Life Regular Savings Fund Regular-growth	₹1,524	0.37%	2.13%	8.41%	9.25%	10.30%
Aditya Birla Sun Life Regular Savings Fund Regular-growth	₹1,524	0.37%	2.13%	8.41%	9.25%	10.30%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth	₹82	0.82%	2.84%	10.20%	12.37%	10.07%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw	₹1,707	0.27%	1.81%	6.76%	9.77%	9.77%
Canara Robeco Conservative Hybrid Fund Direct-growth	₹950	-0.05%	1.06%	6.83%	9.47%	9.25%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth	₹82	0.72%	2.54%	8.83%	11.11%	8.77%
Canara Robeco Conservative Hybrid Fund Regular-growth	₹950	-0.15%	0.77%	5.61%	8.19%	7.94%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth	₹26	0.34%	1.93%	6.77%	8.39%	5.69%

growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from HDFC Mutual Fund

Fund Names	AUM (Cr)	1M	3M	6M	1Yr	3Yr
HDFC Hybrid Debt Fund Regular-growth	₹3,388	0.37%	2.11%	1.15%	6.02%	10.05%
HDFC Hybrid Debt Fund Direct-growth	₹3,388	0.42%	2.26%	1.45%	6.64%	10.64%
HDFC Hybrid Debt Fund Regular-idcw Monthly	₹3,388	0.37%	2.11%	1.15%	6.02%	10.05%
HDFC Hybrid Debt Fund Direct-idcw Monthly	₹3,388	0.42%	2.26%	1.45%	6.64%	10.64%
HDFC Hybrid Debt Fund Regular-idcw Quarterly	₹3,388	0.37%	2.11%	1.15%	6.02%	10.05%
HDFC Hybrid Debt Fund Direct-idcw Quarterly	₹3,388	0.42%	2.26%	1.45%	6.64%	10.64%
HDFC Retirement Savings Fund - Hybrid Debt Plan Regular-growth	₹162	0.55%	1.70%	1.74%	5.90%	8.78%

growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names	AUM (Cr)	NAV	3Yr	5Yr	10Yr
UTI Conservative Hybrid Fund Direct-flexi Idcw	₹1,707	₹51.09	10.44%	10.43%	9.02%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw	₹1,707	₹46.01	9.77%	9.77%	8.31%
Aditya Birla Sun Life Regular Savings Fund Direct-growth	₹1,524	₹76.91	10.25%	11.30%	9.81%
Aditya Birla Sun Life Regular Savings Fund Regular-growth	₹1,524	₹68.62	9.25%	10.30%	8.76%
Aditya Birla Sun Life Regular Savings Fund Regular-growth	₹1,524	₹68.62	9.25%	10.30%	8.76%
Canara Robeco Conservative Hybrid Fund Direct-growth	₹950	₹112.90	9.47%	9.25%	9.14%
Canara Robeco Conservative Hybrid Fund Regular-growth	₹950	₹97.99	8.19%	7.94%	7.90%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth	₹82	₹19.48	12.37%	10.07%	-
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth	₹82	₹17.81	11.11%	8.77%	-
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth	₹26	₹14.84	8.39%	5.69%	-

Top funds are based on Fund AUM

Detailed Portfolio

Stocks	Sector	% of Holding	Value
Cash Margin	Unspecified	17.29%	₹27.84 Cr
Cash Margin	Unspecified	17.29%	₹27.84 Cr
Cash Margin	Unspecified	16.14%	₹26.20 Cr
Cash Margin	Unspecified	16.03%	₹25.68 Cr
Cash Margin	Unspecified	16.03%	₹25.68 Cr
Repo	Unspecified	14.16%	₹22.81 Cr
Repo	Unspecified	14.16%	₹22.81 Cr
Repo	Unspecified	12.60%	₹20.46 Cr
Repo	Unspecified	12.54%	₹20.09 Cr
Repo	Unspecified	12.54%	₹20.09 Cr
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100	Entities	8.91%	₹14.46 Cr
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100	Entities	8.83%	₹14.15 Cr
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100	Entities	8.83%	₹14.15 Cr
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100	Entities	8.72%	₹14.05 Cr
Central Government Loan 29633 Goi 17dc50 6.67 Fv Rs 100	Entities	8.72%	₹14.05 Cr
Larsen & Toubro Ltd	Industrials	7.06%	₹11.37 Cr
Larsen & Toubro Ltd	Industrials	7.06%	₹11.37 Cr
Tata Consultancy Services Ltd	Technology	6.80%	₹10.95 Cr
Tata Consultancy Services Ltd	Technology	6.80%	₹10.95 Cr
Larsen & Toubro Ltd	Industrials	6.43%	₹10.44 Cr
Tata Consultancy Services Ltd	Technology	6.45%	₹10.34 Cr
Tata Consultancy Services Ltd	Technology	6.45%	₹10.34 Cr
Larsen & Toubro Ltd	Industrials	6.44%	₹10.32 Cr
Larsen & Toubro Ltd	Industrials	6.44%	₹10.32 Cr
Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lac	Financial	6.36%	₹10.32 Cr
Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lac	Financial	6.40%	₹10.31 Cr
Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lac	Financial	6.40%	₹10.31 Cr
Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lac	Financial	6.41%	₹10.27 Cr
Mahindra Rural Housing Finance Limited Sr Aa 8.35 Ncd 24sp32 Fvrs10lac	Financial	6.41%	₹10.27 Cr
Tata Consultancy Services Ltd	Technology	6.32%	₹10.26 Cr
Tmf Holdings Limited Sr E 7.7505 Ncd Perpetual Fvrs10lac	Financial	6.16%	₹10.00 Cr
Tmf Holdings Limited Sr E 7.7505 Ncd Perpetual Fvrs10lac	Financial	6.21%	₹10.00 Cr
Tmf Holdings Limited Sr E 7.7505 Ncd Perpetual Fvrs10lac	Financial	6.21%	₹10.00 Cr
Tmf Holdings Limited Sr E 7.7505 Ncd Perpetual Fvrs10lac	Financial	6.24%	₹9.99 Cr
Tmf Holdings Limited Sr E 7.7505 Ncd Perpetual Fvrs10lac	Financial	6.24%	₹9.99 Cr
Reliance Industries Ltd	Energy & Utilities	6.14%	₹9.88 Cr
Reliance Industries Ltd	Energy & Utilities	6.14%	₹9.88 Cr
Central Government Loan 23202 Goi 16sp34 6.19 Fv Rs 100	Entities	6.06%	₹9.83 Cr
Central Government Loan 23202 Goi 16sp34 6.19 Fv Rs 100	Entities	6.04%	₹9.72 Cr
Central Government Loan 23202 Goi 16sp34 6.19 Fv Rs 100	Entities	6.04%	₹9.72 Cr
Central Government Loan 23202 Goi 16sp34 6.19 Fv Rs 100	Entities	6.04%	₹9.68 Cr
Central Government Loan 23202 Goi 16sp34 6.19 Fv Rs 100	Entities	6.04%	₹9.68 Cr
Reliance Industries Ltd	Energy & Utilities	5.70%	₹9.24 Cr
Reliance Industries Ltd	Energy & Utilities	5.66%	₹9.07 Cr
Reliance Industries Ltd	Energy & Utilities	5.66%	₹9.07 Cr
Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100	Entities	4.94%	₹8.02 Cr
Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100	Entities	4.93%	₹7.93 Cr
Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100	Entities	4.93%	₹7.93 Cr
Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100	Entities	4.94%	₹7.91 Cr
Central Government Loan 21658 Goi 17ju33 7.57 Fv Rs 100	Entities	4.94%	₹7.91 Cr
Central Government Loan 11007 Goi 05dc30 8.97 Fv Rs 100	Entities	3.81%	₹6.19 Cr
Central Government Loan 11007 Goi 05dc30 8.97 Fv Rs 100	Entities	3.83%	₹6.14 Cr
Central Government Loan 11007 Goi 05dc30 8.97 Fv Rs 100	Entities	3.83%	₹6.14 Cr
Central Government Loan 11007 Goi 05dc30 8.97 Fv Rs 100	Entities	3.81%	₹6.13 Cr
Central Government Loan 11007 Goi 05dc30 8.97 Fv Rs 100	Entities	3.81%	₹6.13 Cr
Net Current Assets	Unspecified	3.56%	₹5.78 Cr
Net Current Assets	Unspecified	3.51%	₹5.63 Cr
Net Current Assets	Unspecified	3.51%	₹5.63 Cr
Central Government Loan 04010 Goi 10ag34 7.5 Fv Rs 100	Entities	3.30%	₹5.35 Cr
Central Government Loan 04010 Goi 10ag34 7.5 Fv Rs 100	Entities	3.31%	₹5.30 Cr
Central Government Loan 04010 Goi 10ag34 7.5 Fv Rs 100	Entities	3.31%	₹5.30 Cr
Central Government Loan 04010 Goi 10ag34 7.5 Fv Rs 100	Entities	3.28%	₹5.29 Cr
Central Government Loan 04010 Goi 10ag34 7.5 Fv Rs 100	Entities	3.28%	₹5.29 Cr
Indian Railway Finance Corporation Limited Sr 130 8.40 Loa 08jn29 Fvrs10lac	Financial	3.24%	₹5.26 Cr
Indian Railway Finance Corporation Limited Sr 130 8.40 Loa 08jn29 Fvrs10lac	Financial	3.25%	₹5.24 Cr
Indian Railway Finance Corporation Limited Sr 130 8.40 Loa 08jn29 Fvrs10lac	Financial	3.25%	₹5.24 Cr
Indian Railway Finance Corporation Limited Sr 130 8.40 Loa 08jn29 Fvrs10lac	Financial	3.26%	₹5.22 Cr
Indian Railway Finance Corporation Limited Sr 130 8.40 Loa 08jn29 Fvrs10lac	Financial	3.26%	₹5.22 Cr
Net Current Assets	Unspecified	3.20%	₹5.15 Cr
Net Current Assets	Unspecified	3.20%	₹5.15 Cr
Hdfc Bank Limited Sr Y005 6.83 Ncd 08jn31 Fvrs10lac	Financial	3.04%	₹4.94 Cr
Hdfc Bank Limited Sr Y005 6.83 Ncd 08jn31 Fvrs10lac	Financial	3.07%	₹4.91 Cr
Hdfc Bank Limited Sr Y005 6.83 Ncd 08jn31 Fvrs10lac	Financial	3.07%	₹4.91 Cr
Icici Bank Ltd	Financial	2.74%	₹4.44 Cr
Hdfc Bank Ltd	Financial	2.72%	₹4.42 Cr
Hdfc Bank Ltd	Financial	2.69%	₹4.32 Cr
Hdfc Bank Ltd	Financial	2.69%	₹4.32 Cr
Hdfc Bank Ltd	Financial	2.60%	₹4.17 Cr
Hdfc Bank Ltd	Financial	2.60%	₹4.17 Cr
Icici Bank Ltd	Financial	2.52%	₹4.04 Cr
Icici Bank Ltd	Financial	2.52%	₹4.04 Cr
Icici Bank Ltd	Financial	2.51%	₹4.04 Cr
Icici Bank Ltd	Financial	2.51%	₹4.04 Cr
State Bank Of India	Financial	1.13%	₹1.83 Cr
State Bank Of India	Financial	1.13%	₹1.83 Cr
State Bank Of India	Financial	1.06%	₹1.70 Cr
State Bank Of India	Financial	1.06%	₹1.70 Cr
Bharti Airtel Ltd	Technology	1.02%	₹1.64 Cr
Bharti Airtel Ltd	Technology	1.02%	₹1.64 Cr
Maruti Suzuki India Ltd	Consumer Discretionary	1.01%	₹1.62 Cr
Maruti Suzuki India Ltd	Consumer Discretionary	1.01%	₹1.62 Cr
Maruti Suzuki India Ltd	Consumer Discretionary	1.00%	₹1.60 Cr
Maruti Suzuki India Ltd	Consumer Discretionary	1.00%	₹1.60 Cr
Axis Bank Ltd	Financial	1.00%	₹1.60 Cr
Axis Bank Ltd	Financial	1.00%	₹1.60 Cr
State Bank Of India	Financial	0.96%	₹1.55 Cr
Bharti Airtel Ltd	Technology	0.94%	₹1.53 Cr
Bharti Airtel Ltd	Technology	0.94%	₹1.50 Cr
Bharti Airtel Ltd	Technology	0.94%	₹1.50 Cr
Axis Bank Ltd	Financial	0.92%	₹1.47 Cr
Axis Bank Ltd	Financial	0.92%	₹1.47 Cr
Axis Bank Ltd	Financial	0.86%	₹1.39 Cr
Infosys Ltd	Technology	0.84%	₹1.36 Cr
Infosys Ltd	Technology	0.83%	₹1.33 Cr
Infosys Ltd	Technology	0.83%	₹1.33 Cr
Infosys Ltd	Technology	0.81%	₹1.30 Cr
Infosys Ltd	Technology	0.81%	₹1.30 Cr
Maruti Suzuki India Ltd	Consumer Discretionary	0.78%	₹1.26 Cr
Itc Ltd	Consumer Staples	0.76%	₹1.24 Cr
Transport Corporation Of India Ltd	Industrials	0.75%	₹1.20 Cr
Transport Corporation Of India Ltd	Industrials	0.75%	₹1.20 Cr
Icici Lombard General Insurance Company Ltd	Financial	0.74%	₹1.20 Cr
Icici Lombard General Insurance Company Ltd	Financial	0.74%	₹1.20 Cr
Transport Corporation Of India Ltd	Industrials	0.74%	₹1.18 Cr
Transport Corporation Of India Ltd	Industrials	0.74%	₹1.18 Cr
Transport Corporation Of India Ltd	Industrials	0.72%	₹1.17 Cr
Icici Lombard General Insurance Company Ltd	Financial	0.71%	₹1.16 Cr
Icici Lombard General Insurance Company Ltd	Financial	0.71%	₹1.13 Cr
Icici Lombard General Insurance Company Ltd	Financial	0.71%	₹1.13 Cr
Power Finance Corporation Ltd. Series 184 B 9.10 Bd 23mr29 Fvrs10lac	Financial	0.66%	₹1.07 Cr
Itc Ltd	Consumer Staples	0.65%	₹1.05 Cr
Itc Ltd	Consumer Staples	0.65%	₹1.05 Cr
Itc Ltd	Consumer Staples	0.63%	₹1.00 Cr
Itc Ltd	Consumer Staples	0.63%	₹1.00 Cr
Sbi Life Insurance Company Ltd	Financial	0.61%	₹0.98 Cr
Sbi Life Insurance Company Ltd	Financial	0.61%	₹0.98 Cr
Sbi Life Insurance Company Ltd	Financial	0.57%	₹0.92 Cr
Sbi Life Insurance Company Ltd	Financial	0.56%	₹0.90 Cr
Sbi Life Insurance Company Ltd	Financial	0.56%	₹0.90 Cr
Vesuvius India Ltd	Industrials	0.48%	₹0.77 Cr
Vesuvius India Ltd	Industrials	0.48%	₹0.77 Cr
Vesuvius India Ltd	Industrials	0.48%	₹0.77 Cr
Lumax Industries Ltd	Consumer Discretionary	0.47%	₹0.76 Cr
Lumax Industries Ltd	Consumer Discretionary	0.47%	₹0.76 Cr
Lumax Industries Ltd	Consumer Discretionary	0.46%	₹0.75 Cr
Lumax Industries Ltd	Consumer Discretionary	0.46%	₹0.75 Cr
Vesuvius India Ltd	Industrials	0.46%	₹0.74 Cr
Vesuvius India Ltd	Industrials	0.46%	₹0.74 Cr
Power Grid Corporation Of India Ltd	Energy & Utilities	0.45%	₹0.73 Cr
Power Grid Corporation Of India Ltd	Energy & Utilities	0.45%	₹0.72 Cr
Power Grid Corporation Of India Ltd	Energy & Utilities	0.45%	₹0.72 Cr
Power Grid Corporation Of India Ltd	Energy & Utilities	0.44%	₹0.70 Cr
Power Grid Corporation Of India Ltd	Energy & Utilities	0.44%	₹0.70 Cr
Bayer Cropscience Ltd	Materials	0.43%	₹0.70 Cr
Lupin Ltd	Healthcare	0.43%	₹0.69 Cr
Lupin Ltd	Healthcare	0.43%	₹0.69 Cr
City Union Bank Ltd	Financial	0.43%	₹0.69 Cr
City Union Bank Ltd	Financial	0.43%	₹0.69 Cr
Lupin Ltd	Healthcare	0.42%	₹0.67 Cr
Lupin Ltd	Healthcare	0.42%	₹0.67 Cr
City Union Bank Ltd	Financial	0.40%	₹0.64 Cr
City Union Bank Ltd	Financial	0.40%	₹0.64 Cr
City Union Bank Ltd	Financial	0.40%	₹0.64 Cr
Gujarat State Petronet Ltd	Energy & Utilities	0.39%	₹0.63 Cr
Dr. Lal Pathlabs Ltd	Healthcare	0.39%	₹0.63 Cr
Kalpataru Power Transmission Ltd	Industrials	0.39%	₹0.63 Cr
Kalpataru Power Transmission Ltd	Industrials	0.39%	₹0.63 Cr
Kalpataru Power Transmission Ltd	Industrials	0.39%	₹0.63 Cr
Kalpataru Power Transmission Ltd	Industrials	0.39%	₹0.63 Cr
Dr. Lal Pathlabs Ltd	Healthcare	0.39%	₹0.63 Cr
Dr. Lal Pathlabs Ltd	Healthcare	0.39%	₹0.63 Cr
Dr. Lal Pathlabs Ltd	Healthcare	0.39%	₹0.62 Cr
Dr. Lal Pathlabs Ltd	Healthcare	0.39%	₹0.62 Cr
Gujarat State Petronet Ltd	Energy & Utilities	0.38%	₹0.62 Cr
Gujarat State Petronet Ltd	Energy & Utilities	0.38%	₹0.62 Cr
Gujarat State Petronet Ltd	Energy & Utilities	0.39%	₹0.62 Cr
Gujarat State Petronet Ltd	Energy & Utilities	0.39%	₹0.62 Cr
Lumax Industries Ltd	Consumer Discretionary	0.36%	₹0.58 Cr
Kalpataru Power Transmission Ltd	Industrials	0.35%	₹0.58 Cr
Alkem Laboratories Ltd	Healthcare	0.34%	₹0.55 Cr
Alkem Laboratories Ltd	Healthcare	0.34%	₹0.55 Cr
Symphony Ltd	Consumer Discretionary	0.34%	₹0.55 Cr
Alkem Laboratories Ltd	Healthcare	0.34%	₹0.54 Cr
Alkem Laboratories Ltd	Healthcare	0.34%	₹0.54 Cr
Bayer Cropscience Ltd	Materials	0.33%	₹0.54 Cr
Bayer Cropscience Ltd	Materials	0.33%	₹0.54 Cr
Bayer Cropscience Ltd	Materials	0.33%	₹0.53 Cr
Bayer Cropscience Ltd	Materials	0.33%	₹0.53 Cr
Gujarat Pipavav Port Ltd	Industrials	0.31%	₹0.50 Cr
Gujarat Pipavav Port Ltd	Industrials	0.31%	₹0.50 Cr
Alembic Pharmaceuticals Ltd	Healthcare	0.30%	₹0.49 Cr
Hindustan Petroleum Corporation Ltd	Energy & Utilities	0.30%	₹0.48 Cr
Hindustan Petroleum Corporation Ltd	Energy & Utilities	0.30%	₹0.48 Cr
Gujarat Pipavav Port Ltd	Industrials	0.29%	₹0.47 Cr
Gujarat Pipavav Port Ltd	Industrials	0.30%	₹0.47 Cr
Gujarat Pipavav Port Ltd	Industrials	0.30%	₹0.47 Cr
Symphony Ltd	Consumer Discretionary	0.29%	₹0.46 Cr
Symphony Ltd	Consumer Discretionary	0.29%	₹0.46 Cr
Alembic Pharmaceuticals Ltd	Healthcare	0.28%	₹0.45 Cr
Alembic Pharmaceuticals Ltd	Healthcare	0.28%	₹0.45 Cr
Alembic Pharmaceuticals Ltd	Healthcare	0.28%	₹0.45 Cr
Alembic Pharmaceuticals Ltd	Healthcare	0.28%	₹0.45 Cr
Symphony Ltd	Consumer Discretionary	0.28%	₹0.45 Cr
Symphony Ltd	Consumer Discretionary	0.28%	₹0.45 Cr
Hindustan Petroleum Corporation Ltd	Energy & Utilities	0.28%	₹0.44 Cr
Hindustan Petroleum Corporation Ltd	Energy & Utilities	0.28%	₹0.44 Cr
Finolex Cables Ltd	Industrials	0.27%	₹0.44 Cr
Gateway Distriparks Ltd	Industrials	0.26%	₹0.43 Cr
Hindustan Petroleum Corporation Ltd	Energy & Utilities	0.26%	₹0.42 Cr
Finolex Cables Ltd	Industrials	0.26%	₹0.41 Cr
Finolex Cables Ltd	Industrials	0.26%	₹0.41 Cr
Finolex Cables Ltd	Industrials	0.24%	₹0.39 Cr
Finolex Cables Ltd	Industrials	0.24%	₹0.39 Cr
Goodyear India Ltd	Consumer Discretionary	0.24%	₹0.39 Cr
Goodyear India Ltd	Consumer Discretionary	0.24%	₹0.39 Cr
Goodyear India Ltd	Consumer Discretionary	0.24%	₹0.39 Cr
Goodyear India Ltd	Consumer Discretionary	0.24%	₹0.39 Cr
Goodyear India Ltd	Consumer Discretionary	0.24%	₹0.39 Cr
Gateway Distriparks Ltd	Industrials	0.24%	₹0.38 Cr
Gateway Distriparks Ltd	Industrials	0.24%	₹0.38 Cr
Vardhman Textiles Ltd	Consumer Discretionary	0.23%	₹0.37 Cr
Vardhman Textiles Ltd	Consumer Discretionary	0.23%	₹0.37 Cr
Vardhman Textiles Ltd	Consumer Discretionary	0.23%	₹0.37 Cr
Gateway Distriparks Ltd	Industrials	0.23%	₹0.37 Cr
Gateway Distriparks Ltd	Industrials	0.23%	₹0.37 Cr
Voltamp Transformers Ltd	Industrials	0.22%	₹0.35 Cr
Vardhman Textiles Ltd	Consumer Discretionary	0.22%	₹0.35 Cr
Vardhman Textiles Ltd	Consumer Discretionary	0.22%	₹0.35 Cr
The Anup Engineering Ltd	Industrials	0.21%	₹0.34 Cr
The Anup Engineering Ltd	Industrials	0.19%	₹0.31 Cr
The Anup Engineering Ltd	Industrials	0.19%	₹0.31 Cr
The Anup Engineering Ltd	Industrials	0.19%	₹0.30 Cr
The Anup Engineering Ltd	Industrials	0.19%	₹0.30 Cr
Voltamp Transformers Ltd	Industrials	0.18%	₹0.30 Cr
Voltamp Transformers Ltd	Industrials	0.18%	₹0.30 Cr
Voltamp Transformers Ltd	Industrials	0.18%	₹0.29 Cr
Voltamp Transformers Ltd	Industrials	0.18%	₹0.29 Cr
United Spirits Ltd	Consumer Staples	0.18%	₹0.29 Cr
United Spirits Ltd	Consumer Staples	0.18%	₹0.29 Cr
United Spirits Ltd	Consumer Staples	0.17%	₹0.27 Cr
United Spirits Ltd	Consumer Staples	0.17%	₹0.26 Cr
United Spirits Ltd	Consumer Staples	0.17%	₹0.26 Cr
Pvr Ltd	Consumer Discretionary	0.15%	₹0.24 Cr
Pvr Ltd	Consumer Discretionary	0.15%	₹0.24 Cr
Pvr Ltd	Consumer Discretionary	0.13%	₹0.22 Cr
Pvr Ltd	Consumer Discretionary	0.13%	₹0.22 Cr
Pvr Ltd	Consumer Discretionary	0.12%	₹0.20 Cr
7.54% Govt Of India Red 23-05-2036	Entities	0.10%	₹0.16 Cr
7.54% Govt Of India Red 23-05-2036	Entities	0.10%	₹0.16 Cr
7.54% Govt Of India Red 23-05-2036	Entities	0.10%	₹0.16 Cr
7.54% Govt Of India Red 23-05-2036	Entities	0.10%	₹0.16 Cr
7.54% Govt Of India Red 23-05-2036	Entities	0.10%	₹0.16 Cr
Popular Vehicles And Services Ltd.	Consumer Discretionary	0.09%	₹0.15 Cr
Popular Vehicles And Services Ltd.	Consumer Discretionary	0.09%	₹0.15 Cr
Popular Vehicles And Services Ltd.	Consumer Discretionary	0.09%	₹0.15 Cr
Popular Vehicles And Services Ltd.	Consumer Discretionary	0.09%	₹0.15 Cr
Popular Vehicles And Services Ltd.	Consumer Discretionary	0.08%	₹0.12 Cr
Reliance Industries Ltd Futures	Energy & Utilities	-4.67%	₹-7.48 Cr
Reliance Industries Ltd Futures	Energy & Utilities	-4.67%	₹-7.48 Cr
Reliance Industries Ltd Futures	Energy & Utilities	-4.68%	₹-7.60 Cr
Reliance Industries Ltd Futures	Energy & Utilities	-5.06%	₹-8.15 Cr
Reliance Industries Ltd Futures	Energy & Utilities	-5.06%	₹-8.15 Cr
Tata Consultancy Services Ltd Futures	Technology	-5.57%	₹-8.92 Cr
Tata Consultancy Services Ltd Futures	Technology	-5.57%	₹-8.92 Cr
Larsen & Toubro Ltd Futures	Industrials	-5.67%	₹-9.20 Cr
Larsen & Toubro Ltd Futures	Industrials	-5.79%	₹-9.27 Cr
Larsen & Toubro Ltd Futures	Industrials	-5.79%	₹-9.27 Cr
Tata Consultancy Services Ltd Futures	Technology	-5.79%	₹-9.40 Cr
Tata Consultancy Services Ltd Futures	Technology	-5.88%	₹-9.47 Cr
Tata Consultancy Services Ltd Futures	Technology	-5.88%	₹-9.47 Cr
Larsen & Toubro Ltd Futures	Industrials	-6.34%	₹-10.22 Cr
Larsen & Toubro Ltd Futures	Industrials	-6.34%	₹-10.22 Cr

Top Hybrid Funds

Fund Names	NAV	3Yr	5Yr	52 weeks high
Aditya Birla Sun Life Regular Savings Fund Direct-growth	₹76.91	10.25%	11.30%	-
UTI Conservative Hybrid Fund Direct-flexi Idcw	₹51.09	10.44%	10.43%	-
Aditya Birla Sun Life Regular Savings Fund Regular-growth	₹68.62	9.25%	10.30%	-
Aditya Birla Sun Life Regular Savings Fund Regular-growth	₹68.62	9.25%	10.30%	-
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth	₹19.48	12.37%	10.07%	-
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw	₹46.01	9.77%	9.77%	-
Canara Robeco Conservative Hybrid Fund Direct-growth	₹112.90	9.47%	9.25%	-
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth	₹17.81	11.11%	8.77%	-
Canara Robeco Conservative Hybrid Fund Regular-growth	₹97.99	8.19%	7.94%	-
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth	₹14.84	8.39%	5.69%	-

growth is based on 5Y returns of the funds

Frequently Asked Questions

HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth

What is the current AUM of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth?

As of Thu Jul 31, 2025, HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth manages assets worth ₹162.3 crore

How has HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth performed recently?

3 Months: 0.51%
6 Months: 4.78%

What is the long-term performance of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth?

3 Years CAGR: 10.47%
5 Years CAGR: 9.81%
Since Inception: 9.79%

What is the portfolio composition of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth?

Equity: 22.61%, Debt: 42.74%, Others: 34.65%.

Who manages HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth?

HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.

What is the market-cap allocation of HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth?

Large Cap: 81.85%, Mid Cap: 2.47%, Small Cap: 15.69%.

Which are the top companies HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth has invested in?

Cash Margin – 17.29% of the fund's portfolio
Cash Margin – 17.29% of the fund's portfolio
Cash Margin – 16.14% of the fund's portfolio
Cash Margin – 16.03% of the fund's portfolio
Cash Margin – 16.03% of the fund's portfolio

Which are the major sectors HDFC Retirement Savings Fund - Hybrid Debt Plan Direct-growth focuses on?

Unspecified – 165.76% of the fund's portfolio
Entities – 134.97% of the fund's portfolio
Financial – 133.82% of the fund's portfolio
Industrials – 17.35% of the fund's portfolio
Technology – 13.11% of the fund's portfolio

View more FAQ's

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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.