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International Mutual Funds
International mutual funds offer Indian investors a gateway to participate in global markets without directly purchasing foreign stocks. These funds invest in companies listed on international stock exchanges, allowing diversification beyond domestic borders. Managed by Indian fund houses and regulated by SEBI, they provide exposure to global giants like Apple or Tesla. Ideal for long-term wealth creation, international funds help mitigate country-specific risks while tapping into high-growth global opportunities.
Investment Plans
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- International Mutual Funds
Best SIP Funds
Payment Mode
Invest
₹ 10,000
Invest for
Instant tax receipt
Large Cap Equity Fund
AUM (Cr)
₹2,780
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.11 %
Instant tax receipt
Instant tax receipt
Opportunities Fund
AUM (Cr)
₹38,561
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.42 %
Instant tax receipt
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,888
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.71 %
Instant tax receipt
Diversified Equity Fund
AUM (Cr)
₹3,683
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 18.08 %
Instant tax receipt
Frontline Equity Fund
AUM (Cr)
₹4,489
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.15 %
Instant tax receipt
Grow Money Plus Fund
AUM (Cr)
₹454
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.93 %
Instant tax receipt
Instant tax receipt
Instant tax receipt
Large Cap Equity Fund
AUM (Cr)
₹2,780
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 22.11 %
Diversified Equity Fund
AUM (Cr)
₹3,683
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 18.08 %
Frontline Equity Fund
AUM (Cr)
₹4,489
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.15 %
Grow Money Plus Fund
AUM (Cr)
₹454
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.93 %
Growth Super Fund
AUM (Cr)
₹13,662
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.52 %
Opportunities Fund
AUM (Cr)
₹38,561
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 23.42 %
Accelerator Mid-Cap Fund II
AUM (Cr)
₹5,888
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 21.71 %
Growth Opportunities Plus Fund
AUM (Cr)
₹1,025
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.52 %
Classic Opportunities Fund
AUM (Cr)
₹13,991
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 19.17 %
Opportunities Fund
AUM (Cr)
₹3,493
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.48 %
Equity Top 250 Fund
AUM (Cr)
₹557
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 17.25 %
Whole Life Income Fund
AUM (Cr)
₹849
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 6.04 %
Whole Life Aggressive Growth Fund
AUM (Cr)
₹912
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 20.66 %
Save N Grow Money Fund
AUM (Cr)
₹65
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 10.85 %
Asset Allocation Fund II
AUM (Cr)
₹297
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 12.42 %
Multi Cap Balanced Fund
AUM (Cr)
₹2,027
Estimated Value
₹
After 5 years
Returns (p.a.)
+ 12.94 %
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List of International Mutual Funds
Below is the list of best SIP plans that can be considered under international mutual funds:
| Mutual Funds | 3-Year Returns | 5-Year Returns |
| Edelweiss US Technology Equity FoF | 30.69% | 18.62% |
| Edelweiss Europe Dynamic Equity Offshore Fund | 23.94% | 16.4% |
| Invesco India - Invesco Global Equity Income FoF | 23.48% | 19.44% |
| Franklin U.S. Opportunities Equity Active FoF | 22.1% | 12.62% |
| Aditya Birla Sun Life Global Excellence Equity FoF | 20.29% | 14.97% |
| ICICI Prudential US Bluechip Equity Fund | 16.33% | 14.57% |
| Edelweiss US Value Equity Offshore Fund | 13.51% | 15.2% |
| PGIM India Global Equity Opportunities FoF | 20.91% | 10.79% |
| Bandhan US Equity FoF Direct - Growth | 25.5% | NA |
| Axis Global Innovation FoF Direct - Growth | 20.92% | NA |
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| High Growth Fund Axis Max Life | 32.5% | 21.1% |
18.6%
View Plan
|
|
| Top 200 Fund Tata AIA Life | 30.5% | 21% |
18.2%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Allianz | 21.71% | 12.51% |
13.7%
View Plan
|
|
| Opportunities Fund HDFC Life | 23.42% | 14.57% |
13.82%
View Plan
|
|
| Equity II Fund Canara HSBC Life | 17.09% | 9.81% |
9.68%
View Plan
|
|
| Growth Opportunities Plus Fund Bharti AXA | 20.52% | 14.36% |
13.73%
View Plan
|
|
| Multiplier Birla Sun Life | 23.73% | 14.13% |
14.51%
View Plan
|
|
| Equity Top 250 Fund Edelwiess Life | 17.25% | 11.43% |
10.68%
View Plan
|
|
| Opportunities Fund ICICI Prudential Life | 20.48% | 13.03% |
11.75%
View Plan
|
|
| Balanced Fund LIC India | 10.73% | - |
-
View Plan
|
|
Fund rating powered by
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| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
|
Last updated: June 2025
Compare more funds
Details of International Mutual Funds
Below are the details of the best mutual funds available from an international perspective:
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Edelweiss US Technology Equity FoF
Investment Objective: The scheme seeks to provide long term capital growth by investing predominantly in JPMorgan Funds - US Technology Fund, an equity fund which invests primarily in US technology companies with strong fundamentals.
Expense ratio 0.7% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹3,042 Cr Lock-in Period Nil Age 5 yrs 5 m since Feb 14, 2020 Benchmark Russel 1000 Equal Weighted Technology Min. investment SIP: ₹500 & Lumpsum: ₹5000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Edelweiss Europe Dynamic Equity Offshore Fund
Investment Objective: The scheme seeks to provide long term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund which invests primarily in an aggressively managed portfolio of European companies.
Expense ratio 0.6% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹115 Cr Lock-in Period Nil Age 11 yrs 6 m since Jan 17, 2014 Benchmark MSCI Europe TRI Min. investment SIP: ₹500 & Lumpsum: ₹5000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Invesco India - Invesco Global Equity Income FoF
Investment Objective: The scheme seeks to provide capital appreciation and income by investing predominantly in units of Invesco Global Equity Income Fund, an overseas equity fund which invests primarily in equities of companies worldwide.
Expense ratio 0.87% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹49 Cr Lock-in Period Nil Age 11 yrs 3 m since Apr 15, 2014 Benchmark MSCI World Net Dividend Min. investment SIP: ₹500 & Lumpsum: ₹1000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Franklin U.S. Opportunities Equity Active FoF
Investment Objective: The fund seeks to provide capital appreciation by investing predominantly in units of Franklin U.S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. The fund principally invests in small, medium and large capitalization U.S. companies with strong growth potential across a wide range of sectors.
Expense ratio 0.58% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹4,073 Cr Lock-in Period Nil Age 12 yrs 6 m since Jan 01, 2013 Benchmark Russell 3000 Growth TRI Min. investment SIP: ₹500 & Lumpsum: ₹5000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Aditya Birla Sun Life Global Excellence Equity FoF
Investment objective: The scheme seeks to achieve long-term capital growth by investing primarily in units of Julius Baer Global Excellence Equity Fund.
Expense ratio 0.68% as on Jun 30, 2025 Exit load 0.25% AUM (Fund size) ₹209 Cr Lock-in Period Nil Age 12 yrs 6 m since Jan 01, 2013 Benchmark MSCI World Min. investment SIP: ₹105 & Lumpsum: ₹105 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
ICICI Prudential US Bluechip Equity Fund
Investment objective: The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the United States of America. The Scheme shall also invest in ADRs/GDRs issued by Indian and foreign companies.
Expense ratio 1.17% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹3,113 Cr Lock-in Period Nil Age 12 yrs 6 m since Jan 01, 2013 Benchmark S&P 500 TRI Min. investment This scheme is currently not buyable Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Edelweiss US Value Equity Offshore Fund
Investment objective: The scheme seeks to provide long term capital growth by investing predominantly in JPMorgan Funds - US Value Fund, an equity fund which invests primarily in a value style based portfolio of US companies.
Expense ratio 0.72% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹166 Cr Lock-in Period Nil Age 12 yrs since Jul 17, 2013 Benchmark Russell 1000 Min. investment SIP: ₹500 & Lumpsum: ₹5000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
PGIM India Global Equity Opportunities FoF
Investment objective: The scheme seeks to generate long-term capital growth by investing predominantly in units of overseas mutual funds, focusing on agriculture and/or would be direct and indirect beneficiaries of the anticipated growth in the agriculture and/or affiliated/allied sectors.
Expense ratio 0.63% as on Jun 30, 2025 Exit load 0.5% AUM (Fund size) ₹1,475 Cr Lock-in Period Nil Age 12 yrs 6 m since Jan 01, 2013 Benchmark MSCI AC World in INR Terms Min. investment SIP: ₹1000 & Lumpsum: ₹5000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Bandhan US Equity FoF Direct - Growth
Investment objective: The Scheme seeks to generate long term capital appreciation by investing in units/shares of overseas Mutual Fund Scheme (/s) / Exchange Traded Fund (/s) investing in US Equity securities.
Expense ratio 0.64% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹331 Cr Lock-in Period Nil Age 3 yrs 11 m since Jul 29, 2021 Benchmark Russel 1000 Growth TRI Min. investment This scheme is currently not buyable Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% -
Axis Global Innovation FoF Direct - Growth
Investment objective: The scheme seeks to provide long term capital appreciation by predominantly investing in units of Schroder International Selection Fund Global Disruption, an equity fund that aims to provide capital growth by investing companies worldwide which benefit from disruption and to invest a part of corpus in debt, money market instruments and / or units of liquid schemes in order to meet liquidity requirements from time to time.
Expense ratio 0.86% as on Jun 30, 2025 Exit load 1.0% AUM (Fund size) ₹545 Cr Lock-in Period Nil Age 4 yrs 2 m since May 10, 2021 Benchmark MSCI All Country World TRI Min. investment SIP: ₹1000 & Lumpsum: ₹5000 Risk Very High Short term capital gains (STCG) Returns taxed at 20% if you redeem before 1 year Long term capital gains (LTCG) After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
How Does International Mutual Funds Work?
International mutual funds operate much like any other equity mutual fund in India. Investors put in their money in Indian rupees, and in return, they are allocated fund units. A professional fund manager then invests this pooled money into stocks of companies listed on international stock exchanges.
There are two ways this investment can be done:
-
Direct investment in foreign stocks, where the fund manager builds a portfolio of global companies.
-
Investment in existing overseas mutual funds, which already have a pre-structured portfolio of international stocks.
Regardless of the route, these funds are managed by Indian mutual fund houses and are regulated by the Securities and Exchange Board of India (SEBI). So, even though your money is invested abroad, the operations and compliance stay within Indian regulatory standards.
Who Should Invest in International Mutual Funds?
-
Equity Investors with a Diversified Domestic Portfolio
International funds are ideal for experienced investors who already have a strong domestic portfolio. If you’re new to mutual fund investing, it’s better to first build a diversified Indian portfolio before exploring international options.
-
Those Interested in Global Market Leaders
Brands like Apple, Netflix, Facebook, and Tesla are global leaders but not listed on Indian exchanges. If you’re a fan of these brands or want to tap into their global success, international mutual funds give you a way to indirectly own shares in them.
-
Investors Looking to Capitalise on Global Market Opportunities
Markets across the world don’t move in sync. At times, international indices like the Dow Jones or NASDAQ may outperform Indian indices. Investing globally allows you to benefit from such geographical diversification and reduce risk.
-
Long-Term Investors with Big Goals
If you have long-term financial goals such as retirement planning or your child’s education, international funds can help you accumulate wealth over time. These funds are better suited for investment horizons of 5 years or more, helping you ride out short-term volatility and benefit from long-term growth and compounding.
Taxation on International Mutual Funds
Despite having equity as their primary asset class, international mutual funds are taxed like debt mutual funds in India. Your capital gains are taxed based on how long you hold your investment.
-
Short-Term Capital Gains (STCG):
If you sell your units within 3 years, the gains are added to your total income and taxed as per your income tax slab.
-
Long-Term Capital Gains (LTCG):
If held for 3 years or more, the gains qualify as LTCG and are taxed at 20% with indexation benefits. Indexation helps adjust your gains to inflation, reducing your overall tax liability.
Conclusion
International mutual funds can be a powerful addition to a well-balanced portfolio, offering geographical diversification and access to global market leaders. However, they come with unique risks and a different taxation structure compared to domestic equity funds. Hence, they are best suited for seasoned investors with a long-term outlook. By understanding how these funds work and aligning them with your financial goals, you can make the most of what global markets have to offer.
FAQs
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Are international mutual funds regulated by SEBI?
Yes, although the investments are made in global markets, international mutual funds are managed by Indian AMCs and are regulated by the Securities and Exchange Board of India (SEBI), ensuring compliance with Indian investment norms. -
How are international mutual funds different from domestic mutual funds?
The main difference is in investment geography. Domestic mutual funds invest in Indian companies, while international mutual funds invest in companies listed abroad. This helps investors diversify their portfolio geographically. -
Who should consider investing in international mutual funds?
Investors who already have a well-diversified domestic portfolio, are looking for global diversification, want exposure to international brands, or have long-term goals such as retirement or education planning should consider international mutual funds. -
Can I invest in international mutual funds via SIP?
Yes, most international mutual funds offer the option to invest through a Systematic Investment Plan (SIP), allowing you to invest small amounts regularly and benefit from rupee-cost averaging.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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