Fund Overview of Kotak Savings Fund Regular-growth
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₹15,954.4 CrAUM
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₹43.71NAV
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0.83%Expense Ratio
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DebtFund Category
As on Fri Oct 24, 2025
Returns of Kotak Savings Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.40% | NA | 1.71% |
| 6 Months | 3.26% | NA | 3.90% |
| 1 Year | 7.05% | 7.05% | 7.70% |
| 2 Years | 14.69% | 7.10% | 7.59% |
| 3 Years | 22.47% | 6.99% | 7.34% |
| 5 Years | 31.35% | 5.61% | 6.07% |
| 7 Years | 51.52% | 6.12% | NA |
| 10 Years | 87.30% | 6.48% | 6.56% |
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As on Fri Oct 24, 2025
Asset Allocation
debt instruments
100.02%Detailed Portfolio Analysis
As on Fri Oct 24, 2025
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Kotak Savings Fund Regular-growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 13 Aug 2004, the fund aims Income over a short term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months. It manages assets worth ₹15,954.4 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.83%. Fund Manager Manager Education Fund Manager Manager Education
About FundAbout Kotak Savings Fund Regular-growth
The portfolio allocation consists of 100.02% in debt instruments. Managed by Deepak Agrawal, it has delivered a return of 7.05% in the last year, a total return since inception of 7.20%.
Manu Sharma
Mr. Sharma has done M.Com and CA.
Deepak Agrawal
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Key Metrics of Kotak Savings Fund Regular-growth
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Standard Deviation0.31%
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Sharpe Ratio1.24%
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Alpha1.72%
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Beta0.72%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Ultra Short Duration Fund Direct-flexi Idcw  |
₹4,337 | 0.54% | 1.51% | 7.52% | 7.53% | 6.72% |
| Aditya Birla Sun Life Savings Direct-growth |
₹20,795 | 0.59% | 1.58% | 7.96% | 7.74% | 6.34% |
| Aditya Birla Sun Life Savings Regular-growth |
₹20,795 | 0.57% | 1.52% | 7.72% | 7.52% | 6.14% |
| UTI Ultra Short Duration Fund Regular-flexi Idcw |
₹4,337 | 0.49% | 1.35% | 6.87% | 6.92% | 6.13% |
| SBI Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902 | 0.52% | 1.44% | 7.16% | 7.18% | 5.73% |
| Canara Robeco Ultra Short Term Fund Direct-growth |
₹718 | 0.51% | 1.46% | 7.31% | 7.19% | 5.70% |
| Bank Of India Ultra Short Duration Fund Direct-bonus |
₹213 | 0.52% | 1.43% | 7.19% | 7.02% | 5.65% |
| Canara Robeco Ultra Short Term Fund Regular-growth |
₹718 | 0.46% | 1.30% | 6.69% | 6.60% | 5.12% |
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growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Kotak Savings Fund Direct-growth
|
₹15,954 | 0.56% | 1.50% | 3.38% | 7.51% | 7.48% |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular - Growth
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₹482 | 0.49% | 1.47% | 3.16% | - | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct - Growth
|
₹482 | 0.51% | 1.53% | 3.28% | - | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct - Growth
|
₹482 | 0.51% | 1.53% | 3.28% | - | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular - Growth
|
₹482 | 0.49% | 1.47% | 3.16% | - | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct - Idcw
|
₹482 | 0.51% | 1.53% | 3.28% | - | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct - Idcw
|
₹482 | 0.51% | 1.53% | 3.28% | - | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular - Idcw
|
₹482 | 0.49% | 1.47% | 3.16% | - | - |
|
Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular - Idcw
|
₹482 | 0.49% | 1.47% | 3.16% | - | - |
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growth is based on 1-month returns of the fundsMutual Fund Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Pro Tip
Top 25% of investors consistently generate more than 12% return
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Wealth Gained
Total Wealth
I want to save
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Top 25% of investors consistently generate more than 12% return
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Total Investment
Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Regular-growth |
₹20,795 | ₹560.10 | 7.52% | 6.14% | 7.07% |
| Aditya Birla Sun Life Savings Direct-growth |
₹20,795 | ₹570.54 | 7.74% | 6.34% | 7.24% |
| SBI Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902 | ₹1,265.74 | 7.18% | 5.73% | 6.54% |
| UTI Ultra Short Duration Fund Regular-flexi Idcw |
₹4,337 | ₹1,667.08 | 6.92% | 6.13% | 6.20% |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹4,337 | ₹2,252.21 | 7.53% | 6.72% | 6.81% |
| Canara Robeco Ultra Short Term Fund Direct-growth |
₹718 | ₹4,121.59 | 7.19% | 5.70% | 6.27% |
| Canara Robeco Ultra Short Term Fund Regular-growth |
₹718 | ₹3,867.87 | 6.60% | 5.12% | 5.65% |
| Bank Of India Ultra Short Duration Fund Direct-bonus |
₹213 | ₹3,320.02 | 7.02% | 5.65% | 6.73% |
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Top funds are based on Fund AUM
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Central Government Loan 12006 Goi 24sp25 8.20 Fv Rs 100 | Entities | 5.03% | ₹803.07 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 5.04% | ₹773.71 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | - | — |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 4.32% | ₹689.52 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.06% | ₹647.15 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.21% | ₹645.60 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | - | — |
| Indian Bank Cd 19jan26 | Financial | 3.20% | ₹491.09 Cr |
| Indian Bank Cd 19jan26 | Financial | 3.05% | ₹486.26 Cr |
| Canara Bank Cd 04feb26 | Financial | 3.04% | ₹485.02 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 3.14% | ₹481.71 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | - | — |
| Rec Limited Sr 219 7.60 Bd 28fb26 Fvrs1lac | Financial | 3.00% | ₹477.95 Cr |
| Rec Limited Sr 219 7.60 Bd 28fb26 Fvrs1lac | Financial | 3.11% | ₹477.12 Cr |
| Rec Limited Sr 219 7.60 Bd 28fb26 Fvrs1lac | Financial | - | — |
| Bharti Telecom Limited 360d Cp 17oct25 | Technology | 2.78% | ₹443.97 Cr |
| Small Industries Development Bank Of India Cd 05dec25 | Financial | 2.76% | ₹440.91 Cr |
| Small Industries Development Bank Of India Cd 11mar26 | Financial | 2.54% | ₹389.49 Cr |
| Small Industries Development Bank Of India Cd 11mar26 | Financial | 2.42% | ₹385.75 Cr |
| Canara Bank Cd 04feb26 | Financial | 2.23% | ₹342.81 Cr |
| Mankind Pharma Limited Sr 2 7.99 Ncd 16ot26 Fvrs1lac | Healthcare | 1.90% | ₹303.49 Cr |
| Government Of India 35719 364 Days Tbill 19mr26 Fv Rs 100 | Financial | 1.97% | ₹302.27 Cr |
| Mankind Pharma Limited Sr 2 7.99 Ncd 16ot26 Fvrs1lac | Healthcare | 1.97% | ₹302.26 Cr |
| Mankind Pharma Limited Sr 2 7.99 Ncd 16ot26 Fvrs1lac | Healthcare | - | — |
| Punjab National Bank Cd 18mar26 | Financial | 1.74% | ₹267.52 Cr |
| Punjab National Bank Cd 18mar26 | Financial | 1.66% | ₹264.96 Cr |
| Torrent Electricals Limited 176d Cp 27aug25 | Industrials | 1.56% | ₹248.79 Cr |
| Indusind Bank Ltd. Cd 21nov25 | Financial | 1.62% | ₹247.91 Cr |
| Indusind Bank Ltd. Cd 21nov25 | Financial | 1.54% | ₹245.32 Cr |
| Government Of India 35719 364 Days Tbill 19mr26 Fv Rs 100 | Financial | 1.51% | ₹241.60 Cr |
| Government Of India 36006 364 Days Tbill 21my26 Fv Rs 100 | Financial | 1.57% | ₹241.48 Cr |
| Bank Of Baroda Cd 20may26 | Financial | 1.57% | ₹240.46 Cr |
| Small Industries Development Bank Of India Cd 20may26 | Financial | 1.57% | ₹240.39 Cr |
| Bajaj Housing Finance Limited 283d Cp 05jun26 | Financial | 1.56% | ₹239.63 Cr |
| Government Of India 36006 364 Days Tbill 21my26 Fv Rs 100 | Financial | 1.50% | ₹239.37 Cr |
| Small Industries Development Bank Of India Cd 20may26 | Financial | 1.49% | ₹238.10 Cr |
| Central Government Loan 30814 Goi Frb 04ot28 Fv Rs 100 | Entities | 1.48% | ₹227.24 Cr |
| Bharti Telecom Limited Sr Xvi 8.90 Ncd 04dc25 Fvrs1lac | Technology | 1.42% | ₹226.32 Cr |
| Bharti Telecom Limited Sr Xvi 8.90 Ncd 04dc25 Fvrs1lac | Technology | 1.47% | ₹225.67 Cr |
| Bharti Telecom Limited Sr Xvi 8.90 Ncd 04dc25 Fvrs1lac | Technology | - | — |
| Union Bank Of India Cd 18dec25 | Financial | 1.38% | ₹220.04 Cr |
| Radhakrishna Securitisation Trust Rk Trust Ptc 15sept25 | 1.38% | ₹211.52 Cr | |
| Tamilnadu State Sdl 8.49 10/02/2026 | Unspecified | 1.28% | ₹203.70 Cr |
| Tamilnadu State Sdl 8.49 10/02/2026 | Unspecified | 1.32% | ₹202.67 Cr |
| Tamilnadu State Sdl 8.49 10/02/2026 | Unspecified | - | — |
| Vedanta Limited Sr 1 9.40 Ncd 20fb27 Fvrs1lac | Materials | 1.26% | ₹201.40 Cr |
| Vedanta Limited Sr 1 9.40 Ncd 20fb27 Fvrs1lac | Materials | 1.31% | ₹200.84 Cr |
| Vedanta Limited Sr 1 9.40 Ncd 20fb27 Fvrs1lac | Materials | - | — |
| Poonawalla Fincorp Limited Sr A1 7.65 Ncd 21ap27 Fvrs1lac | Financial | 1.26% | ₹200.36 Cr |
| Poonawalla Fincorp Limited Sr A1 7.65 Ncd 21ap27 Fvrs1lac | Financial | 1.31% | ₹200.29 Cr |
| Poonawalla Fincorp Limited Sr A1 7.65 Ncd 21ap27 Fvrs1lac | Financial | - | — |
| 5.15 Goi 2025 | Entities | 1.30% | ₹199.91 Cr |
| 5.15 Goi 2025 | Entities | - | — |
| 5.15 Goi 2025 | Entities | 1.25% | ₹199.78 Cr |
| Bharti Telecom Limited 360d Cp 17oct25 | Technology | 1.30% | ₹199.34 Cr |
| Panatone Finvest Limited 364d Cp 13jan26 | Financial | 1.28% | ₹196.27 Cr |
| Government Of India 36336 182 Days Tbill 19fb26 Fv Rs 100 | Financial | 1.28% | ₹195.83 Cr |
| Credila Financial Services Limited 364d Cp 02feb26 | Financial | 1.27% | ₹195.20 Cr |
| Axis Bank Limited Cd 05mar26 | Financial | 1.27% | ₹194.97 Cr |
| Panatone Finvest Limited 364d Cp 13jan26 | Financial | 1.22% | ₹194.37 Cr |
| Credila Financial Services Limited 364d Cp 02feb26 | Financial | 1.21% | ₹193.16 Cr |
| Axis Bank Limited Cd 05mar26 | Financial | 1.21% | ₹193.05 Cr |
| Piramal Finance Limited 9.15 Ncd 17ju27 Fvrs1lac | Financial | 1.15% | ₹175.80 Cr |
| Piramal Finance Limited 9.15 Ncd 17ju27 Fvrs1lac | Financial | - | — |
| Piramal Finance Limited 9.15 Ncd 17ju27 Fvrs1lac | Financial | 1.10% | ₹175.50 Cr |
| National Bank For Agriculture And Rural Development 229d Cp 02mar26 | Financial | 1.06% | ₹168.99 Cr |
| Liquid Gold Series 9 Series A Ptc 08may25 | Financial | 1.03% | ₹164.07 Cr |
| National Bank For Agriculture And Rural Development Cd 27feb26 | Financial | 0.97% | ₹154.59 Cr |
| Lic Housing Finance Ltd Tr 443 7.8650 Ncd 20ag26 Fvrs1lac | Financial | 0.95% | ₹151.81 Cr |
| Lic Housing Finance Ltd Tr 443 7.8650 Ncd 20ag26 Fvrs1lac | Financial | 0.99% | ₹151.35 Cr |
| Lic Housing Finance Ltd Tr 443 7.8650 Ncd 20ag26 Fvrs1lac | Financial | - | — |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | 0.95% | ₹150.83 Cr |
| Bharti Telecom Limited Sr X 8.80 Loa 21nv25 Fvrs10lac | Technology | 0.94% | ₹150.74 Cr |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | 0.98% | ₹150.58 Cr |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | - | — |
| Citicorp Finance (india) Limited Sr 817 Rr Ncd 16mr27 Fvrs1lac | Financial | 0.94% | ₹150.40 Cr |
| Bharti Telecom Limited Sr X 8.80 Loa 21nv25 Fvrs10lac | Technology | 0.98% | ₹150.32 Cr |
| Bharti Telecom Limited Sr X 8.80 Loa 21nv25 Fvrs10lac | Technology | - | — |
| Liquid Gold Series 14 Series A Ptc 29sep25 | 0.98% | ₹150.13 Cr | |
| Citicorp Finance (india) Limited Sr 817 Rr Ncd 16mr27 Fvrs1lac | Financial | 0.98% | ₹150.11 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd 6 6.40 Loa 29sp26 Fvrs10lac | Industrials | 0.97% | ₹149.49 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd 6 6.40 Loa 29sp26 Fvrs10lac | Industrials | - | — |
| Net Current Assets | Unspecified | 0.97% | ₹148.96 Cr |
| Axis Bank Limited Cd 07jan26 | Financial | 0.96% | ₹147.59 Cr |
| Union Bank Of India Cd 16jan26 | Financial | 0.96% | ₹147.40 Cr |
| Indusind Bank Ltd. Cd 20jan26 | Financial | 0.96% | ₹147.12 Cr |
| Small Industries Development Bank Of India Cd 06feb26 | Financial | 0.96% | ₹146.86 Cr |
| Government Of India 36515 182 Days Tbill 19mr26 Fv Rs 100 | Financial | 0.95% | ₹146.26 Cr |
| Canara Bank Cd 05mar26 | Financial | 0.95% | ₹146.23 Cr |
| Indusind Bank Ltd. Cd 27feb26 | Financial | 0.95% | ₹146.16 Cr |
| Axis Bank Limited Cd 07jan26 | Financial | 0.92% | ₹146.13 Cr |
| Union Bank Of India Cd 16jan26 | Financial | 0.91% | ₹145.94 Cr |
| Indusind Bank Ltd. Cd 20jan26 | Financial | 0.91% | ₹145.64 Cr |
| National Bank For Agriculture And Rural Development Cd 05feb26 | Financial | 0.91% | ₹145.44 Cr |
| Small Industries Development Bank Of India Cd 06feb26 | Financial | 0.91% | ₹145.42 Cr |
| Canara Bank Cd 05mar26 | Financial | 0.91% | ₹144.83 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 0.91% | ₹144.59 Cr |
| Uco Bank Cd 15may26 | Financial | 0.94% | ₹144.19 Cr |
| Uco Bank Cd 15may26 | Financial | 0.89% | ₹142.77 Cr |
| Small Industries Development Bank Of India Sr Ii 7.44 Bd 04sp26 Fvrs1lac | Financial | 0.89% | ₹141.29 Cr |
| Small Industries Development Bank Of India Sr Ii 7.44 Bd 04sp26 Fvrs1lac | Financial | 0.92% | ₹140.98 Cr |
| Small Industries Development Bank Of India Sr Ii 7.44 Bd 04sp26 Fvrs1lac | Financial | - | — |
| Liquid Gold Series 9 Series A Ptc 08may25 | Financial | 0.91% | ₹138.90 Cr |
| National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac | Financial | 0.82% | ₹131.56 Cr |
| Mankind Pharma Limited Sr 3 7.97 Ncd 16nv27 Fvrs1lac | Healthcare | 0.80% | ₹127.48 Cr |
| Mankind Pharma Limited Sr 3 7.97 Ncd 16nv27 Fvrs1lac | Healthcare | 0.83% | ₹126.59 Cr |
| Mankind Pharma Limited Sr 3 7.97 Ncd 16nv27 Fvrs1lac | Healthcare | - | — |
| Axis Bank Limited Cd 16dec25 | Financial | 0.77% | ₹122.26 Cr |
| India Universal Trust Al1 Series A1 Ptc 25sep24 | Unspecified | 0.70% | ₹111.59 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 0.68% | ₹104.85 Cr |
| Jubilant Bevco Limited Ncd 31my28 Fvrs1lac | Consumer Staples | 0.65% | ₹103.89 Cr |
| Government Of India 35322 364 Days Tbill 04dc25 Fv Rs 100 | Financial | 0.65% | ₹103.07 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 0.64% | ₹101.77 Cr |
| Muthoot Finance Limited 8.78 Ncd 20my27 Fvrs1lac | Financial | 0.64% | ₹101.55 Cr |
| Muthoot Finance Limited 8.78 Ncd 20my27 Fvrs1lac | Financial | 0.66% | ₹101.34 Cr |
| Muthoot Finance Limited 8.78 Ncd 20my27 Fvrs1lac | Financial | - | — |
| Can Fin Homes Limited 8.45 Ncd 27my26 Fvrs1lac | Financial | 0.63% | ₹101.18 Cr |
| Can Fin Homes Limited 8.45 Ncd 27my26 Fvrs1lac | Financial | 0.66% | ₹100.98 Cr |
| Can Fin Homes Limited 8.45 Ncd 27my26 Fvrs1lac | Financial | - | — |
| Goi Sec 7.59 11/01/2026 | Entities | 0.66% | ₹100.52 Cr |
| Goi Sec 7.59 11/01/2026 | Entities | - | — |
| Embassy Office Parks Reit Sr V Tr B 7.05 Ncd 18ot26 Fvrs10lac | Real Estate | 0.63% | ₹100.37 Cr |
| State Development Loan 30884 Guj 20ot26 6.04 Fv Rs 100 | Industrials | 0.63% | ₹100.32 Cr |
| 360 One Prime Limited 8.75 Ncd 10sp27 Fvrs1lac | Financial | 0.65% | ₹100.27 Cr |
| Embassy Office Parks Reit Sr V Tr B 7.05 Ncd 18ot26 Fvrs10lac | Real Estate | 0.65% | ₹100.17 Cr |
| Embassy Office Parks Reit Sr V Tr B 7.05 Ncd 18ot26 Fvrs10lac | Real Estate | - | — |
| State Development Loan 30884 Guj 20ot26 6.04 Fv Rs 100 | Industrials | 0.65% | ₹99.96 Cr |
| State Development Loan 30884 Guj 20ot26 6.04 Fv Rs 100 | Industrials | - | — |
| Cholamandalam Investment And Finance Company Limited 192d Cp 31oct25 | Financial | 0.65% | ₹99.45 Cr |
| Government Of India 35718 182 Days Tbill 18sp25 Fv Rs 100 | Financial | 0.62% | ₹99.31 Cr |
| Government Of India 35377 364 Days Tbill 26dc25 Fv Rs 100 | Financial | 0.64% | ₹98.74 Cr |
| Cholamandalam Investment And Finance Company Limited 192d Cp 31oct25 | Financial | 0.62% | ₹98.42 Cr |
| Sundaram Home Finance Limited 359d Cp 28nov25 | Financial | 0.61% | ₹98.09 Cr |
| Canara Bank Cd 27jan26 | Financial | 0.64% | ₹98.07 Cr |
| Icici Securities Limited 365d Cp 16jan26 | Financial | 0.64% | ₹98.07 Cr |
| Muthoot Finance Limited 363d Cp 15jan26 | Financial | 0.64% | ₹98.04 Cr |
| Idfc First Bank Limited Cd 28jan26 | Financial | 0.64% | ₹98.04 Cr |
| Idfc First Bank Limited Cd 30jan26 | Financial | 0.64% | ₹98.00 Cr |
| Union Bank Of India Cd 03feb26 | Financial | 0.64% | ₹97.96 Cr |
| Government Of India 35377 364 Days Tbill 26dc25 Fv Rs 100 | Financial | 0.61% | ₹97.85 Cr |
| Indusind Bank Ltd. Cd 03feb26 | Financial | 0.64% | ₹97.84 Cr |
| Government Of India 36370 182 Days Tbill 27fb26 Fv Rs 100 | Financial | 0.64% | ₹97.80 Cr |
| Hdfc Bank Limited Cd 18dec25 | Financial | 0.61% | ₹97.78 Cr |
| Canara Bank Cd 19dec25 | Financial | 0.61% | ₹97.78 Cr |
| Aditya Birla Finance Limited 365d Cp 06feb26 | Financial | 0.64% | ₹97.73 Cr |
| Bank Of Baroda Cd 23feb26 | Financial | 0.64% | ₹97.63 Cr |
| Canara Bank Cd 24feb26 | Financial | 0.64% | ₹97.63 Cr |
| Indusind Bank Ltd. Cd 24feb26 | Financial | 0.64% | ₹97.49 Cr |
| Small Industries Development Bank Of India Cd 06mar26 | Financial | 0.64% | ₹97.46 Cr |
| Canara Bank Cd 12mar26 | Financial | 0.63% | ₹97.37 Cr |
| Bank Of Baroda Cd 13mar26 | Financial | 0.63% | ₹97.36 Cr |
| Barclays Investments & Loans (india) Private Limited 249d Cp 27feb26 | Financial | 0.63% | ₹97.26 Cr |
| Icici Securities Limited 365d Cp 16jan26 | Financial | 0.61% | ₹97.13 Cr |
| Muthoot Finance Limited 363d Cp 15jan26 | Financial | 0.61% | ₹97.05 Cr |
| Idfc First Bank Limited Cd 28jan26 | Financial | 0.61% | ₹97.03 Cr |
| Union Bank Of India Cd 03feb26 | Financial | 0.61% | ₹97.01 Cr |
| Idfc First Bank Limited Cd 30jan26 | Financial | 0.61% | ₹97.00 Cr |
| Indusind Bank Ltd. Cd 03feb26 | Financial | 0.61% | ₹96.86 Cr |
| Aditya Birla Finance Limited 365d Cp 06feb26 | Financial | 0.61% | ₹96.81 Cr |
| Canara Bank Cd 24feb26 | Financial | 0.61% | ₹96.69 Cr |
| Indusind Bank Ltd. Cd 24feb26 | Financial | 0.60% | ₹96.52 Cr |
| Small Industries Development Bank Of India Cd 06mar26 | Financial | 0.60% | ₹96.51 Cr |
| Canara Bank Cd 12mar26 | Financial | 0.60% | ₹96.44 Cr |
| Bank Of Baroda Cd 13mar26 | Financial | 0.60% | ₹96.43 Cr |
| Government Of India 36043 364 Days Tbill 04ju26 Fv Rs 100 | Financial | 0.63% | ₹96.40 Cr |
| Barclays Investments & Loans (india) Private Limited 249d Cp 27feb26 | Financial | 0.60% | ₹96.37 Cr |
| Government Of India 36043 364 Days Tbill 04ju26 Fv Rs 100 | Financial | 0.60% | ₹95.55 Cr |
| India Universal Trust Al1 Series A1 Ptc 25sep24 | Unspecified | 0.58% | ₹88.85 Cr |
| National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac | Financial | 0.53% | ₹81.22 Cr |
| National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac | Financial | - | — |
| Bharti Telecom Limited Sr Xix 8.65 Ncd 05nv27 Fvrs1lac | Technology | 0.48% | ₹77.02 Cr |
| Bharti Telecom Limited Sr Xix 8.65 Ncd 05nv27 Fvrs1lac | Technology | 0.50% | ₹76.71 Cr |
| Bharti Telecom Limited Sr Xix 8.65 Ncd 05nv27 Fvrs1lac | Technology | - | — |
| Tamilnadu State Sdl 7.07 14/12/2026 | Unspecified | 0.48% | ₹76.27 Cr |
| Tamilnadu State Sdl 7.07 14/12/2026 | Unspecified | 0.49% | ₹75.84 Cr |
| Tamilnadu State Sdl 7.07 14/12/2026 | Unspecified | - | — |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | 0.49% | ₹75.34 Cr |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | - | — |
| Barclays Investments & Loans (india) Private Limited 189d Cp 31oct25 | Financial | 0.46% | ₹73.81 Cr |
| Union Bank Of India Cd 25feb26 | Financial | 0.48% | ₹73.21 Cr |
| Small Industries Development Bank Of India Cd 27feb26 | Financial | 0.48% | ₹73.18 Cr |
| Idbi Bank Limited Cd 26feb26 | Financial | 0.48% | ₹73.18 Cr |
| National Bank For Agriculture And Rural Development 229d Cp 02mar26 | Financial | 0.48% | ₹73.13 Cr |
| Bahadur Chand Investments Private Limited 321d Cp 04mar26 | Financial | 0.47% | ₹72.70 Cr |
| Union Bank Of India Cd 25feb26 | Financial | 0.45% | ₹72.50 Cr |
| Small Industries Development Bank Of India Cd 27feb26 | Financial | 0.45% | ₹72.47 Cr |
| Idbi Bank Limited Cd 26feb26 | Financial | 0.45% | ₹72.42 Cr |
| Bahadur Chand Investments Private Limited 321d Cp 04mar26 | Financial | 0.45% | ₹71.94 Cr |
| Vedanta Limited Sr I 9.31 Ncd 03dc27 Fvrs1lac | Materials | 0.38% | ₹60.29 Cr |
| Vedanta Limited Sr I 9.31 Ncd 03dc27 Fvrs1lac | Materials | 0.39% | ₹60.05 Cr |
| Vedanta Limited Sr I 9.31 Ncd 03dc27 Fvrs1lac | Materials | - | — |
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 0.35% | ₹55.53 Cr |
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 0.36% | ₹55.37 Cr |
| Bajaj Housing Finance Limited 8 Ncd 16fb26 Fvrs1lac | Financial | 0.32% | ₹50.36 Cr |
| Hindustan Zinc Limited Strpp 1 7.75 Ncd 21mr26 Fvrs1lac | Materials | 0.32% | ₹50.27 Cr |
| Tata Capital Housing Finance Limited Sr B 7.123 Ncd 21jl27 Fvrs1lac | Financial | 0.31% | ₹50.24 Cr |
| Bajaj Housing Finance Limited 8 Ncd 16fb26 Fvrs1lac | Financial | 0.33% | ₹50.24 Cr |
| Bajaj Housing Finance Limited 7.83 Ncd 12dc25 Fvrs10lac | Financial | 0.31% | ₹50.22 Cr |
| Samvardhana Motherson International Limited 8.15 Loa 23jn26 Fvrs1lac | Consumer Discretionary | 0.33% | ₹50.18 Cr |
| Samvardhana Motherson International Limited 8.15 Loa 23jn26 Fvrs1lac | Consumer Discretionary | - | — |
| Hindustan Zinc Limited Strpp 1 7.75 Ncd 21mr26 Fvrs1lac | Materials | 0.33% | ₹50.18 Cr |
| Bajaj Housing Finance Limited 7.83 Ncd 12dc25 Fvrs10lac | Financial | 0.33% | ₹50.15 Cr |
| Bajaj Housing Finance Limited 7.83 Ncd 12dc25 Fvrs10lac | Financial | - | — |
| Tata Capital Housing Finance Limited Sr B 7.123 Ncd 21jl27 Fvrs1lac | Financial | 0.33% | ₹50.09 Cr |
| Tata Capital Housing Finance Limited Sr B 7.123 Ncd 21jl27 Fvrs1lac | Financial | - | — |
| Godrej Seeds & Genetics Limited Sr 1 Strpp 7.68 Ncd 28jn28 Fvrs1lac | Consumer Staples | 0.31% | ₹49.90 Cr |
| Lic Housing Finance Limited Tr 419 Opt Ii 6.65 Loa 15fb27 Fvrs10lac | Financial | 0.31% | ₹49.89 Cr |
| Godrej Seeds & Genetics Limited Sr 2 Strpp 7.68 Ncd 28ap28 Fvrs1lac | Consumer Staples | 0.31% | ₹49.88 Cr |
| Lic Housing Finance Limited Tr 419 Opt Ii 6.65 Loa 15fb27 Fvrs10lac | Financial | 0.33% | ₹49.88 Cr |
| Lic Housing Finance Limited Tr 419 Opt Ii 6.65 Loa 15fb27 Fvrs10lac | Financial | - | — |
| Godrej Seeds & Genetics Limited Sr 4 Strpp 7.68 Ncd 27ot28 Fvrs1lac | Consumer Staples | 0.31% | ₹49.85 Cr |
| Godrej Seeds & Genetics Limited Sr 3 Strpp 7.68 Ncd 28jl28 Fvrs1lac | Consumer Staples | 0.31% | ₹49.85 Cr |
| Godrej Seeds & Genetics Limited Sr 2 Strpp 7.68 Ncd 28ap28 Fvrs1lac | Consumer Staples | 0.32% | ₹49.82 Cr |
| Godrej Seeds & Genetics Limited Sr 2 Strpp 7.68 Ncd 28ap28 Fvrs1lac | Consumer Staples | - | — |
| Godrej Seeds & Genetics Limited Sr 3 Strpp 7.68 Ncd 28jl28 Fvrs1lac | Consumer Staples | 0.32% | ₹49.74 Cr |
| Godrej Seeds & Genetics Limited Sr 3 Strpp 7.68 Ncd 28jl28 Fvrs1lac | Consumer Staples | - | — |
| Godrej Seeds & Genetics Limited Sr 4 Strpp 7.68 Ncd 27ot28 Fvrs1lac | Consumer Staples | 0.32% | ₹49.74 Cr |
| Godrej Seeds & Genetics Limited Sr 4 Strpp 7.68 Ncd 27ot28 Fvrs1lac | Consumer Staples | - | — |
| Bank Of Baroda Cd 16dec25 | Financial | 0.32% | ₹49.41 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 0.32% | ₹48.97 Cr |
| Muthoot Finance Limited 364d Cp 22jan26 | Financial | 0.32% | ₹48.96 Cr |
| Canara Bank Cd 12dec25 | Financial | 0.31% | ₹48.94 Cr |
| Canara Bank Cd 18dec25 | Financial | 0.31% | ₹48.90 Cr |
| Small Industries Development Bank Of India 231d Cp 03mar26 | Financial | 0.32% | ₹48.75 Cr |
| Indian Bank Cd 12mar26 | Financial | 0.32% | ₹48.69 Cr |
| Muthoot Finance Limited 364d Cp 22jan26 | Financial | 0.30% | ₹48.46 Cr |
| Small Industries Development Bank Of India 231d Cp 03mar26 | Financial | 0.30% | ₹48.27 Cr |
| Gujarat State Government Securities (09/11/2026) | Industrials | 0.29% | ₹45.97 Cr |
| Gujarat State Government Securities (09/11/2026) | Industrials | 0.30% | ₹45.70 Cr |
| Godrej Seeds & Genetics Limited Sr 1 Strpp 7.68 Ncd 28jn28 Fvrs1lac | Consumer Staples | 0.29% | ₹44.87 Cr |
| Godrej Seeds & Genetics Limited Sr 1 Strpp 7.68 Ncd 28jn28 Fvrs1lac | Consumer Staples | - | — |
| Others Class A2 Aif | Unspecified | 0.29% | ₹44.85 Cr |
| Others Class A2 Aif | Unspecified | 0.28% | ₹44.47 Cr |
| Tata Capital Financial Services Limited Sr E Opt I Ncd 10sp25 Fvrs10lac | Financial | 0.21% | ₹32.77 Cr |
| Repo | Unspecified | 0.18% | ₹29.00 Cr |
| Godrej Properties Limited Sr 1 8.40 Ncd 25jn28 Fvrs1lac | Real Estate | 0.17% | ₹25.44 Cr |
| Godrej Properties Limited Sr 1 8.40 Ncd 25jn28 Fvrs1lac | Real Estate | - | — |
| Sikka Ports & Terminals Limited Srppd12 6.75ncd 22ap26 Fvrs10lacloaupto21ap21 | Energy & Utilities | 0.16% | ₹25.02 Cr |
| Sikka Ports & Terminals Limited Srppd12 6.75ncd 22ap26 Fvrs10lacloaupto21ap21 | Energy & Utilities | 0.16% | ₹24.99 Cr |
| Government Of India 32125 Gs 12sep2025 C Strips Fv Rs 100 | Entities | 0.16% | ₹24.87 Cr |
| Barclays Investments & Loans (india) Private Limited 189d Cp 31oct25 | Financial | 0.16% | ₹24.86 Cr |
| Sundaram Home Finance Limited 359d Cp 28nov25 | Financial | 0.16% | ₹24.76 Cr |
| Punjab National Bank Cd 05dec25 | Financial | 0.15% | ₹24.50 Cr |
| Indian Bank (04/02/2026) | Financial | 0.16% | ₹24.49 Cr |
| Export Import Bank Of India Cd 04mar26 | Financial | 0.16% | ₹24.38 Cr |
| Tata Capital Housing Finance Limited Sr A 7.8445 Ncd 18sp26 Fvrs1lac | Financial | 0.15% | ₹24.29 Cr |
| Tata Capital Housing Finance Limited Sr A 7.8445 Ncd 18sp26 Fvrs1lac | Financial | 0.16% | ₹24.23 Cr |
| Tata Capital Housing Finance Limited Sr A 7.8445 Ncd 18sp26 Fvrs1lac | Financial | - | — |
| Gsec C-strips Mat 17-dec-2026 | Entities | 0.15% | ₹23.57 Cr |
| Gsec C-strips Mat 17-dec-2026 | Entities | 0.15% | ₹23.35 Cr |
| Canara Bank Cd 22dec25 | Financial | 0.13% | ₹19.75 Cr |
| Canara Bank Cd 22dec25 | Financial | 0.12% | ₹19.55 Cr |
| Sansar Trust Sep 2023 Ix Series A1 Ptc 29sep23 | Financial | 0.09% | ₹13.92 Cr |
| L&t Finance Limited Sr-j 8.43 Bd 28sp26 Fvrs25lac | Financial | 0.07% | ₹10.12 Cr |
| L&t Finance Limited Sr-j 8.43 Bd 28sp26 Fvrs25lac | Financial | - | — |
| Sansar Trust Sep 2023 Ix Series A1 Ptc 29sep23 | Financial | 0.07% | ₹10.10 Cr |
| Tamilnadu State 7.97 14/10/2025 | Unspecified | 0.06% | ₹10.05 Cr |
| Tamilnadu State 7.97 14/10/2025 | Unspecified | 0.07% | ₹10.01 Cr |
| Tamilnadu State 7.97 14/10/2025 | Unspecified | - | — |
| Andhra Pradesh State Sdl 7.85 13/07/2026 | Financial | 0.03% | ₹5.10 Cr |
| Andhra Pradesh State Sdl 7.85 13/07/2026 | Financial | 0.03% | ₹5.07 Cr |
| Andhra Pradesh State Sdl 7.85 13/07/2026 | Financial | - | — |
| State Development Loan 17985 Kar 13nv25 8.14 Fv Rs 100 | Unspecified | 0.03% | ₹5.01 Cr |
| State Development Loan 17985 Kar 13nv25 8.14 Fv Rs 100 | Unspecified | - | — |
| Gujarat State 8.29 26/08/2025 | Industrials | 0.03% | ₹5.01 Cr |
| Government Of India 35322 364 Days Tbill 04dc25 Fv Rs 100 | Financial | 0.03% | ₹4.95 Cr |
| Punjab National Bank Cd 11dec25 | Financial | 0.03% | ₹4.94 Cr |
| Canara Bank Cd 18mar26 | Financial | 0.03% | ₹4.86 Cr |
| Canara Bank Cd 18mar26 | Financial | 0.03% | ₹4.82 Cr |
| Lic Housing Finance Limited Tr 417 Opt I 6.40 Loa 30nv26 Fvrs10lac | Financial | 0.02% | ₹3.29 Cr |
| Lic Housing Finance Limited Tr 417 Opt I 6.40 Loa 30nv26 Fvrs10lac | Financial | 0.02% | ₹3.29 Cr |
| Lic Housing Finance Limited Tr 417 Opt I 6.40 Loa 30nv26 Fvrs10lac | Financial | - | — |
| Rajasthan State Sdl 7.17 28/09/2026 | Unspecified | 0.01% | ₹2.15 Cr |
| Rajasthan State Sdl 7.17 28/09/2026 | Unspecified | 0.01% | ₹2.14 Cr |
| Rajasthan State Sdl 7.17 28/09/2026 | Unspecified | - | — |
| Net Payables | Unspecified | -0.02% | ₹-1.23 Cr |
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Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹2,252.21 | 7.53% | 6.72% | - |
| Aditya Birla Sun Life Savings Direct-growth |
₹570.54 | 7.74% | 6.34% | - |
| Aditya Birla Sun Life Savings Regular-growth |
₹560.10 | 7.52% | 6.14% | - |
| UTI Ultra Short Duration Fund Regular-flexi Idcw |
₹1,667.08 | 6.92% | 6.13% | - |
| SBI Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹1,265.74 | 7.18% | 5.73% | - |
| Canara Robeco Ultra Short Term Fund Direct-growth |
₹4,121.59 | 7.19% | 5.70% | - |
| Bank Of India Ultra Short Duration Fund Direct-bonus |
₹3,320.02 | 7.02% | 5.65% | - |
| Canara Robeco Ultra Short Term Fund Regular-growth |
₹3,867.87 | 6.60% | 5.12% | - |
View More
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Savings Fund Regular-growth
What is the current AUM of Kotak Savings Fund Regular-growth?
As of Thu Jul 31, 2025, Kotak Savings Fund Regular-growth manages assets worth ₹15,954.4 crore
How has Kotak Savings Fund Regular-growth performed recently?
- 3 Months: 1.40%
- 6 Months: 3.26%
What is the long-term performance of Kotak Savings Fund Regular-growth?
- 3 Years CAGR: 6.99%
- 5 Years CAGR: 5.61%
- Since Inception: 7.20%
What is the portfolio composition of Kotak Savings Fund Regular-growth?
Debt: 100.02%, Others: -0.02%.
Who manages Kotak Savings Fund Regular-growth?
Kotak Savings Fund Regular-growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
Which are the top companies Kotak Savings Fund Regular-growth has invested in?
- CENTRAL GOVERNMENT LOAN 12006 GOI 24SP25 8.20 FV RS 100 – 5.03% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.04% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 1.00% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 4.32% of the fund's portfolio
- BAJAJ HOUSING FINANCE LIMITED 7.9237 NCD 16MR26 FVRS10LAC – 4.06% of the fund's portfolio
Which are the major sectors Kotak Savings Fund Regular-growth focuses on?
- Financial – 169.53% of the fund's portfolio
- Technology – 12.87% of the fund's portfolio
- Entities – 12.18% of the fund's portfolio
- Unspecified – 11.73% of the fund's portfolio
- Consumer Staples – 9.31% of the fund's portfolio
View more FAQ's
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Past performance may not be indicative of future results.
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Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
