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Fund Overview of Kotak Savings Fund Regular-idcw Monthly
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₹16,186.3 CrAUM
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₹10.78NAV
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0.83%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Kotak Savings Fund Regular-idcw Monthly
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.72% | NA | 1.71% |
| 6 Months | 3.10% | NA | 3.90% |
| 1 Year | 5.97% | 5.97% | 7.70% |
| 2 Years | 13.87% | 6.71% | 7.59% |
| 3 Years | 21.81% | 6.80% | 7.34% |
| 5 Years | 33.90% | 6.01% | 6.07% |
| 7 Years | 49.04% | 5.87% | NA |
| 10 Years | 84.71% | 6.33% | 6.56% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Asset Allocation
debt instruments
96.69%other assets or cash equivalents
3.31%Kotak Savings Fund Regular-idcw Monthly is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 13 Aug 2004, the fund aims Income over a short term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months. It manages assets worth ₹16,186.3 crore as on Sun May 31, 2026. The expense ratio stands at 0.8317%. Fund Manager Manager Education Fund Manager Manager EducationAbout Kotak Savings Fund Regular-idcw Monthly
The portfolio allocation consists of 96.69% in debt instruments, 3.31% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 5.97% in the last year, a total return since inception of 7.17%.
The latest dividend was declared on 15 Jun 2026 at 0.51% of face value.
For those looking to take well-planned investment decisions it makes sense to review which sip is best suited to long-term goals.
Key Metrics of Kotak Savings Fund Regular-idcw Monthly
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Standard Deviation0.48%
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Mean6.60%
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Sharpe Ratio1.67%
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Sortino Ratio2.26%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Nippon India Ultra Short Duration Fund Direct-growth  |
₹10,938 | 0.93% | 2.06% | 6.93% | 7.63% | 7.43% |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily |
₹10,938 | 0.93% | 2.06% | 6.93% | 7.63% | 7.43% |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly |
₹10,938 | 0.93% | 2.06% | 6.93% | 7.63% | 7.43% |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly |
₹10,938 | 0.93% | 2.06% | 6.93% | 7.63% | 7.43% |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly |
₹10,938 | 0.93% | 2.06% | 6.93% | 7.63% | 7.43% |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹3,997 | 0.91% | 1.96% | 6.55% | 7.36% | 7.08% |
| UTI Ultra Short Duration Fund Direct-growth |
₹3,997 | 0.91% | 1.96% | 6.55% | 7.36% | 7.08% |
| UTI Ultra Short Duration Fund Direct-idcw Daily |
₹3,997 | 0.91% | 1.96% | 6.55% | 7.36% | 7.08% |
| UTI Ultra Short Duration Fund Direct-idcw Fortnightly |
₹3,997 | 0.91% | 1.96% | 6.55% | 7.36% | 7.08% |
| UTI Ultra Short Duration Fund Direct-idcw Half Yearly |
₹3,997 | 0.91% | 1.96% | 6.55% | 7.36% | 7.08% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Kotak Savings Fund Direct-growth
|
₹16,186 | 0.92% | 1.84% | 3.33% | 6.46% | 7.28% |
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Kotak Savings Fund Regular-growth
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₹16,186 | 0.88% | 1.72% | 3.10% | 5.97% | 6.80% |
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Kotak Savings Fund Direct-idcw Monthly
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₹16,186 | 0.92% | 1.84% | 3.33% | 6.46% | 7.28% |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular-growth
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₹341 | 0.85% | 2.00% | 3.40% | 6.49% | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct-growth
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₹341 | 0.87% | 2.06% | 3.52% | 6.73% | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Regular-idcw
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₹341 | 0.85% | 2.00% | 3.40% | 6.49% | - |
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Kotak Crisil-ibx Financial Services 3-6 Months Debt Index Fund Direct-idcw
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₹341 | 0.87% | 2.06% | 3.52% | 6.73% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Savings Direct-growth |
₹19,611 | ₹596.86 | 7.54% | 6.68% | 7.08% |
| Aditya Birla Sun Life Savings Regular-growth |
₹19,611 | ₹584.85 | 7.30% | 6.47% | 6.90% |
| Aditya Birla Sun Life Savings Direct-idcw Daily |
₹19,611 | ₹100.13 | 7.54% | 6.68% | 7.08% |
| Aditya Birla Sun Life Savings Regular-idcw Daily |
₹19,611 | ₹100.13 | 7.30% | 6.47% | 6.90% |
| Aditya Birla Sun Life Savings Regular-idcw Weekly |
₹19,611 | ₹100.46 | 7.30% | 6.47% | 6.90% |
| Aditya Birla Sun Life Savings Direct-idcw Weekly |
₹19,611 | ₹100.53 | 7.54% | 6.68% | 7.08% |
| Kotak Savings Fund Regular-growth |
₹16,186 | ₹45.56 | 6.80% | 6.01% | 6.33% |
| Kotak Savings Fund Direct-growth |
₹16,186 | ₹47.95 | 7.28% | 6.48% | 6.77% |
| Kotak Savings Fund Direct-idcw Monthly |
₹16,186 | ₹20.68 | 7.28% | 6.48% | 6.77% |
| Kotak Savings Fund Regular-idcw Monthly |
₹16,186 | ₹10.78 | 6.80% | 6.01% | 6.33% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo | Unspecified | 4.95% | ₹831.51 Cr |
| Central Government Loan 12006 Goi 24sp25 8.20 Fv Rs 100 | Entities | 5.03% | ₹803.07 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 5.04% | ₹773.71 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | - | — |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 5.10% | ₹772.87 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 5.10% | ₹772.87 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 4.32% | ₹689.52 Cr |
| Axis Bank Limited Cd 14jan27 | Financial | 4.12% | ₹667.44 Cr |
| Axis Bank Limited Cd 14jan27 | Financial | 3.96% | ₹665.92 Cr |
| Axis Bank Limited Cd 14jan27 | Financial | 4.42% | ₹662.09 Cr |
| Axis Bank Limited Cd 14jan27 | Financial | 4.10% | ₹659.81 Cr |
| Axis Bank Limited Cd 14jan27 | Financial | 3.91% | ₹656.21 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.06% | ₹647.15 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.21% | ₹645.60 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | - | — |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.26% | ₹644.98 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.26% | ₹644.98 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.03% | ₹644.62 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 4.52% | ₹643.90 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 3.83% | ₹642.43 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Nippon India Ultra Short Duration Fund Direct-growth |
₹4,762.78 | 7.63% | 7.43% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Daily |
₹1,114.15 | 7.63% | 7.43% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Monthly |
₹1,034.82 | 7.63% | 7.43% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Quarterly |
₹1,019.86 | 7.63% | 7.43% | - |
| Nippon India Ultra Short Duration Fund Direct-idcw Weekly |
₹1,092.01 | 7.63% | 7.43% | - |
| UTI Ultra Short Duration Fund Direct-flexi Idcw |
₹2,356.86 | 7.36% | 7.08% | - |
| UTI Ultra Short Duration Fund Direct-growth |
₹4,857.75 | 7.36% | 7.08% | - |
| UTI Ultra Short Duration Fund Direct-idcw Daily |
₹1,616.09 | 7.36% | 7.08% | - |
| UTI Ultra Short Duration Fund Direct-idcw Fortnightly |
₹1,339.97 | 7.36% | 7.08% | - |
| UTI Ultra Short Duration Fund Direct-idcw Half Yearly |
₹1,540.23 | 7.36% | 7.08% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Savings Fund Regular-idcw Monthly
What is the current AUM of Kotak Savings Fund Regular-idcw Monthly?
As of Sun May 31, 2026, Kotak Savings Fund Regular-idcw Monthly manages assets worth ₹16,186.3 crore
How has Kotak Savings Fund Regular-idcw Monthly performed recently?
- 3 Months: 1.72%
- 6 Months: 3.10%
What is the long-term performance of Kotak Savings Fund Regular-idcw Monthly?
- 3 Years CAGR: 6.80%
- 5 Years CAGR: 6.01%
- Since Inception: 7.17%
What is the portfolio composition of Kotak Savings Fund Regular-idcw Monthly?
Debt: 96.69%, Others: 3.31%.
Who manages Kotak Savings Fund Regular-idcw Monthly?
Kotak Savings Fund Regular-idcw Monthly is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
When was the last dividend declared by Kotak Savings Fund Regular-idcw Monthly?
Latest dividend was declared on 15 Jun 2026 at 0.51% of face value.
Which are the top companies Kotak Savings Fund Regular-idcw Monthly has invested in?
- Repo – 4.95% of the fund's portfolio
- CENTRAL GOVERNMENT LOAN 12006 GOI 24SP25 8.20 FV RS 100 – 5.03% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.04% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 1.00% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.10% of the fund's portfolio
Which are the major sectors Kotak Savings Fund Regular-idcw Monthly focuses on?
- Financial – 71.24% of the fund's portfolio
- Entities – 5.03% of the fund's portfolio
- Unspecified – 4.95% of the fund's portfolio
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