Fund Overview of Mirae Asset Banking And Psu Fund Regular - Growth
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₹48.0 CrAUM
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₹13.17NAV
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0.81%Expense Ratio
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DebtFund Category
Returns of Mirae Asset Banking And Psu Fund Regular - Growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.78% | NA | 0.71% |
| 6 Months | 4.19% | NA | 4.51% |
| 1 Year | 7.50% | 7.50% | 8.39% |
| 2 Years | 15.42% | 7.43% | 8.14% |
| 3 Years | 22.52% | 7.01% | 7.57% |
| 5 Years | 31.13% | 5.57% | 6.29% |
Asset Allocation
debt instruments
90.86%other assets or cash equivalents
9.14%Mirae Asset Banking And Psu Fund Regular - Growth is one Debt mutual fund offered by Mirae Asset Mutual Fund. Launched on 24 Jul 2020, the fund aims Income over short to medium term. To generate income/capital appreciation through predominantly investing in debt and money market instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹48.0 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.81%. Fund Manager Manager Education Fund Manager Manager EducationAbout Mirae Asset Banking And Psu Fund Regular - Growth
The portfolio allocation consists of 90.86% in debt instruments, 9.14% in other assets or cash equivalents. Managed by Basant Bafna, it has delivered a return of 7.50% in the last year, a total return since inception of 5.35%.
Key Metrics of Mirae Asset Banking And Psu Fund Regular - Growth
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Standard Deviation1.27%
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Sharpe Ratio0.32%
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Alpha5.64%
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Beta2.83%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹810 | 0.78% | 1.41% | 8.40% | 7.91% | 7.32% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹810 | 0.75% | 1.34% | 8.18% | 7.62% | 7.08% |
| Kotak Banking And Psu Debt Fund Direct-growth |
₹5,983 | 0.91% | 1.21% | 8.31% | 8.03% | 6.65% |
| Nippon India Banking And Psu Fund Direct-growth |
₹5,684 | 0.95% | 1.18% | 8.39% | 8.02% | 6.48% |
| Kotak Banking And Psu Debt Fund Regular-growth |
₹5,983 | 0.88% | 1.12% | 7.92% | 7.60% | 6.22% |
| Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth |
₹9,143 | 0.90% | 1.15% | 7.94% | 7.56% | 6.13% |
| Mirae Asset Banking And Psu Fund Direct - Growth |
₹48 | 0.83% | 1.07% | 8.24% | 7.73% | 6.07% |
| Nippon India Banking And Psu Fund-growth |
₹5,684 | 0.91% | 1.08% | 7.98% | 7.58% | 6.02% |
| Lic Mf Banking & Psu Fund-growth |
₹1,851 | 0.86% | 1.07% | 8.04% | 7.45% | 5.59% |
| HSBC Banking And Psu Debt Fund-growth |
₹4,676 | 0.87% | 1.27% | 8.12% | 7.36% | 5.36% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Mirae Asset Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Mirae Asset Banking And Psu Fund Direct - Growth
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₹48 | 0.83% | 1.07% | 3.46% | 8.24% | 7.73% |
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Mirae Asset Banking And Psu Fund Direct-idcw
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₹48 | 0.83% | 1.07% | 3.46% | 8.24% | 7.73% |
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Mirae Asset Banking And Psu Fund Regular-idcw
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₹48 | 0.79% | 0.96% | 3.23% | 7.75% | 7.25% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth |
₹9,143 | ₹373.29 | 7.56% | 6.13% | 7.45% |
| Kotak Banking And Psu Debt Fund Regular-growth |
₹5,983 | ₹66.57 | 7.60% | 6.22% | 7.41% |
| Kotak Banking And Psu Debt Fund Direct-growth |
₹5,983 | ₹69.43 | 8.03% | 6.65% | 7.82% |
| Nippon India Banking And Psu Fund Direct-growth |
₹5,684 | ₹21.95 | 8.02% | 6.48% | 7.73% |
| Nippon India Banking And Psu Fund-growth |
₹5,684 | ₹21.13 | 7.58% | 6.02% | 7.33% |
| HSBC Banking And Psu Debt Fund-growth |
₹4,676 | ₹24.72 | 7.36% | 5.36% | 6.80% |
| Lic Mf Banking & Psu Fund-growth |
₹1,851 | ₹35.45 | 7.45% | 5.59% | 6.72% |
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹810 | ₹19.62 | 7.91% | 7.32% | 6.98% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹810 | ₹15.00 | 7.62% | 7.08% | 6.81% |
| Mirae Asset Banking And Psu Fund Direct - Growth |
₹48 | ₹13.48 | 7.73% | 6.07% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 15.06% | ₹7.23 Cr |
| National Housing Bank 7.59 Bd 14jl27 Fvrs1lac | Financial | 6.37% | ₹3.06 Cr |
| Mahanagar Telephone Nigam Limited. Sr Vi-2020 6.85 Loa 20dc30 Fvrs10lac | Technology | 6.03% | ₹2.89 Cr |
| Repo | Unspecified | 5.53% | ₹2.65 Cr |
| Indian Railway Finance Corporation Limited Sr 175 7.57 Bd 18ap29 Fvrs1lac | Financial | 4.29% | ₹2.06 Cr |
| Export Import Bank Of India Sr Aa02 7.35 Bd 27jl28 Fvrs1lac | Financial | 4.26% | ₹2.04 Cr |
| State Bank Of India Sr Ii 6.24 Bd 21sp30 Fvrs10lac | Financial | 4.17% | ₹2.00 Cr |
| Hdfc Bank Limited Sr 1 6.44 Bd 27sp28 Fvrs10lac | Financial | 4.12% | ₹1.98 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 3.82% | ₹1.83 Cr |
| Net Receivables | Unspecified | 3.61% | ₹1.73 Cr |
| National Bank For Agriculture And Rural Development Sr 24h 7.62 Bd 10my29 Fvrs1lac | Financial | 3.21% | ₹1.54 Cr |
| Small Industries Development Bank Of India Sr Ii 7.47 Bd 05sp29 Fvrs1lac | Financial | 3.20% | ₹1.54 Cr |
| Rec Limited Sr 236-b 7.56 Bd 31ag27 Fvrs1lac | Financial | 3.18% | ₹1.53 Cr |
| Small Industries Development Bank Of India Sr Iv 7.11 Bd 27fb26 Fvrs10lac | Financial | 3.14% | ₹1.51 Cr |
| Housing And Urban Development Corporation Limited Sr D 7.12 Ncd 26dc34 Fvrs1lac | Financial | 3.14% | ₹1.51 Cr |
| Power Finance Corporation Ltd. Sr-177 7.85 Bd 03ap28 Fvrs10lac | Financial | 2.15% | ₹1.03 Cr |
| National Bank For Agriculture And Rural Development Sr 25e 7.53 Bd 24mr28 Fvrs1lac | Financial | 2.12% | ₹1.02 Cr |
| State Development Loan 35581 Kar 20ag34 7.13 Fv Rs 100 | Unspecified | 2.12% | ₹1.02 Cr |
| Power Finance Corporation Limited Sr 246a 7.42 Bd 15ap28 Fvrs1lac | Financial | 2.12% | ₹1.02 Cr |
| India Infrastructure Finance Company Limited 7.56 Ncd 20mr28 Fvrs1lac | Industrials | 2.11% | ₹1.02 Cr |
| Export-import Bank Of India 7.22 03/08/2027 | Financial | 2.11% | ₹1.01 Cr |
| Rec Limited Sr 234-a 7.70 Bd 31ag26 Fvrs1lac | Financial | 2.11% | ₹1.01 Cr |
| Power Finance Corporation Ltd. Sr Bs225a 7.77 Bd 15jl26 Fvrs1lac | Financial | 2.11% | ₹1.01 Cr |
| Small Industries Development Bank Of India Sr V 7.23 Loa 09mr26 Fvrs10lac | Financial | 2.09% | ₹1.01 Cr |
| Housing And Urban Development Corporation Limited Sr C 6.52 Ncd 06ju28 Fvrs1lac | Financial | 2.08% | ₹1.00 Cr |
| Indian Railway Finance Corporation Limited Sr 190 6.65 Bd 20my30 Fvrs1lac | Financial | 2.08% | ₹1.00 Cr |
| Kotak Mahindra Bank Limited Cd 11dec25 | Financial | 2.04% | ₹0.98 Cr |
| National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 1.06% | ₹0.51 Cr |
| Others Class A2 Aif | Unspecified | 0.56% | ₹0.27 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹19.62 | 7.91% | 7.32% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.00 | 7.62% | 7.08% | - |
| Kotak Banking And Psu Debt Fund Direct-growth |
₹69.43 | 8.03% | 6.65% | - |
| Nippon India Banking And Psu Fund Direct-growth |
₹21.95 | 8.02% | 6.48% | - |
| Kotak Banking And Psu Debt Fund Regular-growth |
₹66.57 | 7.60% | 6.22% | - |
| Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth |
₹373.29 | 7.56% | 6.13% | - |
| Mirae Asset Banking And Psu Fund Direct - Growth |
₹13.48 | 7.73% | 6.07% | - |
| Nippon India Banking And Psu Fund-growth |
₹21.13 | 7.58% | 6.02% | - |
| Lic Mf Banking & Psu Fund-growth |
₹35.45 | 7.45% | 5.59% | - |
| HSBC Banking And Psu Debt Fund-growth |
₹24.72 | 7.36% | 5.36% | - |
growth is based on 5Y returns of the funds
Mirae Asset Banking And Psu Fund Regular - Growth
What is the current AUM of Mirae Asset Banking And Psu Fund Regular - Growth?
As of Thu Jul 31, 2025, Mirae Asset Banking And Psu Fund Regular - Growth manages assets worth ₹48.0 crore
How has Mirae Asset Banking And Psu Fund Regular - Growth performed recently?
- 3 Months: 0.78%
- 6 Months: 4.19%
What is the long-term performance of Mirae Asset Banking And Psu Fund Regular - Growth?
- 3 Years CAGR: 7.01%
- 5 Years CAGR: 5.57%
- Since Inception: 5.35%
What is the portfolio composition of Mirae Asset Banking And Psu Fund Regular - Growth?
Debt: 90.86%, Others: 9.14%.
Who manages Mirae Asset Banking And Psu Fund Regular - Growth?
Mirae Asset Banking And Psu Fund Regular - Growth is managed by Basant Bafna from Mirae Asset Mutual Fund.
Which are the top companies Mirae Asset Banking And Psu Fund Regular - Growth has invested in?
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 15.06% of the fund's portfolio
- NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC – 6.37% of the fund's portfolio
- MAHANAGAR TELEPHONE NIGAM LIMITED. SR VI-2020 6.85 LOA 20DC30 FVRS10LAC – 6.03% of the fund's portfolio
- Repo – 5.53% of the fund's portfolio
- INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC – 4.29% of the fund's portfolio
Which are the major sectors Mirae Asset Banking And Psu Fund Regular - Growth focuses on?
- Financial – 64.97% of the fund's portfolio
- Entities – 15.06% of the fund's portfolio
- Unspecified – 11.82% of the fund's portfolio
- Technology – 6.03% of the fund's portfolio
- Industrials – 2.11% of the fund's portfolio
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