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Fund Overview of Kotak Banking And PSU Debt Fund Regular-Growth
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₹4,936.8 CrAUM
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₹69.54NAV
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0.75%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Kotak Banking And PSU Debt Fund Regular-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.97% | NA | 0.71% |
| 6 Months | 2.52% | NA | 4.51% |
| 1 Year | 5.31% | 5.31% | 8.39% |
| 2 Years | 13.35% | 6.47% | 8.14% |
| 3 Years | 22.25% | 6.93% | 7.57% |
| 5 Years | 33.86% | 6.01% | 6.29% |
| 7 Years | 56.14% | 6.57% | NA |
| 10 Years | 96.73% | 7.00% | 7.57% |
Asset Allocation of Kotak Banking And PSU Debt Fund Regular-Growth
debt instruments
92.65%other assets or cash equivalents
7.35%Kotak Banking And PSU Debt Fund Regular-Growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 29 Dec 1998, the fund aims Income over a short to medium term investment horizon. Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, government securities and Municipal Bonds. It manages assets worth ₹4,936.8 crore as on Mon Aug 31, 2026. The expense ratio stands at 0.7523%. Fund Manager Manager Education Fund Manager Manager EducationAbout Kotak Banking And PSU Debt Fund Regular-Growth
The portfolio allocation consists of 92.65% in debt instruments, 7.35% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 5.31% in the last year, a total return since inception of 7.24%.
As evaluating long-term investments individuals often consider best sip to invest based on financial goals.
Key Metrics of Kotak Banking And PSU Debt Fund Regular-Growth
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Standard Deviation1.64%
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Mean6.78%
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Sharpe Ratio0.66%
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Sortino Ratio1.17%
Kotak Banking And PSU Debt Fund Regular-Growth Fund Details
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Compare Kotak Banking And PSU Debt Fund Regular-Growth with other mutual funds in the same category
Kotak Banking And PSU Debt Fund Regular-Growth
UTI Banking & PSU Debt Fund Direct-flexi IDCW
UTI Banking & PSU Debt Fund Direct-Growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & PSU Debt Fund Direct-flexi IDCW  |
₹1,508 | 0.51% | 1.80% | 6.14% | 7.44% | 7.71% |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹1,508 | 0.51% | 1.80% | 6.14% | 7.44% | 7.71% |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹1,508 | 0.51% | 1.80% | 6.14% | 7.44% | 7.71% |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹1,508 | 0.51% | 1.80% | 6.14% | 7.44% | 7.71% |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹1,508 | 0.51% | 1.80% | 6.14% | 7.44% | 7.71% |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹1,508 | 0.51% | 1.80% | 6.14% | 7.44% | 7.71% |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹1,508 | 0.49% | 1.74% | 5.88% | 7.17% | 7.44% |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹1,508 | 0.49% | 1.74% | 5.88% | 7.17% | 7.44% |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹1,508 | 0.49% | 1.74% | 5.88% | 7.17% | 7.44% |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹1,508 | 0.49% | 1.74% | 5.88% | 7.17% | 7.44% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
Kotak Banking And PSU Debt Fund Direct-Growth
|
₹4,937 | -0.09% | 1.06% | 2.70% | 5.68% | 7.33% |
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Kotak Banking And PSU Debt Fund Direct-IDCW Monthly
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₹4,937 | -0.09% | 1.06% | 2.70% | 5.68% | 7.33% |
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Kotak Banking And PSU Debt Fund Regular-IDCW Monthly
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₹4,937 | -0.12% | 0.97% | 2.52% | 5.31% | 6.93% |
growth is based on 1-month returns of the fundsKotak Banking And PSU Debt Fund Regular-Growth Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Bandhan Banking And PSU Debt Fund Regular-Growth |
₹12,014 | ₹26.27 | 6.84% | 5.91% | 6.92% |
| Bandhan Banking And PSU Debt Fund Direct-Growth |
₹12,014 | ₹27.14 | 7.16% | 6.23% | 7.22% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW |
₹12,014 | ₹14.19 | 6.84% | 5.91% | 6.92% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW |
₹12,014 | ₹14.28 | 7.16% | 6.23% | 7.22% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Daily |
₹12,014 | ₹10.87 | 6.84% | 5.91% | 6.92% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Daily |
₹12,014 | ₹10.47 | 7.16% | 6.23% | 7.22% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly |
₹12,014 | ₹10.45 | 7.16% | 6.23% | 7.22% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly |
₹12,014 | ₹10.60 | 6.84% | 5.91% | 6.92% |
| Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly |
₹12,014 | ₹10.69 | 6.84% | 5.91% | 6.92% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly |
₹12,014 | ₹10.45 | 7.16% | 6.23% | 7.22% |
Kotak Banking And PSU Debt Fund Regular-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Sec 7.18 14/08/2033 | Entities | 6.88% | ₹411.59 Cr |
| Canara Bank Cd 28jan27 | Financial | 6.96% | ₹376.31 Cr |
| Canara Bank Cd 28jan27 | Financial | 6.81% | ₹374.05 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.66% | ₹338.79 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.94% | ₹338.62 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.89% | ₹338.30 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.89% | ₹338.30 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.81% | ₹337.21 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | - | — |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.99% | ₹335.94 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.19% | ₹334.71 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.65% | ₹333.97 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.65% | ₹333.97 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.07% | ₹333.72 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.39% | ₹330.48 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.43% | ₹329.57 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.67% | ₹329.37 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.67% | ₹329.37 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.67% | ₹329.37 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.56% | ₹328.40 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & PSU Debt Fund Direct-flexi IDCW |
₹20.71 | 7.44% | 7.71% | - |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹24.03 | 7.44% | 7.71% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹15.95 | 7.44% | 7.71% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹13.72 | 7.44% | 7.71% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹17.89 | 7.44% | 7.71% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹13.76 | 7.44% | 7.71% | - |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹15.80 | 7.17% | 7.44% | - |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹23.56 | 7.17% | 7.44% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹15.73 | 7.17% | 7.44% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹13.44 | 7.17% | 7.44% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Banking And PSU Debt Fund Regular-Growth
What is the current AUM of Kotak Banking And PSU Debt Fund Regular-Growth?
As of Mon Aug 31, 2026, Kotak Banking And PSU Debt Fund Regular-Growth manages assets worth ₹4,936.8 crore
How has Kotak Banking And PSU Debt Fund Regular-Growth performed recently?
- 3 Months: 0.97%
- 6 Months: 2.52%
What is the long-term performance of Kotak Banking And PSU Debt Fund Regular-Growth?
- 3 Years CAGR: 6.93%
- 5 Years CAGR: 6.01%
- Since Inception: 7.24%
What is the portfolio composition of Kotak Banking And PSU Debt Fund Regular-Growth?
Debt: 92.65%, Others: 7.35%.
Who manages Kotak Banking And PSU Debt Fund Regular-Growth?
Kotak Banking And PSU Debt Fund Regular-Growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
Which are the top companies Kotak Banking And PSU Debt Fund Regular-Growth has invested in?
- GOI Sec 7.18 14/08/2033 – 6.88% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 6.96% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 6.81% of the fund's portfolio
- POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC – 5.66% of the fund's portfolio
- POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC – 5.94% of the fund's portfolio
Which are the major sectors Kotak Banking And PSU Debt Fund Regular-Growth focuses on?
- Financial – 114.91% of the fund's portfolio
- Entities – 6.88% of the fund's portfolio
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