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Fund Overview of Kotak Banking And PSU Debt Fund Direct-Growth
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₹4,675.2 CrAUM
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₹73.13NAV
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0.40%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Kotak Banking And PSU Debt Fund Direct-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.48% | NA | 0.71% |
| 6 Months | 2.96% | NA | 4.51% |
| 1 Year | 4.80% | 4.80% | 8.39% |
| 2 Years | 13.49% | 6.53% | 8.14% |
| 3 Years | 23.31% | 7.23% | 7.57% |
| 5 Years | 36.61% | 6.44% | 6.29% |
| 7 Years | 58.95% | 6.84% | NA |
| 10 Years | 102.28% | 7.30% | 7.57% |
Asset Allocation of Kotak Banking And PSU Debt Fund Direct-Growth
debt instruments
92.65%other assets or cash equivalents
7.35%Kotak Banking And PSU Debt Fund Direct-Growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over a short to medium term investment horizon. Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, government securities and Municipal Bonds. It manages assets worth ₹4,675.2 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.4019%. Fund Manager Manager Education Fund Manager Manager EducationAbout Kotak Banking And PSU Debt Fund Direct-Growth
The portfolio allocation consists of 92.65% in debt instruments, 7.35% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 4.80% in the last year, a total return since inception of 7.95%.
While evaluating long-term investments individuals often compare best sip plans depending on performance consistency.
Key Metrics of Kotak Banking And PSU Debt Fund Direct-Growth
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Standard Deviation1.75%
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Mean6.80%
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Sharpe Ratio0.70%
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Sortino Ratio1.23%
Kotak Banking And PSU Debt Fund Direct-Growth Fund Details
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Compare Kotak Banking And PSU Debt Fund Direct-Growth with other mutual funds in the same category
Kotak Banking And PSU Debt Fund Direct-Growth
UTI Banking & PSU Debt Fund Direct-flexi IDCW
UTI Banking & PSU Debt Fund Direct-Growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & PSU Debt Fund Direct-flexi IDCW  |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Kotak Banking And PSU Debt Fund Regular-Growth
|
₹4,675 | 0.40% | 0.40% | 2.78% | 4.43% | 6.84% |
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Kotak Banking And PSU Debt Fund Direct-IDCW Monthly
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₹4,675 | 0.43% | 0.48% | 2.96% | 4.80% | 7.23% |
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Kotak Banking And PSU Debt Fund Regular-IDCW Monthly
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₹4,675 | 0.40% | 0.40% | 2.78% | 4.43% | 6.84% |
growth is based on 1-month returns of the fundsKotak Banking And PSU Debt Fund Direct-Growth Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Bandhan Banking And PSU Debt Fund Regular-Growth |
₹11,848 | ₹26.39 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-Growth |
₹11,848 | ₹27.27 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW |
₹11,848 | ₹14.25 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW |
₹11,848 | ₹14.34 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Daily |
₹11,848 | ₹10.88 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Daily |
₹11,848 | ₹10.48 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly |
₹11,848 | ₹10.64 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly |
₹11,848 | ₹10.48 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly |
₹11,848 | ₹10.47 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly |
₹11,848 | ₹10.71 | 6.75% | 5.98% | 6.86% |
Kotak Banking And PSU Debt Fund Direct-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Sec 7.18 14/08/2033 | Entities | 6.88% | ₹411.59 Cr |
| Canara Bank Cd 28jan27 | Financial | 6.96% | ₹376.31 Cr |
| Canara Bank Cd 28jan27 | Financial | 6.81% | ₹374.05 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.66% | ₹338.79 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.94% | ₹338.62 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.89% | ₹338.30 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.89% | ₹338.30 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.81% | ₹337.21 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | - | — |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 5.99% | ₹335.94 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.19% | ₹334.71 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.65% | ₹333.97 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.65% | ₹333.97 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.07% | ₹333.72 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.39% | ₹330.48 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.43% | ₹329.57 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.67% | ₹329.37 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.67% | ₹329.37 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.67% | ₹329.37 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 6.90% | ₹328.69 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & PSU Debt Fund Direct-flexi IDCW |
₹20.85 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹24.19 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹16.05 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹13.82 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹18.00 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹13.85 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹15.90 | 7.17% | 7.52% | - |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹23.70 | 7.17% | 7.52% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹15.83 | 7.17% | 7.52% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹13.53 | 7.17% | 7.52% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak Banking And PSU Debt Fund Direct-Growth
What is the current AUM of Kotak Banking And PSU Debt Fund Direct-Growth?
As of Sat Oct 31, 2026, Kotak Banking And PSU Debt Fund Direct-Growth manages assets worth ₹4,675.2 crore
How has Kotak Banking And PSU Debt Fund Direct-Growth performed recently?
- 3 Months: 0.48%
- 6 Months: 2.96%
What is the long-term performance of Kotak Banking And PSU Debt Fund Direct-Growth?
- 3 Years CAGR: 7.23%
- 5 Years CAGR: 6.44%
- Since Inception: 7.95%
What is the portfolio composition of Kotak Banking And PSU Debt Fund Direct-Growth?
Debt: 92.65%, Others: 7.35%.
Who manages Kotak Banking And PSU Debt Fund Direct-Growth?
Kotak Banking And PSU Debt Fund Direct-Growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.
Which are the top companies Kotak Banking And PSU Debt Fund Direct-Growth has invested in?
- GOI Sec 7.18 14/08/2033 – 6.88% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 6.96% of the fund's portfolio
- CANARA BANK CD 28JAN27 – 6.81% of the fund's portfolio
- POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC – 5.66% of the fund's portfolio
- POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC – 5.94% of the fund's portfolio
Which are the major sectors Kotak Banking And PSU Debt Fund Direct-Growth focuses on?
- Financial – 115.25% of the fund's portfolio
- Entities – 6.88% of the fund's portfolio
