Sbi Banking & Financial Services Fund Regular-growth
- 3 Months
- 6 Months
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- 3 Years
- 5 Years
- RSI
Fund Overview
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₹8,450.1 CrAUM
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₹42.62NAV
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1.78%Expense Ratio
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EquityFund Category
Returns of Sbi Banking & Financial Services Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.35% | NA | 2.31% |
| 6 Months | 18.25% | NA | 15.50% |
| 1 Year | 11.16% | 11.16% | 10.43% |
| 3 Years | 63.00% | 17.69% | 17.78% |
| 5 Years | 166.78% | 21.68% | 22.24% |
| 7 Years | 152.83% | 14.17% | NA |
| 10 Years | 372.20% | 16.79% | 13.92% |
Asset Allocation
equities
92.51%debt instruments
0.06%other assets or cash equivalents
7.43%Sbi Banking & Financial Services Fund Regular-growth is one Equity mutual fund offered by SBI Mutual Fund. Launched on 26 Feb 2015, the fund aims Long term capital appreciation. Investment predominantly in a portfolio of equity & equity related instruments of companies engaged in banking & financial services sector. It manages assets worth ₹8,450.1 crore as on Thu Jul 31, 2025. , with a 52-week NAV range between ₹35.68 and ₹43.46. The expense ratio stands at 1.78%. Fund Manager Manager Education Fund Manager Manager Education
The portfolio allocation consists of 92.51% in equities, 0.06% in debt instruments, 7.43% in other assets or cash equivalents. Managed by Milind Agrawal, it has delivered a return of 11.16% in the last year, a total return since inception of 14.75%.
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Standard Deviation11.89%
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Sharpe Ratio0.87%
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Alpha6.43%
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Beta0.81%
Fund Details
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Fund NamesSbi Banking & Financial Services Fund Regular-growth
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Inception Date26 Feb 2015
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at very high risk
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Category Average Annual Returns10.43
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52 Weeks High43.46
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52 Weeks Low35.68
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Dynamic Bond Fund Direct-flexi Idcw  |
₹481.67 Cr | 0.90% | 0.45% | 6.84% | 7.88% | 9.23% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | 0.48% | 1.50% | 7.80% | 7.43% | 7.08% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | 0.68% | 0.95% | 7.73% | 8.02% | 6.67% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | 0.47% | 1.54% | 7.92% | 7.66% | 6.22% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.38% | -0.15% | 4.39% | 7.66% | 5.93% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | 1.38% | -0.15% | 4.39% | 7.66% | 5.93% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | 0.47% | 1.44% | 6.91% | 7.09% | 5.73% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | 0.47% | 1.49% | 7.29% | 7.13% | 5.72% |
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | 0.46% | 1.42% | 6.83% | 7.00% | 5.63% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | 1.32% | -0.35% | 3.59% | 6.80% | 5.02% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Sbi Short Term Debt Fund-growth
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₹16,453 Cr | 0.60% | 1.28% | 4.35% | 8.07% | 7.54% |
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Sbi Short Term Debt Fund Direct-growth
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₹16,453 Cr | 0.64% | 1.40% | 4.58% | 8.57% | 8.06% |
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Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment)
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₹15,902 Cr | 0.47% | 1.49% | 3.62% | 7.29% | 7.13% |
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Sbi Equity Savings Fund Direct-growth
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₹5,738 Cr | 0.12% | 0.69% | 5.88% | 3.93% | 11.45% |
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Sbi Income Plus Arbitrage Active Fof Direct - Growth
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₹1,902 Cr | 0.51% | 1.24% | - | - | - |
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Sbi Income Plus Arbitrage Active Fof Regular - Growth
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₹1,902 Cr | 0.49% | 1.19% | - | - | - |
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Sbi Fixed Maturity Plan - Series 43 (1616 Days) Direct - Growth
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₹121 Cr | 0.45% | 1.35% | 3.16% | 6.61% | 7.31% |
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Sbi Fixed Maturity Plan - Series 43 (1616 Days) Regular - Growth
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₹121 Cr | 0.44% | 1.32% | 3.09% | 6.48% | 7.17% |
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Sbi Nifty 200 Quality 30 Etf - Growth
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₹78 Cr | 0.11% | -0.34% | 8.36% | -9.99% | 13.87% |
Sbi Nifty It Index Fund Direct-growth
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₹49 Cr | -4.81% | -11.33% | -7.60% | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,577.51 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.91 | 7.09% | 5.73% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.82 | 8.02% | 6.67% | 7.86% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,626.77 | 7.66% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,265.89 | 7.13% | 5.72% | 6.55% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,013.26 | 7.43% | 7.08% | 6.19% |
| Nippon India Gilt Fund Direct-automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹23.13 | 7.66% | 5.93% | 8.46% |
| Nippon India Gilt Pf Fund -automatic Annual Reinvest Option |
₹2,056.83 Cr | ₹31.73 | 6.80% | 5.02% | 7.44% |
| Nippon India Gilt Fund Direct Defined Maturity Date-growth |
₹2,056.83 Cr | ₹42.85 | 7.66% | 5.93% | 8.46% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹17.00 | 7.88% | 9.23% | 7.46% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 20.34% | ₹1,718.44 Cr |
| State Bank Of India | Financial | 8.23% | ₹695.42 Cr |
| Kotak Mahindra Bank Ltd | Financial | 8.18% | ₹690.84 Cr |
| Icici Bank Ltd | Financial | 7.78% | ₹657.12 Cr |
| Axis Bank Ltd | Financial | 4.98% | ₹420.46 Cr |
| Sbi Life Insurance Company Ltd | Financial | 3.54% | ₹299.15 Cr |
| Max Financial Services Ltd | Financial | 3.52% | ₹297.60 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 3.33% | ₹281.11 Cr |
| Net Receivables | Unspecified | 3.22% | ₹276.38 Cr |
| Bajaj Finserv Ltd | Financial | 3.23% | ₹272.72 Cr |
| Aptus Value Housing Finance India Ltd | Financial | 2.88% | ₹243.64 Cr |
| Bank Of Baroda | Financial | 2.81% | ₹237.53 Cr |
| Aditya Birla Capital Ltd | Financial | 2.76% | ₹233.14 Cr |
| Rbl Bank Ltd | Financial | 2.73% | ₹230.42 Cr |
| Repo | Unspecified | 2.43% | ₹205.20 Cr |
| Bank Of India | Financial | 2.40% | ₹202.61 Cr |
| Sbi Cards & Payments Services Ltd | Financial | 2.04% | ₹172.27 Cr |
| Power Finance Corporation Ltd | Financial | 2.02% | ₹170.37 Cr |
| Cash Margin | Unspecified | 1.78% | ₹150.00 Cr |
| City Union Bank Ltd | Financial | 1.34% | ₹113.17 Cr |
| Star Health & Allied Insurance Co. Ltd | Financial | 1.28% | ₹107.99 Cr |
| Icra Ltd | Industrials | 1.21% | ₹101.91 Cr |
| Care Ratings Ltd | Industrials | 1.13% | ₹95.26 Cr |
| Muthoot Finance Ltd | Financial | 1.05% | ₹88.62 Cr |
| Nippon Life India Asset Management Ltd | Financial | 0.95% | ₹80.21 Cr |
| Niva Bupa Health Insurance Company Ltd. | Financial | 0.94% | ₹79.67 Cr |
| Cholamandalam Financial Holdings Ltd | Financial | 0.90% | ₹76.46 Cr |
| Crisil Ltd | Industrials | 0.77% | ₹64.83 Cr |
| National Securities Depository Limited Eq | Financial | 0.58% | ₹48.60 Cr |
| Hdb Financial Services Limited Eq | Financial | 0.48% | ₹40.60 Cr |
| Sbfc Finance Ltd | Financial | 0.38% | ₹31.76 Cr |
| Aditya Birla Sun Life Amc Ltd | Financial | 0.31% | ₹26.43 Cr |
| Icici Prudential Life Insurance Company Ltd | Financial | 0.29% | ₹24.64 Cr |
| Mahindra & Mahindra Financial Services Ltd | Financial | 0.13% | ₹10.59 Cr |
| Government Of India 36005 182 Days Tbill 20nv25 Fv Rs 100 | Financial | 0.06% | ₹4.92 Cr |
- 3 Months: 1.35%
- 6 Months: 18.25%
- 3 Years CAGR: 17.69%
- 5 Years CAGR: 21.68%
- Since Inception: 14.75%
- HDFC Bank Ltd – 20.34% of the fund's portfolio
- State Bank of India – 8.23% of the fund's portfolio
- Kotak Mahindra Bank Ltd – 8.18% of the fund's portfolio
- ICICI Bank Ltd – 7.78% of the fund's portfolio
- Axis Bank Ltd – 4.98% of the fund's portfolio
- Financial – 89.46% of the fund's portfolio
- Unspecified – 7.43% of the fund's portfolio
- Industrials – 3.11% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
