SBI Banking & Financial Services Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.20%
NAV: ₹44.52 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of SBI Banking & Financial Services Fund Direct-IDCW

  • ₹10,420.4 Cr
    AUM
  • ₹44.52
    NAV
  • 1.18%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹

Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
Become Crorepati

SBI Banking & Financial Services Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.20% NA 2.31%
6 Months 3.07% NA 15.50%
1 Year -0.07% -0.07% 10.43%
2 Years 16.04% 7.72% 18.38%
3 Years 58.62% 16.62% 17.78%
5 Years 76.42% 12.02% 22.24%
7 Years 149.88% 13.98% NA
10 Years 317.65% 15.37% 13.92%
View More
As on Thu Nov 05, 2026

Asset Allocation of SBI Banking & Financial Services Fund Direct-IDCW

equities

94.64%

debt instruments

0.05%

other assets or cash equivalents

5.31%
Large Cap: 68.32%
Mid Cap: 13.60%
Small Cap: 18.08%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
18.15%
Hdfc Bank Ltd
18.15%
Hdfc Bank Ltd
18.15%
Hdfc Bank Ltd
18.15%
Hdfc Bank Ltd
20.34%
 
Top Sectors
Financial
296.64%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now

About Fund

About SBI Banking & Financial Services Fund Direct-IDCW

SBI Banking & Financial Services Fund Direct-IDCW is one Equity mutual fund offered by SBI Mutual Fund. Launched on 26 Feb 2015, the fund aims Long term capital appreciation. Investment predominantly in a portfolio of equity & equity related instruments of companies engaged in banking & financial services sector. It manages assets worth ₹10,420.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.18%.
The portfolio allocation consists of 94.64% in equities, 0.05% in debt instruments, 5.31% in other assets or cash equivalents.Managed by Milind Agrawal, it has delivered a return of -0.07% in the last year, a total return since inception of 14.71%.
Depending on risk tolerance investors may review best sip in india during their overall investment planning.

Read more
  • Pradeep Kesavan

    Fund Manager

  • Mr. Kesavan has done B.Com, MBA (Finance) and CFA

    Manager Education

  • Milind Agrawal

    Fund Manager

  • B. Tech.- Mechanical Engineering, PGDM - Finance, CFA

    Manager Education

Key Metrics of SBI Banking & Financial Services Fund Direct-IDCW

  • Standard Deviation
    14.80%
  • Mean
    14.78%
  • Sharpe Ratio
    0.62%
  • Alpha
    5.54%
  • Beta
    0.89%
  • Sortino Ratio
    0.77%

SBI Banking & Financial Services Fund Direct-IDCW Fund Details

Fund Names SBI Banking & Financial Services Fund Direct-IDCW
Inception Date 26 Feb 2015
Lock In No Lock-in
SIP Minimum Investment amount ₹500
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at very high risk
Category Average Annual Returns 10.43
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
SBI Banking & Financial Services Fund Direct-IDCW Fund Returns Comparison

Compare SBI Banking & Financial Services Fund Direct-IDCW with other mutual funds in the same category

SBI Banking & Financial Services Fund Direct-IDCW

Nippon India ETF Nifty PSU Bank Bees

Kotak Nifty PSU Bank Exchange Traded Fund

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India ETF Nifty PSU Bank Bees trend ₹3,932 6.78% 0.12% 2.97% 19.36% 24.59%
Kotak Nifty PSU Bank Exchange Traded Fund trend ₹2,491 6.78% 0.12% 2.95% 19.34% 24.59%
Invesco India Financial Services Fund Direct-Growth trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Invesco India Financial Services Fund Direct-IDCW trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Sundaram Financial Services Opportunities Fund Direct-Growth trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Sundaram Financial Services Opportunities Fund Direct-IDCW trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Invesco India Financial Services Fund Regular-Growth trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
Invesco India Financial Services Fund Regular-IDCW trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from SBI Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
SBI Banking & Financial Services Fund Direct-Growth increase ₹10,420 6.57% -0.20% 3.07% -0.07% 16.62%
SBI Banking & Financial Services Fund Regular-Growth increase ₹10,420 6.48% -0.44% 2.56% -1.06% 15.41%
SBI Banking & Financial Services Fund Regular-IDCW increase ₹10,420 6.48% -0.44% 2.56% -1.06% 15.41%
SBI Nifty Bank ETF-IDCW increase ₹3,515 5.57% 0.04% 6.47% 0.30% 10.67%
SBI Nifty Private Bank ETF-Growth increase ₹1,429 6.97% 3.04% 10.22% 2.69% 8.86%
SBI BSE PSU Bank Index Fund Regular-Growth increase ₹333 7.05% 0.86% 2.46% 2.22% -
SBI BSE PSU Bank Index Fund Direct-Growth increase ₹333 7.09% 0.97% 2.68% 2.68% -
SBI BSE PSU Bank Index Fund Regular-IDCW increase ₹333 7.05% 0.86% 2.46% 2.22% -
SBI BSE PSU Bank Index Fund Direct-IDCW increase ₹333 7.09% 0.97% 2.68% 2.68% -
View More
increase growth is based on 1-month returns of the funds

SBI Banking & Financial Services Fund Direct-IDCW Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Total Wealth
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Monthly Investment
Invest Now
You can also get Tax Free Maturity/ Returns?

Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Banking And Financial Services-Growth trend ₹10,774 ₹132.45 10.28% 8.29% 11.33%
ICICI Prudential Banking And Financial Services Direct Plan-Growth trend ₹10,774 ₹150.58 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services Direct Plan-IDCW trend ₹10,774 ₹69.19 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services-IDCW trend ₹10,774 ₹25.28 10.28% 8.29% 11.33%
SBI Banking & Financial Services Fund Regular-Growth trend ₹10,420 ₹44.03 15.41% 10.80% 14.06%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 ₹49.80 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 ₹44.52 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Regular-IDCW trend ₹10,420 ₹39.54 15.41% 10.80% 14.06%
Nippon India ETF Nifty Bank Bees trend ₹7,917 ₹598.81 10.65% 8.57% 11.98%
Nippon India Banking & Financial Services Fund-Growth trend ₹7,367 ₹633.84 11.02% 11.08% 12.46%
View More
Top funds are based on Fund AUM

Start Small & Build Your Wealth For A Brighter Tomorrow

SBI Banking & Financial Services Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial18.15%₹1,968.29 Cr
Hdfc Bank LtdFinancial18.15%₹1,968.29 Cr
Hdfc Bank LtdFinancial18.15%₹1,968.29 Cr
Hdfc Bank LtdFinancial18.15%₹1,968.29 Cr
Hdfc Bank LtdFinancial20.34%₹1,718.44 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Hdfc Bank LtdFinancial13.48%₹1,465.28 Cr
Icici Bank LtdFinancial13.40%₹1,453.48 Cr
Icici Bank LtdFinancial13.40%₹1,453.48 Cr
Icici Bank LtdFinancial13.40%₹1,453.48 Cr
Icici Bank LtdFinancial13.40%₹1,453.48 Cr
Icici Bank LtdFinancial13.46%₹1,443.60 Cr
Hdfc Bank LtdFinancial15.79%₹1,372.24 Cr
Hdfc Bank LtdFinancial13.04%₹1,358.35 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India ETF Nifty PSU Bank Bees increase ₹95.58 19.36% 24.59% -
Kotak Nifty PSU Bank Exchange Traded Fund increase ₹85.66 19.34% 24.59% -
Invesco India Financial Services Fund Direct-Growth increase ₹177.73 16.66% 13.74% -
Invesco India Financial Services Fund Direct-IDCW increase ₹91.47 16.66% 13.74% -
Sundaram Financial Services Opportunities Fund Direct-Growth increase ₹121.84 11.90% 12.63% -
Sundaram Financial Services Opportunities Fund Direct-IDCW increase ₹33.23 11.90% 12.63% -
Invesco India Financial Services Fund Regular-Growth increase ₹146.26 15.16% 12.25% -
Invesco India Financial Services Fund Regular-IDCW increase ₹74.59 15.16% 12.25% -
SBI Banking & Financial Services Fund Direct-Growth increase ₹49.80 16.62% 12.02% -
SBI Banking & Financial Services Fund Direct-IDCW increase ₹44.52 16.62% 12.02% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

SBI Banking & Financial Services Fund Direct-IDCW

What is the current AUM of SBI Banking & Financial Services Fund Direct-IDCW?

As of Wed Sep 30, 2026, SBI Banking & Financial Services Fund Direct-IDCW manages assets worth ₹10,420.4 crore

How has SBI Banking & Financial Services Fund Direct-IDCW performed recently?

  • 3 Months: -0.20%
  • 6 Months: 3.07%

What is the long-term performance of SBI Banking & Financial Services Fund Direct-IDCW?

  • 3 Years CAGR: 16.62%
  • 5 Years CAGR: 12.02%
  • Since Inception: 14.71%

What is the portfolio composition of SBI Banking & Financial Services Fund Direct-IDCW?

Equity: 94.64%, Debt: 0.05%, Others: 5.31%.

Who manages SBI Banking & Financial Services Fund Direct-IDCW?

SBI Banking & Financial Services Fund Direct-IDCW is managed by Milind Agrawal from SBI Mutual Fund.

What is the market-cap allocation of SBI Banking & Financial Services Fund Direct-IDCW?

Large Cap: 68.32%, Mid Cap: 13.60%, Small Cap: 18.08%.

Which are the top companies SBI Banking & Financial Services Fund Direct-IDCW has invested in?

  • HDFC Bank Ltd – 18.15% of the fund's portfolio
  • HDFC Bank Ltd – 18.15% of the fund's portfolio
  • HDFC Bank Ltd – 18.15% of the fund's portfolio
  • HDFC Bank Ltd – 18.15% of the fund's portfolio
  • HDFC Bank Ltd – 20.34% of the fund's portfolio

Which are the major sectors SBI Banking & Financial Services Fund Direct-IDCW focuses on?

  • Financial – 296.64% of the fund's portfolio
View more FAQ's

×
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Mutual Fund AMCs

UTI Mutual Fund

UTI Mutual Fund
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund
Taurus Mutual Fund

Taurus Mutual Fund
Canara Robeco Mutual Fund

Canara Robeco Mutual Fund
Quant Mutual Fund

Quant Mutual Fund
ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund
Sundaram Mutual Fund

Sundaram Mutual Fund
Tata Mutual Fund

Tata Mutual Fund
HDFC Mutual Fund

HDFC Mutual Fund
JM Financial Mutual Fund

JM Financial Mutual Fund
Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund
LIC Mutual Fund

LIC Mutual Fund
Nippon India Mutual Fund

Nippon India Mutual Fund
SBI Mutual Fund

SBI Mutual Fund
DSP Mutual Fund

DSP Mutual Fund
HSBC Mutual Fund

HSBC Mutual Fund
Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund
Bandhan Mutual Fund

Bandhan Mutual Fund
Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund
PGIM India Mutual Fund

PGIM India Mutual Fund
Quantum Mutual Fund

Quantum Mutual Fund
Invesco Mutual Fund

Invesco Mutual Fund
Edelweiss Mutual Fund

Edelweiss Mutual Fund
Mirae Asset Mutual Fund

Mirae Asset Mutual Fund
Bank of India Mutual Fund

Bank of India Mutual Fund
Axis Mutual Fund

Axis Mutual Fund
Navi Mutual Fund

Navi Mutual Fund
Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund
Union Mutual Fund

Union Mutual Fund
Groww Mutual Fund

Groww Mutual Fund
PPFAS Mutual Fund

PPFAS Mutual Fund
360 ONE Mutual Fund

360 ONE Mutual Fund
Shriram Mutual Fund

Shriram Mutual Fund
Mahindra Manulife Mutual Fund

Mahindra Manulife Mutual Fund
WhiteOak Capital Mutual Fund

WhiteOak Capital Mutual Fund
ITI Mutual Fund

ITI Mutual Fund
TRUST Mutual Fund

TRUST Mutual Fund
NJ Mutual Fund

NJ Mutual Fund
Samco Mutual Fund

Samco Mutual Fund
Bajaj Finserv Mutual Fund

Bajaj Finserv Mutual Fund
Helios Mutual Fund

Helios Mutual Fund
Zerodha Mutual Fund

Zerodha Mutual Fund
Old Bridge Mutual Fund

Old Bridge Mutual Fund
Angel One Mutual Fund

Angel One Mutual Fund
Unifi Mutual Fund

Unifi Mutual Fund
JioBlackRock Mutual Fund

JioBlackRock Mutual Fund
Capitalmind Mutual Fund

Capitalmind Mutual Fund
The Wealth Company Mutual Fund

The Wealth Company Mutual Fund

Explore the popular searches and stay informed

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL
Claude
top

Become a Crorepati

Invest ₹10K/month & Get ₹1 Crore* Tax free

Invest Now
*Standard T&C Apply