Sbi Credit Risk Fund-growth
- 3 Months
- 6 Months
- 1 Year
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- 5 Years
- RSI
Fund Overview
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₹2,221.3 CrAUM
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₹46.33NAV
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1.55%Expense Ratio
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DebtFund Category
Returns of Sbi Credit Risk Fund-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.48% | NA | 1.56% |
| 6 Months | 4.60% | NA | 6.78% |
| 1 Year | 8.17% | 8.17% | 11.50% |
| 3 Years | 26.17% | 8.06% | 9.30% |
| 5 Years | 40.25% | 7.00% | 10.13% |
| 7 Years | 62.81% | 7.21% | NA |
| 10 Years | 103.88% | 7.38% | 7.32% |
Asset Allocation
debt instruments
93.91%other assets or cash equivalents
3.14%Sbi Credit Risk Fund-growth is one Debt mutual fund offered by SBI Mutual Fund. the fund aims Regular income for medium term. Predominantly investment in corporate debt securities rated AA and below. It manages assets worth ₹2,221.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.55%. Fund Manager Manager Education Fund Manager Manager Education
The portfolio allocation consists of 93.91% in debt instruments, 3.14% in other assets or cash equivalents. Managed by Lokesh Mallya, it has delivered a return of 8.17% in the last year, a total return since inception of 7.50%.
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Standard Deviation1.23%
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Sharpe Ratio1.11%
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Alpha4.97%
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Beta1.95%
Fund Details
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Fund NamesSbi Credit Risk Fund-growth
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at high risk
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Category Average Annual Returns11.50
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Sbi Short Term Debt Fund-growth
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₹16,453 Cr | 0.48% | 1.18% | 4.43% | 8.07% | 7.42% |
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Sbi Short Term Debt Fund Direct-growth
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₹16,453 Cr | 0.52% | 1.29% | 4.66% | 8.57% | 7.94% |
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Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment)
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₹15,902 Cr | 0.46% | 1.46% | 3.70% | 7.28% | 7.09% |
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Sbi Equity Savings Fund Direct-growth
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₹5,738 Cr | 0.61% | 2.01% | 8.09% | 5.13% | 11.55% |
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Sbi Income Plus Arbitrage Active Fof Direct - Growth
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₹1,902 Cr | 0.44% | 1.16% | - | - | - |
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Sbi Income Plus Arbitrage Active Fof Regular - Growth
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₹1,902 Cr | 0.43% | 1.10% | - | - | - |
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Sbi Fixed Maturity Plan - Series 43 (1616 Days) Direct - Growth
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₹121 Cr | 0.45% | 1.35% | 3.19% | 6.66% | 7.23% |
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Sbi Fixed Maturity Plan - Series 43 (1616 Days) Regular - Growth
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₹121 Cr | 0.44% | 1.32% | 3.12% | 6.54% | 7.09% |
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Sbi Nifty 200 Quality 30 Etf - Growth
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₹78 Cr | 3.24% | 3.70% | 13.97% | -6.69% | 15.30% |
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Sbi Nifty It Index Fund Direct-growth
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₹49 Cr | 5.18% | -5.21% | 1.81% | - | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.89% | ₹153.02 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.09% | ₹112.98 Cr |
| Nirma Limited Sr Vii Tr C 8.50 Ncd 07ap27 Fvrs1lac | Consumer Staples | 5.03% | ₹111.67 Cr |
| Infopark Properties Limited Sr I Rr Ncd 19ju39 Fvrs1lac | Real Estate | 4.78% | ₹106.19 Cr |
| Renew Solar Energy (jharkhand Five) Private Limited 8.44 Ncd 31ag29 Fvrs1lac | Unspecified | 4.78% | ₹106.18 Cr |
| Nj Capital Private Limited Sr A Tr 1 9.8 Ncd 25jl28 Fvrs1lac | Financial | 4.49% | ₹99.64 Cr |
| The Sandur Manganese And Iron Ores Limited 11 Ncd 30sp31 Fvrs1lac | Materials | 3.73% | ₹82.89 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 3.69% | ₹82.02 Cr |
| Avanse Financial Services Limited Sr 26 Rr Ncd 29my26 Fvrs1lac | Financial | 3.62% | ₹80.52 Cr |
| Renserv Global Private Limited 9.9040 Ncd 02my28 Fvrs1lac | Unspecified | 3.61% | ₹80.15 Cr |
| Aditya Birla Renewables Limited 8.6 Ncd 24sp27 Fvrs1lac | Energy & Utilities | 3.44% | ₹76.47 Cr |
| Motilal Oswal Home Finance Limited Sr 2 8.55 Ncd 24mr28 Fvrs1lac | Financial | 3.42% | ₹76.04 Cr |
| Jsw Steel Limited 8.25 Ncd 23dc27 Fvrs10lac | Materials | 3.39% | ₹75.35 Cr |
| Ashoka Buildcon Limited Sr I Tr 1 8.75 Ncd 09ap26 Fvrs1lac | Industrials | 3.39% | ₹75.31 Cr |
| Nuvoco Vistas Corporation Limited 7.75 Ncd 28ag25 Fvrs10lac | Materials | 3.38% | ₹75.04 Cr |
| Indostar Capital Finance Limited Sr Xv 25 9.95 Ncd 24sp25 Fvrs1lac | Financial | 3.16% | ₹70.12 Cr |
| Cube Highways Trust | Industrials | 2.95% | ₹65.50 Cr |
| Yes Bank Ltd Bonds 9.00 2026 | Financial | 2.90% | ₹64.47 Cr |
| Vistaar Financial Services Private Limited 9.75% Ncd 26mr26 Fvrs1lac | Financial | 2.54% | ₹56.51 Cr |
| Net Receivables | Unspecified | 2.32% | ₹51.17 Cr |
| Century Textiles And Industries Limited 8.35 Ncd 30ag27 Fvrs1lac | Materials | 2.29% | ₹50.84 Cr |
| Prestige Projects Private Limited 11.75 Ncd 05mr27 Fvrs1lac | Real Estate | 2.26% | ₹50.11 Cr |
| Eris Lifesciences Limited Strpp Ii 8.73 Ncd 07ju27 Fvrs1lac | Healthcare | 2.06% | ₹45.85 Cr |
| Government Of India 31909 Goi 22ag32 7.26 Fv Rs 100 | Entities | 1.90% | ₹42.14 Cr |
| Goi Sec 7.23 15/04/2039 | Entities | 1.89% | ₹42.00 Cr |
| Eris Lifesciences Limited Strpp I 8.73 Ncd 07dc26 Fvrs1lac | Healthcare | 1.83% | ₹40.60 Cr |
| Godrej Seeds & Genetics Limited Sr 1 Strpp 7.68 Ncd 28jn28 Fvrs1lac | Consumer Staples | 1.12% | ₹24.95 Cr |
| Godrej Seeds & Genetics Limited Sr 2 Strpp 7.68 Ncd 28ap28 Fvrs1lac | Consumer Staples | 1.12% | ₹24.94 Cr |
| Godrej Seeds & Genetics Limited Sr 4 Strpp 7.68 Ncd 27ot28 Fvrs1lac | Consumer Staples | 1.12% | ₹24.93 Cr |
| Godrej Seeds & Genetics Limited Sr 3 Strpp 7.68 Ncd 28jl28 Fvrs1lac | Consumer Staples | 1.12% | ₹24.92 Cr |
| Yes Bank Ltd Bonds 8.00 30/09/2026 | Financial | 0.90% | ₹19.93 Cr |
| Sheela Foam Limited Strpp Iv 8.45 Ncd 06ot26 Fvrs1lac | Consumer Discretionary | 0.85% | ₹18.98 Cr |
| Sheela Foam Limited Strpp Iii 8.45 Ncd 06ap26 Fvrs1lac | Consumer Discretionary | 0.85% | ₹18.92 Cr |
| Sheela Foam Limited Strpp Ii 8.45 Ncd 06ot25 Fvrs1lac | Consumer Discretionary | 0.85% | ₹18.79 Cr |
| Repo | Unspecified | 0.82% | ₹18.31 Cr |
| Latur Renewable Private Limited Sr 1c 7 Ncd 20nv25 Fvrs10lac | Industrials | 0.76% | ₹16.97 Cr |
| Mahanagar Telephone Nigam Limited. Sr Vii B 7.87 Loa 01dc32 Fvrs10lac | Technology | 0.68% | ₹15.06 Cr |
| Poonawalla Housing Finance Limited Sr I 8.65 Loa 16sp25 Fvrs1lac | Financial | 0.39% | ₹8.77 Cr |
| Others Class A2 Aif | Unspecified | 0.36% | ₹8.00 Cr |
| Ashoka Buildcon Limited Sr Ii Tr 1 8.75 Ncd 16ap26 Fvrs1lac | Industrials | 0.23% | ₹5.02 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Uti Credit Risk Fund Direct-flexi Idcw |
₹12.44 | 8.05% | 10.28% | - |
| Uti Credit Risk Fund Direct-growth |
₹19.59 | 8.05% | 10.28% | - |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth |
₹25.01 | 11.45% | 10.27% | - |
| Uti Credit Risk Fund Regular Plan-flexi Idcw |
₹11.24 | 7.28% | 9.48% | - |
| Uti Credit Risk Fund Regular Plan-growth |
₹17.32 | 7.28% | 9.48% | - |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth |
₹22.78 | 10.48% | 9.32% | - |
| Sbi Credit Risk Fund Direct-growth |
₹50.10 | 8.77% | 7.68% | - |
| Sbi Credit Risk Fund-growth |
₹46.33 | 8.07% | 7.00% | - |
| Kotak Credit Risk Fund Direct-growth |
₹33.85 | 8.26% | 6.81% | - |
| Kotak Credit Risk Fund Regular-growth |
₹30.03 | 7.24% | 5.78% | - |
growth is based on 5Y returns of the funds
- 3 Months: 1.48%
- 6 Months: 4.60%
- 3 Years CAGR: 8.06%
- 5 Years CAGR: 7.00%
- Since Inception: 7.50%
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – 6.89% of the fund's portfolio
- AADHAR HOUSING FINANCE LIMITED 8.50 NCD 26MY26 FVRS1LAC – 5.09% of the fund's portfolio
- NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC – 5.03% of the fund's portfolio
- INFOPARK PROPERTIES LIMITED SR I RR NCD 19JU39 FVRS1LAC – 4.78% of the fund's portfolio
- RENEW SOLAR ENERGY (JHARKHAND FIVE) PRIVATE LIMITED 8.44 NCD 31AG29 FVRS1LAC – 4.78% of the fund's portfolio
- Financial – 26.51% of the fund's portfolio
- Entities – 14.37% of the fund's portfolio
- Materials – 12.79% of the fund's portfolio
- Unspecified – 11.89% of the fund's portfolio
- Consumer Staples – 9.51% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
