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Fund Overview of SBI Credit Risk Fund-IDCW Quarterly
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₹2,182.2 CrAUM
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₹22.60NAV
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1.54%Expense Ratio
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DebtFund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
The total value of your investment
after 10 years will be
₹ 1,39,328.64
SBI Credit Risk Fund-IDCW Quarterly Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.12% | NA | 1.56% |
| 6 Months | 4.14% | NA | 6.78% |
| 1 Year | 6.92% | 6.92% | 11.50% |
| 2 Years | 15.88% | 7.65% | 10.29% |
| 3 Years | 25.24% | 7.79% | 9.30% |
| 5 Years | 40.51% | 7.04% | 10.13% |
| 7 Years | 61.81% | 7.12% | NA |
| 10 Years | 97.09% | 7.02% | 7.32% |
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As on Thu Nov 05, 2026
Asset Allocation of SBI Credit Risk Fund-IDCW Quarterly
debt instruments
84.66%other assets or cash equivalents
5.45%Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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SBI Credit Risk Fund-IDCW Quarterly is one Debt mutual fund offered by SBI Mutual Fund. the fund aims Regular income for medium term. Predominantly investment in corporate debt securities rated AA and below. It manages assets worth ₹2,182.2 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.54%. Fund Manager Manager Education Fund Manager Manager Education
About FundAbout SBI Credit Risk Fund-IDCW Quarterly
The portfolio allocation consists of 84.66% in debt instruments, 5.45% in other assets or cash equivalents.Managed by Lokesh Mallya, it has delivered a return of 6.92% in the last year, a total return since inception of 7.47%.
Individuals frequently review the which sip is best so they can strengthen goal-based financial stability.
Pradeep Kesavan
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Lokesh Mallya
Mr. Mallya is MBA and FRM.
Key Metrics of SBI Credit Risk Fund-IDCW Quarterly
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Standard Deviation1.22%
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Mean7.35%
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Sharpe Ratio1.47%
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Sortino Ratio2.32%
SBI Credit Risk Fund-IDCW Quarterly Fund Details
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Compare Mutual Funds
SBI Credit Risk Fund-IDCW Quarterly Fund Returns Comparison
Compare SBI Credit Risk Fund-IDCW Quarterly with other mutual funds in the same category
SBI Credit Risk Fund-IDCW Quarterly
Bank Of India Credit Risk Fund Direct-Growth
Bank Of India Credit Risk Fund Regular-Growth
Compare more funds
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Bank Of India Credit Risk Fund Direct-Growth  |
₹79 | 0.35% | 1.38% | 17.17% | 10.03% | 27.84% |
| Bank Of India Credit Risk Fund Regular-Growth |
₹79 | 0.28% | 1.30% | 16.67% | 9.61% | 27.41% |
| DSP Credit Risk Fund Direct Plan-Growth |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Daily |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Monthly |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Quarterly |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Direct Plan-IDCW Weekly |
₹326 | 0.40% | 0.92% | 10.71% | 13.78% | 13.42% |
| DSP Credit Risk Fund Regular-Growth |
₹326 | 0.34% | 0.72% | 9.83% | 12.90% | 12.52% |
| DSP Credit Risk Fund Regular-IDCW |
₹326 | 0.34% | 0.72% | 9.83% | 12.90% | 12.52% |
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growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
SBI Credit Risk Fund-Growth
|
₹2,182 | 0.40% | 1.12% | 4.14% | 6.92% | 7.79% |
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SBI Credit Risk Fund Direct-Growth
|
₹2,182 | 0.45% | 1.28% | 4.48% | 7.62% | 8.50% |
|
SBI Credit Risk Fund-IDCW Daily
|
₹2,182 | 0.40% | 1.12% | 4.14% | 6.92% | 7.79% |
|
SBI Credit Risk Fund Direct-IDCW Daily
|
₹2,182 | 0.45% | 1.28% | 4.48% | 7.62% | 8.50% |
|
SBI Credit Risk Fund Direct-IDCW Quarterly
|
₹2,182 | 0.45% | 1.28% | 4.48% | 7.62% | 8.50% |
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growth is based on 1-month returns of the fundsSBI Credit Risk Fund-IDCW Quarterly Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth
I want to save
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Top 25% of investors consistently generate more than 12% return
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Total Investment
Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Credit Risk Fund Regular-Growth |
₹7,574 | ₹26.22 | 7.57% | 6.52% | 7.15% |
| HDFC Credit Risk Fund Direct-Growth |
₹7,574 | ₹28.53 | 8.19% | 7.16% | 7.81% |
| HDFC Credit Risk Fund Direct-IDCW |
₹7,574 | ₹25.01 | 8.19% | 7.16% | 7.81% |
| HDFC Credit Risk Fund Regular-IDCW |
₹7,574 | ₹24.14 | 7.57% | 6.52% | 7.15% |
| HDFC Credit Risk Fund Regular-IDCW Quarterly |
₹7,574 | ₹10.50 | 7.57% | 6.52% | 7.15% |
| HDFC Credit Risk Fund Direct-IDCW Quarterly |
₹7,574 | ₹10.85 | 8.19% | 7.16% | 7.81% |
| ICICI Prudential Credit Risk Fund Direct Plan-Growth |
₹6,287 | ₹38.96 | 8.97% | 8.01% | 8.37% |
| ICICI Prudential Credit Risk Fund-Growth |
₹6,287 | ₹35.05 | 8.27% | 7.31% | 7.59% |
| ICICI Prudential Credit Risk Fund-IDCW Quarterly |
₹6,287 | ₹11.26 | 8.27% | 7.31% | 7.59% |
| ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly |
₹6,287 | ₹11.96 | 8.97% | 8.01% | 8.37% |
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Top funds are based on Fund AUM
SBI Credit Risk Fund-IDCW Quarterly Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.12% | ₹154.26 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.07% | ₹153.68 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.08% | ₹153.31 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.89% | ₹153.02 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.08% | ₹151.14 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 7.05% | ₹150.72 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.81% | ₹150.55 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | - | — |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.86% | ₹150.30 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.86% | ₹150.30 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 6.87% | ₹149.86 Cr |
| Repo | Unspecified | 5.31% | ₹115.48 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.09% | ₹112.98 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.10% | ₹112.77 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.14% | ₹112.57 Cr |
| Aadhar Housing Finance Limited 8.50 Ncd 26my26 Fvrs1lac | Financial | 5.14% | ₹112.57 Cr |
| Repo | Unspecified | 5.25% | ₹112.22 Cr |
| Nirma Limited Sr Vii Tr C 8.50 Ncd 07ap27 Fvrs1lac | Consumer Staples | 5.03% | ₹111.67 Cr |
| Repo | Unspecified | 5.14% | ₹110.02 Cr |
| Infopark Properties Limited Sr I Rr Ncd 19ju39 Fvrs1lac | Real Estate | 4.78% | ₹106.19 Cr |
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Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-Growth |
₹14.99 | 10.03% | 27.84% | - |
| Bank Of India Credit Risk Fund Regular-Growth |
₹14.55 | 9.61% | 27.41% | - |
| DSP Credit Risk Fund Direct Plan-Growth |
₹61.18 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW |
₹12.82 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Daily |
₹11.12 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Monthly |
₹11.25 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Quarterly |
₹11.59 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Direct Plan-IDCW Weekly |
₹11.12 | 13.78% | 13.42% | - |
| DSP Credit Risk Fund Regular-Growth |
₹55.45 | 12.90% | 12.52% | - |
| DSP Credit Risk Fund Regular-IDCW |
₹12.71 | 12.90% | 12.52% | - |
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growth is based on 5Y returns of the funds
Frequently Asked Questions
SBI Credit Risk Fund-IDCW Quarterly
What is the current AUM of SBI Credit Risk Fund-IDCW Quarterly?
As of Wed Sep 30, 2026, SBI Credit Risk Fund-IDCW Quarterly manages assets worth ₹2,182.2 crore
How has SBI Credit Risk Fund-IDCW Quarterly performed recently?
- 3 Months: 1.12%
- 6 Months: 4.14%
What is the long-term performance of SBI Credit Risk Fund-IDCW Quarterly?
- 3 Years CAGR: 7.79%
- 5 Years CAGR: 7.04%
- Since Inception: 7.47%
What is the portfolio composition of SBI Credit Risk Fund-IDCW Quarterly?
Debt: 84.66%, Others: 5.45%.
Who manages SBI Credit Risk Fund-IDCW Quarterly?
SBI Credit Risk Fund-IDCW Quarterly is managed by Lokesh Mallya from SBI Mutual Fund.
Which are the top companies SBI Credit Risk Fund-IDCW Quarterly has invested in?
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.12% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.07% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.08% of the fund's portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – 6.89% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 7.08% of the fund's portfolio
Which are the major sectors SBI Credit Risk Fund-IDCW Quarterly focuses on?
- Entities – 70.69% of the fund's portfolio
- Financial – 20.47% of the fund's portfolio
- Unspecified – 15.70% of the fund's portfolio
- Consumer Staples – 5.03% of the fund's portfolio
- Real Estate – 4.78% of the fund's portfolio
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