Fund Overview of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth
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₹176.7 CrAUM
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₹14.33NAV
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1.39%Expense Ratio
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HybridFund Category
Returns of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | -0.47% | NA | 0.55% |
| 6 Months | 4.68% | NA | 5.55% |
| 1 Year | 3.55% | 3.55% | 5.63% |
| 2 Year | NA | 7.77% | 10.55% |
| 3 Years | 27.23% | 8.36% | 10.07% |
Asset Allocation
equities
19.58%debt instruments
76.34%other assets or cash equivalents
4.08%SBI Retirement Benefit Fund - Conservative Plan Regular - Growth is one Hybrid mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in debt and money market instruments & remaining in equity and equity related instruments. It manages assets worth ₹176.7 crore as on Thu Jul 31, 2025. , with a 52-week NAV range between ₹13.51 and ₹14.43. The expense ratio stands at 1.39%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout SBI Retirement Benefit Fund - Conservative Plan Regular - Growth
The portfolio allocation consists of 19.58% in equities, 76.34% in debt instruments, 4.08% in other assets or cash equivalents. Managed by Ardhendu Bhattacharya, it has delivered a return of 3.55% in the last year, a total return since inception of 8.00%.
Key Metrics of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth
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Standard Deviation3.45%
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Sharpe Ratio0.47%
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Alpha-0.45%
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Beta0.84%
Fund Details
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Fund NamesSBI Retirement Benefit Fund - Conservative Plan Regular - Growth
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Inception Date10 Feb 2021
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Lock In1825
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at moderately high risk
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Category Average Annual Returns5.63
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52 Weeks High14.43
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52 Weeks Low13.51
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
SBI Magnum Children's Benefit Fund - Savings Plan Direct  |
₹129 | 0.59% | 0.19% | 3.49% | 12.77% | 13.79% |
| Aditya Birla Sun Life Regular Savings Fund Direct-growth |
₹1,524 | 0.79% | 0.97% | 7.43% | 10.43% | 11.89% |
| UTI Conservative Hybrid Fund Direct-flexi Idcw |
₹1,707 | 0.87% | 0.02% | 4.47% | 10.75% | 11.34% |
| Kotak Debt Hybrid Fund Regular-growth |
₹3,130 | 1.62% | 0.25% | 3.00% | 10.53% | 10.87% |
| UTI Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707 | 0.82% | -0.13% | 3.82% | 10.08% | 10.67% |
| Nippon India Conservative Hybrid Fund Direct-growth |
₹899 | 1.10% | 1.77% | 8.69% | 10.01% | 9.80% |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth |
₹82 | 0.89% | 0.77% | 5.92% | 11.00% | 9.24% |
| Franklin India Conservative Hybrid Fund A Regular-growth |
₹204 | 0.81% | 0.16% | 5.44% | 9.91% | 9.06% |
| DSP Regular Savings Fund Regular-growth |
₹178 | 0.75% | 0.33% | 5.39% | 10.37% | 9.01% |
| Canara Robeco Conservative Hybrid Fund Regular-growth |
₹950 | 0.23% | 0.32% | 4.23% | 8.75% | 8.46% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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SBI Conservative Hybrid Fund-growth
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₹9,799 | 0.83% | 0.70% | 4.74% | 4.83% | 10.24% |
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SBI Conservative Hybrid Fund Direct-growth
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₹9,799 | 0.87% | 0.82% | 4.99% | 5.34% | 10.79% |
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SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct - Growth
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₹284 | 1.21% | -0.35% | 4.51% | 2.50% | 10.76% |
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SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular - Growth
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₹284 | 1.17% | -0.48% | 4.25% | 1.99% | 10.19% |
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SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular-idcw
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₹284 | 1.17% | -0.48% | 4.25% | 1.99% | 10.19% |
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SBI Retirement Benefit Fund - Conservative Plan Direct - Growth
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₹177 | 1.23% | -0.30% | 3.24% | 4.44% | 9.34% |
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SBI Retirement Benefit Fund - Conservative Plan Direct-idcw
|
₹177 | 1.23% | -0.30% | 3.24% | 4.44% | 9.34% |
|
SBI Magnum Children's Benefit Fund - Savings Plan Direct
|
₹129 | 0.59% | 0.19% | 2.95% | 3.49% | 12.77% |
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SBI Magnum Children's Benefit Fund - Savings Plan
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₹129 | 0.56% | 0.10% | 2.76% | 3.11% | 12.37% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Kotak Debt Hybrid Fund Regular-growth |
₹3,130 | ₹58.82 | 10.53% | 10.87% | 9.40% |
| UTI Conservative Hybrid Fund Direct-flexi Idcw |
₹1,707 | ₹50.43 | 10.75% | 11.34% | 8.88% |
| UTI Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707 | ₹45.45 | 10.08% | 10.67% | 8.17% |
| Aditya Birla Sun Life Regular Savings Fund Direct-growth |
₹1,524 | ₹75.69 | 10.43% | 11.89% | 9.54% |
| Canara Robeco Conservative Hybrid Fund Regular-growth |
₹950 | ₹97.44 | 8.75% | 8.46% | 7.88% |
| Nippon India Conservative Hybrid Fund Direct-growth |
₹899 | ₹65.05 | 10.01% | 9.80% | 6.40% |
| Franklin India Conservative Hybrid Fund A Regular-growth |
₹204 | ₹91.37 | 9.91% | 9.06% | 7.50% |
| DSP Regular Savings Fund Regular-growth |
₹178 | ₹59.08 | 10.37% | 9.01% | 7.18% |
| SBI Magnum Children's Benefit Fund - Savings Plan Direct |
₹129 | ₹119.97 | 12.77% | 13.79% | 12.34% |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth |
₹82 | ₹17.54 | 11.00% | 9.24% | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100 | Entities | 19.96% | ₹35.26 Cr |
| State Development Loan 33819 Kar 10jn36 7.74 Fv Rs 100 | Unspecified | 14.96% | ₹26.43 Cr |
| State Development Loan 35530 Mh 05fb36 7.12 Fv Rs 100 | Unspecified | 7.17% | ₹12.66 Cr |
| Bharat Sanchar Nigam Limited Sr Ii Tr A 7.72 Loa 22dc32 Fvrs10lac | Technology | 5.89% | ₹10.40 Cr |
| Summit Digitel Infrastructure Limited 7.58 Ncd 30ot31 Fvrs1lac | Technology | 4.33% | ₹7.65 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 4.23% | ₹7.47 Cr |
| Torrent Power Limited Sr 11 Tr 11b 8.5 Ncd 07ju32 Fvrs1lac | Energy & Utilities | 2.99% | ₹5.28 Cr |
| Rural Electrification Corporation Limited Sr 218 B 7.69 Bd 31jn33 Fvrs1lac | Financial | 2.94% | ₹5.20 Cr |
| Sundaram Finance Limited Sr Y3 8.23 Ncd 05jl34 Fvrs1ac | Financial | 2.93% | ₹5.18 Cr |
| Power Finance Corporation Ltd. Sr Bs227b 7.77 Bd 15ap28 Fvrs1lac | Financial | 2.90% | ₹5.13 Cr |
| Tata Power Renewable Energy Limited 7.85 Ncd 19sp34 Fvrs1lac | Industrials | 2.89% | ₹5.11 Cr |
| Godrej Properties Limited Sr A 8.15 Loa 03jl26 Fvrs1lac | Real Estate | 2.86% | ₹5.05 Cr |
| Repo | Unspecified | 2.40% | ₹4.24 Cr |
| Union Bank Of India Sr Xxxii 8.70 Bd Perpetual Fvrs1cr | Financial | 2.29% | ₹4.05 Cr |
| Hdfc Bank Ltd | Financial | 1.85% | ₹3.28 Cr |
| Net Receivables | Unspecified | 1.68% | ₹3.02 Cr |
| Icici Bank Ltd | Financial | 1.37% | ₹2.43 Cr |
| Reliance Industries Ltd | Energy & Utilities | 1.19% | ₹2.10 Cr |
| Larsen & Toubro Ltd | Industrials | 0.81% | ₹1.43 Cr |
| Infosys Ltd | Technology | 0.81% | ₹1.43 Cr |
| Maruti Suzuki India Ltd | Consumer Discretionary | 0.75% | ₹1.32 Cr |
| State Bank Of India | Financial | 0.61% | ₹1.08 Cr |
| Ultratech Cement Ltd | Materials | 0.58% | ₹1.03 Cr |
| Axis Bank Ltd | Financial | 0.52% | ₹0.93 Cr |
| Abbott India Ltd | Healthcare | 0.52% | ₹0.92 Cr |
| Tata Consultancy Services Ltd | Technology | 0.52% | ₹0.91 Cr |
| Kotak Mahindra Bank Ltd | Financial | 0.50% | ₹0.89 Cr |
| Timken India Ltd | Industrials | 0.44% | ₹0.78 Cr |
| Jubilant Foodworks Ltd | Consumer Discretionary | 0.42% | ₹0.73 Cr |
| Schaeffler India Ltd | Industrials | 0.40% | ₹0.70 Cr |
| Hindalco Industries Ltd | Materials | 0.39% | ₹0.69 Cr |
| Divi's Laboratories Ltd | Healthcare | 0.37% | ₹0.66 Cr |
| Power Grid Corporation Of India Ltd | Energy & Utilities | 0.36% | ₹0.64 Cr |
| Kajaria Ceramics Ltd | Industrials | 0.35% | ₹0.62 Cr |
| Endurance Technologies Ltd | Consumer Discretionary | 0.35% | ₹0.61 Cr |
| Hdfc Life Insurance Co Ltd | Financial | 0.34% | ₹0.60 Cr |
| L&t Technology Services Ltd | Technology | 0.33% | ₹0.58 Cr |
| Tvs Motor Company Ltd | Consumer Discretionary | 0.32% | ₹0.56 Cr |
| Zf Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | 0.31% | ₹0.54 Cr |
| Cholamandalam Investment & Finance Company Ltd | Financial | 0.29% | ₹0.51 Cr |
| Honeywell Automation India Ltd | Technology | 0.27% | ₹0.48 Cr |
| Balrampur Chini Mills Ltd | Consumer Staples | 0.27% | ₹0.47 Cr |
| Navin Fluorine International Ltd | Materials | 0.26% | ₹0.45 Cr |
| Dlf Ltd | Real Estate | 0.25% | ₹0.45 Cr |
| Grindwell Norton Ltd | Materials | 0.25% | ₹0.44 Cr |
| Dr. Lal Pathlabs Ltd | Healthcare | 0.25% | ₹0.44 Cr |
| Page Industries Ltd | Consumer Discretionary | 0.25% | ₹0.44 Cr |
| Fsn E-commerce Ventures Ltd | Consumer Discretionary | 0.24% | ₹0.43 Cr |
| Ltimindtree Ltd | Technology | 0.23% | ₹0.41 Cr |
| Torrent Power Ltd | Energy & Utilities | 0.23% | ₹0.41 Cr |
| Sona Blw Precision Forgings Ltd | Consumer Discretionary | 0.22% | ₹0.38 Cr |
| Brigade Hotel Ventures Ltd. | Consumer Discretionary | 0.20% | ₹0.36 Cr |
| Thermax Ltd | Industrials | 0.20% | ₹0.35 Cr |
| Hdb Financial Services Limited Eq | Financial | 0.20% | ₹0.35 Cr |
| Esab India Ltd | Industrials | 0.20% | ₹0.35 Cr |
| Aia Engineering Ltd | Industrials | 0.19% | ₹0.33 Cr |
| Hawkins Cookers Ltd | Consumer Discretionary | 0.19% | ₹0.33 Cr |
| Abb India Ltd | Industrials | 0.18% | ₹0.31 Cr |
| Hdfc Asset Management Company Ltd | Financial | 0.16% | ₹0.28 Cr |
| Carborundum Universal Ltd | Materials | 0.16% | ₹0.28 Cr |
| Pitti Engineering Ltd | Industrials | 0.14% | ₹0.25 Cr |
| Nuvoco Vistas Corp Ltd | Materials | 0.14% | ₹0.25 Cr |
| Chalet Hotels Ltd | Consumer Discretionary | 0.13% | ₹0.23 Cr |
| Teamlease Services Ltd | Industrials | 0.07% | ₹0.13 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| SBI Magnum Children's Benefit Fund - Savings Plan Direct |
₹119.97 | 12.77% | 13.79% | 120.77 |
| Aditya Birla Sun Life Regular Savings Fund Direct-growth |
₹75.69 | 10.43% | 11.89% | - |
| UTI Conservative Hybrid Fund Direct-flexi Idcw |
₹50.43 | 10.75% | 11.34% | - |
| Kotak Debt Hybrid Fund Regular-growth |
₹58.82 | 10.53% | 10.87% | - |
| UTI Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹45.45 | 10.08% | 10.67% | - |
| Nippon India Conservative Hybrid Fund Direct-growth |
₹65.05 | 10.01% | 9.80% | - |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth |
₹17.54 | 11.00% | 9.24% | - |
| Franklin India Conservative Hybrid Fund A Regular-growth |
₹91.37 | 9.91% | 9.06% | 91.59 |
| DSP Regular Savings Fund Regular-growth |
₹59.08 | 10.37% | 9.01% | - |
| Canara Robeco Conservative Hybrid Fund Regular-growth |
₹97.44 | 8.75% | 8.46% | - |
growth is based on 5Y returns of the funds
SBI Retirement Benefit Fund - Conservative Plan Regular - Growth
What is the current AUM of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth?
As of Thu Jul 31, 2025, SBI Retirement Benefit Fund - Conservative Plan Regular - Growth manages assets worth ₹176.7 crore
How has SBI Retirement Benefit Fund - Conservative Plan Regular - Growth performed recently?
- 3 Months: -0.47%
- 6 Months: 4.68%
What is the long-term performance of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth?
- 3 Years CAGR: 8.36%
- Since Inception: 8.00%
What is the portfolio composition of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth?
Equity: 19.58%, Debt: 76.34%, Others: 4.08%.
Who manages SBI Retirement Benefit Fund - Conservative Plan Regular - Growth?
SBI Retirement Benefit Fund - Conservative Plan Regular - Growth is managed by Ardhendu Bhattacharya from SBI Mutual Fund.
What is the market-cap allocation of SBI Retirement Benefit Fund - Conservative Plan Regular - Growth?
Large Cap: 8.68%, Mid Cap: 27.37%, Small Cap: 5.46%.
Which are the top companies SBI Retirement Benefit Fund - Conservative Plan Regular - Growth has invested in?
- GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 – 19.96% of the fund's portfolio
- STATE DEVELOPMENT LOAN 33819 KAR 10JN36 7.74 FV RS 100 – 14.96% of the fund's portfolio
- STATE DEVELOPMENT LOAN 35530 MH 05FB36 7.12 FV RS 100 – 7.17% of the fund's portfolio
- BHARAT SANCHAR NIGAM LIMITED SR II TR A 7.72 LOA 22DC32 FVRS10LAC – 5.89% of the fund's portfolio
- SUMMIT DIGITEL INFRASTRUCTURE LIMITED 7.58 NCD 30OT31 FVRS1LAC – 4.33% of the fund's portfolio
Which are the major sectors SBI Retirement Benefit Fund - Conservative Plan Regular - Growth focuses on?
- Unspecified – 26.21% of the fund's portfolio
- Entities – 24.19% of the fund's portfolio
- Financial – 16.90% of the fund's portfolio
- Technology – 12.38% of the fund's portfolio
- Industrials – 5.87% of the fund's portfolio
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