SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.19%
NAV: ₹16.54 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

  • ₹247.9 Cr
    AUM
  • ₹16.54
    NAV
  • 1.25%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.19% NA 0.55%
6 Months 4.02% NA 5.55%
1 Year 2.71% 2.71% 5.63%
2 Years 7.14% 3.51% 10.55%
3 Years 24.67% 7.63% 10.07%
5 Years 45.19% 7.74% 10.06%
View More
As on Thu Nov 05, 2026

Asset Allocation of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

equities

39.31%

debt instruments

55.06%

other assets or cash equivalents

5.63%
Large Cap: 48.74%
Mid Cap: 25.75%
Small Cap: 25.50%
Other: 0.00%
Top Holdings
Repo
22.40%
Repo
22.40%
Repo
22.40%
Repo
22.40%
Repo
22.40%
 
Top Sectors
Unspecified
215.05%
Entities
97.77%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth is one Hybrid mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in debt and money marketinstruments & balance in equity and equity related instruments. It manages assets worth ₹247.9 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.25%.
The portfolio allocation consists of 39.31% in equities, 55.06% in debt instruments, 5.63% in other assets or cash equivalents.Managed by Ardhendu Bhattacharya, it has delivered a return of 2.71% in the last year, a total return since inception of 9.17%.
When planning long-term investments many investors also refer to best sip investment based on financial goals.

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  • Pradeep Kesavan

    Fund Manager

  • Mr. Kesavan has done B.Com, MBA (Finance) and CFA

    Manager Education

  • Rohit Shimpi

    Fund Manager

  • Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.

    Manager Education

  • Ardhendu Bhattacharya

    Fund Manager

  • Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.

    Manager Education

Key Metrics of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

  • Standard Deviation
    7.09%
  • Mean
    6.80%
  • Sharpe Ratio
    0.17%
  • Sortino Ratio
    0.22%

SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth Fund Details

Fund Names SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth
Inception Date 10 Feb 2021
Lock In 1825
SIP Minimum Investment amount ₹500
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth Fund Returns Comparison

Compare SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth with other mutual funds in the same category

SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

SBI Children's Fund - Savings Plan Direct-Growth

SBI Children's Fund - Savings Plan Regular-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Savings Plan Direct-Growth trend ₹149 -0.33% 0.35% 8.43% 11.26% 10.24%
SBI Children's Fund - Savings Plan Regular-Growth trend ₹149 -0.36% 0.26% 8.03% 10.86% 9.84%
Bank Of India Conservative Hybrid Fund Direct-Growth trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Monthly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Yearly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Parag Parikh Conservative Hybrid Fund Direct-IDCW Monthly trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Bank Of India Conservative Hybrid Fund Regular-Growth trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
Bank Of India Conservative Hybrid Fund Regular-IDCW Monthly trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from SBI Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
SBI Conservative Hybrid Fund Direct-Growth increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Conservative Hybrid Fund-Growth increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund Direct-IDCW Monthly increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Conservative Hybrid Fund-IDCW Monthly increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Conservative Hybrid Fund-IDCW Quarterly increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund-IDCW Yearly increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund Direct-IDCW Yearly increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular-Growth increase ₹248 2.47% 0.06% 3.76% 2.19% 7.08%
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increase growth is based on 1-month returns of the funds

SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth Calculator

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Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Conservative Hybrid Fund-Growth trend ₹10,107 ₹76.61 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-Growth trend ₹10,107 ₹84.22 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Monthly trend ₹10,107 ₹20.91 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Monthly trend ₹10,107 ₹27.50 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Quarterly trend ₹10,107 ₹22.10 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹10,107 ₹25.73 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Yearly trend ₹10,107 ₹27.02 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Yearly trend ₹10,107 ₹33.59 8.46% 8.14% 8.83%
Parag Parikh Conservative Hybrid Fund Regular-Growth trend ₹3,395 ₹15.83 8.82% 8.77% -
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 ₹16.09 9.15% 9.11% -
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Top funds are based on Fund AUM

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SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified22.40%₹55.53 Cr
RepoUnspecified22.40%₹55.53 Cr
RepoUnspecified22.40%₹55.53 Cr
RepoUnspecified22.40%₹55.53 Cr
RepoUnspecified22.40%₹55.53 Cr
RepoUnspecified16.33%₹41.09 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities14.18%₹40.30 Cr
RepoUnspecified15.53%₹39.58 Cr
RepoUnspecified15.53%₹39.58 Cr
RepoUnspecified15.53%₹39.58 Cr
RepoUnspecified15.45%₹39.43 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities13.92%₹39.42 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities-—
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities14.07%₹39.39 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities13.65%₹39.28 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities13.65%₹39.28 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities13.75%₹39.11 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities13.55%₹38.95 Cr
RepoUnspecified13.98%₹37.62 Cr
State Development Loan 30887 Kar 20ot34 7.08 Fv Rs 100Unspecified10.71%₹30.43 Cr
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Frequently Asked Questions

SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth

What is the current AUM of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth?

As of Wed Sep 30, 2026, SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth manages assets worth ₹247.9 crore

How has SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth performed recently?

  • 3 Months: 0.19%
  • 6 Months: 4.02%

What is the long-term performance of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth?

  • 3 Years CAGR: 7.63%
  • 5 Years CAGR: 7.74%
  • Since Inception: 9.17%

What is the portfolio composition of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth?

Equity: 39.31%, Debt: 55.06%, Others: 5.63%.

Who manages SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth?

SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth is managed by Ardhendu Bhattacharya from SBI Mutual Fund.

What is the market-cap allocation of SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth?

Large Cap: 48.74%, Mid Cap: 25.75%, Small Cap: 25.50%.

Which are the top companies SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth has invested in?

  • Repo – 22.40% of the fund's portfolio
  • Repo – 22.40% of the fund's portfolio
  • Repo – 22.40% of the fund's portfolio
  • Repo – 22.40% of the fund's portfolio
  • Repo – 22.40% of the fund's portfolio

Which are the major sectors SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth focuses on?

  • Unspecified – 215.05% of the fund's portfolio
  • Entities – 97.77% of the fund's portfolio
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