Uti Gilt Fund Direct-growth
- 3 Months
- 6 Months
- 1 Year
- 3 Years
- 5 Years
- RSI
Fund Overview
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₹614.9 CrAUM
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₹64.96NAV
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0.68%Expense Ratio
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DebtFund Category
Returns of Uti Gilt Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | -0.58% | NA | -2.45% |
| 6 Months | 2.34% | NA | 2.39% |
| 1 Year | 5.01% | 5.01% | 5.41% |
| 3 Years | 22.98% | 7.14% | 7.36% |
| 5 Years | 30.89% | 5.53% | 5.98% |
| 7 Years | 65.70% | 7.48% | NA |
| 10 Years | 107.88% | 7.59% | 7.76% |
Asset Allocation
debt instruments
96.99%other assets or cash equivalents
3.01%Uti Gilt Fund Direct-growth is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Credit risk free return over the medium to long term. Investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government. It manages assets worth ₹614.9 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.68%. Fund Manager Manager Education
The portfolio allocation consists of 96.99% in debt instruments, 3.01% in other assets or cash equivalents. Managed by Pankaj Pathak, it has delivered a return of 5.01% in the last year, a total return since inception of 8.16%.
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Standard Deviation2.92%
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Sharpe Ratio0.11%
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Alpha-0.80%
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Beta0.79%
Fund Details
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Fund NamesUti Gilt Fund Direct-growth
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 100
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RiskPrincipal at moderate risk
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Category Average Annual Returns5.41
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Uti Liquid Regular Plan-flexi Idcw
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₹29,013 Cr | 0.47% | 1.43% | 3.28% | 6.87% | 7.00% |
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Uti Liquid Direct-flexi Idcw
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₹29,013 Cr | 0.48% | 1.45% | 3.32% | 6.96% | 7.09% |
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Uti Money Market Fund Direct-flexi Idcw
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₹20,554 Cr | 0.48% | 1.54% | 4.13% | 7.95% | 7.64% |
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Uti Short Duration Regular Plan-flexi Idcw
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₹3,296 Cr | 0.47% | 1.12% | 4.26% | 7.79% | 7.39% |
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Uti Short Duration Direct-flexi Idcw
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₹3,296 Cr | 0.51% | 1.23% | 4.49% | 8.25% | 7.96% |
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Uti Low Duration Fund Regular Plan-bonus
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₹3,211 Cr | 0.48% | 1.45% | 4.14% | 7.81% | 7.38% |
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Uti Conservative Hybrid Fund Regular Plan-flexi Idcw
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₹1,707 Cr | 0.81% | 1.06% | 5.26% | 4.40% | 9.75% |
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Uti Dynamic Bond Fund Regular Plan-flexi Idcw
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₹482 Cr | 0.53% | 0.16% | 3.15% | 6.12% | 6.84% |
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Uti Dynamic Bond Fund Direct-flexi Idcw
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₹482 Cr | 0.60% | 0.37% | 3.59% | 7.02% | 7.73% |
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Uti Credit Risk Fund Direct-flexi Idcw
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₹277 Cr | 0.72% | 1.61% | 4.32% | 8.19% | 8.05% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100 | Entities | 35.17% | ₹216.23 Cr |
| Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100 | Entities | 21.19% | ₹130.28 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 17.51% | ₹107.65 Cr |
| 7.54% Govt Of India Red 23-05-2036 | Entities | 8.73% | ₹53.66 Cr |
| State Development Loan 35644 Asm 05mr35 7.34 Fv Rs 100 | Unspecified | 5.02% | ₹30.86 Cr |
| State Development Loan 35647 Cht 05mr37 7.32 Fv Rs 100 | Unspecified | 5.01% | ₹30.81 Cr |
| Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100 | Entities | 3.35% | ₹20.62 Cr |
| Net Current Assets | Unspecified | 3.01% | ₹18.48 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 0.79% | ₹4.88 Cr |
| Others Cblo | Unspecified | 0.23% | ₹1.40 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Sbi Magnum Gilt Fund Direct-growth |
₹70.05 | 8.02% | 6.65% | 71.17 |
| Sbi Magnum Gilt Fund-growth |
₹66.07 | 7.51% | 6.14% | 67.23 |
| Aditya Birla Sun Life Government Securities Fund Direct Plan-growth |
₹86.35 | 7.43% | 5.99% | - |
| Canara Robeco Gilt Fund Direct - Growth |
₹81.12 | 7.48% | 5.75% | - |
| Uti Gilt Fund Direct-growth |
₹64.96 | 7.21% | 5.63% | - |
| Aditya Birla Sun Life Government Securities Fund Regular-growth |
₹80.26 | 6.74% | 5.31% | 82.68 |
| Kotak Gilt Investment Pf & Trust-growth |
₹97.25 | 6.34% | 5.16% | 100.38 |
| Canara Robeco Gilt Fund Regular - Growth |
₹75.21 | 6.72% | 5.00% | - |
growth is based on 5Y returns of the funds
- 3 Months: -0.58%
- 6 Months: 2.34%
- 3 Years CAGR: 7.14%
- 5 Years CAGR: 5.53%
- Since Inception: 8.16%
- GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 – 35.17% of the fund's portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 21.19% of the fund's portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 17.51% of the fund's portfolio
- 7.54% GOVT OF INDIA RED 23-05-2036 – 8.73% of the fund's portfolio
- STATE DEVELOPMENT LOAN 35644 ASM 05MR35 7.34 FV RS 100 – 5.02% of the fund's portfolio
- Entities – 86.74% of the fund's portfolio
- Unspecified – 13.26% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
