Indian Overseas Bank Balance Check

Efficient financial management begins with staying informed about your bank account balance. Indian Overseas Bank (IOB) offers several ways to check your account balance conveniently. The options range from giving a missed call to the IOB Balance check number to checking balance easily with digital banking services.

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Policies Sold

IOB Balance Check Numbers

Here are the Indian Overseas Bank Balance check numbers for different channels:

IOB Balance Checking Method IOB Balance Check Number
Balance check via Missed Call 9210622122 or 9289222029 
Balance check via Customer Care 1800 890 4445 or 1800 425 4445 
Balance check through WhatsApp Banking 9677711234 
Balance check through SMS Banking  8424022122 

Indian Overseas Bank Balance Check Methods

You can check the balance for your Indian Overseas Bank Savings Account through different methods in both online and offline modes.

  1. Offline Methods to Check Your IOB Balance

    These balance checking methods can be used by users who favour traditional banking or lack Internet facilities.

  2. Indian Overseas Bank Balance Check via Missed Call

    • Give a missed call to the IOB balance check number 9210622122 or 9289222029 using your mobile number linked to your bank account.
    • After the call disconnects automatically, the bank sends an SMS containing the account balance details.
    • The number can be accessed 24/7 to check your balance.
  3. Indian Overseas Bank Balance Check via Customer Care

    You can also check your IOB account balance using the toll-free customer care numbers.

    • You need to call the customer care number 1800 890 4445 or 1800 425 4445 from your registered mobile number.
    • After the call connects, follow the instructions on the call and check your account balance.
    • The number also provides facilities such as Mini Statement, Stop Cheque Facility, Stop Payment of Cheque and more.
  4. Indian Overseas Bank Balance Check via ATM

    • Insert your debit card in any ATM and enter your PIN
    • Choose the Balance Inquiry option on the screen.
    • Your bank balance will be shown on the screen and can also be printed as a receipt.
  5. Indian Overseas Bank Balance Check Via Passbook Update

    • Customers can also check their account balance by visiting an IOB branch and getting their passbook updated.
    • The updated passbook will show your current account balance and transaction history.
  6. Online Methods to Check Your IOB Balance

    Explore the following Indian Overseas Bank online balance checking options for easy access from any corner of the world.

  7. Indian Overseas Bank Balance Check Via WhatsApp Banking

    • Save the IOB balance check WhatsApp number 9677711234 on your mobile.
    • Send a Hi from your registered mobile on WhatsApp and select the preferred language.
    • Accept the terms and conditions.
    • Tap on the Main Menu and choose Account Balance.
    • You will receive your account balance details through chat.
  8. Indian Overseas Bank Balance Check Via Internet Banking

    • Visit the official IOB Net Banking portal.
    • Enter your User ID and password and validate using image captcha or OTP.
    • Go to the View Account Details section.
    • Select Check Account Balance and the details will be displayed.
  9. Indian Overseas Bank Balance Check Via the IOB Connect Mobile Banking App

    • Download the IOB Connect mobile banking app from the Play Store or App Store.
    • Select your registered mobile number for verification.
    • Log in using your account credentials and verify through OTP.
    • Set up your passcode and log in using the passcode or biometric login
    • Open the Account section on dashboard
    • Your account balance will be displayed on the screen.
  10. Indian Overseas Bank Balance Check Using UPI Apps

    • Open your preferred UPI app.
    • Select the IOB bank account linked to your UPI
    • Tap on the Check Balance or View Balance option.
    • Enter your UPI PIN for verification.
    • Your account balance will appear on the screen.

Conclusion

Indian Overseas Bank offers several balance enquiry services to cater to the needs of all kinds of customers. You can choose to check the balance for your savings account with a simple tap through an app or give a missed call to the IOB Balance check numbers.

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Frequently Asked Questions (FAQs)

  • Q. What is the fastest way to check my IOB account balance?

    Ans: You can check your IOB account balance quickly by giving a missed call to 9210622122 or 9289222029 or by checking the balance through a UPI app.
  • Q. Are there any charges for using the Indian Overseas Bank balance check services?

    Ans: Most of the methods to check your Indian Overseas Bank account balance are free of cost. However, using other bank ATMs to check your account balance can incur some charges when you cross the allowed free limits.
  • Q. Do I need a registered mobile number to check my IOB balance through a missed call?

    Ans: The IOB missed call balance enquiry requires you to use the mobile number registered with your IOB account.
  • Q. Can I get a mini statement for my IOB account through the customer care number?

    Ans: Yes. You can get a mini statement containing the last 5 transactions for your IOB account by giving a call to the toll-free numbers 1800 890 4445 or 1800 425 4445 and following the IVR instructions.
  • Q. Why is my IOB account balance not updated after a transaction?

    Ans: Your Indian Overseas Bank account balance may not update immediately due to processing delays, technical lags or pending transactions. If the balance does not update after a long time, you can contact the IOB customer care or visit the nearest branch to you.
Last Verified: 03 November 2026


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